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FinTech Forum DACH Keynote Frank Schwab

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FinTech Forum DACH is the first event focused on Germany, Austria and Switzerland, with the mission to identify innovators and disruptors in the Financial Services sector and bring them together with high-calibre investors.

FinTech Forum DACH Keynote Frank Schwab

  1. 1. FinTech Forum D A CH November 22nd 2013 Frankfurt am Main, Germany www.FinTechForum.de
  2. 2. "Stocks have reached what looks like a permanently high plateau.“ Irving Fisher, Professor of Economics, Yale University, 1929
  3. 3. Dow Jones Industrial Average (1900 to Present) Source: StockCharts.com
  4. 4. "There is no reason anyone would want a computer in their home.“ Ken Olson, president, chairman and founder of Digital Equipment Corp., 1977
  5. 5. “A computer in every home.” Bill Gates as a teenager
  6. 6. Sir Winston Leonard Spencer-Churchill It is difficult to make predictions, especially about the future
  7. 7. “We need banking, no banks” (1999)
  8. 8. Number of US Banks 1990 2000 2011 Source: FDIC 16,000 8;000
  9. 9. Number of German Banks 1990 2000 2011 Source: Deutsche Bundesbank 4,500 2,000 0
  10. 10. Mega trends in Banking Consolidation
  11. 11. Regulation Basel II Basel III SolvV MiFID I MiFID II Dodd Frank AML SOX Basel I FATCA SEPA
  12. 12. Mega trends in Banking Increase of regulatory requirements Consolidation
  13. 13. Digital Natives
  14. 14. Smartphones are used always and everywhere Listen to music 72% Watching TV Playing Video Games Reading books Reading newspapers Internet Source: Market Simplified
  15. 15. Mega trends in Banking Increase of regulatory requirements Changing customer behaviour Consolidation
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  17. 17. IBM Mainframe AIX Server Server Farm Any technology of each and every decade Sun Server Tandem Intel blade Thin clients Fat clients
  18. 18. Current CBS transformations often introduce old technology
  19. 19. Banks keep the status quo
  20. 20. Mega trends in Banking Increase of regulatory requirements Changing customer behaviour Legacy technology Consolidation
  21. 21. Traditional Banks
  22. 22. “The future is always here - it’s just not evenly distributed yet.” - William Gibson, Fiction Novelist
  23. 23. Attacker
  24. 24. FinTech Startups D-A-CH Study n = 100
  25. 25. Financial centres like Frankfurt, Munich and Zürich make a strong appearance 25 20 15 10 5 0 Split by Location Clusters
  26. 26. For a lending- and risk-averse region, relatively high number of crowdfunding/ crowdinvesting, lending and trading sites Split by FinTech Type 0 5 10 15 20 25 Security Personal Financial Payments Data Analytics Crowdfunding/Crowdinvesting Capital Markets/Trading Banking & Corporate Finance
  27. 27. About 10 % SMEs 0 10 20 30 40 50 51 to 200 11 to 50 1 to 10 Split by Size (No. of Staff)
  28. 28. A jump in the number of startups founded just after 2008-09 25 20 15 10 5 0 Split by Year Founded Older Y-2008 Y-2009 Y-2010 Y-2011 Y-2012 Y-2013
  29. 29. Agenda 10:00 – 10:30 Registration 10:30 – 10:50 Keynote 10:50 – 12:30 7 Minutes Presentations 12:30 – 13:30 Lunch Buffet & Networking 13:30 – 14:30 Roundtable Discussion 14:30 – 15:30 Coffee break & Networking 15:30 – 17:00 7 Minutes Presentations
  30. 30. 7 Minutes Presentations Daniel Schäfer United Signals Christopher Kampshoff Lendstar Johannes Cremer moneymeets Andreas Kern wikifolio Ismail Chaib Open Bank Project Timur Peters Debitos Roger Fromm Investory Michael Mellinghoff Sharewise Erik Bogaerts Naqoda Dominique Riedl justETF Michael Klein FINPOINT Dr. Levin Brunner mashup finance Thomas Kirst moneygarden Stefan Seedorf synchronite Daniel Horak CONDA
  31. 31. Sponsors http://www.keacompany.com http://www.BankITX.com
  32. 32. Frank.Schwab@FinTechForum.de

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