2. Securitization is a very complex structured-finance process*
is “like” selecting, pooling, repackaging and selling some assets “liquidity”
(*) For the whole technical definition see “What is Securitization” (September 2008, International Monetary Fund paper)
Pooling
volumes
Repackaging
“liquidity”
Selling
“baskets”
Selecting
assets
3. Securitization is currently an analog human-centric process
based on the exchange of a staggering number of emails, excels & contracts
Excel files
to structure sec
Law firms
to draft contracts
Contracts
to analyze risks
Emails
to share data
lack capacity for
complex analyses
into illegible 500+
pages docs
increase investors
due diligence costs
with tens of
counterparties
4. Securitization is an extremely expensive and time-consuming process
EUR 500 M
Min ticket
minimum size to make
securitization attractive
lengthy contracts negotiations skyrocket legal fees and min ticket size
2 months
Min time
most time expended in
contracts negotiations
EUR 500 K
Min cost
mostly related to legal /
consulting fees
5. The problem
out of 10
7
European Banks
This analog process is not
affordable for
The number of EU non-systemic banks is > 2300 (ECB data)
6. Shype solution: a Securitization-as-a-Service deep tech platform (1/4)
to digitalize an analog process through a proprietary methodology*
standardizes modelling
equations
1
standardizes workflow
process
2
standardizes & automate
legal contracts
3
(*) Shype owns a proprietary methodology that can structure
any kind of securitization with the same sets of equations.
7. Shype solution: a centralized SaaS for both Banks & Investors (2/4)
to transform an analog process in a digital, automated & standardized SaaS
SaaS
to structure sec
SaaS
to draft contracts
SaaS
to analyze risks
Cloud
to upload data
a simple UX to
help in structuring
automated &
standardized docs
one platform for all
investors at no cost
one access for all
counterparties
8. Shype solution: unlocking a new business model for Banks (3/4)
automation reduces structuring time by 4x, cost by 5x & size by 10x
EUR 500 M
min securitization size
EUR 500 K
min structuring cost
2 months
min structuring time
EUR 50 M
securitization size
EUR 100 K
structuring cost
2 weeks
structuring time
4x
faster
5x
cheaper
10x
smaller
9. Shype will become the “Zara of Securitization” (4/4)
from a slow “fashion” high costs, to a fast “fashion” low costs, market
NOW SHYPE
analog process
slow go to market
high overall costs
big banks only
once per year
get liquidity
digital process
fast go to market
low overall costs
any bank / institution
2-4 times per year
boost growth
10. Market: a blue-ocean of EUR 25 B and 25.000 transactions just in Europe!
Shype SaaS unlocks the EU small Banks securitization market segment
NB: the calculations assume that, between the upfront and ongoing fees, Shype potential revenues per transaction is circa EUR 1 M or 0.5%
of EUR 200 M average ticket per transaction. With non-systemic bank assets of EUR 5T, the SAM is EUR 25B or 25K transactions in EU only!
122 B
25 B
5 M
EU Non-Systemic Banks
5-10 transactions within 2 years
11. Shype business model: a transaction-based SaaS (1/2)
EUR 1M is the value of each transaction over an average lifespan of 7.5 years
(*) Ongoing fees : as “calculation & reporting agent” (CRA) we are paid 120 k/y for an average of 7.5y. If not selected as CRA, we will charge
more upfront fees. These revenues do not consider additional sources of revenues like: personalized reporting for investors or data selling.
100K
Upfront SaaS fees
per transaction (EUR)
120K/y
Ongoing SaaS fees
per transaction (EUR)
7.5 y
Average lifespan
per transaction
12. Shype business model: SaaS revenues over 5-year period (2/2)
EUR 7.6 M growth sustained by upfront fees & accelerated by ongoing fees
73 %
55 %
45 %
0.1 M
1.1 M
3,5 M
7.6 M
0 €
1 €
2 €
3 €
4 €
5 €
6 €
7 €
8 €
2023 2024 2025 2026 2027
Millions
Upfront Ongoing
Transactions
Banks
T/B
0
0
n.a.
1
1
1 x
8
5
1.6 x
19
11
1.7 x
34
20
1.7 x
13. Team: 3 complementary team members
supported by 10+ advisors with 200+ years of experience in the industry
Andrea Pinto
CEO
“Listed as Forbes Under 30 for
Finance due to his research on
efficient securitization schemes”.
AntonioScala
CHIEFDATASCIENTIST
“25 years of experience in advance
modelling and complex analyses,
from physics to finance”.
Valerio Cellentani
LEGAL
“Lawyer with extensive knowledge
in M&A and Banking, specializing in
structured finance”.
Emanuela Campari
LEGALEXPERT
“Equity Partner and Head of the
Fintech & Structured Finance dep.
of Gattai, Minoli & Partners”.
FerdinandoParente
REGULATORYEXPERT
Ex Director of The Italian Central
Bank. Among others, independent
director of Sella Bank”.
Eugenio Pinto
ACCOUNTINGEXPERT
Professor @ Luiss University.
Among others, statutory member
of Nexi& Banor SIM BoD Member”.
14. Funding round
SAFE equity & government debt facility mix to finalize the beta SaaS platform
EUR
500 K
Funding round details
Legal costs
Tech & Clouds 58,1%
35,6%
Tools & Assets 3,2 %
Miscellanea 3,2 %
Next Milestones (18 months)
Key people hiring
Legal contract automation
Beta Securitization-as-a-Service
Patent applications*
5+ transactions
(*) EU & UP patents: (1) the smart legal contract; (2) the process workflow UX/UI.
400 K
Floating
100 K
Committed
15. Growth plan
Incremental SaaS Platform development for a steady exponential growth
Seed Funding (within 18m) Series A (within 36m) Series B (within 60m)
Technology:
+ Beta B2B SaaS Platform
Technology:
+ One-stop-shop
+ Beta Data selling platform
Technology:
+ OTC trading platform
(eventually on blockchain)
(*) Servicers: agents managing securitization ongoing.
Strategy:
+ Integration of Servicers*
+ Direct ESG structuring
Strategy:
+ Securitization marketplace
+ AI structuring / trading
Strategy:
+ SaaS Platform for
Banks* / Investors
Main Clients:
+ Non-financial institutions
+ ESG specialized players
Main Clients:
+ Hedge funds, Debt funds,
Family Offices, Insurers
Main Clients:
+ Small & Medium Banks
+ Institutional Investors
16. BOOK NOW your 30m
call to reSHYPE the
securitization industry!
shype.sbc@gmail.com
Andrea Pinto:
+39 3408917587
QRCODE (Ln)
UNDER: get in contact
18. A EUR 25B market with limited competition!
BIG
INVESTMENT BANKS
1 EUR 100 M > EUR 500 M
Main ticket target size
2 Algorithm transparency
3 Hypotheses transparency
4 Workflow automation
5 Legal contracts automation
a high degree of automation is required to serve a small ticket size market
19. Why us? We achieved this far by bootstrapping!
After technical and regulatory due diligence, in 2023 we created Shype
2023
Idea Development / Research phase
Commercialization phase (6 months)
2018-2020 2020-2021 2022
General review
Algorithm
development
Business model
incubation
Regulatory
Due Diligence
Algorithm
Back & Stress testing Workshopswith
Workshopswith
Finalized PoCof EUR
1B with
Inclusive Fintech &
DeFi Accelerator
