Downloaded 19 times
Uploaded byAdarsh Bagrecha
Banking Sector in India
The document provides an overview of the banking sector in India, highlighting the robust growth in assets, lending, and deposits, with public sector banks valued at USD 1.4 trillion in 2015. Major players like State Bank of India, HDFC Bank, and Axis Bank are detailed, emphasizing their branch and ATM network, total assets, and notable achievements. Additionally, a SWOT analysis for a specific bank indicates strengths, weaknesses, opportunities, and threats in the competitive banking landscape.
More Related Content
Similar to Banking Sector in India
Banking Sector in India
- 1.
- 2.
- 3. EXECUTIVE SUMMARY Robust Assets Growth Growthlending and deposit Higher ATM penetration Rising rural penetration In 2015, value of public sector bank USD 1.4 trillion. Total banking assets has reached USD1.8 trillion in FY2014 Total lending increased at CAGR 20.7% Deposit increased at CAGR 19.7% Banking connectivity increased to 211,234 villages in 2013 from 67,694 RBI grant licensed to IDFC and Bandhan Microfinance Number of ATMS increased to 182,480 Number of ATMS per million is about to 300 in 2017
- 4.
- 5. MAJOR PLAYERS • Establishedin 1955, State Bank of India is the largest public sector bank in India. • The Net Interest Income of State Bank of India in 2015, was USD9.13 billion • Size – Number of branches: 16,333 • Number of ATMs: 54,560 • Total Assets: USD 0.62 billion • Best Bank– Public Sector by Banking, Financial Services and Insurance (BFSI) in 2015 • Socially Responsible Bank– Magna Awards’15 by BusinessWorld Magazine State Bank of India 1.9 1.8 2.5 2.6 1.8 2.2 FY10 FY11 FY12 FY13 FY14 FY15 Net Profit (USD billions)
- 6. • Established in1994, HDFC Bank is the second largest private sector bank in India. HDFC was amongst the first to receive an 'in principle‘ approval from the RBI to set up a bank in the private sector • Size–Number of branches:4,014 • Number of ATMs: 11,766 • Number of employees: 69,065 • Total assets :USD97.96 billion • Best Managed Company (Finance Asia Pollon Asia’s Best Companies 2015) • •Ranked third in Investor Relations and CorporateGovernance (Finance Asia Pollon Asia’s Best Companies HDFC Bank 621.8 860.7 1102.2 1238.5 1406.5 1775.1 FY10 FY11 FY12 FY13 FY14 FY15 Net Profit (USD millions) MAJOR PLAYERS
- 7. MAJOR PLAYERS • Establishedin 1994,Axis Bank is the third largest private sector bank in India.The Net Interest Income in 2015, was USD2.36 billion • Size– Number of branches: 1,714 • Number of ATMs: 12355 • Number of employees: 42,230 • Total assets: USD63.6 billion • No.1 Promising Banking Brand of 2015 (ET Best Brands 2015) • Awarded the title of Superbrand 2014–15, by Superbrands Axis Bank 530.3 742.8 904.9 953.6 1031.5 1235.6 FY10 FY11 FY12 FY13 FY14 FY15 Net Profit (USD millions)
- 8. Date of Establishment:28-04 1931 Headquarter: Aluva, kochi, kerala Directors: Sudhir Moreshwar Joshi, Balagopal Chandrasekhar, Dilip Gena Sadarangani, Harish Hansubhai Engineer, Grace Elizabeth Koshie Mr. Shyam Srinivasan, Managing Director & CEO, Mr. Nilesh Shivji Vikamsey, Part Time Chairman
- 9.
- 10. Be DominantBank in Kerala. Be a role model for corporate governance VISIO N MISSIO N Devote balance attention to- Stakeholders, Employees and Customers. STP Segment Individual and Industry banking Target Group Semi-Urban Sector Positioning Complete Banking solutions
- 11. Strength: 1. 1247 branchesspread across 24 states in India and 1498 ATMs around India 2. Innovative but simple products and service offerings 3. Expansion across country 4. State of Art I.T support for customers and employees Weakness: 1. Less penetration in the urban market 2. Federal Bank, the principal sponsor of Kochi Tuskers Kerala Opportunity: 1. Small enterprise banking 2. Rural banking and improved urban services 3. Acquisition of smaller units in small regions Threats: 1. Economic slowdown 2. Highly competitive environment 3. Stringent Banking Norms SWOT ANALYSIS SWOT ANALYSIS
- 12. RELATIONSHIP MANAGER CRM Marketing Sales Order Support improve a firm'srelationships with both partner firms and customers.
- 13. Marketing Run Campaigns Generate Leads Forma Database CRM Sales Assign Leads Quality Leads Convert Leads Track Opportunities Order Deliver Products Product Invoices Support Manage Cases Conduct Tranings Provide Service Develop Knowledge base
- 14. Excellent communicationand listening skills The ability to explain complex information clearly and simply Good sales and negotiation skills Good mathematical and computer skills Plenty of drive, initiative and motivation The ability to analyse and research information Networking capabilities Sound knowledge of product JOB PROFILE
- 15.