The document presents an overview of the banking sector in India, highlighting the establishment and growth of various banks, particularly the State Bank of India (SBI). It details SBI's financial standing, services offered, and its mission, vision, and values along with its extensive branch network and technological advancements. Additionally, it mentions SBI's recognition in various awards and its significant role as a major financial institution in the country.

1. Presented By: Vishal Jain
Roll No. 05
MBA- 5 Yr.(3rd Sem.)

2. A bank is a financial institution that provides banking and other
financial services to their customers. A bank is generally
understood as an institution which provides fundamental
banking services such as accepting deposits and providing
loans. Due to many reasons the need of bank comes into
existence. These reasons are like;
 To provide the security to the savings of customers.
 To control the supply of money and credit.
 To encourage public confidence in the working of the financial
system, increase savings speedily and efficiently.
 To avoid focus of financial powers in the hands of a few
individuals and institutions.
 To set equal norms and conditions to all types of customers.

3.  The 1st Bank in India called ‘The General Bank of India’
established in the year 1786.
 The next banks in India were ‘Bank of Bengal’(1806), ‘Bank of
Bombay’(1840) and ‘Bank of Madras’(1843), which were later
in 1921 amalgamated to form the ‘Imperial Bank of India’.
 ‘Allahabad Bank’ established in 1865 was for the 1st time
completely run by the Indians.
 The next bank was ‘Bank of Hindustan’ established in 1870.
 Punjab National Bank Ltd. was set up in 1894 with head
quarters at Lahore.
 Between 1906 and 1913, Bank of India, Central Bank of India,
Bank of Baroda, Canara Bank, Indian Bank, and Bank of
Mysore were set up.
 After that the Reserve Bank of India was established in April
1935.

4. All Scheduled
Commercial
Banks
Public Sector
Banks (26)
SBI and
Associates
(6)
Nationalized
Banks (20)
Foreign
Banks (43)
Private
Sector Banks
(20)
Old Private
Sector Banks
(13)
New Private
Sector Banks
(7)

5.  State Bank of India is a multinational banking and financial services
company based in India. It is a Govt.-owned corporation with its
headquarters in Mumbai, Maharashtra.
 As of sep. 2013, it had assets of Rs. 16,75,830 crores and it has an
unmatched network of 15,143 branches, including 186 foreign offices
in 34 countries and 32,777 group ATMs spread across the country.
 The Bank has 14 circles and 85 Zonal Offices that are located at
important cities throughout the country.
 With a paid-up capital of INR 684.03 crores, the total income and
total profit after tax (PAT) of the Bank during financial year 2012-13
was INR 1,35,691.94 crores and INR 14,105.32 crores respectively.
 For FY 2012-13, the bank had total deposits of INR 12,02,739.57
crores, total advances of INR10,45,616.55 crores.
 SBI is one of the largest employer in the country having 295,696
employees as on 31st March 2013, out of which there were 46,833
female employees (21%) and 2,402 disabled employees (1%).

6. MISSION:
 We will be prompt, polite and proactive with our customers.
 We will speak the language of young India.
 We will create products and services that help our customers
to achieve their goals.
 We will go beyond the call of duty to make our customers feel
valued.
 We will be of service even in the remotest part of our country.
 We will offer excellence in services to those abroad as much
as we do to those in India.
 We will imbibe state of the art technology to drive excellence.

7. Vision:
 My SBI.
 My Customer first.
 My SBI: First in customer satisfaction.
Values:
 We will always be honest, transparent and ethical.
 We will respect our customers and fellow associates.
 We will be knowledge driven.
 We will learn and we will share our learning.
 We will never take the easy way out.
 We will do everything we can to contribute to the
community we work in.
 We will nurture pride in India.

8. Bank of Bengal/Calcutta
2 June,1806
Bank of Bombay
14 April 1840
Bank of Madras
1st July 1843
Imperial Bank of India
27 Jan.1921
State Bank of India
1st July, 1955

9.  On October,1959 State Bank of Hyderabad become the first subsidiary
of SBI.
 In 1960, State Bank of Jaipur, State Bank of Bikaner, State Bank of
Indore, State Bank of Travancore, State Bank of Mysore, State Bank
Patiala and State Bank of Saurashtra became subsidiaries of the bank.
 In 1960, The Bhor State Bank Ltd and Bank of Aundh Ltd was
Amalgamated with the Bank.
 On 8th November,1969 the Bank of Behar Ltd was amalgamated.
 On 26th August 1985, the Bank of Cochin Ltd with 108 branches was
also amalgamated with the Bank.
 In 1999, The State Bank of India (SBI) take over SBI Home Finance
(SBIHF), with its assets and liabilities.
 In 2011, SBI Acquired SBICI Bank.

10. State Bank of Bikaner &
Jaipur
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
State Bank of India
Associate Banks
SBI Capital Markets Ltd.
SBI DFHI ltd.
SBI Payment Services Pvt. Ltd.
SBI Mutual Fund Trustee Co. Pvt. Ltd.
SBI Global Factors Ltd.
SBI Pension Funds Pvt. Ltd.
SBI Funds Management Pvt. Ltd.
SBI Cards and Payment Services Pvt.
Ltd.
SBI Life Insurance Co. Ltd.
SBI-SG Global Securities Services
Pvt. Ltd.
SBI General Insurance Company Ltd.
Non- Banking Subsidiaries
Ownershipfigurein%
Ownershipfigurein%
75.07
100
92.33
100
75.01
100
63.78
100
100
86.18
60
63
60
74
65
74

11. State Bank of India
(California).
State Bank of India
(Canada).
Commercial Bank of
India LLC, Moscow.
SBI (Maturities) Ltd.
PT Bank SBI Indonesia.
Nepal SBI Bank Ltd.
State Bank of India
Foreign Banking Subs. Joint Ventures
C-Edge Technologies Ltd.
GE Capital Business Process
Mgt. services Pvt. Ltd.
Macquarie SBI Infrastructure
Mgt. Pvt. Ltd.
SBI Macquarie SBI
Infrastructure Trustee Pvt. Ltd.
Oman India Joint Investment
Fund Mgt. co. Pvt. Ltd.
Oman India Joint Investment
Fund-Trustee co. Pvt. Ltd.
Ownershipfigurein%
Ownershipfigurein%
100
100
60
93.40
76
55.28
49
40
45
45
50
50

12. 2218 2232 2341 2417
2502 2523 2624 2745
3995 4027 4165 4222
5382 5448 5686 5759
Mar'12 Sep'12 Mar'13 Sep'13
Branches
Metro Urban
Semi- Urban Rural
14097 14127
1514314816
20084
22141
27175
32777
Mar'11 Mar'12 Mar'13 Sep'13
ATMs

13. 63
90
130
154
Mar'11 Mar'12 Mar'13 Sep'13
Internet Banking Users
10
37
62
77
Mar'11 Mar'12 Mar'13 Sep'13
Mobile Banking Users
In Lac

14.  Only Indian bank to find a place in the Fortune Global 500 list
and improved ranking from 495 last year to380 this year.
 “Asia’s Best CSR Practices Award”- 2013 by CMO Asia.
 “Asian BFSI Award”- 2013 by Asian Leadership Awards.
 “India’s Most Ethical Company Award”- 2013 by World CSR
Congress.
 “Asian Green Future Leadership Award”- 2013 by Asian
Confederation of Business.
 Improved ranking from 219th position last year to 150th
position this year in the Forbes 2000 list of largest companies
in the world.
 Ranked 1st position in survey of top 5 companies in India in
terms of financial reputation by Wall Street Journal Asia.
 Winner of “Best Green Service Innovation” award.
 HRMS project wins “Silver Edge Award”.

15. Mrs. Arundhati Bhattacharya - Chairperson
Mr. Hemant G. Contractor - M. Director
Mr. Diwakar Gupta - M. Director
Mr. A krishna Kumar - M. Director
Mr. S. Vishvanathan - M. Director
Mr. S. venkatachalam - Director
Mr. D. Sundaram - Director
Mr. Parthasarathy Lyengar - Director
Mr. Thomas Mathew - Director
Mr. J. B. Mohapatra - Director
Mr. S. K. Mukherjee - Director
Dr. Rajiv Kumar - Director
Mr. Deepak I. Amin - Director
Mr. Harichandra Bahadur Singh - Director
Mr. Rajiv Takru - Director
Dr. Urjit R. Patel - Director

16. SBI Deposit Schemes
SBI Personal Finance
Rent Plus Scheme
ServicesProducts
ATM Services
Internet Banking
Foreign Inward Banking
Lockers
Cards
Green Remit Card
Mobile Baking
Personal Accident Cover
Demat Service
Health Insurance
Credit Cards
Public Provident Fund Scheme

17. Mar'11 Mar'12 Mar'13 Sep'13
1320.7
1539.6
1826.2
2049.2
Saving A/c.
Mar'11 Mar'12 Mar'13 Sep'13
24.6
26.1
28.3
29.66
Current A/c.

18. 110000
115000
120000
125000
130000
135000
140000
Total Income
102000
104000
106000
108000
110000
112000
114000
116000
118000
120000
122000
124000
Total Exp.
0
2000
4000
6000
8000
10000
12000
14000
16000
Net. Profit
Amount in Crores
13569
2
120873
12158
7
10916
6
14105
11707

19. 0
200000
400000
600000
800000
1000000
1200000
1400000
2011-12 2012-13
Deposits
Advances (Amount in crores)
170
175
180
185
190
195
200
205
210
215
2011-12 2012-13
Earning Rs. Per
share
1043647
867579
1202740
1045617
184.31
210.06

20. Rs. Earned
Intrerest & discounts on adv./bill
Interest on Investment
other interests
Commission, exchange and
brokerage
miscellaneous income
67%
20%
1%
8%
4%
Rs. Spent
interest paid on deposits
interest paid on borrowings, bonds and others
operating expenses
provisions & contigencies
tax
transfer to reserve
Dividend & tax on Dividend
50%
6%
22%
8%
8%4%
2%

21. 62%13%
5%
3%
11%
6%
Distribution of
Shareholding
President of India
Non-Residence (FIIs/FCSs/NRIs)
Mutual Fund & UTI
Private Corporate Bodies
Banks/Fis/Ins.co. etc.
others
0
10
20
30
40
50
60
70 62.31
9.98
2.41 0.7 0.64
Top 5 Shareholders

22. 16.29
16.41
16.46
16.76
16
16.1
16.2
16.3
16.4
16.5
16.6
16.7
16.8
Mar'12 Sep'12 Mar'13 Sep'13
Deposits
16.09
16.18
16.66
16.91
15.6
15.8
16
16.2
16.4
16.6
16.8
17
Mar'12 Sep'12 Mar'13 Sep'13
Advances
In %

23. S.
no.
Name of Bank Mkt. Cap. Net. Profit T. Assets
1 SBI 124,456.56 14,104.98 1,566,261.03
2 Bank of Baroda 27,235.65 4,480.72 547,135.44
3 PNB 19,437.50 4,747.67 478,877.04
4 Bank of India 12,956.04 2,749.35 452,602.72
5 Canara Bank 11,004.12 2,872.10 374,160.20
6 IDBI Bank 8,643.03 1,882.08 290,837.23
7 Union Bank 7,176.45 2,157.93 311,860.82
8 UCO Bank 5,693.64 618.19 198,651.39
9 Central bank 5,452.69 1,014.96 268,129.54
10

24. S. no. Name of Co. FY-12 FY-13
1 ONGC 28144 24220
2 Reliance
Industries
19724 20879
3 State Bank 15343 17916
4 Coal India 14788 17356
5 TCS 10413 13917

25. Largest bank in the country.
Presence in 34 Countries.
Merged with 5 banks.
Biggest network of branches.
Highest number of ATMs.
Brand name established.
Internet banking, Mobile
banking and other services.
Huge amount of Staff.
Still carries the image of the old
Govt. sector bank.
Tapping international market.
Expansion into rural areas.
Consolidation among private
banks.
New banks licenses by RBI.
Foreign banks that have
sophisticated products.