- RuPay is an Indian domestic debit card launched in 2012 by the National Payments Corporation of India. It now has over 178 million cards issued, covering 36% of the Indian card payment market. - The Bharat QR code allows customers to scan merchant QR codes using banking or BHIM apps to make payments by entering an amount and authentication code. This eliminates the need for point-of-sale machines. - BHIM is a mobile app launched by NPCI in 2016 to allow money transfers through various payment modes using Aadhaar authentication. It aims to promote digital payments in India.

2. FEATURES
• It’s an Indian domestic card
• Launched by National Payment Corporation of India
• On 26 March 2012; 5 years ago
• 145,270 ATMs and more than 875,000 point of sale (PoS)
terminals
• 178 million RuPay debit cards were issued under the Jan Dhan
Yojana against 662 million debit cards
• cover 36% of market share in Indian card payment scheme
• More than 20% of the transactions in India is done through
RuPay cards in India today
• NPCI has rolled out its chip card for high security transactions

4. BHARAT QR CODE

5. The QR code or Quick Response code is a two-
dimensional machine-readable code, which is made up of
black and white squares and is used for storing URLs or
other information. These can easily be read by the
camera of a smartphone.

6. How to use the Bharat QR
code:
• A consumer will simply have to open his/her banking app or
BHIM app in their phones.
• Then, they need to scan the merchant's QR code and enter
the amount that they have to pay the vendor.
• Lastly, they will have to enter the four-digit code to
authenticate the transaction.
• Once the transaction is complete the said amount will directly
be credited into the merchant's account.
• Both the merchant as well as the customers will receive
instant notification regarding the same.
• This method would eliminate the need of PoS machines on a
merchant outlet.

8. BHIM (Bharat Interface for Money - Bhim App) is a Mobile App
developed by National Payments Corporation of India (NPCI),
based on the Unified Payment Interface (UPI)

9. FEATURES
• Developed by NPCI
• Launched by Honorable Prime Minister, Mr. Narendra Modi
• Launched on 30 December 2016
• Allow and send money through different payment modes
• Get authentication through Aadhaar card number
• Taking actions to promote the app
• Other features

10. LDGY
LUCKY DRAW GRAHAK YOJNA

11. LUCKY DRAW RULES
Funded by Niti Aayog
Lucky draw process NPCI
Lucky draw audit Isirit
Process audit E&Y
Security audit PWC
Day to day transaction audit CNK

12. NUMBER OF WINNERS IN
EACH CATEGORY
Numbers of winners
Rupay 11,900
UPI 1,500
AEPS 1,500
USSD 100
source: upipayments.co.in/results-lucky-grahak-
yojna/

13. RESULT