Growth and Structure of Industries

2.  Jiten kamani
 Chintan patel
 Dinesh jethvani
 Akbari axit
 Santosh dangodra
 Ronak dhorajiya
 Gojiya jigar
 Raj detroja
Present By.:-

3. Meaning of industry
 ‘’A classification that refers to a group of
companies that are related in terms of their
primary business activities. In modern
economies, there are dozens of different
industry classifications, which are typically
grouped into larger categories called
sectors.”

4. Introduce Of Industry
 The training course for statisticians and statistical
programmers new to the industry, widely known
as the "Introduction to Industry Training Course",
has been running since 1986.
 It aims to broaden the participants' knowledge
and appreciation of the drug development
process from discovery through to marketing.

5. What is an Industry?
Industry consists of all those firms which
produce goods and services.
In other words , industry is that part of the
business which creates form utility.
An industry may be defined as a group of
firms competing against one another.
For example-the tire industry is made up of
all the tire manufacturing firms like MRF,
Ceat, J.K, Apollo etc.

6. Meaning Of Bank Industries
 A financial institution with a limited
scope of services. Industrial Banks sell
certificates that are labeled as
investment shares and also accept
customer deposits. They then invest
the proceeds in installment loans for
consumers and small businesses.

7. History of Indian Banking
Sector
 Banking in India originated in the first decade of 18th
century
 The General Bank of India coming into existence in
1786.
 The first fully Indian owned bank :- Allahabad Bank :-
established in 1865.
 In 1935, The Reserve Bank of India formally took on
the responsibility of regulating the Indian banking
sector.
 After independence in 1947, the Reserve Bank was
nationalized and given broader powers.

8. Preferred Banks by SMEs
50%
45%
5% Nationalized
Private
Both

9. Flow Chart of Indian Banking
Sector
RBI
Scheduled Unscheduled
commercial
Co-
operative
Nationalize
d
Bank
Regional
Rural
Bank
Private
Bank
Urban
Co-
operative
State
Co-
operative

11. INTRODUCTION
 It is the Central Bank of
India Established in “1st April
1935” under the “RESERVE
BANK OF INDIA ACT”.
Its head quarter is in
Mumbai (Maharashtra). Its
present governor is Raghuram
Rajan ”.
It has “22 Regional Offices”,
most of them in State capitals.

12. 2
3
4
2 2
3
4
2
3
4
2 2
3 3
2 2
3 3
2
33
4
3
2
3
4
3
2
4
3
1
2 2
3
1
2 2
3
2 2
1
2
3 3
1
2
3 3
2
33 3
2 2
3 3
2 2
3
2
0
2
4
SBI
BOI
BOB
UNION
IDBI
ICICI
HDFC
AXIS
KOTAK
OTHERS
Loan Services Staff Knowledge Staff Behaviour
Speed of issuing knowledge Easy Access Abilty to address problems
Fig 1.11 Average Ratings
Ratings Based on Services

13. Loan Recovery Process
Monthly Installments
Post Dated Cheques on
ECS(Electronic Clearing
Service)

14. What about Loan Defaulters?
Send legal notice.
Hire 3rd party recovery agents.
Taking possession of company
assets.

15. Any Special Facilities for SMEs?
 Cash credit facility
 Overdraft
 Term Loan
 Salary Accounts
 Special interest Rates

17. User New Acc
Bank
New
Form
Verify
Rejected Create Acc
DB
Created
E-R diagram for creating ”ACCOUNT”

18. Meaning of public bank
The part of an economy that is
controlled by the state.

19. Canara Bank
Founded: 1969
Net Income: Rs. 33.41 Million
Employees: 44,090 (2012 Figures)
Products: Credit Cards, Consumer Banking,
Commercial Banking and others.

20. Type Public(BSE: 532483, NSE: CANBK)
Industry Banking, Financial services
Founded Canara Bank Hindu Permanent Fund (1906)
Canara Bank Ltd (1910)
Canara Bank (1969)
Headquarters Bangalore, Karnataka, India
Key people Rakesh Sharma (MD & CEO)
Branches = 5784A
Revenue ₹339 billion (US$5.0 billion) (2012)
Net income ₹33.41 billion (US$490 million) (2012)
Total assets ₹4.72 trillion (US$69 billion) (2015)
Number of employees 53,506 (2015

22. Headquarter: Mangalore
Products: Credit Cards, Retail Banking, Savings,
Investment and others.
Founded: 1906, Udupi
Corporation Bank

23. Headquarters Mangalore, Karnataka, India
Key people Shri Sadhu ram Bansal
(Chairman, MD)
Products Loans, Credit Cards, Savings, Investment
vehicles, etc.
Operating income ₹14,510.40 crore (equivalent
to ₹170 billion or US$2.4 billion in 2016)
(Financial year 2011-12)
Net income ₹1,506.04 crore (equivalent to₹17 billion or
US$250 million in 2016) (March 2012)
Owner Government of India
Slogan Prosperity for All
type Public
Traded as BSE: 532179
NSE: CORPBANK
Industry Banking
Founded Udupe, 12 March 1906; 109 years ago

26. Founded : 1925
Products: Private Equity, Consumer/Corporate
Banking, Investment Banking and others.
Employees: 25,569 (2010 Figures)
Headquarter: Manipal, Karnataka
Revenue: Rs. 11,000 Crore
Syndicate Bank

27. Type Public
Traded as BSE: 532276
NSE: SYNDIBANK
Industry Banking, Financial Services
Founded Udupi, 1925 (as Canara Industrial and Banking Syndicate Limited)
Founder Maniple, Karnataka, India
Headquarters Shri Arun Shrivastava
(Managing Director and CEO)
Shri T K Srivastava
(Executive Director)
Shri Ravi Shanker Pandey
(Executive Director)
Key people
Products Finance and insurance
Consumer Banking
Corporate Banking
Investment Banking
Investment Management
Private Equity
Mortgages
Credit Cards
Slogan Faithful and Friendly (English) & Viswasaneeya Hitheshi (Sanskrit)

29. Largest Public Sector/Government Bank in India
Founded : 1st July, 1955
Headquarters: Mumbai, Maharashtra
Employees: 2,92,215 as per 2012 figures
State Bank of India (SBI)

30. Type Public
Traded as
NSE: SBIN
BSE: 500112
LSE: SBID
BSE SENSEX Constituent
CNX Nifty Constituent
Industry Banking, financial services
Founded
2 June 1806, Bank of Calcutta
27 January 1921, Imperial Bank of India
1 July 1955, State Bank of India
2 June 1956, nationalization
Headquarter0s Mumbai, Maharashtra, India
Area served Worldwide
Key people
Smt. Arundhati Bhattacharya
(Chairperson)
Products
Consumer banking, corporate banking, finance
and insurance, investment banking, mortgage
loans, private banking, private equity, savings,
securities, asset management, wealth
management, credit cards,

31. Revenue ₹257289 crore (US$38 billion) (2015)
Profit ₹17517 crore (US$2.6 billion) (2015)
Total assets ₹2700110 crore (US$400 billion) (2015)
Total equity ₹203417 crore (US$30 billion) (2015)
Owner Government of India
Members
286 million users with 450 million accounts
(2016)
Number of employees 222,033 (2014)
Slogan The Banker to Every Indian

33. Founded on: 1895
Founder: Lala Lajpat Rai
Employees: 62,127 as per 2012 year
Headquarter: New Delhi, India
Punjab National Bank (PNB)

35. Type Public
Traded as
BSE: 532461
NSE: PNB
CNX Nifty Constituent
Industry Banking, Financial services
Founded 19 May 1894
Founder Lala Lajpat Rai
Headquarters New Delhi
Key people Usha Ananthasubramanian (MD & CEO)
Products
Credit cards, consumer banking, corporate
banking, finance and insurance, investment
banking, mortgage loans, private banking,
private equity, wealth management
Revenue ₹47400 crore (US$7.0 billion)(2013)
Net income ₹4748 crore (US$700 million) (2013)
Total assets ₹478877 crore (US$70 billion) (2013)
Owner Government of India
Number of employees 62,392 (March 2013

36. Founded: 1935
Revenue: Rs. 60,939 Million
Headquarter: Pune, India
Bank of Maharashtra

38. Type
Public company
BSE & NSE: MAHABANK
Industry
Banking,
Capital markets and allied industries
Founded 1935
Headquarters
1501, Lokmangal,
Shivajinagar,
Pune India
Key people
Sushil Muhnot , Chairman & Managing
Director
R K Gupta, R Athmaram , Executive Directors
Products
consumer banking, corporate banking,
finance and insurance, investment banking,
mortgage loans, private banking, private
equity, savings, Securities, asset
management, wealth management, Credit
cards,
Revenue ₹60939 million (US$900 million)
Total assets ₹ 481 million
Slogan One Family One Bank Mahabank

39. Headquarters: Mumbai
Founded: 1964
Net Income: Rs. 20.32 Billion
Employees: 1,50,000 (2012 Figures)
IDBI Bank

41. Type Government-owned bank
Traded as BSE: 500116
Industry Banking, Financial services
Predecessor IDBI
Founded July 1964
Headquarters Mumbai India
Key people Mr. Kishor Kharat (MD & CEO)
Products
consumer banking, corporate banking,
finance and insurance, investment banking,
mortgage loans, private banking, private
equity, wealth management, Agriculture
Loan
Revenue ₹282.84 billion (US$4.2 billion) (2013)
Operating income ₹54.58 billion (US$800 million) (2013)
Net income ₹18.82 billion (US$280 million) (2013)
Total assets ₹3.23 trillion (US$48 billion) (2013)
Number of employees 18,465 (March 2013)
Slogan बैंक ऐसा दोस्त जैसा

42. Full Name: Bank of Baroda (BOB)
Founded : 1908
Founders: Maharaja Sayajirao Gaekwad (Baroda Royal
State)
Headquarters: Baroda (Vadodara), Gujarat, India
Bank of Baroda (BOB)

44. Type Public (BSE: BOI)
Industry Financial services
Founded
September 7, 1906 (109 years ago) (1906-
09-07)
Headquarters Mumbai, Maharashtra, India
Key people M O Rego (MD & CEO)
Products
Commercial Banking
Retail Banking
Private Banking
Asset Management
Mortgages
Credit Cards
Revenue ₹243935.0 million (US$3.6 billion)
Operating income ₹53842.3 million (US$790 million)
Net income ₹24887.1 million (US$370 million)

45. Employees: 27,746 as per 2011
Headquarter: Mumbai, Maharashtra, India
Net Income: Rs. 1787 Crore (2012 Year)
Union Bank of India (UBI)

47. Type Public company (BSE: 532477)
Industry Financial services
Founded 11 November 1919
Headquarters Mumbai, India
Key people
Arun Tiwari
(Chairman & MD)
Revenue ₹211.44 billion (US$3.1 billion) (2012)
Net income ₹17.87 billion (US$260 million) (2012)
Owner Government of India
Number of employees 36377(2015)
Slogan Good people to bank with

48. Private sector

49. popularly known as HDFC Bank was incorporated
in the year 1994. Headquartered in Mumbai,
HDFC was founded by Hasmukhbhai Parekh.
HDFC Bank
Housing Development Finance Corporation
Limited

51. Type Public company
Traded as
BSE: 500180
NSE: HDFCBANK
NYSE: HDB
BSE SENSEX Constituent
CNX Nifty Constituent
Industry Banking, Financial services
Founded August 1994
Headquarters Mumbai, Maharashtra, India
Area served Worldwide
Key people Aditya Puri (MD)[
Products
Investment Banking
Investment Management
Wealth Management
Private Banking
Corporate Banking
Private Equity
Finance and Insurance
Consumer Banking
Mortgages
Credit Cards
Revenue ₹9940.7 crore (US$1.5 billion) (2015)
Profit ₹3356.8 crore (US$490 million) (2015)
Total assets ₹687892 crore (US$100 billion) (2015)
Number of employees 76,286 (March 2015

52. popularly known as ICICI was originally formed in the
year 1994 by the initiative of the World Bank and ICICI.
Headquartered in Vadodara, Gujarat, its an Indian
Industrial Credit and Investment Corporation of
India.
ICICI BANK

54. Type Public
Traded as
•BSE: 532174
•NYSE: IBN
•BSE SENSEX Constituent
•CNX Nifty Constituent
Industry Banking, Financial services
Founded 1894 (1894)
Headquarters Mumbai, Maharashtra, India
Area served Worldwide
Key people
Mr. M. K. Sharma (Chairman)
Mrs.Chanda Kochhar (MD & CEO)
Products
Credit cards, Consumer banking, corporate
banking, finance and insurance, investment
banking, mortgage loans, private banking,
wealth management, Personal Loan,
Payment Solutions.
Revenue US$9.8 billion (2015)
Operating income US$3.2 billion (2015)
Profit US$1.8 billion (2015)
Total assets US$103.4 billion (2015)
Total equity US$12.9 billion (2015)
Number of employees 67,857 (2015)

55. Axis Bank began its operations in 1994 and offers
diverse spectrum of financial services to its
customers.
Axis Bank is ranked 3rd in the list of top 10 private sector banks in India. Axis
Bank is one of the largest private sector banks in India, offering a wide range
of products such as Credit cards, Consumer banking, Corporate banking,
finance and insurance, investment banking, mortgage loans etc
AXIS BANK

57. Type Public
Traded as
BSE: 532215
LSE: AXBC
NSE: AXISBANK
Industry Banking, Financial services
Founded 1990 (as UTI Bank)
Headquarters Mumbai, Maharashtra, India
Key people Shikha Sharma (MD & CEO)
Products
Credit cards, consumer banking, corporate
banking, finance and insurance, investment
banking, mortgage loans, private banking,
private equity, wealth management
Revenue ₹44565 crore (US$6.6 billion) (2015)
Net income ₹7448 crore (US$1.1 billion) (2015)
Total assets ₹467242 crore (US$69 billion) (2015)
Number of employees 42,420 (March 2014)

58. Kotak Mahindra Bank, previously known as Kotak
Mahindra Finance Limited is a non-banking
financial company, which was established in the
year 1995.
KOTAK BANK

60. Type Public company
Traded as
BSE: 500247
NSE: KOTAKBANK
Industry Banking, Financial service
Founded 1985 (as Kotak Mahindra Finance Ltd)
Headquarters Mumbai, India
Key people
•Uday Kotak (Founder & Executive Vice
Chairman)
•C. Jayaram (Joint MD)
•Dipak Gupta (Joint MD)
•Jaimin Bhatt (President & Group CFO)
Products
Deposit accounts, Loans, Investment
services
Revenue ₹109.63 billion (US$1.6 billion)(2011)
Net income ₹15.69 billion (US$230 million)(2011)
Number of employees
29,000 (before merger with ING
Vysya) (2015

62. type Public company
Traded as BSE: 532648
NSE: YESBANK
Industry Banking & financial services
Founded 2004
Founder Rana Kapoor and Late Ashok Kapur
Headquarters Mumbai, India
Key people Rana Kapoor (Managing Director & CEO)
Products Banking and financial services MEs
Revenue ₹23500 crore (US$3.5 billion) (30 July 2015)
Net income ₹3000 crore (US$440 million) (2015)
Total assets ₹91000 crore (US$13 billion) (July,2015)

64. DCB BANK
 DCB Bank Ltd. is a private sector
scheduled commercial bank in India.
 It has a network of 176
branches and over 400 ATMs in the
country

66. Type
Public company (BSE: 532772)
(NSE: DCBBANK)
Industry
Banking
Financial services
Founded 1930
Headquarters Mumbai, Maharashtra, India
Key people
Nasser Munjee, Chairman, Murali M.
Natrajan (MD & CEO)
Products
SME Banking
Retail Banking
Corporate Banking
Agri & Inclusive Banking
Wealth Management
Home Loan & Loan Against Property
(Mortgages)
Credit Card
Revenue ₹6.48 billion (US$95 million)(2011)
Total equity INR 1639 million Q1'16
Number of employees 3,500 approximately Q1'16

67. Type Private Bank
Industry Banking
Financial services
Founded 1943
Key people •Vishwavir Ahuja, MD and CEO
Products Personal banking
Commercial Banking
Corporate & Institutional Banking
Number of employees 2798
Website rblbank.com
RBL BANK

69. "Your Family Bank. Across India"
Type private
Traded as BSE: 532652
NSE: KTKBANK
Industry Banking, Financial services
Founded 1924
Headquarters Mangalore, Karnataka, India
Key people P Jayarama Bhat (MD)
Products Retail banking, corporate banking, finance and
insurance,mortgage loans,
Revenue ₹ 750587 crores(March 2014)
Profit ₹ 451.00 crores (31.03.2015)
KARNATAKA BANK

71. Type Private
BSE & NSE
Industry Banking
Financial Services
Insurance
Capital markets
Founded 1929
Headquarters Thrissur City, Kerala, India
Key people Sri. V.G. Mathew, Managing Director and
Chief Executive Officer
Products Loans, savings, investment vehicles,
insurance etc.
Revenue ₹ 26.4270 billion
Net income ₹ 2.3376 billion
SOUTH INDIAN BANK

73. "Aapka Bhala, Sabki Bhalai"
Type Scheduled Commercial Banking
Company
Industry Banking, Financial services
Founded 23 August 2015
Headquarters Kolkata, West Bengal, India
Area served India
Key people Ashok Lahiri (Chairman)
Chandra Shekhar Ghosh(MD, CEO)
Products Agri Loans
Micro Loans
MSME Loans
Retail Loans
Number of employees 19,500
BANDHAN BANK

75. Type Public company Private
sector(BSE: 532180,NSE: DHANB
ANK)
Industry Banking
Financial services
Insurance
Founded 1927
Headquarters Dhanlaxmi Bank Ltd,
Dhanalakshmi Buildings,
Naickanal
Thrissur,
Kerala, India
Key people T Y Prabhu, G Sreeram
DHANLAXMI BANK