The ppt is denoting of commercial bank of india.

1. By :- Nasim

2.  MEANING
 TYPES
 FACILITIES
 FUNCTIONS
 SOURCES OF FUNDS
 TECHNOLOGICAL REFORMS
 COMMERCIAL BANKS V/S CO.OP.BANKS
 CONTROL OF R.B.I. OVER COMMERCIAL
BANKS
 WEAKNESSES
 FUTURE PLANS

3.  A COMMERCIAL BANK IS A TYPE OF
FINANCIAL INTERMEDIARY & A TYPE OF
BANK. IT RAISES FUNDS BY COLLECTING
DEPOSITS FROM BUSINESSES &
CONSUMERS VIA CHECKABLE DEPOSITS,
SAVINGS, DEPOSITS & TIME DEPOSITS. IT
MAKES LOANS TO BUSINESSES &
CONSUMERS. IT ALSO BUYS CORPORATE
BONDS & GOVT. BONDS. ITS PRIMARY
LIABILITIES ARE DEPOSITS & PRIMARY
ASSETS ARE LOANS & BONDS.

4. PUBLIC
SECTOR
BANKS :
• S.B.I. & ITS
ASSOCIATES
• NATIONALISED
BANKS
FOREIGN
BANKS
PRIVATE
SECTOR
BANKS:
• OLD PRIVATE
BANKS
• NEW PRIVATE
BANKS
REGIONAL
RURAL BANKS

5.  ACCEPTING DEPOSITS FROM PUBLIC
 LENDING MONEY TO PUBLIC
 TRANSFERRING MONEY FROM ONE PLACE
TO ANOTHER
 ACTING AS AN INTERMEDIARY
 ACTING AS A TRUSTEE
 KEEPING VALUABLES IN SAFE CUSTODY
 COLLECTION BUSINESS

6.  COMMON PEOPLE
 BIG INDUSTRIAL UNITS
 FOREIGN INVESTMENT
 MUTUAL FUND REVENUE
 TRUSTS
 RELIGIOUS INSTITUTIONS
 GOVT. & NON- GOVT. ORGANIZATION
 COMPANIES

7.  CREDIT CARDS/ DEBIT CARDS
 AUTOMATED TELLER MACHINE
 E- CHEQUES
 ELECTRONIC FUND TRANSFER [ EFT]
 POINT OF SALE [ POS]
 DEMAT ACOOUNT
 ONLINE BANKING
 TELEBANKING

8.  FROM THE BEGINNING COMMERCIAL BANKS
ARE KNOWN AS MORE TRUSTFUL BANKS AS
THEY ARE REGULATED BY R.B.I. SO,
CUSTOMERS HAVE MORE FAITH IN THE
COMMERCIAL BANKS AS LESS RISK IS
INVOVLED IN IT.

9.  TIME TO TIME , COMMERCIAL BANKS HAVE
TO REPRESENT THEIR DETAILS REGARDING
FINANCIAL CONDITIONS, LENDING
SITUATIONS, AND DETAILS RELATED TO
STAFF MEMBERS TO THE R.B.I & EVERY
OTHER ASPECTS RELATED TO BANKS HAVE
TO BE REPRESENT TO THE R.B.I.

10.  NON PERFORMING ASSETS
 PUZZLING FETURES
 PUBLIC SECTOR WORKERS STRUGGLE
 THE STRUGGLE AGAINST NEW ECONOMIC
POLICY
 OVERCOMING THE ORGANISATIONAL
STRUCTURE

11.  TO PROVIDE BEST SERVICES TO THE
CUSTOMERS
 TO REACH TO THAT PERSON WHO YET NOT
GET THE SERVICES OF BANKS
 AFTER ALL, TO MAINTAIN & EXPAND THE
BUSINESS OF THE BANK IN THIS
COMPETATIVE CLIMATE