1. Barbara M Perez
19431 NW 58th Ave
Miami, FL 33015
786-287-5805
bperez5775@gmail.com
OBJECTIVE
To secure a position within the Mortgage Industry that will allow me to utilize my strengths such as self-
motivation, professionalism, highly proficient in developing creative solutions and implementing objective
decision making, while maintaining a positive attitude and working hard to build team relationships.
SKILLS
Customer Service, Focused, Detail Oriented, Reliable, Good Work Ethics, Excellent time management skills
Excellent Communicator, Analytical,
Fluent in English and Spanish
Notary since 1984
Effective verbal and written communication skills
Excellent Multi-Tasker
Proficient in use of Outlook, Encompass360, Calyx, Adobe Pro, DU and LP
Proficient knowledge of Adobe DC Pro
Knowledge of TRID
WORK EXPERIENCE
American Bancshares Mortgage LLC (Branch just transitioned to Columbus Capital Lending LLC)
Miami Lakes, FL
Loan Processor March 2015 – Present
All Processors functions to include Review or Personal and Business Tax Returns. Corporate Processor for 5
branches. Pipeline average of 18-20 with maximum of 28 files.
Universal Mortgage & Finance, Inc., Davie, FL
Sr. Mortgage Loan Processor/Processing Dept. Manager
April 2014 – March 2015
At Universal my work consisted of all of the below stated to include Foreign National products and some
203K. COC's. Delegate work to one Opener, one Jr. Processor and one Administrative Asst. Implemented
processing standards for branch and proper collection of fees associated with each file. Review all Applicants
and give recommendations to Branch Manager Communicate effectively with LOs, Borrowers and
Administration Process loans from inception to closing

2. Priority Lending, Cooper City, Florida
Mortgage Loan Processor
April 2013 – March 2014
Review loan files while working closely with Loan Originators to gather and prepare all needed documents for
submission to Underwriting. Send out requests for additional information required from clients while
reviewing financial data such as paystubs, tax returns and credit reports, etc.
Keep all concerned parties advised as to the status of loan application and process. Prepare and submit loan
package to underwriting. Ability to work closely with Underwriters, Loan Officers, Borrowers, Title
Company and all concerned parties to ascertain a clear to close.
HOME VENTURES, LLC/Blue Ocean Realty Group, Hallandale, Florida
Short Sale Specialist
May 2008 – June 2010
As a Short Sale Specialist I effectively created standards for processing and negotiating mortgage short sales
for private investors, as I was the first person hired for this newly established company. My mortgage
originating and processing background was pivotal therefore allowing the company to move forward and later
becoming a fully staffed office of 15+ within their first year.
Benchmark Mortgage, Miami Lakes, Florida
Net Branch Manager
February 2005 – April 2008
Opened and managed Benchmark Mortgage net branch, managing 5+ Originators as well as originating my
own loans and processing all office mortgages. All bookkeeping and maintaining compliance associated with
running a mortgage loan office. Adhered to all federal and state compliance guidelines relative to retail
mortgage lending. Analyzed applicants' financial status, credit and property evaluation to determine feasibility
of granting loan. Educated both Originators as well as Customers on the variety of loan products and available
credit options while providing expert financial advice on all mortgage products. Executed the loan origination
process, including ordering credit reports, appraisals and preliminary title reports. Determined appropriate rate
locks, issuance of disclosures, overage and underage waivers and fee waivers.
Payless Mortgage, Hialeah, Florida
Originator/Processor
October 1997 – January 2005
Assisted senior-level Loan Officers with complex loan applications, adhering to all federal and state
compliance guidelines relative to retail mortgage lending. Performed daily maintenance of the loan applicant
database, analyzing applicants' financial status, credit and property evaluation to determine feasibility of
granting loan. Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and

3. fee waivers. Educated customers on the variety of loan products and available credit options. Executed the
loan origination process, including ordering credit reports, appraisals and preliminary title reports. Provided
expert financial advice on mortgage loans.
Financial Empire Mortgage, Pembroke Pines, Florida
Office Manager
January 1995 – October 1997
Office Administration. Interviewed potential Loan Officers and Processors. Interviewed potential Lender
relationships, reviewed Lender contracts and recommendations to seniors. All bookkeeping with compliance
to all State regulations as it pertained to the originating and disbursement of and related to Mortgage
Origination. A/R, A/P and Payroll using Quickbooks. Implemented Mortgage processing software and
procedures. Analyzed applicants' financial status, credit and property evaluation to determine feasibility of
granting loan. Executed the loan origination process, including ordering credit reports, appraisals and
preliminary title reports. Researched insurance information and flood certificates. Provided expert financial
advice on mortgage loans.
EDUCATION
Mortgage Broker's Lic. 1995 - 2010
Ft. Lauderdale College Ft. Lauderdale, Florida BS in Legal Assistant 1994
Miami Dade College Miami, Florida AA in Psychology 1990