This document contains slides from a presentation given by Richard Ramsey, Chief Economist for Northern Ireland at Ulster Bank. The presentation discusses the economic performance and prospects of Northern Ireland and highlights several challenges, including declining disposable incomes, a continued profitability squeeze for businesses, and weak sales and export performance partly due to currency fluctuations. Key statistics are presented showing declines in output, employment, construction activity, and household incomes in Northern Ireland since the recession.
Giáo sư Tony Makin tham gia VEAM 2015 với bài trình bày về “Triển vọng cho nền kinh tế châu Á”.
Professor Tony Makin joined in VEAM 2015 with the presentation about “Prospect for the Asian Economy”.
Để biết thêm chi tiết về các hoạt động và nghiên cứu của DEPOCEN truy cập:
Website: http://depocen.org/vn/
LinkedIn: http://linkd.in/1GnHrHB
Facebook: DEPOCEN
Laboratorio "SMART PUGLIA: Verso la strategia di specializzazione intelligent...FormezPA - Capacity SUD
Il progetto Capacity SUD ha la finalità di migliorare la capacità istituzionale delle amministrazioni regionali aiutandole a programmare interventi che rispondano alle loro esigenze prioritarie e a dotarsi delle competenze, degli strumenti e delle tecnologie necessarie per la loro efficace attuazione. La capacità istituzionale, oltre a fornire un supporto strategico per una gestione maggiormente efficiente dei PO, assume un rilievo fondamentale in prospettiva della programmazione comunitaria nel quadro di Europa 2020.
Website: capacitaistituzionale.formez.it
ARC’s Larry O’Brien and Craig Resnick’s Business Environment & Trends Worksho...ARC Advisory Group
ARC’s Larry O’Brien and Craig Resnick’s Business Environment & Trends Workshop @ 2009 ARC Industry Forum
Eye of the Storm: The Environment for Manufacturing and Automation in 2009 and Beyond
Where are We Now?
Current Climate and Outlook for Manufacturing
Impact on Emerging vs. Industrialized Economies
Current Climate and Outlook for Automation
Impact on Emerging vs. Industrialized Economies
How are Different Industries Affected?
Where are We Going?
This paper provides a detailed investigation of the investment flows between Russia and Sweden in the last decade and a half. The paper also argues that it is hard to predict aggregate bilateral flows with great precision, in particular for such a large economy
as the Russian, and empirical models tend to generate expected flows from Sweden to Russia that are larger than the ones observed.
Read more: https://www.hhs.se/site
Giáo sư Tony Makin tham gia VEAM 2015 với bài trình bày về “Triển vọng cho nền kinh tế châu Á”.
Professor Tony Makin joined in VEAM 2015 with the presentation about “Prospect for the Asian Economy”.
Để biết thêm chi tiết về các hoạt động và nghiên cứu của DEPOCEN truy cập:
Website: http://depocen.org/vn/
LinkedIn: http://linkd.in/1GnHrHB
Facebook: DEPOCEN
Laboratorio "SMART PUGLIA: Verso la strategia di specializzazione intelligent...FormezPA - Capacity SUD
Il progetto Capacity SUD ha la finalità di migliorare la capacità istituzionale delle amministrazioni regionali aiutandole a programmare interventi che rispondano alle loro esigenze prioritarie e a dotarsi delle competenze, degli strumenti e delle tecnologie necessarie per la loro efficace attuazione. La capacità istituzionale, oltre a fornire un supporto strategico per una gestione maggiormente efficiente dei PO, assume un rilievo fondamentale in prospettiva della programmazione comunitaria nel quadro di Europa 2020.
Website: capacitaistituzionale.formez.it
ARC’s Larry O’Brien and Craig Resnick’s Business Environment & Trends Worksho...ARC Advisory Group
ARC’s Larry O’Brien and Craig Resnick’s Business Environment & Trends Workshop @ 2009 ARC Industry Forum
Eye of the Storm: The Environment for Manufacturing and Automation in 2009 and Beyond
Where are We Now?
Current Climate and Outlook for Manufacturing
Impact on Emerging vs. Industrialized Economies
Current Climate and Outlook for Automation
Impact on Emerging vs. Industrialized Economies
How are Different Industries Affected?
Where are We Going?
This paper provides a detailed investigation of the investment flows between Russia and Sweden in the last decade and a half. The paper also argues that it is hard to predict aggregate bilateral flows with great precision, in particular for such a large economy
as the Russian, and empirical models tend to generate expected flows from Sweden to Russia that are larger than the ones observed.
Read more: https://www.hhs.se/site
How Sri Lanka became an developed country ?
Land Area of Singapore & Sri Lanka
Population of Singapore & Sri Lanka in 1997-2013
Unemployment rate Singapore & Sri Lanka 1999-2011
Structure of Singapore & Sri Lanka
Exchange rates of Singapore & Sri Lanka
GDP of Singapore & Sri Lanka 1970-2013
Imports & Exports of Singapore & Sri Lanka since 1970
This presentation is about the idea that whether Exports are considered engine for growth. I have presented both the sides of this idea in the presentation: for countries that took benefit of exports, and for the ones that did not.
Patents
Patent-based indicators provide a measure of the output of
a country’s R&D, i.e. its inventions. The methodology used
for counting patents can however influence the results, as
simple counts of patents filed at a national patent office are
affected by various kinds of limitations (such as weak
international comparability) and highly heterogeneous
patent values. To overcome these limits, the OECD has
developed triadic patent families, which are designed to
capture all important inventions and to be internationally
comparable.
Definition
A patent family is defined as a set of patents registered in
various countries (i.e. patent offices) to protect the same
invention. Triadic patent families are a set of patents filed
at three of these major patent offices: the European Patent
Office, the Japan Patent Office and the United States Patent
and Trademark Office.
Triadic patent family counts are attributed to the country
of residence of the inventor and to the date when the
patent was first registered.
Triadic patent families are expressed as numbers and per
million inhabitants.
Comparability
The concept of triadic patent families has been developed
in order to improve the international comparability and
quality of patent-based indicators. Indeed, only patents
registered in the same set of countries are included in the
family: home advantage and influence of geographical
location are therefore eliminated. Furthermore, patents
included in the triadic family are typically of higher
economic value: patentees only take on the additional
costs and delays of extending the protection of their
invention to other countries if they deem it worthwhile.
Although the volume of triadic patent families
remained relatively steady over time, with more than
50 500 triadic patent families filed in 2013, there has
been a significant shift in the origin of patented
inventions. The share of triadic patent families
originating from Europe (26.2%), Japan (26.6%) and the
United States (27.0%) report a loss of 1 to 4 percentage
points compared to the levels observed in 2003. Asian
countries are increasingly contributing to patent
families: the most spectacular growth among OECD
countries has been observed by Korea, whose share of
all triadic patent families increased from 3.8% in 2003
to 5.8% in 2013. Strong rises are also observed for China
and India, with an average growth in the number of
triadic patents of more than 17% and 12% a year
respectively seen between 2003 and 2013.
When triadic patent families are expressed relative to
the total population, Switzerland, Japan, Germany,
Sweden and Denmark were the five most inventive
countries in 2013, with the highest values recorded in
Switzerland (148) and Japan (125). Ratios for Austria,
Belgium, Finland, Israel, Korea, the Netherlands and
the United States are also above the OECD average (40).
The Sheffield city region is recognised worldwide for its expertise in high precision engineered materials and manufactured products. These materials and products play a vital part in the supply chains of demanding global industries such as Aerospace, Defence, Power Generation, Automotive and Medical. Renowned for engineering excellence for over 200 years, Sheffield’s heritage in pioneering steel making has resulted in a culture of innovation, fundamental to the development of its modern manufacturing economy, which today employs over 96,800 people within a 1 hour drive of the city. This industry represents 13.2% of the total workforce (above the national average of 10.8%), of which 25% are employed in metals related industries (twice the national average of 12.6%).
The presentation is about current economic indicators of Kazakhstan and new accelerated innovative-industrial strategy of Kazakhstan development till 2015.
It was presented by Anuar Kuzhikayev, Embassy of the Republic of Kazakhstan to USA on 21 January 2011.
Justin Trudeau felt a social license for oil which includes carbon tax would lead to the promise land when it comes to UN (i.e. agenda 2030) - https://www.slideshare.net/paulyoungcga/agenda-2030-sustainable-development
Canada is the 4th largest oil producing country with a strong environmental and humans right record. So, why is Trudeau not pushing oil to the word?
Canada could eliminate the oil sands today and it would do nothing for global emissions
There needs to be a broader discussion on natural resources management including all aspects of the environment along with human rights.
UN needs to stop pushing Agenda 2030 at all cost.
Dr. Alejandro Diaz-Bautista, Korea Mexico Economy Presentation, University of...Economist
“Competitiveness and Economic Growth. An Analysis of Mexico and Korea.” Crecimiento Económico y Competitividad. Un Análisis de México y Corea.
Dr. Alejandro Díaz-Bautista
Professor of Economics and Researcher at
El Colegio de la Frontera Norte (COLEF)
Profesor Investigador del Colef. Miembro del SNI Conacyt.
adiazbau@hotmail.com
Prepared for the Conference at the Faculty of Economics, University of Colima, April 29-30, 2010. Colima, Colima, Mexico.
Preparado para la Conferencia en la Facultad de Economía de la Universidad de Colima, para los estudios en Cuenca del Pacífico en la Universidad de Colima, los días 29 y 30 de abril de 2010.
Slide pack for the Ulster Bank NI PMI, May 2016, including analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector
It probably hasn’t been a great year for Jeremy Clarkson. But can the same be said for petrol heads as a whole? Whilst consumers in general have been benefiting from falling food, clothing and energy prices, what has been happening to fuel, car, and auto part costs? With the hotly anticipated new series of Top Gear set to get underway, I thought it would be worth taking a peak under the bonnet.
How Sri Lanka became an developed country ?
Land Area of Singapore & Sri Lanka
Population of Singapore & Sri Lanka in 1997-2013
Unemployment rate Singapore & Sri Lanka 1999-2011
Structure of Singapore & Sri Lanka
Exchange rates of Singapore & Sri Lanka
GDP of Singapore & Sri Lanka 1970-2013
Imports & Exports of Singapore & Sri Lanka since 1970
This presentation is about the idea that whether Exports are considered engine for growth. I have presented both the sides of this idea in the presentation: for countries that took benefit of exports, and for the ones that did not.
Patents
Patent-based indicators provide a measure of the output of
a country’s R&D, i.e. its inventions. The methodology used
for counting patents can however influence the results, as
simple counts of patents filed at a national patent office are
affected by various kinds of limitations (such as weak
international comparability) and highly heterogeneous
patent values. To overcome these limits, the OECD has
developed triadic patent families, which are designed to
capture all important inventions and to be internationally
comparable.
Definition
A patent family is defined as a set of patents registered in
various countries (i.e. patent offices) to protect the same
invention. Triadic patent families are a set of patents filed
at three of these major patent offices: the European Patent
Office, the Japan Patent Office and the United States Patent
and Trademark Office.
Triadic patent family counts are attributed to the country
of residence of the inventor and to the date when the
patent was first registered.
Triadic patent families are expressed as numbers and per
million inhabitants.
Comparability
The concept of triadic patent families has been developed
in order to improve the international comparability and
quality of patent-based indicators. Indeed, only patents
registered in the same set of countries are included in the
family: home advantage and influence of geographical
location are therefore eliminated. Furthermore, patents
included in the triadic family are typically of higher
economic value: patentees only take on the additional
costs and delays of extending the protection of their
invention to other countries if they deem it worthwhile.
Although the volume of triadic patent families
remained relatively steady over time, with more than
50 500 triadic patent families filed in 2013, there has
been a significant shift in the origin of patented
inventions. The share of triadic patent families
originating from Europe (26.2%), Japan (26.6%) and the
United States (27.0%) report a loss of 1 to 4 percentage
points compared to the levels observed in 2003. Asian
countries are increasingly contributing to patent
families: the most spectacular growth among OECD
countries has been observed by Korea, whose share of
all triadic patent families increased from 3.8% in 2003
to 5.8% in 2013. Strong rises are also observed for China
and India, with an average growth in the number of
triadic patents of more than 17% and 12% a year
respectively seen between 2003 and 2013.
When triadic patent families are expressed relative to
the total population, Switzerland, Japan, Germany,
Sweden and Denmark were the five most inventive
countries in 2013, with the highest values recorded in
Switzerland (148) and Japan (125). Ratios for Austria,
Belgium, Finland, Israel, Korea, the Netherlands and
the United States are also above the OECD average (40).
The Sheffield city region is recognised worldwide for its expertise in high precision engineered materials and manufactured products. These materials and products play a vital part in the supply chains of demanding global industries such as Aerospace, Defence, Power Generation, Automotive and Medical. Renowned for engineering excellence for over 200 years, Sheffield’s heritage in pioneering steel making has resulted in a culture of innovation, fundamental to the development of its modern manufacturing economy, which today employs over 96,800 people within a 1 hour drive of the city. This industry represents 13.2% of the total workforce (above the national average of 10.8%), of which 25% are employed in metals related industries (twice the national average of 12.6%).
The presentation is about current economic indicators of Kazakhstan and new accelerated innovative-industrial strategy of Kazakhstan development till 2015.
It was presented by Anuar Kuzhikayev, Embassy of the Republic of Kazakhstan to USA on 21 January 2011.
Justin Trudeau felt a social license for oil which includes carbon tax would lead to the promise land when it comes to UN (i.e. agenda 2030) - https://www.slideshare.net/paulyoungcga/agenda-2030-sustainable-development
Canada is the 4th largest oil producing country with a strong environmental and humans right record. So, why is Trudeau not pushing oil to the word?
Canada could eliminate the oil sands today and it would do nothing for global emissions
There needs to be a broader discussion on natural resources management including all aspects of the environment along with human rights.
UN needs to stop pushing Agenda 2030 at all cost.
Dr. Alejandro Diaz-Bautista, Korea Mexico Economy Presentation, University of...Economist
“Competitiveness and Economic Growth. An Analysis of Mexico and Korea.” Crecimiento Económico y Competitividad. Un Análisis de México y Corea.
Dr. Alejandro Díaz-Bautista
Professor of Economics and Researcher at
El Colegio de la Frontera Norte (COLEF)
Profesor Investigador del Colef. Miembro del SNI Conacyt.
adiazbau@hotmail.com
Prepared for the Conference at the Faculty of Economics, University of Colima, April 29-30, 2010. Colima, Colima, Mexico.
Preparado para la Conferencia en la Facultad de Economía de la Universidad de Colima, para los estudios en Cuenca del Pacífico en la Universidad de Colima, los días 29 y 30 de abril de 2010.
Slide pack for the Ulster Bank NI PMI, May 2016, including analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector
It probably hasn’t been a great year for Jeremy Clarkson. But can the same be said for petrol heads as a whole? Whilst consumers in general have been benefiting from falling food, clothing and energy prices, what has been happening to fuel, car, and auto part costs? With the hotly anticipated new series of Top Gear set to get underway, I thought it would be worth taking a peak under the bonnet.
Slide pack for the Bank NI PMI April 2016, including analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector
Slidepack for the Ulster Bank Northern Ireland PMI, June 2016, including analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector
Ulster Bank Northern Ireland PMI Slide Pack August 2016Richard Ramsey
Slidepack for the Ulster Bank Northern Ireland PMI, August 2016 including analysis of global, Eurozone, UK, UK regions and Republic of Ireland economic performance by sector
Richard Ramsey delivered a presentation to the Personal Financial Society's Financial Planning in Focus Conference on November 8th, 2016. Here are the slides
These are the slides presented at the Economic Forum on 18 July 2022.
Showcasing the latest economic and social developments with a wide range of analytic topics. Each month we will feature "State of the Economy", providing a stocktake of the latest trends and developments.
Presentations this month include:
Subnational regional productivity in the UK
Homeworking in the UK - regional patterns: 2019 to 2022
Family spending in the UK
Transforming consumer prices statistics with new data and methods: rail fares and second-hand cars
Summary of Sri Lankan Industries from 2004 to 2013. Submitted for Business Organizations Module (1st semester) in Transport and Logistics Management Degree at Faculty of Engineering, University of Moratuwa.
EU: Diamonds (Industrial) – Market Report. Analysis and Forecast to 2020IndexBox Marketing
IndexBox Marketing has just published its report: “EU: Diamonds (Industrial) - Market Report. Analysis And Forecast To 2020”. This report focuses on the EU industrial diamond market, providing a comprehensive analysis and the most recent data on its market size and volume, EU trade, price dynamics, domestic production, and turnover in the industry. The market trends section reveals the main issues and uncertainties concerning the industry, while the medium-term outlook uncovers market prospects. The attractivity index (IB Index) summarizes the source of existing opportunities as they appear in this market, as well as an interpretation of the trade figures.
Last year Birmingham attracted more foreign direct investment projects than ever before. It has secured more jobs from FDI than any other regional UK city during the past five years. Recognising the city’s offer, big names like Deutsche Bank, ASOS, DHL and Virgin Media are all currently investing and growing in Birmingham.
With a 52% rise in foreign investment in the city last year against a national increase of 4%, Birmingham is performing well, but as Europe records a decline in FDI and competition between global locations hots up, how can we build on this success and bring more investment and jobs to Birmingham?
These are the slides presented at Surgeons Quarter, Edinburgh for the Economic Forum on Monday 17 June 2019 to provide delegates an understanding of economic statistics and regional analysis.
Slides from NERI Quarterly Economic Observer (QEO) Summer, 2019 Launch which took place in Buswells Hotel on Thursday 18th July, 2019. The QEO proposes changes to the taxation of capital stocks in the Republic, in particular reforms to Local Property Tax.
eThekwini State of the Economy - Presentation to the S.D.B LED StakeholderMarketing Durban Chamber
On Tuesday, 14 April the Durban Chamber's Southern Area Business Meeting held a forum discussion, where they hosted Vuyo Jayiya. Vuyo discussed, "Doing business in the south region".
The presentation covered:
• South economic contribution to eThekwini and country
• Economic profile of existing industry
• Constraints and Opportunities to doing business in South
Economic profile with a focus on R&D-intensive industries - Alexandra TsvetkovaOECD CFE
Presentation by Alexandra Tsvetkova, Economist, OECD Trento Centre at the sixth meeting of the Spatial productivity Lab of the OECD Trento Centre held on 11 December 2019.
More info http://oe.cd/SPL
Similar to NI Economic Performance and Prosepcts May 2013 (20)
Ulster Bank Northern Ireland Purchasing Managers Index (PMI) November 2020. Includes analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector
Ulster Bank Northern Ireland PMI September 2020 Slide PackRichard Ramsey
Ulster Bank Northern Ireland Purchasing Managers Index (PMI) September 2020 - Includes analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector.
September 2020 Survey Update
Ulster Bank Northern Ireland Purchasing Managers Index (PMI). Includes analysis of Global, Eurozone, UK, UK Regions, NI & Republic of Ireland economic performance by sector.
Today sees the release of January data from the Ulster Bank Northern Ireland PMI®. The latest report – produced for Ulster Bank by IHS Markit – saw the Northern Ireland private sector move towards stabilisation amid a reduction in near-term uncertainty. Business activity fell at a softer pace thanks to broadly unchanged new order volumes. Meanwhile, firms raised their staffing levels for the second month running and business confidence was the highest since April 2018.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
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11. Slide 11
Recovery well under way in some economies – focus on
levels of GDP not just growth rates
Recession & Recoveries
(% GDP Change Since Pre-Recession Peak as of Q1 2013, *is Q4 2012)
-3.3%
+3.2%
-2.6%
-7.7% or -9.4%
using GNP
-12%
-10%
-8%
-6%
-4%
-2%
0%
2%
4%
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21
Time in Quarters, Pre-Recession GDP Peak = 0
US EZ UK RoI*
Source: Bloomberg & CSO
12. Slide 12
Spain, Portugal, Greece and Italy are still contracting!
Recession & Recoveries
(% GDP Change Since Pre-Recession Peak as of Q4 2012)
-12%
-10%
-8%
-6%
-4%
-2%
0%
2%
4%
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Time in Quarters, Pre-Recession GDP Peak = 0
Portugal Ireland Italy Spain Germany France
Source: Bloomberg & UB Calculations @ -25%
14. Slide 14Slide 14
No quick‐fix – the ‘Juncker Conundrum’
“We all know what we need to do, we just don’t know how
to get re‐elected after doing it”
Jean‐Claude Juncker – Former President of the Euro Group (January 2005 – January
2013) & current Luxembourg Prime Minister. Quote November 2012.
15. Slide 15
Non-Inflationary Continuous Expansion
• Unbroken employment & economic growth
• Unemployment rate hit record low in 2007
• Public Expenditure, Property & Celtic Tiger Booms
• Average house price up 260% (UK=160%)
• NI’s brand image improved in the eyes of the world
1998-2007 N.Ireland’s ‘NICE’ decade
16. Slide 16
NI receives a RUDE awakening in 2008-09…
Rising Unemployment & Declining Economic Activity
• Simultaneous slowdown on a range of fronts
- Property market & wider private sector
- Public expenditure growth
- Rapid deterioration in RoI & UK economies
- Collapse in global trade & external economic conditions
All occurring within a wider credit crunch
NI’s first recession since the early 1980s
18. Slide 18
Eurozone’s fastest growing economy was on NI’s
doorstep. But what went up ……
• ISEQ +101% & +231%
(5yr/10yr prior to Feb‐2007 peak)
• House Completions +162%
(10yr prior to 2006 peak)
• 33% rise in employment (Q3 1998 – Q3 2007)
• Annual GDP growth 6.7%
(1998‐2007; averaged 5% 2002‐2007)
• House prices +269%
(10 years prior to Sep‐2007 peak)
• NI manufacturing exports to RoI +81%
(6 years to 2007/08)
31. Slide 31
Household incomes recovery remains a long way off
UK Average Weekly Earnings & CPI Inflation
0.8%
2.4%
0
1
2
3
4
5
6
Apr-06 Apr-07 Apr-08 Apr-09 Apr-10 Apr-11 Apr-12 Apr-13
%
Ave Weekly Earnings 3m Y/Y % (Excl. Bonuses) CPI Y/Y
Source: ONS
Income
squeeze
Does not include taxes
or changes to benefits
32. Slide 32
Fuel is eating up more of our disposable incomes…
UK Fuel Prices - Tank* of Petrol / Diesel
(*60 Litres)
£51.3
£80
£83
£88.8
30
40
50
60
70
80
90
100
May-05 May-06 May-07 May-08 May-09 May-10 May-11 May-12 May-13
£
Petrol Tank Diesel Tank
56%
rise
Source: ONS
**Note Northern Ireland Prices are traditionally the highest of all UK regions**
'Credit Crunch'
begins
June Budget
2010
33. Slide 33
So is food…
Cumulative % Change in UK Consumer Prices
since 'Credit Crunch' began (Aug 07 to Apr 13)
8.2%
20.2%
0%
10%
20%
30%
40%
50%
60%
70%
Food &
Non-
Alcoholic
Beverages
Food Electricity
Gas &
Other
Fuels
Transport
Fuels &
Lubricants
Transport
Services
Total CPI Average
Earnings*
Source: ONS, *Average Earnings as of March 2013
36. Slide 36Slide 36
Ben Bernanke (US Fed)
Mario Draghi (ECB)
Mark Carney (BoE)
Haruhiko Kuroda (BoJ)
Sterling weakness has hit consumer & businesses
37. Slide 37
‘Currency Wars’ partly explains NI’s sales & export
performance…
NI Sales & Exports 2011/12
relative to 2007/08 export peak*
-40%
-30%
-20%
-10%
0%
10%
20%
RoI
Exports
All
Exports
Rest of
EU
NI Rest of
World
All Sales External
sales
GB Sales
Due largely to Food &
Drink & Large Companies
Source: DFP, % Changes based on figures in constant prices. *Total Manufacturing Sales peak was 2008/09
38. Slide 38
Overall exports to the RoI down 30% but FDT up 40%?
NI Food, Drink & Tobacco Sales & Exports 2011/12
relative to 2007/08 peak
40 %
-60%
-45%
-30%
-15%
0%
15%
30%
45%
60%
Rest of
World
Rest of
EU
Exports
Exports External
Sales
Total
Sales
GB Sales NI Sales RoI
Exports
Source: DFP, figures are in constant prices
39. Slide 39
Outside of Food & Drink, NI faces a lack of demand
NI Manufacturing (Non-FDT) Sales & Exports
2011/12 relative to 2007/08 peak
-70%
-60%
-50%
-40%
-30%
-20%
-10%
0%
10%
RoI
Exports
NI Sales Exports Total
Sales
External
Sales
Rest of
EU
Exports
Rest of
World
GB Sales
Source: DFP Manufacturing Sales & Exports Survey, figures are in constant prices
42. Slide 42
NI can expect a 1980s‐style employment recovery
NI Employee Jobs Recessions / Recoveries
Pre-Recession Peaks Indexed = 100
1980s
10yrs after downturn
employment returns to peak
1990s
10yrs after peak
employment rose by 19%
80
85
90
95
100
105
110
115
120
125
Peak 1 year 2yrs 3yrs 4yrs 5yrs 6yrs 7yrs 8yrs 9yrs 10yrs
Time Since Pre-Recession Peak
Index
1980s 1990s 2008-2012
Employment troughed (-7.5%)13 quarters
after 1979 Q4 peak & was 6.9% below peak
after 18 quarters
2008-2012
15 quarters of decline before job losses
levelling off. 18 quarters after 2008 Q2 peak
NI jobs have fallen by 5.4% as of Q4 2012 Q2
In 1990 UK recession, NI employment
fell slightly & troughed 2 years after the
pre-recession peak
Source: DFP & UB Calculations
44. Slide 44Slide 44
‘The deficit is coming down’??????
UK Public Sector Net Borrowing (PSNB)
Excluding Royal Mail & Asset Purchase Facility Transfers
+5bn
+32bn +60bn
+71bn
+46bn
+76bn
+42bn
0
20
40
60
80
100
120
140
160
2011/12 2012/13 2013/14 2014/15 2015/16 2016/17 2017/18
£bn
June 2010 Forecast March 2013 Forecast (excluding Transfers)
Source:OBR
£332bn extra borrowing required relative to June 2010
forecast required over 7 years would fund the NHS for 2.5
46. Slide 46Slide 46
12‐yr public spending feast followed by 7‐year famine
UK Public Spending Growth in Real Terms
(excluding Debt Interest & Social Security)
-10%
-5%
0%
5%
10%
15%
1951-52 1962-63 1973-74 1984-85 1995-96 2006-07 2017-18
Y/Y
Source: IFS February 2013
We are here
18.6% cut in 7yrs @60% of
Departmental cuts have been made
47. Slide 47
Decade ahead will HURT
Downside risks to NI growth (EZ crisis & Credit Crunch 2)
Unemployment to stay higher for longer…. a lost decade for the under 25’s?
Households face devaluation in S.O.L, debt de-leverage
Factors present in ‘NICE’ era have gone into reverse - Next decade ahead will HURT
– Higher Unemployment Rising Taxes / Tariffs
Fiscal austerity in NI – To be continued….
51. Slide 51Slide 51
Reasons to be cheerful!
Far-off fields (e.g. BRICs & Emerging markets) are greener ……..so diversify export
base
NI’s private sector employee jobs increased by 2,000 in 2012
NI’s Pharmaceuticals output is currently at a record high
Global demand for food & pharmaceuticals to rise well into the future
NI’s public expenditure cuts are do-able……. spare a thought for the South
Recent FDI into NI & expansion of indigenous firms: e.g. Allstate, Wrightbus
2012 was a record year for the tourism industry
City of Culture / World Fire & Police Games 2013, G-8, All-Ireland Fleadh
ICT / software sector is booming
Opportunity to radically change the economy for the better…. but will it be grasped?
NI requires a relentless focus on cost – the level of public expenditure, how it is
spent & where. A forensic analysis of current public expenditure & public
service delivery is urgently required
52. Slide 52Slide 52
Not all decades have been lost! Look at Laganside!
Laganside 1994 Source: Invest NI
54. Slide 54Slide 54
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