Financial Markets - Money market-Organized and Unorganized-Sub markets
Capital market- Primary market-IPO-FPO- NFO, Book Building-Right Issue-Private placement- Bonus issue-Buyback
Secondary Market-Stock exchanges- Role and functions of Stock Exchanges- BSE-NSE.
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Financial Markets - Money market-Organized and Unorganized-Sub markets
Capital market- Primary market-IPO-FPO- NFO, Book Building-Right Issue-Private placement- Bonus issue-Buyback
Secondary Market-Stock exchanges- Role and functions of Stock Exchanges- BSE-NSE.
Regulatory authorities and their functions – RBI, SEBI
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It also covers few topics like ISIN & ends with challenges and Limitation of India corp bond market.
Nidhi company full form, nidhi chit fund company, nidhi company management, d...Ravi Pseo
We are providing web based Chit Fund, Micro Finance, MLM Software, Co-Operative and Banking… Need Any Software call 9886461360 / 9590355556 more: http://www.websoftex.com
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Non banking financial company- P. SAI PRATHYUSHA (PONDICHERRY UNIVERSITY)SaiLakshmi115
definition # NBFC and its regulation # kinds or types of NBFC and their activities # benefits of NBFC # services provided by NBFC # functions or role of NBFC # NBFC V/s commercial banks
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In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
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Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
2. CONTENTS
Meaning
Difference between NBFI and banks
Importance
Role of NBFI
Functions
Regulations
Types
Guidelines
Current status
Top five NBFI
Conclusion
3. Financial institution
A financial institution is an institution
which collects funds from the
public, and places them in financial
assets, such as deposits, loans and
bonds rather than tangible property.
FINANCIAL
INSTITUTION
Banking
institution
Non banking
institution
4. NON BANKING FINANCIAL
INSTITUTION
A non-bank financial institution (NBFI) is
a financial institution that does not have a
full banking license or is not supervised by
a national or international banking
regulatory agency.
Non-banking financial institutions, are
financial institutions that provide banking
services, but do not hold a banking license.
These institutions are not allowed to take
deposits from the public.
5. NBFI’s VERSUS BANK’s
BANKS NBFIS
Definition Banking is acceptance of deposits
withdraw able by cheque or
demand;
NBFI cannot accept
demand deposits
NBFI are companies
carrying financial business
Scope of business Scope of business of the bank is
limited.
There is a various types of
business regarding
financial activities.
Major limitation on
Business
No non banking activity are
carried.
Cannot provide checking
facilities.
Need for a license License norms are tightly
controlled and generally it is
perceived to be quite difficult to get
a license for a bank
It is comparatively much
easier to get a registration
as an NBFI.
Regulations BR Act and RBI Act lay down the
stringent control over the bank.
Much lesser control over
NBFI
6. IMPORTANCE
Non banking financial institutions have
the following importance in Indian
economy.
Greater reach.
Flexibility in tapping resources.
Retail services to small and medium
business.
Important component of financial
market.
7. Role of NBFIs
Development of sectors like Transport &
Infrastructure
Substantial employment generation
Help & increase wealth creation
Broad base economic development
To finance economically weaker sections
8. FUNCTIONS
Brokers of loanable funds.
Mobilization of savings.
Channelization of funds into
investment,
Stabilize the capital market,
Provide liquidity.
9. REGULATIONS
RBI Act, 1934, it is mandatory that every
NBFI should be registered with RBI to
commence or carry on any business of
non-banking financial institution.
11. Cont.
Risk-pooling institutions:
Insurance companies underwrite economic risks
associated with illness, death, damage and other risks
of loss.
There are two main types of insurance companies:
(a)general insurance (b)life insurance.
Contractual savings institutions:
Contractual savings institutions (also called institutional
investors) give individuals the opportunity to invest in
collective investment vehicles (CIV).
Collective investment vehicles pool resources from
individuals and firms into various financial instruments
including equity, debt and derivatives.
Eg- mutual funds, pension funds.
12. cont
Market makers
Market makers are broker-dealer institutions that
quote a buy and sell price and facilitate
transactions for financial assets. Such assets
include equities, government and corporate
debt, derivatives, and foreign currencies.
Specialized sectoral financiers:
They provide a limited range of financial services
to a targeted sector. For example, real estate
financiers channel capital to prospective
homeowners, leasing companies provide
financing for equipment and payday lending
companies that provide short term loans to
individuals that are under banked or have limited
resources.
13. Cont.
Financial service providers
Financial service providers include
brokers management consultants, and
financial advisors, and they operate on a
fee-for-service basis.
Their services include: improving
informational efficiency for the investors
and, in the case of brokers, offering a
transactions service by which an investor
can liquidate existing assets.
14. COMPANY’S UNDER NBFC
They are also categorized in a different
format among 8 categories
LOAN COMPANY
HIRE PURCHASE COMPANY
INVESTMENT COMPANY
MUTUAL BENEFIT COMPANY
HOUSING FINANCE COMPANY
EQUIPMENT LEASING COMPANY
15. GUIDELINES ON FAIR
PRACTICES
• Application for loans and their processing.
• Loan appraisal and termsconditions.
• Disbursement of loan.
• Customer acceptance policy.
• Customer identification procedure.
• Monitoring of transactions.
• Risk management.
• Kyc for existing accounts.
• Appointment of principal officer
16. Current status
NBFI have improved their operations and
strategies. Industry experts opine that they
are much more mature today than they were
during the last decade.
In fact, aggressive strategies helped LIC
housing finance to grab new customers and
increase its market share in national
mortgage market.
The segment which was hit hardest was
vehicle financing.
Fortunately, since vehicle finance is asset
based business, their asset quality did not
suffer as against other consumer financing
business.
17. Top five NBFCs in India:
• Housing Development Finance
Corporation Limited
• Power Finance Corporation Limited
• Rural Electrification Corporation
Limited
• National Bank of Agricultural and
Rural Development
• Infrastructure Development Finance
Company Limited
18. FUTURE PROSPECTS
Some of the future prospects of NBFI
are-
FUTURE CAPITAL
ASHOK LEYLAND FINANCE.
RELIANCE CAPITAL.
19. FUTURE CAPITAL
Future Capital, the financial arm of
Future Group, will soon start rolling out
Money Bazaars across the country.
This one stop-shop would be providing
numerous services like-
o Housing loans
o Personal loans
o Insurance
o MFs
o Credit cards
20. ASHOK LEYLAND FIN.
Traditionally, ALF has depended on
commercial vehicle financing for a significant
proportion of its revenue.
• The other segment they are concentrating
on is passenger cars.
• The other segment they have is multi-
utility vehicles (MUVs).
• The move of Ashok Leyland Finance to
launch a finance portal that would be
used to sell products of other
financial intermediaries.
21. RELIANCE CAPITAL
Reliance Capital, an arm of the Anil
Dhirubhai Ambani Group, will set up a
separate housing financial subsidiary
and non-banking financial company
(NBFC) for the consumer finance sector.
Ambani said his company is also
planning to selectively expand its-
o Asset management.
o Life insurance.
o Broking operations.
22. CONCLUSION
Strengthening the professionalism of
NBFC sector through education and
training, making them more organised.
RBI needs to educate people about
NBFC.
The credit delivery mechanism needs to
be more transparent and hassle free.
There should be more stringent norms for
the defaulters.
Editor's Notes
A collective investment vehicle (CIV) is any entity that allows investors to pool their money and invest the pooled funds, instead of buying securities directly as individuals. The most common types of collective investment vehicles are mutual funds, exchange-traded funds, collective investment schemes and venture capital funds.