This document summarizes watershed and receiving water models. It describes watershed models that estimate pollutant loads from land areas, such as SWAT and GWLF. It also describes receiving water models that estimate environmental impacts on waterbodies, such as LAKE2K and QUAL2K. The document provides examples of using models to estimate pollutant concentrations in streams before and after calibration. It also describes how watershed models vary in complexity from pollution indices to simulation models like SWAT. Key pollutants and transport pathways are outlined. The modeling process is summarized as pre-processing GIS data, running the core model GWLF-E, and using optional tools to visualize and evaluate outputs and BMP scenarios.