1. MARIAM A. ZOMA
Contact: 720.854.9529
Email: mzoma4984@gmail.com
Resident of the Denver Area
Objective:
Seeking a position in data entry and/orunderwriting where excellent analytical and technical skills can be utilized to
provide company profitability.
Qualifications:
Detail Oriented, Ability to multi task, Cash handling, Managing and training, Negotiation skills, Sales and Customer
service, Automotive knowledge both from the dealership and banking side, organized, proficient with Microsoft office
such as Word and Xcel
Experience:
Bank ofEngland, DTC, Co 08/16 to Present
Jr. Loan Processor
Assisted the production department with the initial process of a mortgage loan. Supported other departments with any
needs required by management team.
 Reviewed disclosures for accuracy and compliance
 Ordered third party verification to better qualify a loan.
 Prepared file for the final steps prior to closing by reviewing and ensuring information on file is accurate and
correct.
 Ordered and Reviewed appraisals for the Loan Officer teams.
 Verified customer’s employment and income when necessary.
 Assisted uppermanagement with expense reports and other administrative work to support the overall
production of the office.
Bank ofthe Rockies, Parker, Co 05/16 to 07/16
Mortgage Loan Processor/Closer
Assisted Branch Manager with processing and closing files at an entry level.
 Reviewed Closing Disclosures fees for accuracy prior to submission to manager
 Requested varies verification to ensure file is accurate according to Mortgage guidelines
 Assisted post-closing department with the preparation of file to resell.
Wells Fargo Dealer Services, Littleton,Co 09/05 to 01/2016
Consumer Loan Underwriter I
 Execute the loan origination process,including Credit reports, Negative return loans, Cap rates and Over 150k
mile units.
 Maintained low or no losses on 8-Million-dollar portfolio
 Responsible for holding LTV, PTI Benchmarks to company standards while building and monitoring a 150
Million dollar portfolio.
 Assist with Operations and Production teams to ensure same day funding.
 Effectively manage more than 68 client relationships.
 Responsible for the development and growth of the Colorado, Nebraska and Wyoming territory.
Loan Doc Specialist/LoanProcessor III
Responsible for processing and/orclosing auto loans in accordance with all state and federal regulations as well
adhering to Wells Fargo Dealer Services policies and procedures while maintaining the highest level of service to both
internal and external customers.
 Review all applications and contracts to ensure stipulations and conditions have been met.
 Ensure all signatures are obtained and correct data input into the CreditRevue system.
 Obtain verifications such as employment, insurance and income to ensure contract is within company
guidelines while mitigating risk exposure.
 Answer department telephone calls and respond to dealer problems and inquiries regarding loan
documentation and processing.
 Protect customers, dealers and company from any and all fraud by conducting proper due diligence set forth by
Wells Fargo and communicate suspected and ordiscrepancies to all internal management.

2.  Assist uppermanagement recovering money from product cancelations such as warranty/Gap and collecting
past due dealer reserve owed to help loss reduction.
 Worked with Operations Manager on creating new procedures to help increase efficiency for the office.
 Trained new Team Member on the responsibility of loan processing including state and federal regulations as
well as company policies and procedures while maintaining the highest level of service.
 Created reports to help track department numbers and forecasts for both individuals and department monthly
goals.
 Performs loan audits assigned by Operations Managerto help identify any trends that may require additional
coaching.
Achievements:
Volunteer work for, “Church of the Risen Christ” *30 hours Per Month*
Volunteer community service hours for the Caron Center, Habitat for Humanity, Soup Kitchen, and ST. Vincent De
Paul Mission work, 30 hour Famine, Lead an internal committee called EIG “Employee Involvement Group”, where we
came up with activities to keep employees engaged with one another,involved in producing a monthly news letter for
Wells Fargo Denver RBC called The Mountain.
*References available upon request