Financial institutions play an important role as financial intermediaries in the market by collecting funds from savers and channeling them to borrowers. They perform functions like accepting deposits from savers, providing commercial and real estate loans to investors, issuing mortgage loans secured by property, and issuing share certificates. Financial institutions work as intermediaries that connect the surplus and deficit units, distributing financial resources in a planned way and contributing to economic growth.

1. DBG GOVERNMENT COLLEGE PANIPAT
ASSIGNMENT NO.2
FINANCIAL INSITUTION AND BANKING
SUBMITTED TO:
MS. MANISHA MAM
SUBMITTED BY : RAHUL DHAMIJA
ROLL. NO :2205510010
CLASS : M.COM {F}

2. QUE. WHICH TYPE OF ROLE DID FINANCIAL INSITUTION PLAYS AS A FINANCIAL
INTERMEDIATE IN A FINANCIAL MARKET?
ANS. Financial institutions include banks, credit unions, asset management
firms, building societies, and stock brokerages, among others. These
institutions are responsible for distributing financial resources in a planned
way to the potential users.
There are a number of institutions that collect and provide funds for the
necessary sector or individual. On the other hand, there are several
institutions that act as the middleman and join the deficit and surplus units.
Investing money on behalf of the client is another of the variety of functions
of financial institutions.

4. Accepting Deposits :
financial institution accept deposit from the savers and provide as a
loan to investor
Providing Commercial Loans :
Financial institution provides various short term and long term
loans to investors
Providing Real Estate Loans :
these types of loan are also provided by financial insitution
according to different buyer
Providing Mortgage Loans :
mortgage loans refers to that loans which are given on the basis of
immovable property so these types of loans are also provided by

5. Financial insitution
 Issuing share certificate :
share certificate is also issued by financial insitution
Hence financial institution plays a crucial role in the growth of
an economy and work as an intermediaries