This document discusses opportunities and challenges in the banking sector. It proposes the development of a financial transactional/trading platform (FTTP) as a cloud-based marketplace that would connect financial service providers and consumers. The FTTP would provide services like retail banking, payments, lending, and serve as a front office for banks. It would aim to increase access to financial services for individuals and small businesses. The company behind the FTTP has experience developing banking software and wants to build on an existing prototype platform.
This document is a project report submitted by Chandrasekhar Goud for his MBA in finance. The report studies online trading and stock broking at Sharekhan Pvt Ltd. The objectives are to analyze changes after moving from outcry to online trading, study Sharekhan's departments, understand their online trading system, and explore future developments in stock exchange trading. The methodology includes interviews with Sharekhan and collecting secondary data from lectures, brochures, magazines, and books.
FinTech & InsureTech - Blockchain: Company presentation by Ulyana Shtybel, Co-Founder of HighCastle at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
OSSF 2018 - Matt Barrett of Adaptive - Open sourcing a bank's software: exact...FINOS
Banks have been users of open source software for a long time, but now they are thinking seriously about giving back. A lot of internal resistance needs to be overcome, and lots of individuals within a large investment bank truly believe their piece of custom built software provides a competitive advantage. At Adaptive, we have seen a lot of very similar internal projects at various institutions, and have formed a view about what truly constitutes competitive advantage. What is good for the organisation may not be good for a given development manager.
Further to the issues around over jealously guarding specific development efforts is the problem that what is open sourced is often far too coupled to a bank's non-open sourced tech stack. Causing more subtle difficulties in working with another bank's open sourced technology stack is that it is often implicitly coupled to their culture, processes or business model. Picking what to open source is a huge part of the challenge.
In this talk, I will give Adaptive's view on what is competitive advantage, what to open source so that it is picked up by the wider community, and actual benefits are seen.
Invansys Technologies is a software services and consulting firm specializing in asset management. It was founded in 2005 and has 20 employees with experience working on technology projects for the asset management industry. Invansys provides services like portfolio management systems, order management, and customized software development for hedge funds, private equity firms, and investment banks.
This document summarizes a digital asset analytics platform called Nyctale. Nyctale tracks the growth and performance of digital assets to provide investment insights and decision-making tools for professional investors. It analyzes fundamental drivers of asset value, monitors investment behaviors, and measures wealth concentration. Nyctale's unique approach uses artificial intelligence and machine learning fueled by behavioral data. It is seeking a seed funding round to expand its team, marketing, and research and development to grow its user base and stay ahead of competitors.
Palsoft was founded in 2012 and has offices in the UK and India. They provide technology automation and back office solutions globally. Their core beliefs are understanding client goals and solving problems as a true business partner. They bring together automation through technology and efficiency through back office services. With experience in various industries over 5 years, Palsoft has successfully provided solutions to enable client success.
This document is a project report submitted by Chandrasekhar Goud for his MBA in finance. The report studies online trading and stock broking at Sharekhan Pvt Ltd. The objectives are to analyze changes after moving from outcry to online trading, study Sharekhan's departments, understand their online trading system, and explore future developments in stock exchange trading. The methodology includes interviews with Sharekhan and collecting secondary data from lectures, brochures, magazines, and books.
FinTech & InsureTech - Blockchain: Company presentation by Ulyana Shtybel, Co-Founder of HighCastle at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
OSSF 2018 - Matt Barrett of Adaptive - Open sourcing a bank's software: exact...FINOS
Banks have been users of open source software for a long time, but now they are thinking seriously about giving back. A lot of internal resistance needs to be overcome, and lots of individuals within a large investment bank truly believe their piece of custom built software provides a competitive advantage. At Adaptive, we have seen a lot of very similar internal projects at various institutions, and have formed a view about what truly constitutes competitive advantage. What is good for the organisation may not be good for a given development manager.
Further to the issues around over jealously guarding specific development efforts is the problem that what is open sourced is often far too coupled to a bank's non-open sourced tech stack. Causing more subtle difficulties in working with another bank's open sourced technology stack is that it is often implicitly coupled to their culture, processes or business model. Picking what to open source is a huge part of the challenge.
In this talk, I will give Adaptive's view on what is competitive advantage, what to open source so that it is picked up by the wider community, and actual benefits are seen.
Invansys Technologies is a software services and consulting firm specializing in asset management. It was founded in 2005 and has 20 employees with experience working on technology projects for the asset management industry. Invansys provides services like portfolio management systems, order management, and customized software development for hedge funds, private equity firms, and investment banks.
This document summarizes a digital asset analytics platform called Nyctale. Nyctale tracks the growth and performance of digital assets to provide investment insights and decision-making tools for professional investors. It analyzes fundamental drivers of asset value, monitors investment behaviors, and measures wealth concentration. Nyctale's unique approach uses artificial intelligence and machine learning fueled by behavioral data. It is seeking a seed funding round to expand its team, marketing, and research and development to grow its user base and stay ahead of competitors.
Palsoft was founded in 2012 and has offices in the UK and India. They provide technology automation and back office solutions globally. Their core beliefs are understanding client goals and solving problems as a true business partner. They bring together automation through technology and efficiency through back office services. With experience in various industries over 5 years, Palsoft has successfully provided solutions to enable client success.
apidays LIVE London 2021 - Leveraging Webauthn for Payments by Chris Woodapidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Leveraging Webauthn for Payments: Secure Payment Confirmation
Chris Wood, Freelance Architect & Developer
20211027 apidays london - business model innovation final v1.0 (1)apidays
apidays LIVE London 2021 - Business Model Innovation via open APIs by Jeremy Larsson, GrowthSmart Consulting
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
From Open Banking to Embedded finance : API driven Business-models
Business Model Innovation via open APIs
Jeremy Larsson, Managing Director at GrowthSmart Consulting Limited
apidays LIVE London 2021 - Embedded Finance and new API infrastructure by Rau...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Embedded Finance and new API infrastructure
Raul Nava Salazar, Latam & Web 3.0 Ambassador at Open Bank Project
apidays LIVE London 2021 - Open up the vault by Katrien Van Gijsel, KBCapidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
Welcome to the API Economy
Open up the vault: the KBC API journey
Katrien Van Gijsel, Business Innovation Manager at KBC
[APIdays Singapore 2019] API Management in a Istio Service Mesh with WSO2 API...WSO2
This deck explains how services, meshes, and API Management co-exist. We would also draw references to WSO2 API Manager and how it can be used with Isitio Service Mesh to manage APIs that are exposed for consumption.
Three Technologies Disrupting the Traditional Banking Industry by Ritchie Cap...Ritchie Capital Management
With the advent of internet connectivity, financial products are evolving to fit new systems. With technology advancing at breakneck speeds with better efficiency and scalability, how will traditional banking fare in comparison? In this presentation, Ritchie Capital Management includes 3 significant financial innovations that have paved the way.
apidays LIVE LONDON - Running an open banking platform for strategic partners...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
Running an open banking platform for strategic partnerships
Hector Arias, Head of Open Banking Operations at BBVA
Banking is Now More Open: Open Banking UpdateMikeLeszcz
This document discusses Open Banking in the UK and provides an overview of its goals and implementation. Open Banking aims to give customers more control over their financial data through application programming interfaces (APIs) that allow secure data sharing and payments between banks and third parties. The Open Banking Implementation Entity (OBIE) was established to develop API standards and a security architecture for Open Banking, with the first APIs for account information and payments going live in January 2018. The document outlines the benefits of Open Banking for customers, businesses, banks and the financial technology industry.
This document discusses ways to improve liveliness and personalization in banking experiences. It proposes using real-time APIs, scalable experience layers, and modular microservice architectures to enable seamless omnichannel experiences. Reference architectures are presented for real-time event-driven engagement, embedded banking services, and user-facing analytics driven by insights from customer data. The goal is to enhance trust and deepen customer relationships through personalized insights and recommendations.
[WSO2Con EU 2018] WSO2 Open Banking, So Good I Bought it TwiceWSO2
This document summarizes Richard Smith's presentation about his experience implementing WSO2 Open Banking solutions for two financial organizations. He discovered WSO2 at a meetup in 2016 and was impressed by their proposals and solutions, which aligned well with the requirements and target architectures of both organizations. The first implementation focused on PSD2 compliance as part of a larger digital transformation strategy. The second focused more on commercials and compliance given different priorities and timelines. Both implementations used the Open Banking UK standard due to its maturity and fit with requirements at the time. Richard emphasized that organizations need to start their Open Banking projects now to meet upcoming deadlines and regulations.
WSO2 Open Banking has undergone several feature enhancements over the past couple of months. Many of them focus on the Open Banking UK API standard. This session will take you through the feature enhancements and discuss what lies ahead for WSO2 Open Banking.
apidays LIVE London 2021 - Are VRPs the killer open banking app? by Chris Mic...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
From Open Banking to Embedded finance : API driven Business-models
Are VRPs the killer open banking app?
Chris Michael, CEO at Ozone
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
How APIs are changing the fintech world
Chirine BenZaied - Bourgerie, Innovation Director at Finastra
apidays LIVE LONDON - Toward certifying Financial-grade API profile with Keyc...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
Toward certifying Financial-grade API profile with Keycloak
Yoshiyuki Tabata, Software Engineer at Hitachi, Ltd.
apidays LIVE Hong Kong 2021 - The big rebundling in financial services by Mat...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
The big rebundling in financial services: threats and opportunities of Banking-as-a-Service (BaaS)
Matthias Biehl, API Strategist at Software AG
apidays LIVE London 2021 - Open Insurance & Smart Contracts by Giovanni Lesna...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Open Insurance & Smart Contracts
Giovanni Lesna, Head of Enterprise at API3
[WSO2Con EU 2018] GDPR Compliance and IAM Services in a European MunicipalityWSO2
This presentation discusses the installation of WSO2 Identity Server and homogenization of various user stores in the municipality of Heraklion Crete in Greece. The presenter explains the situation that existed before the implementation, where there were multiple and heterogeneous per application user management solutions, problems that occurred, and how they solved them. The presenter also talks about how they managed to prepare the municipality in order to be General Data Protection Regulation (GDPR) compliant, giving them the tools to create a dashboard with users data where they were able to stay informed and updated.
Wallet Factory platform is a constructor for a wide range of use cases:
- Launching digital banking for traditional banks and credit unions (white-label mobile and web apps and integration with banking core system);
- Enabling extra revenue sources for telecom operators, e.g. P2P, service catalogues, money transfers etc. (e-wallet processing and a mobile app);
- Setting up loyalty\payments system for retailers etc. (e-wallet processing and mobile app, alongside with the loyalty platform).
The presentation starts with an overview on Transaction Banking products. It describes some innovations and best practices in the industry globally. Finally, it compares the major banking players and their maturity level in providing transaction banking services in Oman.
apidays LIVE London 2021 - Leveraging Webauthn for Payments by Chris Woodapidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Leveraging Webauthn for Payments: Secure Payment Confirmation
Chris Wood, Freelance Architect & Developer
20211027 apidays london - business model innovation final v1.0 (1)apidays
apidays LIVE London 2021 - Business Model Innovation via open APIs by Jeremy Larsson, GrowthSmart Consulting
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
From Open Banking to Embedded finance : API driven Business-models
Business Model Innovation via open APIs
Jeremy Larsson, Managing Director at GrowthSmart Consulting Limited
apidays LIVE London 2021 - Embedded Finance and new API infrastructure by Rau...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Embedded Finance and new API infrastructure
Raul Nava Salazar, Latam & Web 3.0 Ambassador at Open Bank Project
apidays LIVE London 2021 - Open up the vault by Katrien Van Gijsel, KBCapidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
Welcome to the API Economy
Open up the vault: the KBC API journey
Katrien Van Gijsel, Business Innovation Manager at KBC
[APIdays Singapore 2019] API Management in a Istio Service Mesh with WSO2 API...WSO2
This deck explains how services, meshes, and API Management co-exist. We would also draw references to WSO2 API Manager and how it can be used with Isitio Service Mesh to manage APIs that are exposed for consumption.
Three Technologies Disrupting the Traditional Banking Industry by Ritchie Cap...Ritchie Capital Management
With the advent of internet connectivity, financial products are evolving to fit new systems. With technology advancing at breakneck speeds with better efficiency and scalability, how will traditional banking fare in comparison? In this presentation, Ritchie Capital Management includes 3 significant financial innovations that have paved the way.
apidays LIVE LONDON - Running an open banking platform for strategic partners...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
Running an open banking platform for strategic partnerships
Hector Arias, Head of Open Banking Operations at BBVA
Banking is Now More Open: Open Banking UpdateMikeLeszcz
This document discusses Open Banking in the UK and provides an overview of its goals and implementation. Open Banking aims to give customers more control over their financial data through application programming interfaces (APIs) that allow secure data sharing and payments between banks and third parties. The Open Banking Implementation Entity (OBIE) was established to develop API standards and a security architecture for Open Banking, with the first APIs for account information and payments going live in January 2018. The document outlines the benefits of Open Banking for customers, businesses, banks and the financial technology industry.
This document discusses ways to improve liveliness and personalization in banking experiences. It proposes using real-time APIs, scalable experience layers, and modular microservice architectures to enable seamless omnichannel experiences. Reference architectures are presented for real-time event-driven engagement, embedded banking services, and user-facing analytics driven by insights from customer data. The goal is to enhance trust and deepen customer relationships through personalized insights and recommendations.
[WSO2Con EU 2018] WSO2 Open Banking, So Good I Bought it TwiceWSO2
This document summarizes Richard Smith's presentation about his experience implementing WSO2 Open Banking solutions for two financial organizations. He discovered WSO2 at a meetup in 2016 and was impressed by their proposals and solutions, which aligned well with the requirements and target architectures of both organizations. The first implementation focused on PSD2 compliance as part of a larger digital transformation strategy. The second focused more on commercials and compliance given different priorities and timelines. Both implementations used the Open Banking UK standard due to its maturity and fit with requirements at the time. Richard emphasized that organizations need to start their Open Banking projects now to meet upcoming deadlines and regulations.
WSO2 Open Banking has undergone several feature enhancements over the past couple of months. Many of them focus on the Open Banking UK API standard. This session will take you through the feature enhancements and discuss what lies ahead for WSO2 Open Banking.
apidays LIVE London 2021 - Are VRPs the killer open banking app? by Chris Mic...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
From Open Banking to Embedded finance : API driven Business-models
Are VRPs the killer open banking app?
Chris Michael, CEO at Ozone
apidays LIVE LONDON - How APIs are changing the fintech world by Chirine Ben...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
How APIs are changing the fintech world
Chirine BenZaied - Bourgerie, Innovation Director at Finastra
apidays LIVE LONDON - Toward certifying Financial-grade API profile with Keyc...apidays
apidays LIVE LONDON - The Road to Embedded Finance, Banking and Insurance with APIs
Toward certifying Financial-grade API profile with Keycloak
Yoshiyuki Tabata, Software Engineer at Hitachi, Ltd.
apidays LIVE Hong Kong 2021 - The big rebundling in financial services by Mat...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
The big rebundling in financial services: threats and opportunities of Banking-as-a-Service (BaaS)
Matthias Biehl, API Strategist at Software AG
apidays LIVE London 2021 - Open Insurance & Smart Contracts by Giovanni Lesna...apidays
apidays LIVE London 2021 - Reaching Maximum Potential in Banking & Insurance with API Mindset
October 27 & 28, 2021
APIs in Finance: The Next Evolution
Open Insurance & Smart Contracts
Giovanni Lesna, Head of Enterprise at API3
[WSO2Con EU 2018] GDPR Compliance and IAM Services in a European MunicipalityWSO2
This presentation discusses the installation of WSO2 Identity Server and homogenization of various user stores in the municipality of Heraklion Crete in Greece. The presenter explains the situation that existed before the implementation, where there were multiple and heterogeneous per application user management solutions, problems that occurred, and how they solved them. The presenter also talks about how they managed to prepare the municipality in order to be General Data Protection Regulation (GDPR) compliant, giving them the tools to create a dashboard with users data where they were able to stay informed and updated.
Wallet Factory platform is a constructor for a wide range of use cases:
- Launching digital banking for traditional banks and credit unions (white-label mobile and web apps and integration with banking core system);
- Enabling extra revenue sources for telecom operators, e.g. P2P, service catalogues, money transfers etc. (e-wallet processing and a mobile app);
- Setting up loyalty\payments system for retailers etc. (e-wallet processing and mobile app, alongside with the loyalty platform).
The presentation starts with an overview on Transaction Banking products. It describes some innovations and best practices in the industry globally. Finally, it compares the major banking players and their maturity level in providing transaction banking services in Oman.
- Corporate and investment banks are developing cross-asset, digital platforms to provide corporate clients with a unified experience for accessing various banking services like cash management, trade finance, and foreign exchange online.
- Leading banks are investing in these platforms to increase cross-selling opportunities, enhance the customer experience, and strengthen their image as digital leaders. However, most European banks still rely on separate, product-specific platforms.
- Successful platforms offer a wide range of integrated products, sophisticated mobile capabilities, and value-added features like data analytics and reporting tools. Developing such platforms requires transforming banks' organizational structures, operating models, and skills.
Developing and managing a multi-channel approach has been
a key issue in retail banking.
But what about Corporate & Investment Banks (CIBs)? Where do they stand in terms of multichannel for corporate clients?
Especially, what are the trends and opportunities in digital channels for them and what are the implications?
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
Mobypage Financiall Series Microsoft Isu 1cChanBarry
This document summarizes a presentation on mobile banking innovation solutions. It discusses Barry Chan's Moby-Page Financial Series, which enables mobile banking through an intuitive portal accessible via mobile devices without additional software. Key features allow customers to view accounts, transfer funds, pay bills, and check rates. The system provides a personalized on-demand service with a dynamic CRM and real-time response monitoring. Examples are given of innovative banks like Umpqua that have grown rapidly by focusing on a retail-style customer experience through next-generation branches. The document stresses the importance of adopting a next-generation IT architecture to provide true mobile banking experiences for customers.
Robo advisory, cryptocurrency, and chatbots are transforming the financial services industry through automation, artificial intelligence, and digital innovation. Incumbent financial firms recognize the need to partner with fintech companies and adopt these new technologies to remain competitive. Robo advisors provide automated, low-cost investment management services with minimal human interaction. Cryptocurrency has emerged as a new digital asset class. Chatbots are being used to deliver personalized customer service and support through conversational interfaces. These trends will continue to disrupt traditional financial models and require adaptation from existing players.
Retail banking digital transformation – Choosing a digital platform (2).pdfMaveric Systems
The document discusses how retail banks should prepare for digital transformation by choosing a digital platform. It outlines three types of digital platforms that support the customer lifecycle: daily banking platforms, complex lending platforms, and wealth management platforms. When choosing a platform, banks should select one that allows for flexible innovation, rapid product launches, omnichannel banking, customer data analytics, regulatory compliance, and issue resolution tools. A digital transformation partner can also help banks quickly adopt new digital products and services to keep pace with changing customer expectations and technology.
Principles and Practices of Banking Module 5ARUNKUMAR7358
Banking Technology
Concept of universal banking
Home banking
ATM’s
Internet banking
Mobile banking
Core banking solutions
Debit, credit and smart cards
Electronic payment system
MICR
Cheque truncation
ECS
EFT
NEFT
RTGS
Books referred - Dr.Nirmala Prasad, K. Chandrasass j (Banking and financial system)& Mithani, Gordan (Banking and financial systems)
This document discusses open banking and its implications for Suryoday Small Finance Bank. It begins with an overview of open banking, including how it creates an open ecosystem compared to traditional closed systems. It then covers the key drivers of open banking such as regulations, emerging technologies, competition, and consumer demand. Regulatory timelines for open banking in various regions are provided. The document discusses how banks can take different approaches to open banking, and what opportunities it provides for Suryoday, including providing invoices and payments services for small businesses. It concludes that Suryoday is well positioned to become an open bank due to its existing API-based systems and platform approach.
Mobile Financial Services Distribution: Partnerships, Alliances & Joint-VenturesDan Armstrong
Some thoughts and examples on success factors in implementing mobile / electronic payments services in partnerships, alliances, and joint-ventures. This includes varying views on collaboration for mobile payments. Players, financial cases and implementation. Also discussed are mobile network operators, banks, intermediaries and distribution trends.
Paymantix is an innovative developer and provider of e-commerce payment solutions, including payment gateways and processing platforms. It has been in business since 2011 and processes over €190 million in monthly transactions. Paymantix offers customizable payment solutions to banks, fintech startups, online merchants, and other organizations to help increase the effectiveness of their businesses.
Africa's most innovative cloud e-commerce/banking solution?Adrian Hall
The document proposes a digital banking platform called iWinPay that aims to promote greater financial inclusion and stimulate local economies in Africa. It was developed by Drs. Linus Etube and Shiyghan Navti based on their experience in banking, finance, and cloud technology. The platform provides a complete digital banking solution for financial institutions and allows for mobile and card-based payments anywhere through an integrated SMS banking module and mobile app. It is designed to facilitate local transactions, credit networks, and programs to encourage spending locally.
apidays LIVE Australia 2021 - Open Banking: Successful Implementation Strateg...apidays
Banks need to leverage open banking and digital ecosystems to drive customer acquisition and engagement. Open banking APIs can be used to aggregate customer accounts, transactions, and products across institutions to provide a holistic view. This data can then be used to generate savings tips, recommendations, and comparisons to improve the customer experience. Partnering with other digital platforms allows banks to integrate banking and financial services into customers' existing ecosystems. This ecosystem approach supports lifestyle needs and has the potential to accelerate acquisition through data and partnerships.
BizDay: Marco Polo: Making Trade Finance Smarter, More Transparent & Better C...R3
The Marco Polo Network is a collaborative network of bank platforms that are connected to corporate clients through trade and working capital finance applications embedded within enterprise resource planning (ERP) systems. The network aims to create a better customer experience and more seamless data integration while reducing costs, time, and risk. It is powered by open application programming interfaces and Coda blockchain technology. The network provides a single interface for banks to deliver various trade and working capital finance solutions and services to corporate clients.
The Most Recommended Fintech Solution Providers 2020The Business Fame
"Welcome to The Business Fame’s exclusive edition, "The Most Recommended Fintech Solution Providers 2020" is our annual feature of the most Recommended Fintech solution providers in today's rapidly growing technology sector. Read on to meet these disruptors, innovators and prepare to be get inspired."
Software Group is an advanced technology company focused on providing end-to-end financial and retail solutions. It has over 210 employees across 14 partner support offices globally. The company prides itself on delivering high quality, transparent, and affordable products and services, as evidenced by its track record of over 200 completed projects. It provides a range of solutions including agency banking, digital field applications, personal banking, web front ends, integration platforms, and mobile wallets.
Similar to Financial Transactional-Trading platform (20)
Graspan: A Big Data System for Big Code AnalysisAftab Hussain
We built a disk-based parallel graph system, Graspan, that uses a novel edge-pair centric computation model to compute dynamic transitive closures on very large program graphs.
We implement context-sensitive pointer/alias and dataflow analyses on Graspan. An evaluation of these analyses on large codebases such as Linux shows that their Graspan implementations scale to millions of lines of code and are much simpler than their original implementations.
These analyses were used to augment the existing checkers; these augmented checkers found 132 new NULL pointer bugs and 1308 unnecessary NULL tests in Linux 4.4.0-rc5, PostgreSQL 8.3.9, and Apache httpd 2.2.18.
- Accepted in ASPLOS ‘17, Xi’an, China.
- Featured in the tutorial, Systemized Program Analyses: A Big Data Perspective on Static Analysis Scalability, ASPLOS ‘17.
- Invited for presentation at SoCal PLS ‘16.
- Invited for poster presentation at PLDI SRC ‘16.
Revolutionizing Visual Effects Mastering AI Face Swaps.pdfUndress Baby
The quest for the best AI face swap solution is marked by an amalgamation of technological prowess and artistic finesse, where cutting-edge algorithms seamlessly replace faces in images or videos with striking realism. Leveraging advanced deep learning techniques, the best AI face swap tools meticulously analyze facial features, lighting conditions, and expressions to execute flawless transformations, ensuring natural-looking results that blur the line between reality and illusion, captivating users with their ingenuity and sophistication.
Web:- https://undressbaby.com/
Utilocate offers a comprehensive solution for locate ticket management by automating and streamlining the entire process. By integrating with Geospatial Information Systems (GIS), it provides accurate mapping and visualization of utility locations, enhancing decision-making and reducing the risk of errors. The system's advanced data analytics tools help identify trends, predict potential issues, and optimize resource allocation, making the locate ticket management process smarter and more efficient. Additionally, automated ticket management ensures consistency and reduces human error, while real-time notifications keep all relevant personnel informed and ready to respond promptly.
The system's ability to streamline workflows and automate ticket routing significantly reduces the time taken to process each ticket, making the process faster and more efficient. Mobile access allows field technicians to update ticket information on the go, ensuring that the latest information is always available and accelerating the locate process. Overall, Utilocate not only enhances the efficiency and accuracy of locate ticket management but also improves safety by minimizing the risk of utility damage through precise and timely locates.
WhatsApp offers simple, reliable, and private messaging and calling services for free worldwide. With end-to-end encryption, your personal messages and calls are secure, ensuring only you and the recipient can access them. Enjoy voice and video calls to stay connected with loved ones or colleagues. Express yourself using stickers, GIFs, or by sharing moments on Status. WhatsApp Business enables global customer outreach, facilitating sales growth and relationship building through showcasing products and services. Stay connected effortlessly with group chats for planning outings with friends or staying updated on family conversations.
Atelier - Innover avec l’IA Générative et les graphes de connaissancesNeo4j
Atelier - Innover avec l’IA Générative et les graphes de connaissances
Allez au-delà du battage médiatique autour de l’IA et découvrez des techniques pratiques pour utiliser l’IA de manière responsable à travers les données de votre organisation. Explorez comment utiliser les graphes de connaissances pour augmenter la précision, la transparence et la capacité d’explication dans les systèmes d’IA générative. Vous partirez avec une expérience pratique combinant les relations entre les données et les LLM pour apporter du contexte spécifique à votre domaine et améliorer votre raisonnement.
Amenez votre ordinateur portable et nous vous guiderons sur la mise en place de votre propre pile d’IA générative, en vous fournissant des exemples pratiques et codés pour démarrer en quelques minutes.
Microservice Teams - How the cloud changes the way we workSven Peters
A lot of technical challenges and complexity come with building a cloud-native and distributed architecture. The way we develop backend software has fundamentally changed in the last ten years. Managing a microservices architecture demands a lot of us to ensure observability and operational resiliency. But did you also change the way you run your development teams?
Sven will talk about Atlassian’s journey from a monolith to a multi-tenanted architecture and how it affected the way the engineering teams work. You will learn how we shifted to service ownership, moved to more autonomous teams (and its challenges), and established platform and enablement teams.
GraphSummit Paris - The art of the possible with Graph TechnologyNeo4j
Sudhir Hasbe, Chief Product Officer, Neo4j
Join us as we explore breakthrough innovations enabled by interconnected data and AI. Discover firsthand how organizations use relationships in data to uncover contextual insights and solve our most pressing challenges – from optimizing supply chains, detecting fraud, and improving customer experiences to accelerating drug discoveries.
Artificia Intellicence and XPath Extension FunctionsOctavian Nadolu
The purpose of this presentation is to provide an overview of how you can use AI from XSLT, XQuery, Schematron, or XML Refactoring operations, the potential benefits of using AI, and some of the challenges we face.
Introducing Crescat - Event Management Software for Venues, Festivals and Eve...Crescat
Crescat is industry-trusted event management software, built by event professionals for event professionals. Founded in 2017, we have three key products tailored for the live event industry.
Crescat Event for concert promoters and event agencies. Crescat Venue for music venues, conference centers, wedding venues, concert halls and more. And Crescat Festival for festivals, conferences and complex events.
With a wide range of popular features such as event scheduling, shift management, volunteer and crew coordination, artist booking and much more, Crescat is designed for customisation and ease-of-use.
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2. BANKING SECTOR CHALLENGES OVERVIEW
Problems:
Traditional banking sector is still at the low
marginality level since the crisis of 2007.
Rapidly changing technologies. Innovation cycles
are shortened.
Many banks are still using outdated software
holding them back from entering the era of digital
banking.
Multi-factorial nature, informational overload and
difficulties in product selection. Thus, it’s
impossible to build hypercomplex behavioral
models.
Modern transactional, trading and payment sites
are pulling away the clients acting as an
intermediary for the bank.
Some banks have to create or acquire “smart”
portal and sites by considerably expanding the list
of the products and services with the ones that are
not traditionally banking ones.
Opportunities:
Return marginality to pre-crisis level by performing the following:
Entering the digital banking market using one of the four suggested
IBM strategies
Reducing OPEX through cloud solutions
Focus on retail banking
No bank branches – only representative centers to directly
communicate with clients.
Remote contract conclusion through certificates /tokens
Classification of clients and identifying focus groups: generation
“Next”, “conservatives”, “SME”, “pensioners” and set-up of banks for
them (probably under a single brand)
Change of the paradigm – a bank is only a provider of the
financial resources + GL + Risk Management + ERP + reports tо
the regulating authorities.
Delegation of all the remaining functions to the platforms of
brokersmediators, including all the functions of the front office.
Analyze users’ demand and hold targeted advertising campaigns
within mediators’ platform.
Cognitive banking – smart banking (by IBM).
Fully digital bank
4. WHO WE ARE
We are a group of mathematicians and IT specialists, graduates of M.V. Lomonosov Moscow State
University, Kyiv Taras Shevchenko National University.
• we have 20 years history of successful banking automation system development including
creation of Ukraine’s biggest Corebanking system which supported about a third of country’s
banking sector
• we have got extensive experience of stock exchange and financial market IT support including
independent development of functional specifications for National Depository of Ukraine
• we created and implemented several generations of retail banking systems
• we created and implemented a number of card processing systems for banks and fuel retail
traders
• we created lots of BDW/BI solutions for the biggest universal banks in Ukraine
• we have got very extensive experience in creating the Dodd-Frank reporting system for one of the
biggest investment bank in the world
• we have successfully implemented high-load/high-performance billing systems for regional energy
supplying companies across Ukraine
5. OUR STRATEGIC OBJECTIVES
• Creation of the biggest cloud based smart financial service network as a new
sort of e-marketplace which is providing full range of financial services and
payments.
• The top-class international transaction processing system.
• International retail banking platform with the flexible set of products to predict
and satisfy the most demanding and urgent requests of the customers.
• Mixing financial services with a social networking into the one financial and fully
automated meta-environment.
• Digital Environment ready for a Digital Marketing, Cognitive assistant, Big Data
Analysis
6. WHAT HAVE WE DONE ALREADY?
• Those projects we have completed made us understand that all the financial
systems have a lot of common features. We have managed to classify typical
processes, reporting system elements, user roles, products, services and
operations. As a result we were able to create a prototype of innovative
Financial Transactional/Trading Platform (FTTP) intended to facilitate
implementation of corebanking systems, retail banking solutions, billing
systems, payment, clearing and settlement platforms.
• Financial Transactional/Trading Platform – is a high-scalable cloud solution that
make it possible to serve independent businesses according to the multi tenant
mode.
• Based on this prototype platform we have already created the first product - a
retail banking system. This system was highly praised by one of “Big 4” Audit
Companies and named “one of the most promising projects” in 2008.
7. SUBSTANCE OF PROPOSAL
We offer to:
• Build financial/banking business in a new cognitive paradigm such as
development of mobile, digital, smart banking
• Update and use our FTTP platform as a basic framework
• Build a meta environment with one or several operational banks
specialized in retail banking products and a wide range of popular
services for SME
• Establish a professional network of financial services capable of
organizing situational or permanent groups for doing business
together and/or communication. All financial, e-commerce, banking
needs arisen as a result of cooperation will be fulfilled through
operational bank/group of banks
8. WHAT IS FTTP FS-BOOK
(Financial Transactional/Trading Platform)
FTTP is a Smart Cloud Marketplace
Cloud providers Cloud consumers
Smart Cloud
Marketplace
FTTP is Financial Transactional/Trading Platform that belongs to a cognitive middleware
class of software systems. It is an intermediate service layer between the providers and
consumers of financial services. FTTP FS-Book provides users with financial services,
instruments and interfaces enabling them to launch and run business activities
9. WHAT IS FTTP (continuation)
Being a marketplace FTTP connects providers and consumers, suppliers and acquirers, vendors
and buyers, banks and customers, Investors/private investors and borrowers.
FTTP is intended to make their interactions faster, friendlier, more secure and less
expensive.
• E-market where financial service providers and their consumers meet each other (cognitive/AI
intermediator) and make deals (brokerage)
• Financial service provider itself (invoicing, billing, e-commerce (B2B, B2C), peer to peer lending, bond e-
trading, OTC trading)
• Front-office for banks, credit unions, insurance companies, crowdfunding entities and other service
providers
• All-in-one-box ERP services (GL, AR/AP, Inventory management, e-commerce,… ) like ODOO for SME
and individuals (almost “free of charge” in order to attract and hold as many consumers as possible)
• Professional network for building business and professional relationships and interactions.
10. FTTP FS-BOOK MAIN PARTICIPANTS
• Traditional financial market players – investment and commercial banks, credit
unions, insurance companies
• Stock traders operating outside the Stock Exchange (Over the Counter - OTC)
• Brokerage firms
• Service providers who need third-party invoicing/billing solutions
• Payment systems and payment gateway operators
• Goods and non-financial services sellers
• Credit bureaus
• Debt collection agencies
• Accredited key certification centers
• Individuals and SME entities
Main FS-Book participants are the individuals and SME entities
11. FTTP ADVANTAGES
• Participation in FTTP allows service providers to increase the number of potential
customers since it will serve as front-office and virtual marketplace closing the
distance between the service provider and consumer.
• For a consumer FTTP is a single access point for a wide selection of services provided
by different enterprises. We will assist consumer to make choice among the great
number of offered services without exposing them to annoying advertisement and
make it possible to evaluate any provider’s performance in measurable parameters –
reliability of the provider, price, maintenance cost, fine amounts, etc.
• For all the participants the FTTP offers an opportunity to maintain direct connections
and perform business operations with everyone registered in the platform.
Fully developed FTTP environment will be a practical realization of financial cluster
concept – a self sufficient environment fully capable of performing financial operation
of any complexity without reliance on external services or agencies. This is particularly
demanded in case of large-scale international financial companies which can use our
meta-environment as an integration platform.
12. FUTURE PROJECTS
COGNITIVE BANKING/
DIGITAL BANKING
COMMUNITY,
PROMOTIONAL AND
SOCIAL PROGRAMS
E-COMMERCE FOR
BANKS
INSTANT MONEY TRANSFER
DIGITAL MARKETING:
LOYALTY AND REFERRAL
PROGRAMS
CRYPTO-CURRENCY
EXCHANGE FINANCIAL
COMMUNITY
CRYPTO-CURRENCY
DEPOSITORY
COGNITIVE ASSISTANT PEER-TO-PEER LENDING
CROWDFUNDING
13. THE TEAM
Team Q-ty* Experience in
Banking Industry
Full Stack Developers (JEE, .NET, JS,..) 25 7+ years
Mobile Developers 8 3+ years
Web Developers 7 3+ years
Innovation R&D (System Architects) 4 10+ years
Business Intelligence 7 10+ years
Quality Assurance 10 5+ years
Information Security 3 10+ years
Mathematicians 2 20+ years
DevOps and Support L2, L3 8 4+ years
Management 7 10+ years
* - available . Scaling to 120 in one month, if required.
17. THE MOST SIGNIFICANT GROWTH BARRIERS & TRENDS IN BANKING INDUSTRY
InternalExternal ITNon-IT
0% 80+%40% 60%20%
Consolidating trade
finance and cash
management businesses,
77%
Real time Payment
Tracking, 25%
Online Channel
Development,
43%
New Products and
Services for the Strategic
Focus, 26%
Increasing IT Complexity
is the main challenge,
34%
Simplified and common
process of making
changes and rules
through all systems, 35%Multiply core
processing systems
infrastructure problem,
43%
Performance of
residential real
estate market , 14%
Lack of qualified
taskforce, 14%
Employee-related
costs, 18%
Staying on top of
technologies, 19%
Performance of
commercial and industrial
market, 20%
Risk management
issues, 26%
Interest rate pressures,
27%
Regulatory and legislative
pressures, 32%
18. TECHNOLOGIES & STANDARDS.
EXISTING PROTOTYPE
• Java Platform Enterprise Edition.
• 100% SOA. 3+ tiers cloud ready architecture.
• Mass serving system. Asynchronous queuing
• system with multichannel processing.
• Multitenant mode. Data segregation.
• Built-in BPM engine.
• PKI, session keys.
• Multi factor authentication (2+).
• Payment Card Industry Data Security Standard
(PCI DSS) Compliance.
• ISO 27001 Compliance.
• Built-in script language.
• API to core functions.
• Availability to create a new product without
redeployment using our integrated script
engine only.
• JMS is supported.
• Dynamic load balancing.
• Availability to work within distributed
heterogenic environment
• Disaster recovery installations.
• Availability 99,999%.
Existing prototype is based on the following technologies and standards:
19. TECHNICAL PROFILE #1
We are experts in the following technologies, standards and tools/platforms
Enterprise Platforms Java EE, .NET
SD Methodologies RUP, Prince2, Waterfall, Iterative SDLC, Agile, Scrum, TDD
Enterprise Application
Platforms/Servers
Oracle WebLogic, IBM WebSphere, Redhat Jboss
Servlet Containers Apache Tomcat, Jetty
BPM Engines IBM BPM, Lombardi TeamWorks BPM, JBoss jBPM
Analysis/Design/
Architecture/Tools
UML, OOP, Design Patterns; IBM Rational Software Architect, ArchiMate,
Entreprise Architect
Server side techs. Java EE full stack (JPA, EJB, JMS, JTA, RMI, JNDI, JAAS, JDBC, JMX, JavaMail, JSF,
Servlets/JSP/JSTL, JAXB etc.); CORBA; ASP.NET, Node.JS
Client side techs. HTML5, CSS3, JavaScript, AJAX
Web Services techs. RESTful (JAX-RS), SOAP (JAX-WS, JAX-RPC)
20. TECHNICAL PROFILE #2
DBMS/Data Storages Oracle, DB/2, Informix, MS-SQL, MySQL, PostgreSQL, MongoDB; Oracle TimesTen; SAP
HANA, Redis, Apache Hive, Apache Hadoop; JBoss ModeShape, Apache Jackrabbit
DB/DWH modeling CA AllFusion ERwin Data Modeler, SAP Power Builder, IBM Rational Rose Data
Modeler, IBM InfoSphere Data Architect, SQL Developer Data Modeler, IBM Industry
Modeling for Banking (BDWM), SAS Credit Scoring for Banking, Enterprise Architect
ETL tools Informatica, IBM InfoSphere DataStage, IBM InfoSphere FastTrack, IBM InfoSphere
Metadata Workbench, Oracle Data Integrator Enterprise Edition
Business Intelligence
& Reporting tools
IBM Cognos, SAP BO, Hyperion, Qlikview
Testing Frameworks IBM Rational GreenHat, Selenium, HP LoadRunner, HP ALM
OS Linux: RedHat, SLES, Ubuntu, Debian; HP-UX; AIX; Microsoft Server 20x
Continuous
Integration
TeamCity, BuildForge, Jenkins
Version Control
Systems
Git, SVN, Mercurial, Team Foundation Server, CVS
21. TECHNICAL PROFILE #3
IDE NetBeans, Eclipse, IntelliJ IDEA
build tools Gradle, Maven, Ant
unit testing JUnit
IoC container Guice, Pico-container
ORM tools Oracle TopLink, Hibernate
MVC Spring, Struts
template engines Velocity, Freemarker
content repositories Apache Jackrabbit, JBoss ModeShape
BRMS JBoss Drools
JS JQuery, Bootstrap, KnockoutJS, AngularJS, ReactJS
Java2AJAX Web Frameworks: ZK, GWT
architect IBM Rational Rose Suite, Enterprise Architect, Archi Archimate
22. MAIN INSTALLATIONS
Client Project
“Ukraina” Bank Developing, implementing and supporting full – scale corebanking system for more than 500 outlets and local
offices;
“Tulskiy Promyshlennik” Bank Core banking, retail banking and in-house card processing system development implementation and support;
“MetaBank” “MetalCard” Retail banking and in-house card processing system development implementation and support;
“Bank Credit Dnepr” Development, implementation and support of “Metacard - multibank” retail banking system;
“PrivatBank” Development, implementation and support of “Metacard - multibank” retail banking system;
Implementation of payroll/salary processing in “Metacard” system;
Implementation of international payment processing systems’ equiring function in “Metacard” system for
“Yuzhmash” company;
National Bank of Ukraine Integration of “Metacard” retail banking system with “Topaz” card processing center;
UkrSibbank (BNP Paribas Group) Development, implementation and support of “Metacard - multibank” retail banking system;
“Bank Forum” Development, implementation and support of “Metacard” retail banking system;
Zhytomyr Regional Power
Distribution Company
Development and implementation of centralized billing system on IBM platform (IBM servers p-series, IBM
WEB Sphere, IBM DB/2) ;
“Pivdennyi” Bank Development, implementation and support of “Metacard - multibank” retail banking system;
“Kreditprombank” Re-engineering of client operational services business processes;
Development of retail banking system "MS-Retail" (J2EE);
23. CONTACTS
VASSILY BUZUYEV
CTO, HEAD R&D
BI Studio LLC
Skype ID: buzuyev
Tel. +380672321645, +380919596253
E-mail vassily.buzuyev@gmail.com
Linkedin ID https://ua.linkedin.com/in/vassily-buzuyev-
788b0916