Mutations are permanent changes to the nucleotide sequence of genetic material. There are two main types of mutations: chromosomal mutations which involve changes in chromosome structure like deletions, inversions, or duplications, and gene mutations which alter single nucleotides and can be substitutions, insertions, or deletions. Mutations can occur spontaneously during DNA replication or be caused by mutagens like radiation or chemicals. While many mutations are harmful, some can provide benefits for organisms and increase their chances of survival.