The document discusses the balance of payments, which records trade between a country and the rest of the world. It consists of the current account, which records visible and invisible trade, and the capital account, which records financial asset transfers. Students are divided into groups to categorize examples of Brunei's trade with other countries as either current account or capital account transactions.
2.2. Balance Of Payment Capital Account To Finance Ca DeficitHai Vu
International Finance related issues.
The Capital Account of the balance of payments measures all international economic transactions of financial assets. It is divided into two components:
+ The Capital Account
+ The Financial Account.
Capital Accounts consist of:
- Direct Investment – in which the investor exerts some explicit degree of control over the assets.
- Portfolio Investment – in which the investor has no control over the assets nor any participation in the management.
- Other Investment – consists of various short-term and long-term trade credits, cross-border loans, currency deposits, bank deposits and other capital flows related to cross-border trade.
DSR - Debt Service Ratio:
The Debt Service Ratio - DSR is the percentage of a borrower's income that will be used to pay off a loan. It is one of the factors a lender will use to assess your application. Most lenders set the maximum DSR from 30% to 30%, which means that the loan repayments should not take up more than that part of your salary. This ensures that you will be able to pay off your loan comfortably, with little to no risk of defaulting or going bankrupt. The DSR may be calculated based on your monthly, weekly or fortnightly earnings.
2.2. Balance Of Payment Capital Account To Finance Ca DeficitHai Vu
International Finance related issues.
The Capital Account of the balance of payments measures all international economic transactions of financial assets. It is divided into two components:
+ The Capital Account
+ The Financial Account.
Capital Accounts consist of:
- Direct Investment – in which the investor exerts some explicit degree of control over the assets.
- Portfolio Investment – in which the investor has no control over the assets nor any participation in the management.
- Other Investment – consists of various short-term and long-term trade credits, cross-border loans, currency deposits, bank deposits and other capital flows related to cross-border trade.
DSR - Debt Service Ratio:
The Debt Service Ratio - DSR is the percentage of a borrower's income that will be used to pay off a loan. It is one of the factors a lender will use to assess your application. Most lenders set the maximum DSR from 30% to 30%, which means that the loan repayments should not take up more than that part of your salary. This ensures that you will be able to pay off your loan comfortably, with little to no risk of defaulting or going bankrupt. The DSR may be calculated based on your monthly, weekly or fortnightly earnings.
Gold standard is a monetary system in which the standard unit of currency is a fixed quantity of gold or is kept at the value of a fixed quantity of gold.
Study the international Finance at the macro level. In this slide we will see the Current Account situation of several countries and Vietnam on focus (as of 2008).
In slide 2.2 we will see how to Finance the Current Account deficit.
The account prepared by the trader to get the information about the gross profit or gross loss from the business within a certain period (such as one year or six months) is called ‘trade account’. In fact, the meaning of trading account is such an account from which gross profit or loss is known through the purchase and sale of goods.
Acording to J.R. Batliboi — The Trading Account shows the results of buying and selling of goods. In preparing this account, the general establishment change are ignored and only the transaction in good anr included.
This explains the meaning of trading account.
According to this definition, trading account can also be called Goods Account, because only transactions related to goods are accounted for in it, such as- (i) opening stock, (ii) purchase of goods, (iii) Purchase returns, (iv) Sales of goods, (v) Sales returns, (vi) Closing stock, (vii) Cost of manufacturing the goods, (viii) Cost of purchasing the goods and bringing them to the place of business.
Gold standard is a monetary system in which the standard unit of currency is a fixed quantity of gold or is kept at the value of a fixed quantity of gold.
Study the international Finance at the macro level. In this slide we will see the Current Account situation of several countries and Vietnam on focus (as of 2008).
In slide 2.2 we will see how to Finance the Current Account deficit.
The account prepared by the trader to get the information about the gross profit or gross loss from the business within a certain period (such as one year or six months) is called ‘trade account’. In fact, the meaning of trading account is such an account from which gross profit or loss is known through the purchase and sale of goods.
Acording to J.R. Batliboi — The Trading Account shows the results of buying and selling of goods. In preparing this account, the general establishment change are ignored and only the transaction in good anr included.
This explains the meaning of trading account.
According to this definition, trading account can also be called Goods Account, because only transactions related to goods are accounted for in it, such as- (i) opening stock, (ii) purchase of goods, (iii) Purchase returns, (iv) Sales of goods, (v) Sales returns, (vi) Closing stock, (vii) Cost of manufacturing the goods, (viii) Cost of purchasing the goods and bringing them to the place of business.
IB Business and Management (Standard Level)
All material taken from the IB Business and Management Textbook:
"Business and Management", Paul Hoang, IBID Press, Victoria, 2007
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2. The Balance of Payments
What is balance of payment?
A record of the trade between a country and the rest
of the world.
It consists of the current account and capital account
What is current account?
A record of visible trade account and invisible trade
account
What is Capital account?
record the transfer of financial assets between a
country and the rest of the world.
3. Group Activity
Divide yourself into groups of three or four students.
Each group receives a sheet of paper which has
examples of trade between Brunei and the rest of the
world.
Each group needs to put each examples into the
categories.
For example: Brunei buy Airbus from United States
or Brunei sell oil to Japan.
Into which categories should you put this examples.
4. Examples
Balance of Payments
Current Account Capital Account
Visible Trade Account
Export Import
Sell Oil Buy Airbus
Invisible Trade Account
Export Import
5. Examples
Balance of Payments
Current Account Capital Account
Visible Trade Account
Export Import
Invisible Trade Account
Export Import