The document discusses retention funds, which are amounts deducted from payments to contractors and held by the employer to protect against default. It also discusses garnishee proceedings, which allow a creditor to obtain a court order requiring a third party holding money for a debtor to pay the creditor. Specifically, it discusses a case where a subcontractor used garnishee proceedings to try to recover money owed by the main contractor from the retention fund held by the employer. The employer tried to avoid the garnishee order by arguing the retention money was not available due to terminating the main contract and competing claims, but the court ruled the retention funds were a debt that could be attached and the subcontractor's claim took