Essay On Using Cellphones While Driving Is Dangerous

Essay On Using Cellphones While
Driving Is Dangerous
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Essay On Using Cellphones While Driving Is DangerousEssay On Using Cellphones While Driving Is
Dangerous

Welfare Of The United States
Welfare is a subject of debate in the United States because everyone has a different point of view
when it comes to the Social Security Act. On one side the rich may feel that the government takes
from the rich, and gives to the poor. The poor on the other hand may believe that they are being
forgotten and not helped enough by the government. Are the government financial assistance
programs really working and helping people climb out of poverty or are they creating lazy people
who depend on government assistance too much? Poverty has been an issue of great debate in
America for centuries. Before the Social SecurityAct was passed, the United States government did
not have a stable plan to help/aid the poor. It was the local governments responsibility to care for
their disadvantaged. Many Americans believe only the poor receive welfareaid or benefits from the
government, they are misguided, because even though welfare is a program who aids the poor it
also helps most Americas in one way or another. Also, welfare helps big name corporations by
giving them government funding for research he also gives them loans, grants, and tax breaks. In
2015 it was the eightieth year anniversary since President Theodore Roosevelt passed The Social
Security Act law, and the problem has gotten worse not better. The purpose for this act was to help
the unemployed or underemployed during the great depression. However, it extended to the poor
through a variety of programs. In Addition, the
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Example Of Social Media Marketing
I am very fond of a local business called the Bubble Bistro. This young lady s business is tailored
towards body care; she sells all natural products which she hand makes. She specializes in soaps,
body oil, and body scrubs. I love the products so much that I frequent the business quite often
throughout the month. She is advertised locally mainly by word of mouth but she has a huge
presence on social media via Facebook and Instagram. The owner is very forth coming and this
business is credited a great deal with her current customer base including me. She knows her
customers and I often find myself advertisingher business to anyone I know for them to check her
out. She is a small business owner but she does run sales from time to time,... Show more content on
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(2015). Foundations of Social Media Marketing. Thousands Oaks, CA: Sage Publications, Ltd.
I think group deals are very effective for one it helps the consumer save money depending on
what is being advertised. Everyone has different taste and different needs when it comes to
purchasing power especially with social media being in the rise and influencing the way we
make purchase products. According to (Tuten and Solomon), social media open exciting new
windows for marketing research. Whether to collect insights for the discovery stage of the
creative process or to gather ideas for new product development, social media provide new tools to
listen to customers as they discuss their lives, interests, needs, and wants . I am a huge shopper on
Groupon and I like that I can save money on most name brand products I am interested in and
searching for. I often wondered how are deal sights able to utilize so many products to advertise
and sell at a good price. I realize that after so long so many companies begin to drop prices and if
it does not sell like in most discounted stores they send the product to deal sights. The biggest
investment for a marketer in my opinion is to find out what is popular, what is the consumer
wanting to purchase, and what is the hottest product to market. I think the biggest job for any
company is figure out what the people want, I mean take cell phones, we all know that right now it
Apple and Samsung, we all know that everyone have different

The Effects Of Fracking On The United States And Its...
Introduction With the proliferation of fracking in the United States and its impact on so many
different aspects of society from environmental to health and economic impact, it is an important
topic that demands more research and along with more community awareness. Another aspect of
fracking that is discussed much less than the environmental and public healthaspects is that the
people that benefit most from the fracking industry usually white affluent individuals do not live
in the area that drilling process or waste disposal process happens (Johnston, J. j., Werder, E.,
Sebastian, D. (2016). It is also important to keep in mind how the elites of society are able to mold
and manipulate public opinion to suit their needs (Davis, C., Fisk, J. M. (2014). It has been shown
how persistent opinions from elites and media messages can sway public opinion in whichever
direction they choose (Davis, C., Fisk, J. M. (2014). This paper demonstrates how the fracking
industry not only poisons the environment it poisons communities through creating conflict and
negative public health issues.
Methods In their research review Charles Davis and Jonathan Fisk (2014) set out to examine public
attitudes about the fracking industry, they based their findings on analysis of survey data of 2400
American adults. In their paper Shale Gas WastewaterManagement Under Uncertainty Xiaodong
Zhang , Alexander Sun

The Communist Republic Of Vietnam
Vietnam, officially the Socialist Republic of Vietnam ), is the easternmost country on the Indochina
Peninsula in Southeast Asia. With an estimated 90.5 million inhabitants as of 2014, it is the world s
13th most populous country, and the eighth most populous Asian country. The name Vietnam
translates as Southern Viet ; it was first officially adopted in 1802 by Emperor Gia Long, and was
adopted again in 1945 with the founding of the Democratic Republic of Vietnamunder Ho Chi
Minh. The country is bordered by China to the north, Laos to the northwest, Cambodia to the
southwest, and Malaysia across the South China Sea to the southeast. Its capital city has been
Hanoi since the reunification of North and South Vietnam in 1976.
Vietnam was part of Imperial China for over a millennium, from 111 BC to AD 939. The
Vietnamese became independent in 939, following the Vietnamese victory in the Battle of BбєЎch
Дђбє±ng River. Successive Vietnamese royal dynasties flourished as the nation expanded
geographically and politically into Southeast Asia, until the Indochina Peninsula was colonized by
the French in the mid 19th century. Following a Japanese occupation in the 1940s, the Vietnamese
fought French rule in the First Indochina War, eventually expelling the French in 1954. Thereafter,
Vietnam was divided politically into two rival states, North and South Vietnam. Conflict between
the two sides intensified, with heavy intervention from the United States, in what is known as the
Vietnam

New Jersey Community Development Corporation
Agency Synopsis
New Jersey Community Development Corporation, is a non profit organization based in downtown
Paterson, New Jersey. They primarily focus on low income housing, youth services, and
revitalization of Paterson. Their core work and organizational focus is on neighborhood
revitalization, positive youth development, education, affordable and supportive housing, the
preservation of the Great Falls Historic District, and direct public policy innovation. For
Community Development, NJCDCs main goal is to sponsor resident led neighborhood planning.
They also supply affordable housing by building and operating housing with on site social services
for individuals experiencing homelessness, people with mental illness and developmental ... Show
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Dynamic Advocacy Model
A client by the name of Rick lives in Montclair, New Jersey. His current situation has been created
by several economic and social justice issues. Rick currently lives in a two bedroom apartment
where his rent is $1,900 a month, his wife has custody of the two children, he lost his job due to
testing positive for cocaine, and he is also the sole caretaker of his mother who lives in a nursing
home. There are many different obstacles facing Rick, from his inability to pay for his apartment,
take care of his children, his mother, or himself. The reason for him not being able to see his
children is his inability to feed them, his rent is too high for him to have enough money left over
from his unemployment checks which are $1,011.02. He would need to extend his benefits, but,
due to changes in governmental policies he cannot. Whether these policy changes are due to budget
cuts, or related to his drug test, he needs assistance of some sort in order to prevent him from
spiraling into possible depression.
He was terminated from his job as a nursing assistant for testing positive for cocaine. He told his
Human Resources director that he is not a drug addict and only took the drug once, though this
may or may not be the case, they decided to terminate his employment given the importance of his
job. Whether or not he is an addict, the question which needs to be asked is whether his termination
is

Clinical Decision Support System Pros And Cons
The Clinical Reminder System Clinical decision support methodologies and applications have been
put into place to minimize practice variations and improve patient care. They apply data driven
methods to enhance the utility and management of clinical knowledge, patient information, and
population data (Zheng, n.d.). This data is significant to a community s health in addition to the
patients care as well.
Clinical Decision Support Systems
According to Tan Payton (2010), Clinical Decision Support Systems (CDSS) are computer based
information processing and decision support tools intended to serve as aids in the rationalization of
the clinical decision making process and/or justifying final choices clinicians have advocated for
their patients (p. 125).
Major Components The major components of a CDSS are as follows:
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Reminders are generated by the Clinical Reminder System (CRS) and inform the provider of
recommended actions in regards to tests that should be performed, vaccinations, and also have the
ability to discuss the pros and cons of treatment plans (Zheng, n.d.). CRS is an evidence adaptive
decision support system which supplies decision aids with a knowledge base which is constantly
adapting to new research and evidence based medicine (Zheng, n.d.). CRS manages four chronic
health conditions which are diabetes, asthma, hyperlipidemia, and hypertension. There are also four
preventative care areas such as cervical cancer, breast cancer, influenza, and pneumonia (Zheng,
n.d.). CRS is also real time with a wide diversity of patient data from other hospital systems, which
include laboratory test results, vital signs, and disease diagnoses. CRS has evolved into an HER
system thus providing functionalities for recording patient health conditions and the clinical work
flow (Zheng,

Van Wert Local Schools Case Study
Rough Draft Essay 3 My hometown, Van Wert County, does not run into many substantial
problems that it is forced to deal with. The town of roughly 28,000 people is relatively quiet for
the most part and is a peaceful place to live. Currently though, Van Wert cannot hold their July 4th
fireworks display at the airport like in the past because the airport is not permitted to hold them
there anymore. To help with this issue, there are three alternative solutions. These include asking
permission of the county park to run the display, simply not having the display at all forcing the
citizens to travel to a neighboring county, or moving the display to the Van Wert local school.
Moving the display to Van Wert Local School would be the best solution
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The school would be a beneficial site to hold the display because it is secluded from the main
section of town. This is a significant factor because citizens of the town should not have to stress
about possible damage to their property. The school would also not be in charge of running the
event at all. Ed Gebert, the local Times Bulletin Editor, wrote an article stating who would be in
control of the display along with information about parking. Parking was proposed on the south
side of the school with the city taking care of the display, setting up and cleaning after (Gebert).
The viewers could then use the parking while the school would not have to concern themselves
with being in charge of it. In years past, the display was held at the local airport. In addition to
forcing viewers to get there early, they would also have to park along side of the road. This
solution would take away that danger, making the experience safer for all involved. An
abundance of student parking would be the ideal parking for citizens. However, disadvantages are
also present in this particular solution. The concerns of those who do live by the school should
also be taken into account. If the property were to be damaged, there would be a conflict with
those in charge. Legal consequences could arise and cause unwanted stress on many people.
Moving the

Toyota Motor Corporation ( Japan ) Essay
Toyota Motor Corporation (Japanese Toyota JidЕЌsha KK) became the largest automobile
manufacturer in the world for the first time in 2008. The company has acquired over 600
subsidiary companies; they specialize in the production of automobiles, auto parts, commercial
and industrial vehicles. In 1936 they produced the first Toyota a Model AA Sedan, the company
rapidly began to grow but, was faced with an economic crisis after World War II which forced
them to stop the production of automobiles. Toyota managed to reopen production factories by
the 1950s, they began to research and study on how to improve the production of cars, in fact;
they used a lot of fundamental ideas from the Ford Motor Company to develop their production
factories and of course, made the designs more efficient. In 1957 Toyota Motor Sales, U.S.A.,
Inc., was established, and they released the Toyopet sedan the following year which was a flop due
to cost and performance. 1958 a utility vehicle Land Cruiser ended up doing much better in sales
than the Toyopet. After going back to the drawing board, the Toyota Corona released with became a
big hit in the US. Toyota rapidly began to expand the company merged with General Motors
Corporation in 1986 which started US production of Toyota brand cars.Toyota has procured plants
and distributors worldwide, the expansion in other industries includes manufacturing of rubber and
cork materials, steel, synthetic resins, automatic looms, cotton and woolen goods.

English Media Coursework (Saving Private Ryan) Essay
Analyze the methods used to make the opening battle sequence of Saving Private Ryan both
shocking and realistic, and say how effective you find it as an introduction to the film
Steven Spielberg s master piece Saving Private Ryan earned itself 5 academy awards, including
the best director award in 1998. The all star cast starring Tom Hanks, Matt Damon, Tom Sizemore
and Edward Burns brings to life the horror of war. Seen through the eyes of a squad of American
soldiers, the story begins with World War 2 s historic D Day invasion, then moves beyond the
beach as the men embark on a dangerous special mission. Captain John Miller (Tom Hanks) must
take his men behind enemy lines to find Private James Ryan, whose three brothers have been ...
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When they show American soldiers storming the beach and taking cover from enemy fire, Steven
Spielberg uses handheld cameras moving along with the soldiers. Crouching when the soldiers
crouch, running when the soldiers run, as if the viewers are watching the battle through a soldiers
eye s, creating the documentary type effect, adding to the realism of the movie. Also Steven
Spielberg quoted that all the documentaries of the battle in Normandy were in black and white. Not
only had this motivated Spielberg to create his opening battle sequence with desaturated and dark
colours, but this also enhanced the battle sequence, if you notice, the faces of the soldiers are
glowing white, this creates the feeling of fear and also in one scene especially, when the flame
thrower blows up burning everything around him, with raining blood falling upon Tom Hanks, the
colour of the blood and the fire radiates in the movie, and the red blood on Tom Hanks s face
shocks viewers, enhancing the gory war effect. The contrasting use of the bright colours against the
dull background adds to the realistic nature of the battle scenes.
The opening scene of the movie first sets the mood when you hear a trumpet playing in the
background. The music sounded much disciplined with the precision beats of the drums in the
background, instantly any viewer could guess must be related to the military. Then the American
flag is shown, signifying all the American soldiers who died in

Theu.s. Constitution And The Constitution
The U.S Constitution is one of the most, if not the most, important documents ever written in
political history. The constitution established America s national government and provided the
fundamental framework for the present and future legal parameters by which the american people
would be governed by. The Constitution was officially signed September 17, 1787 in Philadelphia
during a constitutional convention. In order for the constitution to actually be an official document,
it had to have been ratified meaning that at least nine of the thirteen states present had to approve
this document. It was easy for the first seven voters to make their decisions who were pro
constitution (federalists), but nevertheless, there were people, anti federalists, who did not support
the constitution. Although they did not want the Articles of Confederationin place, neither did they
want to ratify the constitution because they opposed of having a strong central government. The
ratification of the constitution changed the face of the United Statesand set forth a model for future
documents to come. Federalists fought very hard against their opposing party. Why was it so
important to the federalist to get this constitution ratified? The constitution not only meant
something to the federalists, but without this ratification, it could have led to secession, and this
ratification was needed to make improvements to the government. What exactly did the constitution
mean for the federalists? The

Sinusitis Case Summary
The patient is a sixty seven year old male; he is a retired CPA and he is in for his twenty fifth
visit. The patient s main complaint is chronic sinusitis that he has been dealing with for the last
thirty years; his secondary complaint is chronic phlegm in his throat. The OPQRST was not listed,
but the patient reported that he did not have spontaneous sweating, he had no thirst but could drink,
and that his complaints had no effect on his sleep. The patient uses nasaclear as a preventative for
the sinusitis. The patients tongue is slightly pale, slightly dusky, scalloped on the side, and the
tongue has a thin white coat. The patient s vital signs were a heart rate seventy two, and his blood
pressure was one hundred ten over seventy. No orthopedic

Swot Analysis Of Boeing Bell Telephone
SWOT Analysis The SWOT analysis is a tool used for strategic planning. SWOT stands for
strengths, weaknesses, opportunity and threats. It is an internal analysis of a firm s strengths and
weaknesses and an external analysis of threats and opportunities. A firm s strengths and
weaknesses in the organization are what will determine if a condition in the external environment
is a threat or opportunity. In this paper, I will write a SWOT analysis on Cincinnati Bell
Telephone. Internal Environment Analysis The internal analysis is based on factors inside the
company that the company has some control over. A company s resources, capabilities, and core
competencies are the foundation of competitive advantage. The firm combines individual tangible
and intangible resources to create capabilities. In turn, capabilities are used to complete the
organizational tasks required to produce, distribute, and service the goods or services the firm
provides to customers for the purpose of creating value for them (Hitt, et al., 2013). Strengths: The
following strengths are attributes that enhance Cincinnati Bell s competitive advantage. Cincinnati
Bell Telephone was the first telephone company in their service area and has been in existence for
over 140 years. The brand name Cincinnati Bell is both well known and respected. They are a full
service regional provider with a comprehensive product portfolio. This allows them to bundle
multiple services to their regional customers on one

Statutory Implied Terms
contents HeadingsPage No. introduction.............................................................................2 main
anaysis CONDITIONS UNDER TRADE PRACTICES ACT 1974 AND FAIR TRADING ACT
1999........................................................................3 STATUTORY IMPLIED TERMS, WHEN
THEY APPLY AND CONSEQUENCES OF BREACHING THE IMPLIED TERMS...............5
IMPLIED UNDERTAKINGS AS TO TITLE ..................................5 Rights to sell the goods
...........................................................6 Quiet Possession of the goods
.................................................7 Freedom from encumbrances ...................................................8
SALES BY DESCRIPTION ......................................................9 MERCHANTABLE QUALITY
....................................................10 FITNESS FOR PURPOSE .......................................................11
CORRESPOND WITH SAMPLE ................................................13 DRAWBACKS OF
STATUTORY
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CONDITIONS UNDER TRADE PRACTICES ACT 1974 AND FAIR TRADING ACT 1999 As
shown in diagram 1, we can clearly see that the conditions where both act applies are different and
somewhat similar. Under s. 4B in TPA, the conditions which differ from FTA conditions stated in
s32D are: вћў Sellers are only corporations under TPA while all sellers come under the FTA. в
ћў
FTA applies to transactions within the State of Victoria whereas TPA applies to both interstate and
international transactions. вћў FTA is applicable to conditions where communication methods are
used such as the use of post or telegraphic systems. The similarity between the conditions of both
acts are that the acts apply to consumers who purchase goods or services worth less than $40000
and when the price is more than $40000, then the goods or services consumed should be used for
personal, domestic or household purposes. Goods which are purchased for resale or goods used as
inputs in the commercial production are not applicable under both acts.[7] Diagram 1 Therefore, if
TPA is not applicable to a situation, FTA is used as a second weapon to protect consumers within
the State of Victoria. Victorian government uses both acts as they

Fear Of Social Anxiety
I left my house on a Summer s night, with no worries but with a little bit of confusion. This was
very unusual for me. I remember how amazing the weather felt. It wasn t too warm and it wasn t
too cold. I felt comfortable in my own skin. I was a bit excited because it was a night that I had
planned for a while with some old high school friends. It had been a while since I spoke to either
one of them and it was definitely time for a gathering. On the way there I felt myself become
nervous. I started to sweat as if I ran a mile or a marathon. This didn t feel like my typical self when
I would get nervous. This was a feeling of nervousness with fear. It was coming back. I thought I
had been cured of this ugly feeling but, I was wrong.... Show more content on Helpwriting.net ...
I knew that everyone else knew I had Social Anxiety. I had no problem with knowing that people
knew about my condition. I was more uncomfortable explaining it in a medical term. I had a fear
of Social Situations, which was the correct explanation of me being a Hermit . I was completely
out of the picture when it came to any type of gathering planned by friends or family members. I
d think of every excuse in the book just so I can avoid going. My fear of being judged, criticized
and humiliated was taking over. Where the ugly outcome of Social Anxietyunfolds immediately in
the form of a wounded self concept, the next ugly outcome comes about more frequently over time.
Having a wounded self concept makes it harder for you to have confidence in yourself, and when
you have a difficulty with confidence you will procrastinate. You tend to protect yourself with
maladaptive conscious strategies such as avoidance through difficult situations and challenging
circumstances.
I always wondered how I became this way. Out of all the biological, physiological risk factors of
social anxiety; being a female, family history, new work demands or even temperament, I just could
relate to being a female. Social phobia wasn t something I d use to describe myself. I didn t have a
phobia, I just didn t feel comfortable leaving my house to be in crowded areas. To me phobia
sounds too serious. I had my good days and bad days. There were times I could actually go out, but
for a short period of

P. E. Tom Little Essay
Professional Registration and Licensures
The last ABET presenter was Mr. Tom Little, P.E. He is a retired city engineer who shone light
upon the significance of continued education and professional licenses. Little is an NDSU graduate
and hails from a rural community near Bismarck, ND. Although he did not get the best grades
throughout college, his hard work in the industry made him successful. He has also worked with
Kansas State Highway Commission for a few years until he became an engineer for the City of
Grand Forks in North Dakota. After six years in Grand Forks, Tom held the position of City of
Mandan Engineer, where he retired upon 30 years of service. As an NDSU alumni, Tom Little
enlightened us about the advantages, challenges and goals of a prospective NDSU graduate. He
reminded us that we have reached the pedestal that select few of our peers reach and how
significant of a feat that is. He made comparisons with other engineering ... Show more content on
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The F. E. deals more with general engineering problems while P.E. requires focus on job
requirements of the specific expertise you choose. As a Civil Engineer, one should really
understand the significance of these two licensure exams. The professional license also is required
for any and all advancements in an engineer s career. These F.E. and P.E. licenses must be pursued
right out of college as the study mentality is still fresh in our student minds according to Tom.
Attaining the P.E. license has so many positives associated with it. With a brief video testimony of
engineers, Tom reinforced his point about the importance of licensures. From my understanding, I
should acquire a P.E. licensure because it conveys to potential employers that my skill set has been
independently verified and can be applied straight to the field. P.E. showcases my desire of
continuing education and makes me more

Battered Woman Syndrome Analysis
As of 2014, the number of women who had been physically abused by their partner in a
relationship was 38 million. The APA s data shows that almost 5 million women experienced
physical abuse by an intimate partner. Data also revealed that while 1 in 4 women would be
abused, 1 in 7 men would also suffer from intimate partner abuse. 40 to 45% of women would be
in an abusive relationship where they were raped or assaulted. The statistics available show that not
only in domestic violenceprevalent in our society, it is also a huge problem that must be dealt with.
It is often forgotten that abusing a partner is not just a personal injustice, but denial of the right of
a person. Due to society s little to know action to assist these victims, it seems to be an accomplice
in the abuse against a person. This has brought the conclusion that while there still exists instances
of domestic violence, especially affecting women as largely as the numbers show, then there is no
equality among the sexes. The roots of domestic violence or women battering has been traced to the
time when women were viewed as the property ... Show more content on Helpwriting.net ...
She explained that this was a logical defense in court since they were not to be blamed for the act
of killing someone they saw as a threat to their survival. The theory was based on research she
carried out on 110 battered women she had interviewed and spoken to. The theory served as a form
of evidence as to why women stayed in a relationship despite it being harmful to their wellbeing.
She used the theory as a vehicle to dispel myths surrounding why some victims of abuse stayed
including the ones that state that battering is not a common incident, the women were masochists
and enjoyed the pain they were inflicted as well as the myth that they could leave the relationship
anytime they wanted

Grammar Checkers
Don t rely entirely on spelling and grammar checkers. These can be useful tools but they are far
from foolproof. Spell checkers have a limited dictionary, so some words that show up as
misspelled may really just not be in their memory. In addition, spell checkers will not catch
misspellings that form another valid word. For example, if you type your instead of you re, to
instead of too, or there instead of their, the spell checker won t catch the error.
Grammar checkers can be even more problematic. These programs work with a limited number of
rules, so they can t identify every error and often make mistakes. They also fail to give thorough
explanations to help you understand why a sentence should be revised. You may want to use a
grammar checker to help you identify potential run on sentences or too frequent use of the passive
voice, but you need to be able to evaluate the feedback it provides.
Proofread for only one kind of error at ... Show more content on Helpwriting.net ...
You re not just looking for errors that you recognize; you re also learning to recognize and correct
new errors. This is where handbooks and dictionaries come in. Keep the ones you find helpful
close at hand as you proofread.
Ignorance may be bliss, but it won t make you a better proofreader. You ll often find things that
don t seem quite right to you, but you may not be quite sure what s wrong either. A word looks
like it might be misspelled, but the spell checker didn t catch it. You think you need a comma
between two words, but you re not sure why. Should you use that instead of which ? If you re not
sure about something, look it up?
The proofreading process becomes more efficient as you develop and practice a systematic
strategy. You ll learn to identify the specific areas of your own writingthat need careful attention,
and knowing that you have a sound method for finding errors will help you to focus more on
developing your ideas while you are drafting the

Fire Containment Is A Passive Protection Method
There are two main types of fire protection: active and passive. The differences between the two
are that active fire protection requires outside help in the form of mechanical or electrical power
for the device to work. A passive system works with no outside help at all. Fire containment is a
passive protection method. There are three types of passive devices: limiting the rate of fire growth,
fire containment and then emergency egress. Fire containment is accomplished by limiting a fully
involved fire to the room or area that it is located. This is done through continuous researching and
testing. Fire containment is most successful when complete testing has been done on the many
components of the buildings construction and materials.... Show more content on Helpwriting.net ...
Tests can be conducted under non load bearing, load bearing, unrestrained, and restrained
conditions. Non load bearing tests are conducted to determine when the fire will spread to the
neighboring compartment. This happens when the heat transfer is high enough to ignite items in
the non fire room. This test can also result in the wall becoming too hot and cracking, creating a
path for the fire to travel. The test is measured by the time it takes for cotton waste on the
unexposed side to ignite. Unlike the non load bearing test, the load bearing test is conducted to
see how long the structure will withstand before is collapses. A collapse not only creates a path
for the fire to travel, but it also affects the safety of anyone that would be inside. The test is
conducted while the assembly being tested is under a weighted load, and the test is concluded
when the assembly begins to collapse. This test is mainly used for wood. Steel and concrete are
tested without weight because they will arch when they near breaking point. When testing steel
framed floors, ceilings, and roof assemblies, they are tested under both restrained and unrestrained
conditions. The steel frame is made to resist the forces of thermal expansion on the industrial steel.
It is important to test under restrained conditions, and this test is required for building parts that
make up a structure capable of resisting thermal expansion through the wide range of

Psalms 8 Verses
Verse 1: The heavens declare the glory of God; and the firmament sheweth His handywork.
Everything God created, shows and proves that there is a God. But with the Big Bang theory,
people say that something exploded, and instead of destroying, they say this explosion created
something. Created the world. But even some of the smartest scientists in the world believe in the
Big Bang, but they themselves know that deep down, it s impossible. Only God could create the
world out of nothing.
Vers 2: Day unto day uttereth speech and night unto night sheweth knowledge.
Every day, when the frogs croak and the sun comes up, it shows God s work. And every night
when the crickets cricket and the moon comes up, it shows God s work. In Psalms 8 vers 9, it
says, O Lord our ... Show more content on Helpwriting.net ...
Not
with the worlds wisdom, but with God s.
Verse 8: The statutes of the Lord are right, rejoicing the heart: the commandment of the Lord is
pure, enlightening the eyes.
The doctrines of the Word of God have nothing crooked, froward, or perverse in them. They are in
every way righteous. The Bible cures the blindness of the soul.
Verse 9: The fear of the Lord is clean, enduring for ever: the judgments of the Lord are true and
righteous altogether.
The fear of the Lord is clean. This is clean in itself, and cleanses out the love of sin, sanctifying
the heart in which it reigns. The judgments of the Lord are true. Every punishment that God has
given to anybody, are perfect.

Verse 10: More to be desired are they than gold, yea, than much fine gold: sweeter also than
honey and the honeycomb.
The Bible s truth is more desirable than gold. Spiritual treasure is more noble and mere worldly
wealth. Spiritual treasure lasts. Gold doesn t. The sweetest joy is to have God s truth to be your
heritage.
Verse 11: Moreover by them is thy servant warned: and in keeping of them there is great

The Fall Of Napoleon And The French Revolution
After the Seven Years War and the American Revolutionary War, France was deeply in debt. Due
to unwanted taxation and suffering many years of bad harvest, the French Revolution erupted in
1789. By 1799, the government of France was on the verge of collapse. It was then that the
brilliant, young French General Napoleon Bonaparte, having already won fame with a series of
victories for revolutionary Francein Italy, began hearing of the chaos France while busy fighting a
fruitless war in Egypt. Napoleon decided to march his army back to France and he overthrew the
French government in an army coup. After securing power, he replaced it with a new form of
government, the Consulate. Napoleon self declared himself as the first Consul.
Napoleon moved

The Effects Of Steroids
In the last couple of years, many athletes in different sports have been caught using performance
enhancing drugs known as Steroid. When an athlete s test are positive for performance enhancing
drugs, the athlete is usually well known through the news.It has been seen as that when an athlete
performs is excellent in their sport; the speculations arise the use of steroids or other performing
enhancing drugs. Steroids impact on intercollegiate/ professional sports has caused an uproar in the
need to change of rules/laws and the performance of the athletes. The result of steroideffects the
athlete performs with a health issue concerns in the intercollegiate and professional level. The
potential harmful of steroid will effects on student athletes... Show more content on Helpwriting.net
...
However, the side effects in males are fixable, not same terms for women. The Psychological
Status of athlete will be the effect of steroid if taken. The steroid can cause the increases or
decreases in libido, mood swings, and aggressive behavior, and plasma testosterone levels. Steroid
use in athletes can cause hypomanic or manic syndromes that resulted in the characterized by
irritable or aggressive behavior. The user can lead to depression, which leads to helping suicide
level in professional and college

Entertainment Media Influence On American Culture
Influence Of Entertainment Media I believe entertainment media does have an influence on our
culture simply because, it s all around us through the radio, television, newspaper, and Internet
etc. Throughout listening to the radio, watching the television, reading the newspaper and surfing
the Internet this activity holds the attention and interest of us or gives us pleasure and delight.
Once we become so engaged and involved in what we are watching, hearing or even reading we
believe and we tend to sometimes take on the form of what we are engaged into. This alone could
be one of the reasons why it allows American culture to change their values and morals and tend to
look at life differently. The word entertainment is basically what it says when we speak of
entertainment media we are speaking on something that amuses us and keep our attention and most
importantly it influences our ways of thinking and how we perceive different situations in life. For
instance, if you are watching a movie that contains violence and killing it does not necessarily
mean you will act out violence and killing. But there are individuals who... Show more content on
Helpwriting.net ...
Social media has many positive effects on our society. Facebook and Twitter can be one prime
example of a positive affect on social media. Through Facebook we can generally use it to keep
our family and friends posted on how we are doing. For example I remember when Facebook
became so popular during the time of Hurricane Katrina. During that time of devastation we were
not able to communicate through telephone services, cell phone service, and beepers because all
communication services were down. And at that time if you had access to a computer with
Internet services we were able to communicate, post pictures and videos of each other by using the
Facebook website. This is one of the positive examples of social

The Mississippi River, West America And One Of The World
The Mississippi River, the third longest river in North America and one of the world s major
rivers in terms of habitat diversity, flows over 2,000 miles and passes through 10 different states
in the United States. Even with its massive size, there has been an ongoing problem and scares
that the Mississippi might be taken over by a river called the Atchafalaya. By being taken over, it
is meant that the Mississippi wants to take a different, easier course to get to the Gulf of Mexico
than it has in the past. Naturally, the water of the Mississippi s current flows in another direction,
and has made a waterscape known as the Atchafalaya. The only problem is that industries, wildlife,
the economy, and others thrive on the productions of the Mississippi in its current location. The
threat of the capture could cause major issues and changes.
Louisiana itself has been shaped and formed by many rivers, but mainly the Mississippi. It has
done so by branching out into many channels and expanding in different directions across
Louisiana. As the mouth of the Mississippi continues south, the gradient declines and the current
slows down. Its sediment is built up so much that the river spills over to one side. The Mississippi
River had advanced so far past New Orleans in the 1950 s that it was ready to make a major shift
into the Atchafalaya. With this transition though, there would become major problems including
the possible collapse of Baton Rouge and destruction of New Orleans. Not

Endangered Animals Are Endangered Species
Every year Florida s wildlife animal numbers decrease at an alarming rate. Endangered animals
exist all over the world, but Florida s official state animal is one of the most endangered animals in
the entire world. The main reason some animals become declared as endangered is humans.
Humans have caused a huge toll on the wildlife s lifespan and have become a burden in their
natural way of living. It is how the human population behaves that decides whether these animals
can live a normal life or pushes them into endangerment or even extinctionif the case is severe.
Many of Florida s wildlife animals are endangered due to the consequences of pollution, the
behavior of poaching, and the loss of habitat. Pollution is one of the top reasons why many of
Florida s animals are endangered or are classified as threatened in result of becoming endangered.
The most common form of pollution that affects the aquatic life in Florida is called water
pollution. Water pollution is pollution in water occurs when a chemical, physical or biological
element causes a body of water to become toxic, unusable or inhospitable to living organisms
(Gemma). In other words, when foreign substances enter the water, the aquatic life is not familiar
with these substances; it disrupts the normal lifestyle of these animals. When the case of water
pollution is severe, it goes to the extremity of disturbing the animals so much that many of them
begin to die off because they cannot adapt to these new

Russia s National Security And Geopolitical Motives
After the fall of the Soviet Union in 1989, international attention shifted from Russia to new powers
and threats in East Asia and the Middle East. Al Qaeda, the Israeli Palestinian conflict, and the rise
of China dominated the Western World s agenda, while Eastern Europe was relegated to an
occasional mention. Thus, policymakers were thoroughly unprepared when Ukraine was thrust into
the spotlight in March. Fortunately, analysts can always draw on the traditional tools of
international relations to help explain these events. Although no single critical theory can describe
all parts of an event, in combination, these perspectives paint a clear picture of the conflict. In the
case of Ukraine, Mearsheimer s realism provides a strong... Show more content on Helpwriting.net
...
(Lecture, 9/3/14). As Mearsheimer explains, Russia felt its security threatened by the prospect of
EU expansion into what has traditionally been its sphere of influence (New York Times, 2014).
Its actions reflect a realist desire to protect and increase its own power in the region. Historically
speaking, the 2013 EU talks echoed a pattern of recent Western encroachment threatening Russia
s security in Eastern Europe. In the early 2000s, NATO s expansion to include Poland and The
Baltic states made Russia uncomfortable, and in 2008 an attempt at Georgian membership
ended with a regional war (Trenin, 2014). The most recent clash began in November when
former President Yanukovych s government was scheduled to sign an association agreement
with the EU (BBC, 2014). Largely supported by young voters, primarily in Western Ukraine, the
agreement would have pushed Ukraine away from the Russian dominated Eurasian Economic
Union (Trenin, 2014). In the Mearsheimer s world, the international arena is a zero sum game,
and losing Ukraine to the EU signaled an implicit larger erosion of Russia s regional dominance
(New York Times, 2014). In addition to simply countering Western power, a Russian aligned
Ukraine would provide a significant political and economic advantage to Moscow. Over 50
percent of Russian gas exports to Europe were routed through Ukraine (New York Times

Daisy In The Great Gatsby
Have you ever met two people who have been so alike yet so different at the same time? In The
Great Gatsby the characters Gatsby and Tom are almost like the same person, but they are
complete opposites of eachother just as much. As you read through F. Scott Fitzgerald s novel, the
two characters will reveal similarities and differences as they fall in and out of lovewith daisy. The
biggest way Tom and Gatsby are alike is their love for Daisy. They both have a love for Daisy, but
in a different manner. Gatsby, a more tender and passionate person, loves Daisy because she is
everything he has ever wanted in life. Tom, a greedy, preoccupied person, Loves Daisy for a sense
of possession. Tom proudly cheats on her and is never romantic towards

Mangroves in Australia Essay
Mangroves in Australia
The mangrove communities of Australia are some of the most highly adaptive plant communities
in the world. These plants live in an environment that is often engulfed with seawater. This
environment is considered an arid environment due to the lack of fresh water. The plants of the
mangrove community must develop several adaptations to deal with the environment. The
environment these plants often inhabit is referred to as an intertidal zone. The intertidal zone is the
transition between the salty ocean to the fresh water of the interior of the continent or island. To deal
with the salty environment, mangrove plants have developed modified roots. In some species, the
roots filter the incoming seawater. ... Show more content on Helpwriting.net ...
These organisms, in turn, replenish nutrients back to the environment, which feed other animals. It
is apparent that the mangroves are the base of the food chain in this environment.
Introduction
The term mangrove doesn t refer to a single plant species, but to a variety of them that share a
similarity to one another. There are 54 recognized species that belong to 16 different families. A
mangrove is considered to be woody trees or shrubs that flourish in mangals (Hogarth 1999). A
mangal is referred to as an environment such as intertidal zones, muddy areas at river mouths, and
other areas usually inundated (covered) with water. Silt deposits in these areas make it a suitable
environment. Mangroves are considered to inhabit a harsh environment compared to other plants.
Their roots are located in salty, waterlogged, and oxygen lacking soils. These areas are influenced
by tidal action, so the water levels are fluctuating between high and low tides constantly (Talbot,
Steene 1990). The mangroves are the most widely distributed environments in Australia. They are
mostly tropical but have been found to survive in air temperatures as low as 5 degrees Celsius.
Mangrove distribution is most closely correlated with sea temperature than air temperature
(Hogarth 1999). Mangroves range from the Gascoyne River and Banbury in Western Australia,
across the whole northern coast, down the east coast to

Huggies vs Pampers
Competitive Strategies: Huggies vs. Pampers
BUS 508 Contemporary Business
November 2, 2012
Competitive Strategies: Huggies vs. Pampers Huggies versus Pampers is a dilemma many
mothers face standing in the aisles as they ponder what is most cost effective, the most leak
protective or simply the better product. These are two of the most popular brands of disposable
brands. They are comparable in concept, price and variety. Huggiesis a brand of Kimberly Clark,
INC. Pampers is a brand of Proctor amp; Gamble, Company. They both share a significant percent
of the global market. We must take a look at the companies themselves to understand the success if
the products Huggies is the foundation of Kimberly Clark 4.7 billion ... Show more content on
Helpwriting.net ...
You can innovate the promise you are making, you can innovate the products you deliver, or you
can innovate with different communication channels in how and where you have dialogue with
your customers around that product, (McReynolds, 2012) Procter amp; Gamble the makers of
Pampers, introduced this product in 1961 and currently holds about 35% of the global market. They
were the first to introduce the disposable diaper. Proctor and Gamble also have several other
billion dollar brands such as Tide Laundry detergent and Crest toothpaste. This variety of products
that continue to meet consumer needs for over a hundred years stems from the pipeline of its
organizational structure. A.G Lafley states in an article featured in Strategy +Business that they
have the ability to systematically convert ideas into new offerings that alter the very context of the
business. (Lafley, 2008) Proctor amp;Gamble has a larger platform of brands to be innovated in
than Kimberly Clark. Kimberly Clark focusing on meeting consumer needs thorough changes and
ways of improving the product. Proctor amp; Gamble aims to continue to introduce new products
to meet consumer needs. I believe that this works well for both companies. Proctor and Gamble
introduced Easy Ups shortly after Kimberly Clark introduced Pull Ups. Proctor and Gamble has
more control of the

Student Lo 7 Students Loan
7 student loan myths debunked
When it comes to student loans, there is a lot of information to take in especially for a new college
student who is exploring their financing options for the first time, or a new graduate who has just
started paying off their student loan debt. With all of the different information out there, it can be
easy to get confused, and perhaps even misunderstand certain things about student loans. The
following are some common student loan myths, debunked:
Myth #1: I m not worried about my student loan debt, because I can just have some or all of my
debt forgiven
Fact: It s not easy to qualify for student loan forgiveness. The criteria can be rather strict, and you
usually have to be working in a specific industry ... Show more content on Helpwriting.net ...
You can usually get your payments adjusted and lowered based on your income, so if you haven
t exactly reached the salary you were hoping for post graduation, don t fret. You may also be able
to temporarily defer payments as well. However, you ll want to consider the disadvantage of not
opting for a standard repayment schedule. You are essentially lengthening your loan by delaying the
inevitable, which means you ll pay more interest in the end.
Myth #3: I can discharge my student loan debt through bankruptcy if I ever really need to
Fact: Not all debts can be discharged through bankruptcy, and typically, student loan debt falls into
that category. That doesn t mean it s impossible, but isn t as easy as discharging other types of debt,
and you may not be eligible. As such, it s important to not just assume that bankruptcy can be an
automatic solution for any student loan debt troubles.
Myth #4: I probably don t qualify for financial aid, so I should just take out student loans
Fact: Not necessarily. Many students qualify for some level of funding, and unlike student
loans, financial aid usually doesn t need to be paid back (there are some exceptions to this for
example, if you fail a class). It doesn t cost anything to just apply and see what you re eligible for.
Even if you don t receive enough financial aid to avoid student loans completely, every little bit
helps, and that s less you ll need to borrow.
Myth #5: I ll be required to borrow far more

The Analysis of the Human Fingerprints Essays
Fingerprints begin to form in the tenth week of pregnancy. This process of fingerprint creation
occurs in the basal layer of the womb. The basal layer is the layer in which new cells are
produced for the fetus. To create the fingerprints, the basal layer crumples and folds in different
directions. This is what creates the different shapes in everyone s fingerprints. In addition, in this
process, an outer layer of skin is formed to protect the fingerprints. Because of this outer layer of
skin, the pattern of the fingerprintcannot be permanently destroyed or altered. The only exception
to this is a lifetime of a hobby or job, where your fingerprints are being affected. In addition,
fingerprints are left on surfaces because of the... Show more content on Helpwriting.net ...
Although the topic of the minimum points of similarity is often debated, the commonly used
minimum is eight to sixteen ridge similarities. This lack of a universal minimum can lead to
many errors and false positives in fingerprint analysis. Even though fingerprints are unique to the
person, there have been recorded similarities between people. For example, Israeli examiners
found two different people who shared different points of similarities in their fingerprints. Still,
the FBI prefers to leave this number up to the examiners because of the variety of conditions that
the fingerprints are in. Based on the surface, there can be many distortions made. These
distortions can be made during the transfer of the fingerprint or because of conditions that
existed before hand. There are many different types of conditions that can alter a fingerprint.
Before being placed on the surface, a fingerprint can be altered based on the health of the skin,
the types of residues on the skin. In addition, the fingerprint can be affected by things such as
your age, gender, job, or even diseases. The surfaces conditions also come into play when leaving
behind fingerprints. The material of the surface affects the fingerprint, as well as the temperature,
surface residues, and the curvature of the surface. These effects can lead to false positives and
other errors in fingerprint analysis because these distortions make there be less of the

Arguments Against Plea Bargain
Plea bargains have been a fundamental part of the United States justice system since the late 1800 s
history.com. From the time the plea bargain was implemented, its constitutionality has been
questioned. Although the arguments against plea bargains are justified, plea bargains are the best
option for the time being. Removing plea bargains would resolve various issues in the United State
s modern justice system, but the complications resulting from such a change would be simply
overwhelming. Throughout the years, the plea bargain has been repeatedly criticized. Not only has
the plea bargain been criticized, but some criticisms go to the extent of deeming it unconstitutional.
The plea bargain is sometimes regarded as unconstitutional for supposedly forcing accused citizens
to admit guilt. This statement is without question not true. The citizen is allowed to deny the plea
bargain unconditionally. This means every citizen of the United States is allowed a trial as it is
written in the constitution and is never forced to admit guilt. Although residents of the United
States are never forced to admit guilt, they can often be pressured into making that decision. There
are many reasons why this situation can occur, but it usually... Show more content on
Helpwriting.net ...
Citizens can always be bailed out of jail during the process, but if they cannot afford the bail, this
is a major problem. The reasons plea bargains are not accountable for this problem is because
this situation would still occur without plea bargains. Along with the last issue, plea bargains
actually help this dilemma. This is again because plea bargains reduce the number of court cases.
Without plea bargains, the number of people waiting in jail for a trial would increase drastically.
On top of this, plea bargains provide an alternative option if the person in question does not want to
wait for their trial for extended periods of

Gender Reflection Paper
Gender As a child, I never saw being a female as a detriment and yet now I realize that it was
such an obsticle. However that apparent detriment has not shaped my identity, but rather my
triumphs over what people perceived that I could or could not do has molded me to be the
person I am today. I was encouraged by both parents to do whatever I wanted, and yet I
recognize how my own father treated me differently because I was a girl. There were many
things that I was never taught how to do because they were not tasks for females in his mind.
Things such as using a lawn mower, a weed whacker, and even working with some power tools
were skills that I was never given the opportunity to learn. On top of this, he has stated that it
drives him crazy that I walk around bare footed when I garden and do not wear gloves and end
up with dirt under my nails. I have been told that I should act more like a lady . Looking back I
now believe that there were certain stereotypes that he applied to me and that I was expected to
fulfill. There were also things that he would not teach me because they weren t lady like . This
could be due to the fact that Males receive an incomplete education because they (not to mention
their female peers0 learn little about women their schooling. (Nieto p. 49) If women are never
presented in curriculum in a positive and contributing light, then it truly becomes a man s world
filled with their own one sided notions. I have experienced being in

Island Of The Blue Dolphin Essay
The first quadrant of the book Island of the Blue Dolphin, by Scott O Dell, tells us about Karana
and how she is adapting to the loss of her father and many other men. First in the book we are
introduced to Karana and her brother Ramo, while they are picking up roots. Karana noticed
something in the Ocean she knew that it was a ship but did not mention it to her brother because
she knew that he would lose focus and run off. But once Ramo did notice it he asked Karana if she
had ever seen a red whalebefore she told him yes hoping he would ignore it.When Ramo finally
realised that it was a ship he ran to the village tell everyone. Then when the Aleuts arrived they
asked if they could hunt seals Chief Chowig told them that he would expect to be paid in a fair
amount. But when the Aleuts were done hunting there were only 12 seals left and the Aleuts
only gave Chief Chowig one chest of goods and Chief Chowig knew that, that was not fair so he
demanded more which lead to a fight in Which Chief Chowig (Karana s Dad) was killed along
with many other men. After that Kimke was made Chief and he decided to sail to an island he had
been to as a kid. When... Show more content on Helpwriting.net ...
As Karana prepared and was walking to coral cove when her brother realized that he left his
fishing spear and wanted to go back but she told him there was no time. Karana got to the boat
and Nanko assured her that Ramo was already on the boat but when she got there he was gone
but when she looked up Ramo was on the mountain and Karana started to panic she told the
white man to turn back. When he didn t Karana flung herself into the sea and her and her brother
were left on the island by themselves. A Few days later Ramo left early morning to go and get a
cono that their tribe had hid. When Karana found him a pack of wolves were circling him when
Karana reached him she realized he was

Destino And See You Again
Hitting the pain away or letting a person be free is a way to summarize the endings of Destino
and See You Again . The man in Destino picks up a ball of what used to be the ballerina s head
and hits it into the distance. The ball/head is used to symbolize the woman at the beginning of
the short film. Letting her go by hitting the ball away is the equivalent of the part of the song
describing how to carry on after a person is gone. Strength is needed to move on with life and
strength is needed to hit a baseball far away. The baseball player symbolizes the man on the
pyramid, reaching for the head at the bottom of the pyramid. He is also seen reaching for the
clock, which can be a way of asking for more time with the face at the bottom. The

Life Of Mozart Essay
The Life of Wolfgang Amadeus Mozart
Wolfgang Amadeus Mozart (1756 91) is regarded as the greatest composer who ever lived. He
began writing minuets at the age of 5,and by the time he died in 1791 at the age of 35, he had
produced 626 cataloged works. Mozart has enriched the concerto form with a larger number of
masterpieces than any other composer. 1
Wolfgang AmadeusMozart is said to be the greatest genius in western music history. Wolfgang
Amadeus was born in Salzburg, Austria January 27, 1756 his parents were Leopold Mozart and
Anna Maria Pertl. Wolfgang Amadeus Mozart s father was a successful composer, violinist, and
assistant concertmaster at the Salzburg court. The ... Show more content on Helpwriting.net ...
Also he had composed keyboard pieces, oratorios, symphonies, and operas. He performed his first
major opera when he was fourteen it was staged in Milan in 1770 the style of the opera was opera
seria, Mitriade.
In 1762 he and his sister performed in the courts of Vienna for the Emperor Francis I and the
Empress Maria Theresa. During the time of (1763 1766) the children performed in Germany, Paris
at the court of Versailles ,and in London
Mozart s Compositional Style
Wolfgang Amadeus Mozart s style unlike anyone else. Mozart was a master of counterpoint,
fugue, and the other traditional compositional points of his day. He is also considered the best
melody writer the world has ever known. Wolfgang perfected the grand forms of symphony,
opera string quartet, and concerto made the classical period. Mozart s music is characterized by
lucid ease and distinction of style.... 2 Wolfgang wrote over 600 works which consisted of 21 stage
and opera works, 15 masses, over 50 symphonies, 25 piano concertos, 12 violin concertos,27
concert arias, 17 piano sonatas, 26 string quartets, and many more. His operas range from comic
baubles to tragic pieces. In his Requiem it illustrates the supreme vocal sounds in any of his work.
Wolfgang s musical influence and preparation

Blackstone and the Sale of CitigroupвЂ™s Loan Portfolio Essay
HBS Project:
Blackstone and the Sale of Citigroup s Loan Portfolio
Blackstone and The Sale of Citigroup s Loan Portfolio
In the second half of 2007, the banking industry and financial market showed signs of
considerable stress by raising the default rate of mortgage and the decline in the value of
residential mortgage backed securities. This had led to a re pricing of many debt instruments. By the
end of 2007, Citigroup declared that the fair value of its U.S. sub prime related direct exposure
could decline by 20%. This affected Citigroup s financial results and would incur further losses in
the future.
One of Citigroup s main concerns was the risk of their exposure from holding leveraged loans. Due
to the increasing risks and ... Show more content on Helpwriting.net ...
Therefore, it is reasonable that prices will recover, which, in the long run, would benefit Blackstone.
Why is the Citigroup seeking to sell the portfolio of leveraged loan?
Citigroup s leveraged loan exposure is composed of two main risks. First, holding these leveraged
loans could be costly from a regulatory capital perspective because they hold a 100 percent risk
weight. Citigroup would need $80 million of capital for every billion dollars of leverage loan. By
selling these leveraged loans, Citigroup would reduce capital requirement. Second, a decline in the
leveraged loan index (LCDX) value from 97 cents on the dollar to 92 cents on the dollar posed a
$1.5 billion loss on its leveraged loan portfolio for the fiscal year ending on December 31, 2007.
Furthermore, Citibank did not intend to hold theses loans. Like many others, Citigroup had
suffered unprecedented losses and was facing the prospect of having even more considerable
losses. By selling these loans, the bank s image was greatly improved.
3. Assess the purchase price using information on CDS spreads
A) Using historical recovery rates, what is the implied probability of default? What is the implied
IRR?
The CDC spreads for six of the senior notes are given in exhibit 7 and they are 984.6 for Alltel,
893.75 for First Data, 1147.35 for Harrah s, 3434.03 for Tribune and

Police Case Study Essay
There are several key factors that the police overlooked that could have caused this case to end
sooner. The first being that so many people died under his care. In my opinion if most of the
individuals who are seen in your practice end up dead I m not going to keep coming to you.
Obviously, you re not a good doctor. I know people that have been going to the same doctor for
20 years, especially older people and these patients were all to have supposedly died of a heart
attacks. (Gunn, 2010). In 1998 a neighboring General Practitioner reported a high number of
cremation forms that she was asked to cosign on. The police did not take her seriously. If this had
been checked the case could have probably ended then instead of years later. The high... Show more
content on Helpwriting.net ...
Maybe a simple question of why could have led them in the right path. Early in his career a
judge reinstated him into practice after he fought some mental health problems on the condition
that he would continue to seek help and care for his condition. This was never followed up on, if
it had been they might have figured out he still had a problem. Lastly, in the hospitals, doctor s
offices, and pharmacies I ve been to there is a record of drugs being uses and who is prescribing
them. They also record how much is given and are routinely audited and checked to make sure
that records are up to date. If just one of the previously stated incidences would have been looked
into this evidence could have been found and many lives could have been saved. Or just one
comparison to the cause of death and a look at medical records could have led to a break in this
case. The medical records or lack thereof would have been enough to convict Dr. Shipman or at
least get him suspended or fined. There are some explanations that could have been given for some
of these but the amount of deaths and incorrectly filled out medical records would have been
enough reason for

The Analects Books I V I ve Had An Open Mind
While reading The Analects books I V I ve had an open mind while reading the books. When I
say an open mind I mean I was reading the books hoping and considering to learn. I did not know
a lot about Analects before reading the books. I ve found the topic of these books to be quite
interesting. In my opinion, The Analects is an assortment of sayings and ideas credited to the great
philosopher Confucius. The Analects were more than likely written between 30 50 year time span.
The organization of chapters seems disorganized because they are dealing with subjects that are in
no way connected.
While reading book one I ve came to the conclusion that the text excerpts in this chapter
introduces two of the basic themes of work. The first theme that I prefer the most is what
qualities are desirable in a human being. This one is important to me because in today s world I
question this every day. I wonder what are all the qualities a human being can have and why don
t everyone have the same qualities. The second theme is how morality can be reflected in one s
behavior. The story soon shifts to matters involving family and the government. During this
course, with every new religion it seems like they are big on family. Since we are on the topic of
family, the text seems to take on the issue of filial piety. Filial piety means refers to the virtue of
respect for one s parents or ancestors. Book two focuses more on the matter of government. I say
that because at the beginning of book

Hr Field Of Human Resource Management
HR in the 21st century
Introduction:
As the business world journeyed into the 21st century, the traditional ways of handling many
business aspects slowly drifted away. This turn of the century brought a whole new way of how
businesses operate and the departments within. These new ways of the business include the
prominence of technology, the ongoing fight for diversity in the workplace, and expansion on
globalization. Because these changes also effect the employees within the workplace, this has
forced the field of human resource management to change rapidly.
Methodology: HR Management in the 21st Century: What s Ahead? Objective: This paper
examines the rapid change in Human Resource Management throughout the 21st century. Human ...
Before posting jobs online, HR teams relied on posting and seeking new employees through
newspapers and other kinds of written publications. Since technology has evolved, employers are
now using outlets such as social media, online job publications, i.e. Indeed.com, Monster.com, etc.,
and company websites to recruit. Dr. Richard D. Johnson (2011) writer of Transforming HR through
Technology, states that: Almost all firms now provide universal access to HR services through
technology and web based applications, dramatically changing the practice of human resource
management. (Johnson, 2011). These new technologies have also cut costs and are more efficient
to use. A company is able to access possible candidate s resumes, cover letters, contact information,
and more through online publications and social media cites. This in turn saves money on using
traditional form of recruiting such as search firms, temp agencies, and advertising methods. Human
Resource departments are usually the holders of sensitive employee information at any company.
This sensitive information includes social security numbers, health related information, legal
issues, etc. With technology being more prominent in the Human Resources department, this
confidential information is readily accessed in computer systems. Because of the easily accessible
documents, HR tries to be as safe and protected as possible when handling employee information
with password protection databases

Music Therapy Research Summary
Music Therapy Approaches for Treatment of Agitation and Anxiety in Patients with Dementia
Music Therapy Methods The studies reviewed, implemented various music therapy interventions to
older adult dementia patients to examine the effects associated with agitation and anxiety
behaviors. Music therapy methods used throughout the twelve studies include live presentations,
pre recorded listening activities and instrumental utilization exercises. Two studies utilized a mixed
method model (Ridder, 2013; Chu, 2013). Live presentation approach. Two studies used a live
presentation approach to deliver the intended music therapy (Clare, 2014; Cooke, 2010). Clare?s
(2014) case study examined the effects of a live music presentation by a hired musician after four
hours, from 11:00 a.m. to 3:00 p.m., at a long term care facility. The hired musician played guitar
and sang to a six study participants throughout the course of one afternoon (Clare, 2014). The latter
study used a randomized controlled ... Show more content on Helpwriting.net ...
The majority of the reviewed studies used a certified music therapist in the study, either by
conducting or observing the music therapy intervention. In total, a certified music therapist was
used in six studies (Clare, 2014; Sung, 2012; Ridder, 2013; Chu, 2014; Raglio, 2015; Cooke,
2010). Clare (2014) required a certified music therapist to observe participants during the hired
musician?s live presentation and record wellbeing scores. Cooke (2010) also utilized the certified
music therapy in a similar manner. A musical group of two performed live at every session, and a
certified music therapist introduced the session and was responsible for observing participants
during the therapy. The remaining studies assigned a musical therapist to deliver the selected music
therapy approach (Sung, 2012; Ridder, 2013, Chu, 2014; Raglio, 2015). A systemic review found
eleven out of 20 studies utilized a certified music therapist (Ueda, Suzukamo, Sata Izumi,

How Did Jack Sparrow Fight In The Caribbean
In the film Pirates of the Caribbean: The Black Pearl there were four main characters involved in
the fight scene. Firstly there was Elizabeth Swann (Kiera Knightley), Jack Sparrow (Johnny
Depp), Commodore James Norrington (Jack Davenport) and Will Turner (Orlando Bloom). The
reason the fight took place was as Jack Sparrow (Depp) came to the docks at Port Royal where
they don t support pirates. When he arrived he saved Elizabeth Swann(Knightley) after she fell off
the cliff into the water and he jumped in saving her, realising her corset. When they got out of the
water the guards came and threatened Jack Sparrow (Depp), but Elizabeth Swann (Knightley)
defended him but this backfired. He took her as a hostage and this is how the fight began.... Show
more content on Helpwriting.net ...
There were several reasons he chose this action, firstly as he grew up having a deep hatred
towards pirates, this is as he grew up with Elizabeth Swann s family and he was always told that
pirates have no integrity, values or morals that Will Turner (Bloom) possesses and believes it s
his civic duty to fight Jack Sparrow (Depp). A less obvious reason is the anger he has towards
Jack Sparrow as he threatened the girl he loves, Elizabeth Swann (Knightley), he chose to fight as
he wanted to prove to everyone, especially Elizabeth Swann (Knightley), that he deserves a high
status which he would receive if he fought Jack Sparrow (Depp) and won. Lastly, Will Turner
(Bloom) fought Jack Sparrow (Depp) as he was being

Structure Of A Timber Weatherboard House Essay
TASK 1В¬
Executive summary
Fletcher history started in 1909 with the development of a timber weatherboard house in Dunedin
New Zealand. Fletcher developed changed many times over the accompanying 92 years until in
2001. It was recorded as Fletcher building restricted on the New Zealand stock trade. Fletcher
building works in more than 40 nations. Fletcher building restricted is recorded one of the biggest
organizations in the New Zealand. The organization is with 18,800 utilizes all around more than 50
business operation under the Fletcher building pennant. The address of company is Fletcher
Building Limited, 810 Great South ROAD Penrose, and AUCKLAND 1061, New Zealand. The
future arrangement of Fletcher building they need to extend their business in different nations
where they are not yet. In New Zealand they are the biggest recorded organization. As of late
Fletcher building reports new association structure and key administration changes. Accordingly
there will diminished number of bigger specialties units.
(http://www.fletcherbuilding.com)
Markets (customers) Presently the opposition is so high so our point is to give great item and
administration to the client. By giving great item and administration will dependably help to
advance and make a decent market.
Competition As organization has not ready to give houses at reasonable costs organization may
confront hardened rivalry sooner rather than later. As it is a no doubt understood truth that in the
event that

War Series By George Bellows Essay
George Bellows War Series brought light to the Rape of Belgium, which involved the torture and
mass slaughtering of Belgian citizens during WWI, while revamping his own lost sense of
passionate and horrifically realistic subject matter and style. Bellows talent for painting this type
of subject matter involving sensitive imagery made him the perfect candidate to portray the
tragedies in Belgium happening during the time period. During WWI, German soldiers were
assaulting Belgian citizens in what is now known as the Rape of Belgium. Belgian civilians were
being tortured and slaughtered by Germans, and only a small portion of the rest of the world
knew about it. Bellows War Series hoped to raise awareness of this horrific act and... Show more
content on Helpwriting.net ...
His pieces showed the mass killings that took place by the hand of German soldiers as well.
These horrific scenes were demonstrated in both The German s Arrive and Massacre at Dinant.
The German s Arrive focused on German soldiers throttling a woman, while Belgian villages
burned in the distance (Brock, 2012, p. 255). In a similar manner, Massacre at Dinant describes the
killing of more than six hundred townspeople, including women and children (Brock, 2012, p. 255).
These paintings showed that the German s had no mercy towards any Belgian native, not even the
women and children that were involved in the

Plato s Declaration Of Beauty
Plato describes beauty in the Phaedo as being radiant among other objects , while the other virtues
remain murky in relation to it. Plato s declaration of beauty s radiance indicates that it is
significant. Beauty is observed most clearly by use of vision, which is the sharpest of our bodily
senses . Platoexplains that beauty alone has this privilege, to be the most clearly visible and the
most loved . Because of the way in which beauty stands out among the other virtues, Plato confirms
that beauty is dominant over the other virtues. In the Symposium, Diatoma explains how beauty is
the highest good and is in harmony with the divine . Her definition indicates that there is a
relationship between material beauty and divine Beauty. Beauty is intended to lead to Love, which
Diatoma defines as wanting to possess beautiful things forever . Once a man possesses beautiful
things, he achieves love and is happy. A man comes to possess beautiful things through the process
of reproduction. In reproduction, lovers attempt to preserve their beauty by transmitting their
beauty to offspring. The lovers are successful if they give birth to beauty, whether in body or soul .
Reproduction immortalizes the parents beauty, since the offspring possess the parents beauty after
they die. According to Diatoma s definition of Love, the parents who reproduce beauty achieve
Love.
In the life of a philosopher, beauty is essential. The goal of philosophy is to achieve a

The Problem Of Medical Benefits
In animal and human cloning alike, arguments over ethicality boil down to a matter of medical
benefits versus moral concerns. Governmental and social groups are split by the benefits of
therapeutic, reproductive, and molecular cloning, which bring their own moral rewards in the
preservation of life, and the grey areas cloningbrings on matters of protection of morals and
individuality. Through cloning technology, medical science will learn to renew activity of
damaged cells by growing new cells and replacing them, yet concerns are raised over the
possibility of compromising individualities or violating the rights of the cell. Cloning gives the
capability to create humans with identical genetic makeup to act as organ donors for each other,...
As of now, there are three types of cloning, each with their own potentials and moral arguments
against. Molecular cloning, also known as recombinant DNA technology, DNA cloning, and gene
cloning , entails the transfer of DNA from an organism to a self replicating genetic element such
as a bacterial plasmid. A bacterial plasmid is a small DNA molecule within a cell that is separated
from a chromosomal DNA and can replicate independently. The DNA of interest can then be
cultivated in a foreign host cell. This technology has been around since the 1970s, and has become
a common practice in molecular biology labs today. Molecular cloning provides scientists with an
essentially unlimited quantity of any individual DNA segments derived from any genome. As
molecular cloning does not go beyond a molecular level or involve stem cells, there is little that
is morally reprehensible about it, and is left alone. Stem cells are a major concern for activist
groups in that stem cells come from embryos that are three to five days old. At this stage, an
embryo is called a blastocyst and has about 150 cells, which can divide into more stem cells or
can become any type of cell in the body. Therapeutic cloning, which is the production of human
embryos for use in research, becomes more of an ethical issue in its use of embryonic stem cells.
The

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