The document discusses key concepts related to disasters including definitions of disaster, hazard, vulnerability and risk. It defines disaster as any occurrence that causes damage, loss of life or deterioration of health on a large scale requiring an extraordinary response. A hazard is defined as a natural or human-made event that has the potential to cause disruption, while a disaster is the consequence of a hazard being realized. Vulnerability is described as characteristics of a community, system or asset that make it susceptible to harm from hazards. Risk is a function of threats exploiting vulnerabilities and is the probability that a hazard will damage assets or disrupt a community based on their nature and proximity. The document also categorizes different types of natural and human-made disasters and provides a