Project Report on Online Banking Project

1. 1
ONLINE BANKING
ONLINE BANKING
A
Project Report
Submitted in the partial fulfillment for the award of
BBaacchheelloorr ooff TTeecchhnnoollooggyy
IInn
CCoommppuutteerr SScciieennccee && EEnnggiinneeeerriinngg
Submitted to
Dr. A.P.J. ABDUL KALAM TECHNICAL UNIVERSITY
LUCKNOW (U.P.)
Submitted by
AARRPPIITTAA SSRRIIVVAASSTTAAVVAA ((11331166331100001122))
AASSHHWWAANNII SSIINNGGHH ((11331166331100001144))
Under the Guidance of
SShhiivvaamm SSrriivvaassttaavvaa
Department of Computer Science & Engineering
Dr. M.C. SAXENA GROUP OF COLLEGES
LUCKNOW
NOV-2016

2. 2
ONLINE BANKING
TABLE OF CONTENTS
Chapter 1: INTRODUCTION 5-7
1.1 Introduction
1.2 Objectives
1.3 Scope
Chapter 2: PROJECT CATEGORY 8-10
2.1 JSP (Java Server Pages)
2.2 Servlet
2.3 RDBMS
Chapter 3: SYSTEM ANALYSIS 11-16
3.1 Project Scheduling
3.1.1 PERT Chart
3.1.2 Gantt Chart
3.2 Software Requirement Specifications (SRS)
3.3 UML(Unified Modelling Language) Diagrams
Chapter 4: SYSTEM DESIGN 17-21
4.1 Modularization Details
4.2 Database Design
Chapter 5: TESTING 22
5.1 Testing Techniques
5.1.1 Unit Testing
5.1.2 Integration Testing
Chapter 6: OUTPUT SCREEN 23-27
6.1 Output Screen
6.1.1 index.jsp
6.1.2 login.jsp
6.1.3 newaccount.jsp

3. 3
ONLINE BANKING
6.1.4 deposit.jsp
6.1.5 withdraw.jsp
6.1.6 transfer.jsp
6.1.7 passbook.jsp
Chapter 7: LIMITATIONS AND FUTURE WORK 28
7.1 Limitations
7.2 Future Scope and Further Enhancements
REFERENCES 29

4. 4
ONLINE BANKING
“ONLINE
BANKING”

5. 5
ONLINE BANKING
Chapter 1: INTRODUCTION
1.1 Introduction:
Online banking, also known as internet banking, e-banking or virtual banking, is an electronic
payment system that enables customers of a bank or other financial institution to conduct a
range of financial transactions through the financial institution's website. The online banking
system will typically connect to or be part of the core banking system operated by a bank and
is in contrast to branch banking which was the traditional way customers accessed banking
services.
The main goal of the system is to automate the process carried out in the bank with improved
performance an realize the vision of paperless banking.
PROBLEM STATEMENTS:
This banking process consists of five divisions. There are customer details, creating a new
account, withdrawing money, transferring money to the another account and depositing
money as well as customer can see his passbook after doing various transactions.
To create a new account verifies the rules and after successful creation of the account he get
an account number and OTP (One Time Password) from a database. To withdraw money
checks the balance in our account and then get the money. To deposit money enter the
account number and give the account to be deposited. Customer can also close his account
permanently or deactivate his account on the temporary basis according to his requirement.

6. 6
ONLINE BANKING
1.2 Objectives:
1. To allow only authorized user to access various function and processed available in the
system.
2. Reduced clerical work as most of the work done by computer.
3. Provide greater speed & reduced time consumption.
4. Ensures that users can be able to open their accounts in a convenient manner at a
convenient time anytime, anywhere as long as they are connected to the internet.
5. Allow for users to check their transaction and account details conveniently; again anytime,
anywhere.

7. 7
ONLINE BANKING
1.3 Scope:
Banking activities are considered to be the life blood of the national Economy. Without
banking services, trading and business activities cannot be carried on smoothly. Banks are the
distributors and protectors of liquid capital which is of vital significance to a developing
country.
Efficient administration of the banking system helps in the economic Growth of the nation.
Banking is useful to trade and commerce.

8. 8
ONLINE BANKING
Chapter 2: Project Category
2.1 JSP (Java Server Pages):
JavaServer Pages (JSP) is a technology for developing web pages that support dynamic
content which helps developers insert java code in HTML pages by making use of special
JSP tags, most of which start with <% and end with %>.
A JavaServer Pages component is a type of Java servlet that is designed to fulfill the role of
a user interface for a Java web application. Web developers write JSPs as text files that
combine HTML or XHTML code, XML elements, and embedded JSP actions and
commands.
Using JSP, you can collect input from users through web page forms, present records from a
database or another source, and create web pages dynamically.
JSP tags can be used for a variety of purposes, such as retrieving information from a
database or registering user preferences, accessing JavaBeans components, passing control
between pages and sharing information between requests, pages etc.

9. 9
ONLINE BANKING
2.2 Servlets:
Java Servlets are programs that run on a Web or Application server and act as a middle layer
between a request coming from a Web browser or other HTTP client and databases or
applications on the HTTP server.
Using Servlets, you can collect input from users through web page forms, present records
from a database or another source, and create web pages dynamically.
Java Servlets often serve the same purpose as programs implemented using the Common
Gateway Interface (CGI). But Servlets offer several advantages in comparison with the
CGI:-
 Performance is significantly better.
 Servlets execute within the address space of a Web server. It is not necessary to
create a separate process to handle each client request.
 Servlets are platform-independent because they are written in Java.
 Java security manager on the server enforces a set of restrictions to protect the
resources on a server machine. So servlets are trusted.
 The full functionality of the Java class libraries is available to a servlet. It can
communicate with applets, databases, or other software via the sockets and RMI
mechanisms that you have seen already.

10. 10
ONLINE BANKING
2.3 RDBMS:
RDBMS stands for Relational Database Management System. RDBMS is the basis for SQL,
and for all modern database systems like MS SQL Server, IBM DB2, Oracle, MySQL, and
Microsoft Access.
A Relational database management system (RDBMS) is a database management system
(DBMS) that is based on the relational model as introduced by E. F. Codd.
There are many popular RDBMS available to work with. However, our project uses
MySQL database for back end processiong.
MySQL:
MySQL is an open source SQL database, which is developed by Swedish company MySQL
AB. MySQL is pronounced "my ess-que-ell," in contrast with SQL, pronounced "sequel."
MySQL is supporting many different platforms including Microsoft Windows, the major
Linux distributions, UNIX, and Mac OS X.
MySQL has free and paid versions, depending on its usage (non-commercial/commercial)
and features. MySQL comes with a very fast, multi-threaded, multi-user, and robust SQL
database server.
Features:
 High Performance.
 High Availability.
 Scalability and Flexibility Run anything.
 Robust Transactional Support.
 Web and Data Warehouse Strengths.
 Strong Data Protection.
 Comprehensive Application Development.
 Management Ease.
 Open Source Freedom and 24 x 7 Support.

11. 11
ONLINE BANKING
Chapter 3: SYSTEM ANALYSIS
3.1 Project Scheduling:
3.1.1 PERT Chart:
S: Start
A: Analysis
B: Design CUI
C: Coding
D: Testing
E: Maintenance
F: Design GUI
G: Testing GUI
H: Implementation

12. 12
ONLINE BANKING
3.1.2 Gantt Chart:
0
0.5
1
1.5
2
2.5
3
3.5
4
4.5
Analysis Designing Coding Testing Maintenance
No.ofWeeks
Processes

13. 13
ONLINE BANKING
3.2 Software Requirement Specifications (SRS):
Software Requirements Hardware Requirements
Operating System: Windows or linux or
MAC
Processor: any
Front End: HTML, JSP Hard Disk: 1 GB minimum
Back End: Servlet RAM: 256MB or more
Database: MYSQL Any Screen
Web Server: Tomcat-Apache 8.0

14. 14
ONLINE BANKING
3.3 UML (Unified Modelling Language) Diagrams:
3.3.1 Use Case Diagram:
Use case diagrams are usually referred to as behavior diagrams used to describe a set of
actions (use cases) that some system or systems (subject) should or can perform in
collaboration with one or more external users of the system (actors).

15. 15
ONLINE BANKING
3.3.2 State Chart Diagram:
State Chart Diagrams are used to represent a single object and hoe its behavior causes it to
change state.

16. 16
ONLINE BANKING
3.3.3 Activity Diagram:
Activity Diagrams are used to model how different areas of work behave with each other
and interaction.

17. 17
ONLINE BANKING
Chapter 4: SYSTEM DESIGN
4.1 Modularization Details:
Following are the modules which are used in our project:
4.1.1 Bank Customer Module:
1. Create New Account: All the requirements should be filled with proper with correct
identification such as account number, name and initial deposit.
2. Login: Correct account number should be required to access through existing customer
otherwise this facility is not executable. There are also number of options regarding users to
avail the facilities system is giving to the user.
3. Amount Depositing, withdraw and transfer: This required a amount customer want to
deposit or withdraw or transfer and show the current balance after executing customer’s
requirement.
4. View Passbook: Customers can see their passbook after doing all the necessary
transactions they want.
5. View Profile: Correct account number should be required in order to view details of
customer’s account .If not entered correct account number, then it can’t be accessed.
6. Update Profile: Customers can also update their profile, if they want any modifications or
changes in their respective profile.

18. 18
ONLINE BANKING
4.1.2 Administrator Module:
1. View all accounts of the customers: Admin can view all the accounts of the various
account holders which are existing in the database.
2. View all Transactions: Admin can check passbook of any account holder.
3. Delete/Close Account: Admin has the right to delete or close the account of any account
holder.
4. Search for any Account: Admin can search for any account and can see the passbook of
any customer by clicking on his account.

19. 19
ONLINE BANKING
4.2 Database Design:
Table Name: users
Description- Store the details of users
Used By- Customers
Key constraints: Primary Key (mobileno)
Column Name Data Type
full_name varchar(45)
father_name varchar(45)
DOB date
address varchar(80)
mobileno varchar(10) PK
email varchar(50)
gender varchar(45)
aadhar longblob
photo longblob
sign longblob
regdatetime timestamp
Security_Question varchar(100)
Security_Answer varchar(45)
Table No: 4.2.1 users
Table Name: Admin
Description- generates OTP(One Time Password) for users
Key constraints: Primary Key (accountno)
Column Name Data Type
accountno int(13) PK AI
OTP int(5)
Table 4.2.2 Admin

20. 20
ONLINE BANKING
Table Name: account
Description- Store the accounts of users
Used By- Customers
Key constraints: Primary Key (mobileno)
Column Name Data Type
type varchar(45)
accountno int (13)
full_name varchar(45)
password varchar(45)
mobileno varchar(45) PK
regdatetime timestamp
amount double
Table No: 4.2.3 Account
Table Name: accountno_otp
Description- Stores account no and password generated for users by the system.
Used By: Customers
Key constraints: Primary Key (accountno)
Column Name Data Type
accountno int(13) PK
OTP varchar(10)
Table 4.2.4 Accountno_otp

21. 21
ONLINE BANKING
Table Name: Passbook
Description- Stores all the transaction details made by the customers.
Used By: Customers , Admin
Column Name Data Type
dor timestamp
accountno varchar(45)
accounttype varchar(45)
transactiontype varchar(45)
amount double
totbal double
mobileno varchar(45)
Related Tables:
account(mobileno→ mobileno)
Table 4.2.5 Passbook
Table Name: Deleted Accounts
Description- Store those accounts which are permanently deleted
Used By- Admin
Column Name Data Type
type varchar(45)
accountno varchar(45)
full_name varchar(45)
father_name varchar(45)
DOB timestamp
amount varchar(45)
address varchar(45)
mobileno varchar(45)
email varchar(45)
gender varchar(45)
regdatetime timestamp
Table 4.2.6 Deleted Accounts

22. 22
ONLINE BANKING
Chapter 5: TESTING
5.1 Testing Techniques: Testing is a process of executing the program with the
intent of finding errors and it establishes confidence that the program does what it is suppose
to do. Testing can be performed in two ways:-
5.1.1 Unit Testing:
It is testing of individual module. Before initiating unit testing, it must be ensured that the
code is peer previewed.
5.1.2 Integration Testing:
Integration testing is performed after all the software units are combined together. The
objective here is to test the software interfaces. Project team conducts the integration testing.
Before entering integration testing, it may be ensured that code review and unit testing have
been performed on the individual software modules.
I conducted the unit testing for finding errors and the results of the unit testing are
recorded and action initiated for rectification of the errors/defects as well as Integration
testing to check the proper interfacing among the modules.

23. 23
ONLINE BANKING
Chapter 6: OUTPUT SCREEN
6.1 Output Screen
6.1.1 index.jsp
Figure 6.1.1

24. 24
ONLINE BANKING
6.1.2 login.jsp
Figure 6.1.2

25. 25
ONLINE BANKING
6.1.3 newaccount.jsp
Figure 6.1.3

26. 26
ONLINE BANKING
6.1.4 deposit.jsp
Figure 6.1.4
6.1.5 withdraw.jsp
Figure 6.1.5

27. 27
ONLINE BANKING
6.1.6 transfer.jsp
Figure 6.1.6
6.1.7 passbook.jsp
Figure 6.1.7

28. 28
ONLINE BANKING
Chapter 7: LIMITATIONS AND FUTURE WORK
7.1 Limitations:
1. The failure of a larger institution could have serious ramifications for the entire system in
that if one universal bank were to collapse, it could lead to a systemic financial crisis.
2. SSL(Security Socket Layer) is not used.
7.2 Future Scope and Further Enhancements:
As we know that, In IT industries continuous changes or modifications in the software or
applications have been made in order to improve the existing software so that it will be more
User friendly and easy to use for the users. The Project entitled “Online Banking” is
successfully developed and tested. These modules are the basics of Online bank which we
have added in this project, the project can be further extended by adding more modules in it
without any such difficulty because proper interfacing among the modules have been done.
The new modules can be added in the project in order to make this project complete one.
These are:
1. QR Code for the users so that they can scan their account number and user name in order
to provide security.
2. Reminders for customers so that they can set their tasks.

29. 29
ONLINE BANKING
REFERENCES
Websites:
www.stackoverflow.com
http://www.javatpoint.com/jsp-tutorial
http://www.javatpoint.com/servlet-tutorial
http://www.w3schools.com/bootstrap/default.asp
http://www.tutorialspoint.com/jsp/
https://creately.com/diagram/example/h16syri82/Online%20Internet%
20Banking%20System
https://www.tutorialspoint.com/uml/uml_standard_diagrams.htm