FinTech Forum DACH is the first event focused on Germany, Austria and Switzerland, with the mission to identify innovators and disruptors in the Financial Services sector and bring them together with high-calibre investors.
A presentation given in Denmark, introducing cognitive computing, highlighting potential benefits and early use-cases in insurance with IBM Watson. The presentation included demos.
Link to youtube video of FlexRate Insurers self-service demo: https://www.youtube.com/watch?v=8xRN9RzpVBE&spfreload=10
Link to IBM Watson white paper on Cognitive Computing in Insurance:
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “AI & Machine Learning”.
Brought to you by The Digital Insurer and sponsored by KPMG.
Hosted by Digital Insurance
The insurance industry is at a tipping point: A next-generation of insurer is disrupting traditional business models by building future-proof business systems that power superior customer experiences and generate new revenue streams.
With the proper application of technology and information, traditional insurers can quickly adapt to changing industry dynamics and win against these next-gen insurers.
This on-demand webinar will explore how to:
Reinvent traditional insurance products and services
Drive customer experience improvements by unlocking more information and using it faster
Mitigate risk and ensure successful modernization efforts
Discover how traditional insurers can win more business by delivering customer-centric underwriting, policy administration, and claims management applications faster than ever.
A presentation given in Denmark, introducing cognitive computing, highlighting potential benefits and early use-cases in insurance with IBM Watson. The presentation included demos.
Link to youtube video of FlexRate Insurers self-service demo: https://www.youtube.com/watch?v=8xRN9RzpVBE&spfreload=10
Link to IBM Watson white paper on Cognitive Computing in Insurance:
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “AI & Machine Learning”.
Brought to you by The Digital Insurer and sponsored by KPMG.
Hosted by Digital Insurance
The insurance industry is at a tipping point: A next-generation of insurer is disrupting traditional business models by building future-proof business systems that power superior customer experiences and generate new revenue streams.
With the proper application of technology and information, traditional insurers can quickly adapt to changing industry dynamics and win against these next-gen insurers.
This on-demand webinar will explore how to:
Reinvent traditional insurance products and services
Drive customer experience improvements by unlocking more information and using it faster
Mitigate risk and ensure successful modernization efforts
Discover how traditional insurers can win more business by delivering customer-centric underwriting, policy administration, and claims management applications faster than ever.
This is a talk given to bankers at CCX Forum where I share how Machine Learning products can be built for retail banking sector, what are the challenges and how can they be overcome.
Big Data Alchemy: How can Banks Maximize the Value of their Customer Data?Capgemini
This document is a point of view on how banks can maximize the value of their customer data using big data analytics. While the volume of data has been increasing in recent years, many banks have not been able to profit from this growth. Several challenges hold them back. The PoV explores these challenges and suggests actions for banks in order to scale-up to the next level of customer data analytics.
These are slides used for a 15-min presentation made to Banking and Financial Services leaders at a virtual event hosted by Digital Banking Leadership Council on April 06, 2017
AI can be used to create sophisticated tools to monitor and analyze behavior and activities in real time. Since these systems can adapt to changing risk environments, they continually enhance the organization’s monitoring capabilities in areas such as regulatory compliance and corporate governance.
AI systems
can adapt to changing risk environments
continually enhance the organization’s monitoring capabilities
Better manage regulatory compliance and corporate governance.
Pleasure to present this introduction to IBM cognitive business to business leaders in Hamilton, Ontario. Covers: what cognitive computing is, how businesses are using it to their advantage, and steps to getting started. Includes links to videos "IBM Today" and "IBM Woodside Energy".
Adapted from Nancy Pearson, VP Cognitive Business Marketing "Intelligent enterprise: Cognitive Business" presentation from World of Watson Oct 2016.
AI in Fintech - slides for plenary panel @ IJCAI-20 Usama Fayyad
AI in Fintech - slides for plenary panel @ IJCAI-20 – 1/14/2021: https://ijcai20.org/panels/
AI in the FinTech era powers unprecedented financial innovations that facilitate, diversify, and transform our lives, society, and economy:
What makes AI critical in innovating FinTech?
What financial challenges demand AI?
What are challenges brought by AI-empowered finance? Opportunities or challenges?
What will next-generation AI-enabled FinTech look like? and
Answering these big questions demand deep thinking, insight, knowledge, and experience in the interdisciplinary innovation. 4 outstanding leaders share their unique insights and impactful experience.
Wondering how to bring services to your clients in real time – and on their preferred device? Need to automate your financial supply chain, including risk and compliance functions, and move to a pay for performance model?
Learn about use cases from within the big data ecosystem, ranging from AML compliance, trade lifecycle, fraud detection and digital transformation, and introduce their risk data aggregation and compliance initiative. Find out how you can best leverage Open Enterprise Hadoop to achieve these goals.
Types of Blockchain - permissioned vs. permissionless platforms
Types of AI - Unsupervised, Supervised and Reinforcement Learning, Deep Learning
Future of Blockchain and AI
As the rise in sophisticated digital technologies drives an exponential change in online customer behaviour, the need for businesses to embrace digital transformation has never been greater.
Data-driven cognitive technologies will enable personalised education and improve outcomes for students, educators and administrators. Ultimately, education experiences will be transformed and improved when data can accompany the students throughout their life-long learning journey.
What is the future of education? Find out soon from our next #IBMfuturEd study.
The Four Essentials Of Digital Cash Forecastingemagia
Learn about how to forecast cash flow more accurately. Our focus will be on forecasting cash inflow from Accounts Receivable (AR) which is the largest operational source of cash for most companies.
This is a talk given to bankers at CCX Forum where I share how Machine Learning products can be built for retail banking sector, what are the challenges and how can they be overcome.
Big Data Alchemy: How can Banks Maximize the Value of their Customer Data?Capgemini
This document is a point of view on how banks can maximize the value of their customer data using big data analytics. While the volume of data has been increasing in recent years, many banks have not been able to profit from this growth. Several challenges hold them back. The PoV explores these challenges and suggests actions for banks in order to scale-up to the next level of customer data analytics.
These are slides used for a 15-min presentation made to Banking and Financial Services leaders at a virtual event hosted by Digital Banking Leadership Council on April 06, 2017
AI can be used to create sophisticated tools to monitor and analyze behavior and activities in real time. Since these systems can adapt to changing risk environments, they continually enhance the organization’s monitoring capabilities in areas such as regulatory compliance and corporate governance.
AI systems
can adapt to changing risk environments
continually enhance the organization’s monitoring capabilities
Better manage regulatory compliance and corporate governance.
Pleasure to present this introduction to IBM cognitive business to business leaders in Hamilton, Ontario. Covers: what cognitive computing is, how businesses are using it to their advantage, and steps to getting started. Includes links to videos "IBM Today" and "IBM Woodside Energy".
Adapted from Nancy Pearson, VP Cognitive Business Marketing "Intelligent enterprise: Cognitive Business" presentation from World of Watson Oct 2016.
AI in Fintech - slides for plenary panel @ IJCAI-20 Usama Fayyad
AI in Fintech - slides for plenary panel @ IJCAI-20 – 1/14/2021: https://ijcai20.org/panels/
AI in the FinTech era powers unprecedented financial innovations that facilitate, diversify, and transform our lives, society, and economy:
What makes AI critical in innovating FinTech?
What financial challenges demand AI?
What are challenges brought by AI-empowered finance? Opportunities or challenges?
What will next-generation AI-enabled FinTech look like? and
Answering these big questions demand deep thinking, insight, knowledge, and experience in the interdisciplinary innovation. 4 outstanding leaders share their unique insights and impactful experience.
Wondering how to bring services to your clients in real time – and on their preferred device? Need to automate your financial supply chain, including risk and compliance functions, and move to a pay for performance model?
Learn about use cases from within the big data ecosystem, ranging from AML compliance, trade lifecycle, fraud detection and digital transformation, and introduce their risk data aggregation and compliance initiative. Find out how you can best leverage Open Enterprise Hadoop to achieve these goals.
Types of Blockchain - permissioned vs. permissionless platforms
Types of AI - Unsupervised, Supervised and Reinforcement Learning, Deep Learning
Future of Blockchain and AI
As the rise in sophisticated digital technologies drives an exponential change in online customer behaviour, the need for businesses to embrace digital transformation has never been greater.
Data-driven cognitive technologies will enable personalised education and improve outcomes for students, educators and administrators. Ultimately, education experiences will be transformed and improved when data can accompany the students throughout their life-long learning journey.
What is the future of education? Find out soon from our next #IBMfuturEd study.
The Four Essentials Of Digital Cash Forecastingemagia
Learn about how to forecast cash flow more accurately. Our focus will be on forecasting cash inflow from Accounts Receivable (AR) which is the largest operational source of cash for most companies.
FinTech Forum DACH Keynote Frank SchwabFrank Schwab
FinTech Forum DACH is the first event focused on Germany, Austria and Switzerland, with the mission to identify innovators and disruptors in the Financial Services sector and bring them together with high-calibre investors.
A quick review on how to run a brainstorm IDEO style. Adapted from "The Art of Innovation" by Tom Kelley. Comments on each slide include the speaker's notes.
10 Lessons for success
1. „Establish a robust project leadership.“
2. „Do only start an IT Mega Project once the bank can stand double the planned budget.“
3. „Build a conservative business case.“
4. „Prepare yourself that your program will not deliver on all objectives.“
5. „Make yourself familiar with your IT Landscape of your project.“
6. „Understand what problems do you want to solve with your mega project.“
7. „Take your time – not PPT, but make use of a test environment of your target IT Landscape.“
8. „First build some prototypes to learn about your core challenges.“
9. „Make yourself fit for the target landscape“
10. „Deconstruct your IT Mega Project in several smaller delivery units, that each create value, build on each other and help to achieve the common objectives.“
Do not repeat know failures
Set unrealistic objectives
Set political objectives
Provide not appropriate time for testing
Assign inexperience program management
Overestimation of one‘s own capabilities
Too much optimism
Believe you are unique
Digital transformation of the German banking industry, January 2017, englishFrank Schwab
Digital transformation of the German banking industry. With many examples of ING'DiBa, Deutsche Bank, Commerzbank, HVB, Sparkasse, Fidor Bank, Solaris Bank, N26, kapilendo, niiio, crowd, cloud, blockchain, crypto, API, platform, P2P, ...
Digital Transformation Review 9: The Digital Strategy Imperative #DTR9Capgemini
In this edition of the Digital Transformation Review, we examine the approaches that organizations can take to crafting a strategy for a digital age, focusing on the following key questions: 1. How do you design a digital strategy in today’s uncertain and volatile world and understand how much reinvention of the organization is required? 2. Should your company become a
platform, or be a part of one? 3. What are the most successful approaches to executing digital strategy – acquisitions, partnerships, Greenfield?
Developing a Roadmap for Digital TransformationJohn Sinke
Digitally mature companies out-perform their peers in innovation, agility and responsiveness to customers. “Digirati” also enjoy advantages in efficiency and effectiveness in product delivery, marketing, e-commerce, sales and customer service. More importantly, companies that achieve Digital Excellence are 26% more profitable (source: Capgemini Consulting and MIT Centre for Digital Business).
However, building a Roadmap for Digital Transformation requires not only successful collaboration between the CMO and the CIO, it also demands a strong customer-focused orientation and digital culture. During this presentation, John Sinke will share insights from leading marketers and his personal experience of turning Resorts World Sentosa into a “digital business”.
We wrote this to give you a sense of IDEO’s culture—the ties that bind us together as coworkers and as people.
Read more: http://blog.slideshare.net/2014/01/08/culturecode-what-makes-a-company-great/
BaaS-platforms and open APIs in fintech l bank-as-a-service.comVladislav Solodkiy
What is bank-as-a-service? And why it is so necessary for Asia-Pacific region? Download as pdf in English, Chinese, Korean and Japanese on www.bank-as-a-service.com. Read more on http://www.forbes.com/sites/vladislavsolodkiy/2016/08/03/what-asian-banks-can-learn-from-amazon-about-working-for-fintech/
FinTech Forum @Money2020 Europe | 4th April 2016, CopenhagenSamarth Shekhar
Unbundling European finance: The Germany / Continental Europe opportunity.
13:30 - 13:50 | Monday 4 April | Track room 2
In this groundbreaking deep dive into Continental Europe, Samarth and Frank will be looking at: FinTech in Germany and how it has gone from from $50mn to $1bn+ funding in 3 years; the FinTech Map of Continental Europe; and the unbundling European finance.
DingoDot - Virtual CFO for SMBs
Public Excerpt of Pitch Deck for Investors
#fintech #b2b #saas #plg #crypto #openbanking #businesscloud
www.dingodot.com
April 2022
The implications of Blockchain technology in the Alternative Investments arenaJérôme Vasamillet
Part of the FinDating event by FinLantern, with support of the CAIA Association, I presented the relevant characteristics of Blockchain technology and models / use cases for investment platforms and instruments across Real Assets, Hedge Funds, Private Equity and Structured Products. Focus is on the Swiss ecosystem. I first give an introduction to FinTech, Blockchain, the respective Swiss actors, and then deep-dive into Alternative Investment asset class use-cases.
Fintech overview for HEIG-VD lecture, December 2016Jérôme Vasamillet
Hello, I'd like to share a presentation I prepared for a lecture at the HEIG-VD engineering and management school in Switzerland, focusing on Fintech with a Global and Swiss overview. Being a long lecture in front of students in International Innovation Management, it looks at Fintech under various angles, and also presents the Startup Weekend Fintech Geneva which I co-organize, as a pre-Fintech startup experience. Hope you enjoy the pack! Jérôme.
Financial Services: Digital Platforms, Ecosystems and Marketplaces. itnewsafrica
Digital Finance Africa 2022 - https://itnewsafrica.com/event/ -hosted by IT News Africa is the definitive annual event on technology leadership in the
financial services industry. It asks the hard questions not asked in other
conferences, and identifies the skills required to steer a course in an age
where the entire industry is transforming rapidly. This is a Summit for bold,
visionary leaders who are willing to take calculated risks as much as they
are willing to consolidate, who know what to give up as much as what they
expect to gain.
State of FinTech in Germany, Austria & Switzerland and globally, summarising key deals and trends, presented at the 6th FinTech Forum (19th Nov. 2015) in Frankfurt.
A snapshot of the German FinTech scene, presented as part of the Innotribe FinTech hub sessions at SIBOS, Geneva (26-29 Sep. 2016).
Video of the presentation (fast forward to 48th minute):
https://www.sibos.com/conference/speakers/samarth-shekhar
Top European Fintech Startups You Must KnowMint2Save1
Fintech is also known as financial technology. The term Fintech includes a massive range of products, business models and techniques that are transforming the financial services industry.
Want to learn more about finance and related technology visit: https://mint2save.com/
Wallet Factory platform is a constructor for a wide range of use cases:
- Launching digital banking for traditional banks and credit unions (white-label mobile and web apps and integration with banking core system);
- Enabling extra revenue sources for telecom operators, e.g. P2P, service catalogues, money transfers etc. (e-wallet processing and a mobile app);
- Setting up loyalty\payments system for retailers etc. (e-wallet processing and mobile app, alongside with the loyalty platform).
8+2 quick cryptocurrency predictions for 2030 Frank Schwab
8+2 quick cryptocurrency predictions for 2030
#1 Bitcoin is digital gold
#2 Blockchain platforms such as Ethereum, EOS and NEM set standards for programmable money, tokenization and the digitization of assets
#3 The digital yuan is leading the way and more central bank digital currencies are coming
#4 Ripple is an alternative to SWIFT with digital central bank money or XRP in its belly
#5 Litecoin is established as digital silver
#6 DASH occupies a niche in South America as a digital currency
#7 IOTA is the IoT platform for M2M payment transactions and data
#8 Facebook's Diem has a significant market share in global payments
#8+1 There are new tokens that are up more than 10,000 percent
#8+2 DeFi and other blockchain related concepts are established
What's next next in payments? Futurism Forum, Frank SchwabFrank Schwab
„What’s next next in payments?“
What happened so far?
The profession of cashier in banks has disappeared
Credit cards
Decline of cash & cheques
What is happening right now?
Smartphone & social media age
mPesa / Safaricom
What’s next?
GAFA payments
M2M payments
What’s next next?
Money becomes programmable
Blockchain and crypto currencies
The machine age has already begun. Traditional payment systems were built for people, not machines. IOTA is a promising platform for efficient M2M payments and the machine age. There are several interesting IOTA ecosystem projects and rapidly growing patent applications. The crypto currency IOTA is still a very risky investment, but with great potential. The IOTA Foundation should focus on projects and activities that keep an eye on the growth of M2M / IoT payments and volumes.
Bitcoin - Gold of the Future - Update July 2020Frank Schwab
Since peaking at just under $ 20,000 on December 17, 2017, Bitcoin has lost more than three-quarters of its value. In January 2019, the price was a little over USD 3,000. And in July 2020, it already recovered to USD 11,000. Bitcoin is far from being a payment system, but much more a digital asset. Therefore, a comparison between Bitcoin and gold is worthwhile to take a look into the future.
Bitcoin vs Gold : Facts & Figures
FinTech Startup Investor Pitch - FinTech Forum Think tankFrank Schwab
In the past 7 years we have seen over 3,500 pitches and given a lot of feedback. More than 350 FinTech startups presented their business models in 7 minutes each.
From this we developed a template. We recommend that all founders cover at least the following eight topics in their presentation.
1. Elevator pitch: the ability to explain the service clearly in 60 seconds
2. The customer: value and benefit
3. The market potential
4. How do you stay ahead of the competition?
5. Marketing and sales approach
6. The core team
7. Key figures, KPIs & finance
8. Roadmap & current status
8 factors why crypto currencies are here to stayFrank Schwab
User numbers and investments in cryptocurrencies and blockchain projects are increasing. In the Swiss crypto valley, 800 companies with 4,000 employees are working on the digitalization of assets. The regulators are also taking up the issue. In the digital age, cryptocurrencies are the next logical stage in the development of money.
Zum zugehörigen Artikel in deutsch: https://www.it-finanzmagazin.de/8-faktoren-kryptowaehrungen-zukunft-100524/
11 myths of creativity - Frank Schwab January 2020Frank Schwab
Myth 1 Creativity always comes from an epiphany
Myth 2 There is always a clear path to creativity
Myth 3 Creativity is the result of the lone innovator
Myth 4 Creativity always results in greatness
Myth 5 Time pressure fuels creativity
Myth 6 I am not creative
Myth 7 Money is a creativity motivator
Myth 8 Fear forces breakthroughs
Myth 9 Competition beats collaboration
Myth 10 Creativity is a waste of time
Myth 11 Creativity is not for people with serious careers
Six Thinking Hats by Edward de Bono is a technique that allows to systematically take up different positions toward a problem and by that act out various approaches. Each „hat“ symbolizes a certain attitude:
White hat: pure facts about the situation
Red hat: your feelings about the experience
Black hat: critique
Yellow hat: right and constructive aspects
Green: creative thinking
Blue hat: summary - the learning gained and the conclusions reached
The hats can be put on arbitrarily and thereby alter the particular way of thinking. Thus many more ideas are generated by way of adopting different positions. The method can be deployed by only one person or within a group.
The Future of Money, Frank Schwab, 2019Frank Schwab
Bitcoin, Blockchain & Co: The future of money in the digital age
A short history of money
Digital money
Bitcoin: hype or digital gold?
The potential of cryptocurrencies
Blockchain and Smart Contracts: First Applications
Money becomes programmable
The 3+1 essential competences of FinTech startupsFrank Schwab
In August 2013, Samarth Shekhar had the idea for the FinTech Forum, which we then implemented together within a few days. Since then, we have identified and analyzed more than 800 FinTechs from German-speaking countries. As part of 17 “FinTech Forum” and “FinTech Forum on Tour” events, we got to know 270 startups and founders and over 100 investors in person. More than 200 FinTech startups have already disappeared from the scene.
The question then arises, what sets successful fintech startups apart from those who have to give up?
From my point of view, there are three important key competences that are needed by FinTech Startups and their founders:
1. Build great, customer-oriented products
2. Be strong in business development
3. Be skilled in dealing with investors
plus
4. Have profitability firmly in focus
With many FinTech examples.
Interface: From functional interfaces to machine communication
Services: From application silos to machine learning and AI
IP: From self developed to open source to open services
Data: From flat files to blockchain
Infrastructure: From high variety infrastructures to edge computing
Organisation: From hierarchical IT organizations to distributed agil self organized communities
The future is already here, just distributed unevenly - demonstrated by many real life observations in Banking IT
Richmond Financial Industry Forum
Crypto currencies - 8 investment rules Frank Schwab
Basic conditions of money, technologies, and user behavior changed significantly over the last decade. Investors may consider to integrate crypto currencies into their portfolio. The presentation provides my 8 rules for crypto currency investments.
#1 Check background of people behind
#2 Review GitHub and development activities
#3 Test available tools like wallets, apps, UX, …
#4 Learn about the crypto currency exchanges supported
#5 Understand fundamentals and technical analysis
#6 Verify underlying business model
#7 Figure out the potential of the coin
#8 Think about the sales strategy
Is Bitcoin the gold of the future?
Currently, the Bitcoin is located in the Gartner valley of disappointment. Already the fourth time! A good time for an analysis.
Since peaking at just under USD 20,000 on December 17, 2017, Bitcoin has lost a good two-thirds of its value. And according to Google Trends even more than 80% interest. In terms of Gartner terminology: the Bitcoin is currently in the Valley of Disappointment. More precisely, currently the fourth time, after June 2011, April 2013 and December 2013.
A good time to look into it.
APIs - the oil pumps of the 21st centuryFrank Schwab
APIs pump data. And at traditional banks from the depths of their IT landscapes. APIs make the Internet machine-readable and often form the basis of successful e-commerce business models.
Twitter, Netflix, Google, Facebook and eBay are members of the club of API billionaires. From their partners and customers all of them have more than 1 billion API calls daily. That is the way they are significantly increasing advertising and sales reach - completely automated.
More here:
https://www.linkedin.com/post/edit/apis-oil-pumps-21st-century-frank-schwab
Digital Transformation in Investment Consulting Fund Professional Congress 20...Frank Schwab
FinTech is a major development driver in the banking industry and will be indispensable for the implementation of financial transactions in the near future. For financial advisors, the question arises as to how digital products and FinTech affect their work.
Financial services (Fin) and technology (Tech) have always been closely linked. So it is not surprising that digitization in the past has been driven by banks, asset managers and insurance companies. More than 700 FinTechs in German-speaking countries are accelerating this development.
But how do digital products and FinTech affect the work of financial advisers? Do the associated technologies only change the rules of the game, or are new bases for financial advice created? And what stumbling blocks are there on the way from the classic system to the digital one?
In a presentation at the Professional Profession Congress 2018 in Mannheim on January 24, 2018, Frank Schwab, co-founder of the Frankfurt FinTech Forum and digitization pioneer, explains which changes and challenges are foreseeable in the future. In addition, the expert provides information on how to tap the new potential with the right know-how.
At the present time, it can be stated that investment advice is in a transitional stage. Nevertheless, the "digital transformation" in the consulting industry raises many questions. How will the tasks and working methods of financial advisors change? And to what extent will customer expectations change? In short, what do today's consultants have to expect to be prepared for the business of tomorrow?
In his presentation, Frank Schwab discusses these and other existential questions for the future of financial advisers as to why consultants should know about STP, API, AI, P2P, Robots, Crypto, Blockchain and other developments. Learn about Nicola Pragera and digital assets, John Naisbitt and Mega Trends, Mobile Pay and Danske Bank, KWITT and Sparkassen, Crypto, Bitcoin and Factor 70, ICOs and Neufund, Rob Advisory and niiio, Mobile and savedroid, kapilendo, smava, bitcoin.de, goldmoney and Fidor Bank, new KPIs, diffusion of innovation and the future.
Digital transformation of the banking industry Frank Schwab
From traditional to digital banking
Significantly changing basic conditions
New customer expectations and journeys
New digital products: crowd, P2P & crypto
New game changing technologies, processes and concepts: Cloud, API, blockchain, AI, platform, eco-systems, 100% STP
New types of leadership
Crypto currencies - an investor's perspective Frank Schwab
Basic conditions of money, technologies, and user behavior changed significantly over the last decade. Investors should consider to integrate crypto currencies into their portfolio.
The presentation also provides 8 rules for crypto currency investments.
Crypto Currency Conference, Odessa, Ukraine
See the presentation on YouTube:
https://www.youtube.com/watch?v=dqpdmGnYXbA&t=51s&index=1&list=PLxXkZsSpEl41Cht5ZwDxLy5-2PL-AVcZD
Frank@FrankSchwabSpeaks.com
Fidor TecS enables disruptive banking
Fidor combines a full banking license with its own technology: a strong focus on APIs ensures meeting the demands of the 21st century digital consumer globally and profitably. Fidor serves in a unique way the digitalized banking world to “make this bank your bank” through its open banking APIs.
Be a part of reshaping the post-crisis banking industry through cutting edge technology instead of doing the minimum to be compliant. Educate and integrate your customer through your own community of loyal customers instead of preying on financial illiteracy. The Fidor Operating System fidorOS allows you to do just that - and much more.
fidorOS is designed to work seamlessly with existing core banking system. It not only provides all the basic banking functionalities but it also is expandable, thanks to its modular design.
It also bridges traditional banking products like account, payments, deposits, loans with new banking products like P2P lending, crowd lending, social trading, virtual currencies and Ripple.
A completely new technology that is not tied to any legacy code. Flexible enough to be used on nearly any core banking system and powerful enough to be used by banks as white label.
The Fidor Bank Story, Frank Schwab, Fidor TecS AGFrank Schwab
Widely recognised as the one of world's most innovative banks, Fidor Bank was established in Germany in 2007. It is the world’s first online-only bank that operates only through the internet and using social media. From customer service, communications and engagement to new product development, everything happens on social media at the Fidor Bank.
Fidor currently has more than 300,000 people registered and 250,000 community members. It has €200m worth of deposits, and its lending totals about €160m. With only 34 staff, no branches and a cost of only €20.00 to set up a customer with full banking, the overheads are low compared with traditional banks.
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
1. FinTech Forum D-A-CH
FinTech Forum DACH is the first event focused on Germany, Austria and
Switzerland, with the mission to identify innovators and disruptors in the
Financial Services sector and bring them together with high-calibre investors.
When?
November 22nd 2013
Where?
Airport Club, Frankfurt/Main, Germany
Registration
http://www.FinTechForum.de
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2. Significant DACH FinTech investments*
Licensed Web 2.0 Bank. JZ Erste Beteiligungs GmbH, Corporate Finance
Partners, Anthemis Group, founders etc.
Online credit marketplace. > € 4 mn from Privatbank Banca Sella , Earlybird,
Neuhaus Partners in 2011
SaaS Banking Software for Microfinance: $2 mn from Point Nine Capital, Runa
Capital and Kizoo in 2013
Credit card processing (Square competitor). Rocket Internet , plus over €10 mn
from New Enterprise Associates, ru.net, Holtzbrinck Ventures in 2012
Online payment startup (Stripe competitor). > €14 mn from Holtzbrinck
Ventures, Sunstone Capital and Blumberg Capital in 2013.
Multi-banking app: brings all your accounts in one place. ~ $ 7.7 mn from Swiss
company builder Centralway
Big data credit scoring/micro-lending. Multi-mn. Euros from Blumberg Capital,
Point Nine Capital, Heiko Hubertz (Bigpoint), Samwer Brothers in 2013.
P2P lending platform. $12 mn from Index Ventures, Union Square Ventures in
2013.
• Disclosed deal amounts between 2011-13 only. Sources: http://venturebeat.com/ , http://venturevillage.eu/,
http://www.gruenderszene.de/, http://techcrunch.com/
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3. 1 Billion USD for new FinTech-focused funds in 2013
Sep. 2013 New € 100 million VC FinTech Fund to be launched in Barcelona
http://collavate.net/?p=579
Sep. 2013 Morgenthaler partners form new $175M fund to invest in cloud, fintech, & health IT
http://venturebeat.com/2013/09/12/morgenthaler-partners-form-new-175m-fund-to-invest-in-cloud-fintech-health-it/
Sep. 2013 Former VeriFone chief Bergeron and GTCR create $500 million fintech acquisition fund
http://www.finextra.com/News/FullStory.aspx?newsitemid=25251
May 2013
Bloomberg LP Gets In Venture Game With $75M Fund
http://www.forbes.com/sites/tomiogeron/2013/06/05/bloomberg-lp-gets-in-venture-game-with-75m-fund/
Jan. 2013
BBVA sets up $100 million fintech venture fund
http://www.finextra.com/news/fullstory.aspx?newsitemid=24472
Jan. 2013
Ribbit Capital Closes $100M Venture Capital Fund; Launches Inaugural Fund with
Four Initial Investments
http://finance.yahoo.com/news/ribbit-capital-closes-100m-venture-173000911.html
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4. FinTech Forum Event
Friday, 22nd Nov. 2013 | Airport Club, Frankfurt/Main | 10:00 – 17:00 CET
Agenda
10:00
10:30
10:50
12:30
13:30
14:30
15:30
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–
–
–
–
–
–
10:30
10:50
12:30
13:30
14:30
15:30
17:00
Registration
Keynote: FinTech Innovation in D-A-CH, Frank Schwab, Founder
Startup Pitches*
Lunch Buffet & Networking
Roundtable Discussion: FinTech Startups / SMEs- opportunity or threat?
Coffee break & Networking
Startup Pitches*
Expected Participants
–
–
–
*
Startups / SMEs: >20
Investors : >10 (includes VC/PE firms, Business Angels, Banks / FSIs, IT providers)
Others: >5
Startups will present their pitch in 7 minutes. During the networking breaks, they use stand-up booths to demo their
product or service. Break-away rooms for closed-room discussions will be available and can be booked onsite.
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5. FinTech Forum- a fast growing community
Already on http://www.FinTechForum.de (News & Blogs)
7 Questions with Thomas Bloch, Yassin Hankir und Oliver Vins, founders of vaamo
7 Questions with Mark Henkel, Co-Founder Paymill
7 Questions with Dr. Guido Sandler, CEO and Founder Bergfürst
7 Questions with Sebastian Diemer, Founder and Managing Director of Kreditech
10 Fundraising Stumbling Blocks by Dr. Alex von Frankenberg, High-Tech
Gründerfonds
Recently joined:
Sharewise, JustETF, Vaamo Finanz, Bergfürst, Moneyland.ch, Payleven, United Signals, PayCash,
Xchanging, ConWeaver, Debitos
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6. FinTech Forum Startup Participants
Friday, 22nd Nov. 2013 | Airport Club, Frankfurt/Main | 10:00 – 17:00 CET
Company Name
Short Description
ConWeaver
Automated, semantic-based alternative to Master Data Management
Kreditech
Uses BIG DATA and complex machine-learning algorithms to make better credit decisions
Open Bank Project
Open source API and App store for banks looking to go digital, using an ecosystem of 3rd party applications and services.
PayCash
Pay, cash in and withdraw money using smartphone- easily pay in stores or even transfer money between friends.
Mambu*
Enables microfinance institutions / banks to deliver state-of-the-art banking through a native cloud-based SaaS solution.
Moneymeets
Transparent, Web 2.0-based alternative to traditional banks' financial advisory services.
Debitos
Interprets the sentiment in financial news about DAX 30 companies using machine learning and computer linguistic
technologies.
First online exchange, on which companies can trade any type of receivables (e.g. invoices) for cash / working capital.
Auxmoney
Online P2P lending marketplace.
P2C Aurelia
Online platform for financing (German) SMEs through non-bank investors.
United Signals
Trading on Web 2.0 / Social Trading. Invest directly in Trading Strategies of Successful Traders.
Lendstar
App for P2P lending - "Trust your friends, not banks"
Paymill*
Enables online businesses to accept payments quickly and easily on their websites
Naqoda
Software / SaaS solution for calculating and reporting the interest income tax and capital gains tax ("Abgeltungssteuer")
Vexcash
Germany's first pay-day lender, offers short-term (30-day) loans within 30 minutes.
Sharewise
Stock market tips and trading advice with ratings of members based on accuracy of previous predictions.
Twindepot*
Individual investors can invest starting from €5000, and can mirror the trading strategies of professional investors.
Sentitrade*
JUSTETF*
B2B provider of in-store, online, and mobile-based loyalty card solutions (vouchers, bonus systems, loyalty cards, gift cards
etc.)
Invest "like a professional" in ETFs / online D-I-Y investing.
Vaamo*
Online platform and app for Personal Financial Management
XTB
Back office securities processing.
PayLoop*
* Interested in participating, confirmation expected
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7. Interested?
Participation fees (for startups/SMEs and investors only)
Startups (€190 + VAT) | SMEs (€390 + VAT) | Investors (€990 + VAT)
A limited number of other participants (e.g. legal or PR service providers, consulting /
analyst firms etc. with relevant experience) can attend via one of the sponsorship
packages:
Contact: Samarth Shekhar: samarth.shekhar@fintechforum.de / +49 151 44 555 404
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8. FinTech Forum Team
Frank Schwab
Samarth Shekhar
• Founder: imacor (2010)
• Co-Founder: BankITX.com (2012)
• Co-Founder: FinTech Forum DACH (2013)
• 25 years in the Banking Industry
• Founder: TechFluence Consult (2012)
• Co-Founder: FinTech Forum DACH (2013)
• Over 14 years in IT / Banking & FinTech sector
Previous Companies
Previous companies
• Capgemini Deutschland (Financial Services GBU)
• PricewaterhouseCoopers Ltd.
• DSL (Deutsche Bank JV) / HCL Tech
• OrbiTech (Citigroup IT subsidiary)
• Senior Advisor to McKinsey
• Director at Deutsche Bank
• Head of New Media at Bank 24
Education
Education
• MBA from Ashridge, London
• Diploma Computer Science & Business
• Administration, University of Mannheim
• Apprenticeship / Bank Officer, Deutsche Bank
• MBA, Marketing & Strategy- Indian Institute of
Management Calcutta
• BE, Computer Science- Birla Institute of
Technology
http://www.xing.com/profile/Frank_Schwab
http://www.linkedin.com/in/frankschwab
http://www.xing.com/profile/Samarth_Shekhar
http://www.linkedin.com/in/samarthshekhar
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