National Bank of Pakistan (NBP) is the largest commercial bank in Pakistan. It was established in 1949 and is headquartered in Karachi. NBP has over 1,276 branches within Pakistan and internationally. The bank offers various personal and commercial banking services, and acts as an agent for the State Bank of Pakistan. NBP aims to be recognized as a leader in the banking industry through excellence, upholding the highest service standards, and maximizing stakeholder value.

1. s

2. Presented By:
Jalil Nawaz
(4425)
Waqas Hamid DEDICATION
(4434)
We Dedicated this project to our Parents
Waseem Yaseen who always care us
and most formative teacher,
(4422)
Sir Bashir Ahmad
M.Ihtisham for their unwavering support and
guidance.
(4442)

3. Board of Directors
Syed Ali Raza Chairman & President, Chief executive officer
Officer
M. Ayuub Khan Tarin Director
Ibrar A. Mumtaz Director and SEVP and Group Chief, Human Resources Management & Administration
Group
Tariq Kimrani Director
M. Arshad Chaudhry Director
Sikandar Hayat Jamali Director
Mian Kausar Hameed Director

4. INTRODUCTION
National Bank of Pakistan is the largest commercial
bank operating in Pakistan.
National Bank of Pakistan was incorporated in
Pakistan under the National Bank Ordinance, 1949
and is listed on all the stock exchanges in Pakistan.
It's registered and head office is situated in Karachi.
The bank is engaged in providing commercial
banking and related services in Pakistan and
overseas.

5. The Bank's services are available to individuals,
corporate entities and government.
it continues to act as trustee of public funds and as
the agent to the State Bank of Pakistan.
Accepting of deposits of money on current, fixed,
saving, term deposit and profit and loss sharing
accounts.
Borrowing money and arranging finance from other
banks and advancing and lending money to its
clients.

6. Executive Summary
Type Government
KSE:
LSE
Established 1949
Headquarter Principal Office, Karachi Pakistan
Key People S. Ali Raza (President & Chairman)
Industry Banking, capital Market
Products Loans, Credit Card, Savings, Consumer Banking etc
Deposit 624938 Million
Net income 15459 Million
Total Assets 817758 Million
Number of Employees 15204
Number of Branches 1276
Home page www.nbp.com.pk

7. Milestone of NBP
• 1949 National Bank of Pakistan (NBP) was established under the
National Bank of Pakistan Ordinance of 1949 and was government-
owned.
• 1950 NBP established a branch in Jeddah, Saudi Arabia.
• 1955 By this time NBP had branches in London and Calcutta.
• 1957 NBP established a branch in Baghdad, Iraq.
• 1962 NBP established a branch in Dar-es-Salaam, Tanganyika.

8. • 1964 The Iraqi government nationalized NBP's Baghdad
branch.
• 1965 The Indian government seized the Calcutta
branch.
• 1967 The Tanzanian government nationalized the Dar-
Es-Salaam branch.
• 1974 The government of Pakistan nationalized NBP.
• 1994 NBP amalgamated Mehran Bank.
• 1997 NBP branch in Ashgabat, Turkmenistan
commenced operations.

9. • 2000 NBP opened a representative office in Almaty,
Kazakhstan.
• 2001 State Bank of Pakistan and Bank of England agree
to allow only 2 Pakistani banks to operate in the UK.
• 2002 Pakistan International Bank renamed itself United
National Bank Limited (UNB).
• 2003 NBP received permission to open a branch in
Afghanistan.
• 2005 NBP closed its offshore branch in Cairo.
• 2010 NBP opened its branch in Karaganda (Kazakhstan.

10. SHARE CAPITAL
• Issued Capital
• The bank was setup with an issued capital of Rs.1.5
million.
• Authorized Capital
• Authorized capital of National Bank of Pakistan in
2000 was Rs.2.5 Billion.
• Issued, Subscribed, and Paid-up Capital
• Issued, subscribed and paid-up capital in year 2000
was Rs.1.46 Billion.

11. Excellence in Direction
 To be recognized as a leader.
 A brand synonymous with trust.
 Highest standards of service quality.
 International best practices.
 Social responsibilities.

12. Excellence in Value
 NBP will aspire to the values that make NBP truly the Nation’s
Bank, by:
 Institutionalizing a merit and performance culture.
 Creating a distinctive brand identity by providing the highest
standards of services.
 Adopting the best international management practices.
 Maximizing stakeholder’s value.
 Discharging our responsibility as a good corporate citizen of
Pakistan and in countries where we operate.

13. Excellence in Growth
 To enhance profitability.
 Maximization of NBP share through increasing leverage of
existing customer base.
 Diversified range of products.

14. Sixty Years of Excellence
NBP was awarded in 2008:
 Bank of the Year (2008).
 World’s best Foreign Exchange
Bank (2008).

16. COMPETITORS OF NBP (Cont.)
Private Sector

17. ORGANIZATIONAL HIERARCHY CHART
Sutructure
PRESIDENT
BOARD OF DIRECTOR
MEMBER EXECUTIVE BOARD
REGIONAL CHIEF
ZONAL CHIEF
BRANCH MANAGER

19. SERVICES OFFERED OF NBP

20. SERVICES OFFERED OF NBP
PLS Saving Account
 Minimum saving balance of Rs. 20,001 and a maximum
balance of Rs. 300,000
 Free NBP Cash Card (ATM + Deabit)
 Two debit withdrawals allowed in a month and no limit
on number of deposit transactions
 Profit calculated monthly and paid on half yearly basis

21. SERVICES OFFERED OF NBP
 Shop to your heart's desire!
 NBP CashCard is an 24-hour direct access
ATM/Debit card to your bank account.
Advantages
 You won't need to carry a lot of cash with you every
time you go out.
 Secure and Safe transaction.
 Account Information on tips (like: Mini
Statement, Balance Inquiry, Utility Bill Payment etc.)
 Enable To Withdraw Cash From 1-Link ATMs / MNET
ATMs.
 Enable To Make Purchases From Around 4000 POS
(Merchants) Countrywide including 2500+ POS in
Karachi.
 No Card Issuance Fee for first 12 Months

22.  DEPOSITS SCHEMES
Types Of Deposit schemes or
Accounts:
Following types of accounts are open in NBP.
1. Current or demand account
2. Saving account
3. Fixed account
4. Call Deposit Accounts
5. Foreign Currency Accounts

23.  FINANCIAL HIGHLIGHTS:

25. GRAPHICAL REPRESENTATION OF
FINANCIAL ANALYSIS

28. SWOT ANALYSIS
 STRENGTHS:
 LARGEST FINANCIAL INSTITUTION
 GOVERNMENT BANK
 AGENT OF CENTRAL BANK
 OLDEST INSTITUTION
 ALTERNATE DUTIES IN SBP ABSENCE
 MORE DEPOSITS THAN OTHER BANKS
 BROAD NETWORK
 STRICTLY FOLLOWED RULES & REGULATION
 WESTERN UNION FACILITY

29. WEAKNESSES
 NBP UNDER POLITICAL PRESSURE
 LACK OF FINACIAL PRODUCT
 INEFFICIENT COUNTER SERVICES IN THE RUSH
HOURS
 UNEVEN WORK DISTIBUTION.
 PUBLIC DEALING IS NOT EFFECTIVE
 STAFF SHORTAGE
OPPORTUNITIES
 MICRO FINANCING
 INCREASE ECONOMIC ACTITIVES
GROWING BANKING SYSTEM
TRAINING
 MERIT BASE CULTURE PROMOTE

30. THREATS
 EMERGENCE OF NEW COMPETITORS
 CUSTOMERS COMPLAINTS
 MODERN TYPE OF BANKING
 WHOLE STRUCTURE CHANGE TO ONLINE
THANK YOU