E-commerce is buying and selling of goods over the internet, while m-commerce is similar transactions made via mobile devices. M-commerce is growing due to increased convenience, as it allows transactions anywhere via mobile. However, m-commerce sites need to be optimized for mobile with lightweight pages and visibility due to limitations of small screens. In India, financial technology startups are enabling more cashless mobile transactions, while aggregator apps are outpacing individual business apps in popularity. The future of m-commerce involves hyperlocal mobile strategies and omni-channel experiences to follow customers across channels.