The document outlines the development of a net-banking system that allows bank customers to access their accounts online securely. It details project requirements, system modules, user interface specifications, and the technology used, including PHP and MySQL. The implementation aims to enhance convenience while discussing both advantages and disadvantages of the system.

1. Swami Keshvanand Institute of Technology,
Management & Gramothan, Jaipur
1
Mentor
Mr. Pratipal Singh
Submitted By
Ayush Goyal
Net-Banking System

2. Introduction
Project requirements
System modules
User interface specification
UML and data flow diagram’s
Advantages and Disadvantages
Conclusion
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CONTENTS

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“Net-banking” refers to systems that enable bank customers to
access accounts and general information on bank products and
services through a personal computer (PC) or other intelligent
device.
 Our aims at creation of secure banking system.
this will be accessible to all users who have a valid user Id and
password.
A customer can access his account from anywhere.
THE NET-BANKING SYSTEM

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 Programmers working on banking data bases came up with ideas
for online banking transactions, some time during the 1980's.
 The first online banking service in United States was introduced,
in October 1994.
 In May 1995 : Wells Fargo - the first bank in the world to offer
customer access to their accounts over the internet(allows
customer to see their accounts online).
 ICICI was the first bank to initiate the Internet banking
revolution in India as early as 1997 under the brand name
'Infinity‘.
HISTORY OF NET-BANKING

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 Customer can request details of the last ‘n’ number of transactions
he has performed on any account.
 Customer can make a funds transfer to another account in the
same bank.
 Customer can request for cheque book.
 Customer can view his monthly statement. She/he can also take
print out of the same.
 Customer can make EFT’s to accounts at their and other banks.
The system is providing balance enquiry facility.
PROJECT REQUIREMENTS
1. Functional Requirements

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 Secure Access Of Require Data.
 24X7 Availability
 User Friendly
 Intelligent User Interfaces
2. Non-functional Requirements

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Software Requirements Hardware Requirements
Operating System: Windows 7,8 Processor: any
User Interface: HTML Hard Disk: 10 GB minimum
Programming Language: PHP RAM: 256MB or more
Database: MYSQL Any Screen
Server: Xampp
3. System Requirements

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PHP
 PHP is an acronym for "PHP: Hypertext Pre-processor“.
 PHP is a widely-used, open source scripting language.
 PHP scripts are executed on the server.
 PHP is free to download and use.
 PHP can generate dynamic page content.
 PHP is compatible with almost all servers used today (Apache, IIS)
 PHP files can contain text, HTML, CSS, JavaScript, and PHP
code.
HTML
Hyper Text Markup Language.
MySQL
Standard Query Language.
MySQL is an open source Relational Database Management System.
4. Technologies To Be Used

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SYSTEM MODULES
System Modules Description
(a) Login Module A user can login with id & password
(b)Balance Enquiry User can check his balance
(c)Account History A user can check his account history
(d)Admin Module Admin can change in function or other action
(e)Loan Module User can apply for a loan(Home, Education
etc.)
(f)Money Transfer User can transfer money

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DATA FLOW DIAGRM OF SYSTEM
MODULES
Internet
banking
Login
module Money
transfer
Loan
module
Account
history
Account
opening
New
customer
data
Balance
enquiry

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Data
base
 The diagram below indicates the customer connects to the internet
to perform all the transactions after he logged in successfully then
the information will receive the server to maintain the
requirements, and it will send a copy of the data to the database
and vice versa.
Backend
Process
Event Diagram

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USE CASE DIAGRAM OF CUSTOMER
REQUIREMENTS

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E-R DIAGRAM FOR NET-BANKING
SYSTEM

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CLASS DIAGRAM FOR NET-BANKING
SYSTEM

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ACTIVITY DIAGRAM FOR NET-
BANKING SYSTEM

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(f)
Reply
User
Login
System
Account
Transaction
Access
Access
Valid user
Valid user
ONLINE
BANKING
SYSTEM
DATABASE
Administrator
(e)
(g)
(h)
(i)
(j)
Access
Registration
Process
Registration Info
Valid Administrator Create and
Update
Process
(k)
(l)
Login_ Info (m)
(n)
Account
Opening
process
User Details
Reply
(a)
(b)
(c)
(d)
Customer
Feed Back
Loan
(f)
(e)
(g)
(a)
(b)
(c)
(d)
Request
/respond
OVER ALL WORKING OF INTERNET
BANKING

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ADVANTAGES OF NET-BANKING
For customers
 Convenience 24 hours a day, seven days a week
 Cost Reducing transfer fees
 Speed Faster circulation of assets
 Competitiveness - Fostering competition in financial market
 Communicate easily
 Abolishing the uses of paper
 Offering one-stop-shop solutions

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CONTINUE…
For Bank
 Larger customer coverage Reducing the costs of operations
 Promoting their services and products internationally
 Increasing the customer satisfaction and providing a personalized
relationship with customers
For small to medium Businesses
 To run its operations more effectively
 Lower cost than traditional financial management mechanisms

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DISADVANTAGES OF NET-BANKING
 A need for customer skill to deal with computers and browsers.
 Many people who are not comfortable with computers and the
Internet, often find it difficult to use internet banking
 For beginners, internet banking is really time consuming
 In many instances, a simple mistake, like clicking a wrong button,
may create a big problem.

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CONCLUSION
 The application demonstrate the way to develop an
online banking system by using interactive web client
by using JSP, Servlet with more secure way to access.
 This means the application server easily deployable and
accessible.

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