From traditional to digital banking
Significantly changing basic conditions
New customer expectations and journeys
New digital products: crowd, P2P & crypto
New game changing technologies, processes and concepts: Cloud, API, blockchain, AI, platform, eco-systems, 100% STP
New types of leadership
10. The world‘s largest accommodation provider
The world‘s largest taxi company
The world most valuable retailer
The world‘s largest telecommunication provider
The world‘s most popular media company
65. API = Application Programming Interface
A browser is for a person the same... ... as an API for a computer
{
“headline": “API“,
“description“: “In computer
programming, an application
programming interface (API)
is a set of routines,
protocols, and tools for
building software
applications. An API
expresses …“
}
66. APIs make the Internet machine readable and often they
are the foundation of a successful E-Commerce business
The club of API billionaires
Daily API calls:
1 billion API calls
from partners and customers increase brand,
marketing and sales reach significantly – completely
automated
67. Netflix tripled the number of API calls per day between May 2012
and December 2015. At the same time the share price increased
from 10 USD to 49 USD.
Share price in USD
10
49
2012 2014
x5
Number of API calls per day in billions
1.4
5.0
2012 2014
x3
68. PayPal > 2x Deutsche Bank
Market cap, Nov 2017
[in Billion USD]
35
Deutsche Bank
88
PayPal
Deutsche Bank PayPal
Customer 25,000,000 169,000,000
APIs 0 > 25
Employees 100.000 8.000