Updateded

1. Bernard Gaffney
47A Cleveland Street
Caldwell, NJ 07006
973-228-5093
bgaffster@gmail.com
Dedicated seasoned professional with a track record for fostering and creating strong
business relationships that lend to increase and sustained revenue.
Experience 2014-Present Meadowbrook Financial Parsippany, NJ
Loan Officer Assistant
 Order appraisal’s
 Assist loan officers in collecting documents from clients
 Manage Loan documentation for underwriting
2012-2014 Flash Courier Parsippany, NJ
Courier
 Transport legal documents from attorney to legal offices
 Deliver computer equipment to larger companies throughout Northeast
 Deliver Baby Cord Blood from hospitals to airports.
2011-2012 Paul Miller Honda West Caldwell, NJ
Sales Consultant
 Daily interaction with customers to educate and facilitate the sales of
Honda vehicles.
 Liaison with the finance department to process and close deals.
 Update customer policies with appropriate insurance companies.
2010-2011 Wells Fargo Morristown, NJ
Loan Officer
 I was responsible for cold calling to all Wells Fargo clients for purpose of
refinancing.
 I fostered relationships with realtors throughout the state.
 I worked with clients to complete loan packages. Assessed clients need
to determine complimentary loan package.
 Managed loan documentation for underwriting.
 Worked with previous contacts to grow a customer base.

2. 2008-2010 Nike Paramus, NJ
Footwear Sales Manager
 I was responsible for daily operations of sales employees.
 Managed six sales employees and all staffing needs.
 I managed and ordered all inventory.
2003-2009 Concord Mortgage Melville, NY
Branch Manager/Account Sales Executive
 Managed daily operations of loan officers (including review of full loan
packages prior to submitting to banks).
 Built relationships with brokers on wholesale level.
 I was responsible for managing all operations of the retail level.
 I managed a sales force of fifteen employees.
 Developed a 40 million dollar a month branch.
 Responsible for the build–out of a new retail/whole sale branch.
(Oversaw all phases of construction including negotiations of space).
2003 -2004 New Century Mortgage Pearl River, NY
Wholesale Account Executive
 Built and maintained relationships with brokers in the state.
 Expanded the sales team from 25 to 50 representatives in two months.
 I doubled division revenues for each sales associate.
 Developed sales territory to a profit of 6 million
1997 - 2003 American Business Roseland, NJ
Funder/Account Sales Executive
 Oversaw funding of all closed loans including review of all loan
documentations.
 Reviewed title and signed off on all underwriting conditions.
 I was a liaison with attorney and title companies.
 I was responsible for quarterly reviews of all employees.
 I was 2nd
in the company in sales bringing in 9 million in volume.
1993 – 1997 Lifetouch National Photography Fairfield, NJ
Photographer/Sales Representative
 Traveled throughout schools in Northern and Central, New Jersey.
 In 1st
year I was awarded rookie photographer.
 Made calls to schools and scheduled appointments.
 Top 20 in the nation for packages sold