Climate change is caused by both natural factors like continental drift as well as man-made factors like the use of fossil fuels and deforestation. The effects of climate change on the economy include damage to infrastructure from extreme weather, lost productivity from events like floods and droughts, and financial costs of over $145 billion incurred by India alone in the last decade. Rising ocean levels are also affecting Arctic habitats and dying coral reefs, reducing animal populations. It is important for individuals, especially youth, to take action to protect the planet for future generations.