The document compares employee compensation under the Employees' State Insurance (ESI) and Provident Fund (PF) schemes in India. ESI applies to establishments with 10 or more employees, while PF applies to establishments with 20 or more. Both schemes provide medical benefits, sickness benefits, and maternity benefits. However, PF also provides benefits for retirement, housing, education of children, marriage of daughters, and natural disasters. The contribution rates and periods differ between the two schemes.