A route to progress for the ones in dire need and abject penury. Impacting lives, leading transformation. Discover the business model of Pragati Marg Foundation, a route to progress.
Introducing the concept of Charitable Microfinance, as a renewed perspective to the dimension and dynamics of microfinance.Conventional source of finance isn't enough to tackle the challenge of poverty and abject penury. However, the proposed model of work will certainly bring in a holistic change provided it's allowed to flourish in it's vision and impacting mission.
Obstacles in reduction poverty: A Case Study of Donation Errors in Pakistan MuhammadWaseemShahza2
Today every nation want to grow especially economically. And the poverty is most serious issue and obstacle in improvement of nation or development of any individual entity.
At the current situation poverty reduction is most necessary than building of roads.
The measure and strategies by government of Pakistan has not resulted in any revolutionary development.
Causeless Happiness Organisation is a social organization in India. Causeless Happiness focuses its work on cancer patient support and Women health and their rights, engaging the non-poor to become active and supportive citizens, advocating for an effective and accountable state and making markets work for poor and marginalized people.
Jaya Karnataka, an NGO was established to promote economic growth, women empowerment, children’s education and humanity as a whole. It is founded by Mr. Muthappa Rai, a pioneer in business community and a prominent personality of the state of Karnataka. He founded this organization to extend his support to women and child healthcare, eliminate poverty and assist the civil society.
Visit: http://www.jayakarnataka.com/
Introducing the concept of Charitable Microfinance, as a renewed perspective to the dimension and dynamics of microfinance.Conventional source of finance isn't enough to tackle the challenge of poverty and abject penury. However, the proposed model of work will certainly bring in a holistic change provided it's allowed to flourish in it's vision and impacting mission.
Obstacles in reduction poverty: A Case Study of Donation Errors in Pakistan MuhammadWaseemShahza2
Today every nation want to grow especially economically. And the poverty is most serious issue and obstacle in improvement of nation or development of any individual entity.
At the current situation poverty reduction is most necessary than building of roads.
The measure and strategies by government of Pakistan has not resulted in any revolutionary development.
Causeless Happiness Organisation is a social organization in India. Causeless Happiness focuses its work on cancer patient support and Women health and their rights, engaging the non-poor to become active and supportive citizens, advocating for an effective and accountable state and making markets work for poor and marginalized people.
Jaya Karnataka, an NGO was established to promote economic growth, women empowerment, children’s education and humanity as a whole. It is founded by Mr. Muthappa Rai, a pioneer in business community and a prominent personality of the state of Karnataka. He founded this organization to extend his support to women and child healthcare, eliminate poverty and assist the civil society.
Visit: http://www.jayakarnataka.com/
Julian Omidi recently refocused his main energy on philanthropic activities and providing aid to the less fortunate. Earlier this year, he and his brother Michael Omidi, MD founded the charity No More Poverty. The organization seeks to end poverty at home and abroad by supporting the efforts of like-minded charities and agencies. Current efforts are focused on increasing awareness of and donations to charities already doing great work to address poverty and its staggering effects throughout the world.
We want to teach the world on how to end poverty. As a team, we wish help the world to extinguish this problem. We aim to inspire people from all walks of life to join us in helping the people in need, so as to build a better place, for the next generations to come.
- Want to see change? Be that change today. Live to inspire. -
The summer 2020 issue of the National Investor Relations Institutes IR Update spotlights investor relations professionals who give back to their communities. Lisa Ciota is highlighted as one of those professionals
Julian Omidi recently refocused his main energy on philanthropic activities and providing aid to the less fortunate. Earlier this year, he and his brother Michael Omidi, MD founded the charity No More Poverty. The organization seeks to end poverty at home and abroad by supporting the efforts of like-minded charities and agencies. Current efforts are focused on increasing awareness of and donations to charities already doing great work to address poverty and its staggering effects throughout the world.
We want to teach the world on how to end poverty. As a team, we wish help the world to extinguish this problem. We aim to inspire people from all walks of life to join us in helping the people in need, so as to build a better place, for the next generations to come.
- Want to see change? Be that change today. Live to inspire. -
The summer 2020 issue of the National Investor Relations Institutes IR Update spotlights investor relations professionals who give back to their communities. Lisa Ciota is highlighted as one of those professionals
Descrição da palestra no TDC 2014 Poa:
http://www.thedevelopersconference.com.br/tdc/2014/portoalegre/trilha-agile
TDD (Test-driven development) é uma técnica para construção de software que guia o desenvolvimento de software através da escrita de testes. Muito se falou nesse ano, mas pouco se aprendeu. Mas qual é essência real do TDD? A resposta é simples, a essência está em seu mantra: Red / Green / Refactor. O TDD será destilado, explicando seus detalhes além do seu mantra.
Será mostrado o TDD no eXtreme Programming (XP), a importância da refatoração para o TDD, frameworks xUnit, como solucionar problemas complexos com Baby Steps, o valor do Clean Code, e como isso é importante para Coding Dojos. Patterns do TDD serão apresentados, dando a base para a essência do TDD. As relações do TDD com Agile Testing, ATDD e BDD também serão discutidas.
Da comunidade para a comunidade / Coding Dojo, e dai?!Alê Borba
Descrição rapida do que é o iMasters e sobre os motivos de organizar e/ou participar de Coding Dojos.
Apresentado no III EATI de Frederico Westphalen - RS
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It will be truism to say that English has become indispensable. Everyone knows it, but the fact is not many academic institutions give serious attention to communicative skills in English during a student's formative years. In many schools and colleges it is taught as a subject ignoring the very purpose of studying a language: to communicate.
Estonian budgeting reform - Veikko Kapsta, EstoniaOECD Governance
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This SlideShare is about leading a digital school in the CEWA context. This version includes updated scenarios - hypothetical challenges designed to provoke deep thinking about ICT leadership from a Teaching and learning context.
Smile India Trust's amazing work targeted supporting poor familiesSmile India Trust
Smile India Trust is an NGO working for the poor. We started our services in 2017. Our NGO avails poor families in meeting them with the necessities. Visit Here:- https://bit.ly/3xUQRQd
Good intentions does not mean real impactRobin Low
My experience and lessons learned from going to all major disasters in the past 15 years. This is my talk in Tokyo in November 2015.
My failures and successes are all lessons for everyone to learn.
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Smile India Trust is a top NGO in India for helping poverty-stricken people. Poor people suffer the most from any kind of inequality. They get the lowest level of services even from the hospitals. Visit Here: https://bit.ly/3HRJZXz
Do Donations, Charities, CSR programs really have any impact long term?
We should rethink the way we give and empower others if we are serious about solving the most pressing problems we face.
SMILE FOUNDATION, well known NGO that works allover INDIA for child health, child education, women empowerment and welfare of people. This is a presentation made showcasing the same.
* all information is gathered from various websites and information available on net*
The Winning Formulae for Leadership ExcellenceDebidutta
"Leadership is influence and a leader knows the way, goes the way and shows the way". (John C Maxwell). In order to boost excellence in your leadership, please make deliberate actions on applying these formulae. Also you are requested to kindly share your opinion or feedback on this. Together we can, together we will...
Five Winning Formulae for Entrepreneurial ExcellenceDebidutta
Many start but few succeed. Precisely, most of the reasons of such failures were controllable in nature. A stitch at time would have certainly saved nine. So why not get the winning formulae right at this stage of your Entrepreneurship. Believe me, no matter what stage or level of Entrepreneurship you are, remember you are designed for excellence. So, go get it !!!
The Five Essentials for a Satisfying CareerDebidutta
Find out the five essentials for a satisfying career. We are what we are because of our choice. Choose your career that can feed your passion. Work your love and love your work.
Dream, decide and dedicate. See your entrepreneurial dream, decide to follow it and stay dedicated in the process. Remember you have the best that the rest is yet to see.
You are designed for excellence. Just don't limit yourself to any grade. Grow everyday and let the world see a better you than what they had seen yesterday.
ZGB - The Role of Generative AI in Government transformation.pdfSaeed Al Dhaheri
This keynote was presented during the the 7th edition of the UAE Hackathon 2024. It highlights the role of AI and Generative AI in addressing government transformation to achieve zero government bureaucracy
Understanding the Challenges of Street ChildrenSERUDS INDIA
By raising awareness, providing support, advocating for change, and offering assistance to children in need, individuals can play a crucial role in improving the lives of street children and helping them realize their full potential
Donate Us
https://serudsindia.org/how-individuals-can-support-street-children-in-india/
#donatefororphan, #donateforhomelesschildren, #childeducation, #ngochildeducation, #donateforeducation, #donationforchildeducation, #sponsorforpoorchild, #sponsororphanage #sponsororphanchild, #donation, #education, #charity, #educationforchild, #seruds, #kurnool, #joyhome
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A process server is a authorized person for delivering legal documents, such as summons, complaints, subpoenas, and other court papers, to peoples involved in legal proceedings.
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By raising awareness, providing support, advocating for change, and offering assistance to children in need, individuals can play a crucial role in improving the lives of street children and helping them realize their full potential
Donate Us
https://serudsindia.org/how-individuals-can-support-street-children-in-india/
#donatefororphan, #donateforhomelesschildren, #childeducation, #ngochildeducation, #donateforeducation, #donationforchildeducation, #sponsorforpoorchild, #sponsororphanage #sponsororphanchild, #donation, #education, #charity, #educationforchild, #seruds, #kurnool, #joyhome
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
This session provides a comprehensive overview of the latest updates to the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (commonly known as the Uniform Guidance) outlined in the 2 CFR 200.
With a focus on the 2024 revisions issued by the Office of Management and Budget (OMB), participants will gain insight into the key changes affecting federal grant recipients. The session will delve into critical regulatory updates, providing attendees with the knowledge and tools necessary to navigate and comply with the evolving landscape of federal grant management.
Learning Objectives:
- Understand the rationale behind the 2024 updates to the Uniform Guidance outlined in 2 CFR 200, and their implications for federal grant recipients.
- Identify the key changes and revisions introduced by the Office of Management and Budget (OMB) in the 2024 edition of 2 CFR 200.
- Gain proficiency in applying the updated regulations to ensure compliance with federal grant requirements and avoid potential audit findings.
- Develop strategies for effectively implementing the new guidelines within the grant management processes of their respective organizations, fostering efficiency and accountability in federal grant administration.
Presentation by Jared Jageler, David Adler, Noelia Duchovny, and Evan Herrnstadt, analysts in CBO’s Microeconomic Studies and Health Analysis Divisions, at the Association of Environmental and Resource Economists Summer Conference.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
2. Do You Know?
Nearly half of world’s population live on less than $2.5 a
day.
71% of the world population lives on less than $10 day.
870 Million People worldwide do not have enough food to
eat.
Nearly 1 Billion people lack access to water.
Nearly 22,000 children die every day due to poverty.
Preventable diseases like diarrhea and pneumonia take the
lives of 2 million children every year Source
3. Do You Know?
Nearly ¼ of the global poor live in India.
100 Million Indians live in slums.
75 Million lack decent sanitation.
70% of India live in villages.
7. Since 1997 over 200 thousands poor Indian
farmers have committed suicide.
8. “Overcoming poverty is not a task of charity, it is an
act of justice. Like slavery and apartheid, poverty is
not natural. It is manmade and it can be overcome
and eradicated by the actions of human beings.”
-Nelson Mandela
I know you are
concerned
9. How we help solve the
issues?
We select our beneficiaries based on perceptible poverty indicators/assessment
tools.
Do the SWOT analysis.
Work on developing their skill, knowledge, attitude and set SMART goals.
Help them get established in groups.
PMF’s range of services facilitate the required financial and non-financial
resources to convert strengths into core competence & weaknesses into
strengths.
We focus on creating success stories out of our direct beneficiaries.
Our model graduates become a source of inspiration and attraction for others.
In a way, PMF’s efforts have both direct and indirect impact on the immediate
and distant communities helping us achieve organic growth Y-o-Y.
11. How is actually
works?
PMF
Branch
Community Groups e.g.
JLGs, CLGs
Institutional
Support
More Community
Groups
Training and
Skill
Development
Charitable
Microfinance
Jacob’s Flock
Individual
Support
Gyandeep UttamswasthSuccess Stories Success Stories
14. Success Stories
Heeralal (left) was released from the clutch of an extremely high cost
loan (120% interest pa). Along with a few other members of his
locality, the second microloan fulfilled their vision of winter crop
cultivation.
16. Success Stories
A skilled stone worker, became jobless. Lost all savings in the treatment
of his spouse. In the dark hours of his life, PMF ignited a ray of light.
Along with his ancestral dream of green winter crops, his small
business store and the poultry have returned his old days back!!!
25. Success Stories
With the help of a microloan, Kamala Bai could meet the health needs
of her daughter.
26. How can you help?
You have already done so….
You can adopt a locality/community/village
Become a regular donor
Join our Organization as Volunteer
Consider making a bequest to Pragati Marg Foundation.
27. What’s in it for you?
The best way to illustrate this to you is to tell you
how having this cause has impacted my life…
A Purpose
Satisfaction
A sense of Achievement
Self-worth
And that you have made a difference in someone’s life.
29. References
• 2007 Human Development Report, United Nations Development
Program, November 27, 2007, Pg. 25
• 2006 United Nations Human Development Report, Pg. 6,7,35
• State of the World’s Children, 2005, UNICEF
• Millennium Development Goals Report 2007
• World Development Indicators 2008, World Bank August 2008
• Shaohua Chen and Martin Ravallion, The developing world is
poorer than we thought, World Bank, August 2008
• The State of the World’s Children, 1999, UNICEF State of the
World, Issue 287 – Feb 1997
• money.cnn.com
• Data Bank of Pragati Marg Foundation
Editor's Notes
Incredible India
Incredible India
Incredible India
Incredible India
Incredible India
Incredible India
Incredible India
Incredible India
model graduates become a source of attraction/inspiration for others.
model graduates become a source of attraction/inspiration for others.
Our aim is to glorify God by assisting the poor and impoverished in setting up various business enterprises, so that they can enjoy basic human rights, a reasonable living standard and become self sustaining.
Upon repayment of the loan, we then use the funds again to help the next person.
Hence we are using the same fund over-and-over again to help more people.
We help the poor via providing them with a loan rather than a donation.
At the end of the loan cycle the client had 500% return on investment.
He could preserve enough seed of Ginger to support future ginger crops.
Today, after five years he grows enough ginger and a variety of other cash crops spiralling out of the surplus sale of Ginger. But that wasn’t the end of the story…
Sister Eli and Shankarlal were given a second loan to start a grocery business, the first business ever in the community they live in.
This business is earning them over ₹ 150 – 200 a day on profit now.
The business has also added up a small Refrigerator, diversifying the business to sell soft drinks and water pouches.
This family is on its progressive way out of poverty now.
We wish many more Eli Bai and Shankarlal in near future.
Heeralal and a group of five other ladies were financed a bore well last year.
They are able to grow wheat, aubergine, cucumber, ladyfinger and other vegetables with access to irrigation.
Such crops are growing for the first time in their lives and the community they live in.
They have now food sufficiency and also a decent income from the food surplus.
Their income has grown by at least 3 times from the earlier income.
Pratap was a stone artesian earning a decent income earlier.
Unfortunately in 2005, his wife fell sick because of which he had to leave his job and stay back at home to care for her ailing wife.
Meanwhile he became jobless for over two years.
The family had to sell off most of their livestock to manage livelihood.
In 2008 he got a job which was fetching him about ₹ 800 a month.
He continued doing this job till he found our partnering organization in India,
He joined them as their field coordinator which gave him an immediate leap in income up to 4 times the previous earnings.
He availed a small personal loan to set up a small business for his wife, Bhavri Bai.
Their small business earns them about 2 AUD a day on profit. They had taken a second loan to start up a honey business as well.
Our third loan enabled them to dig a bore well and purchase a motor pump to create a history so dearly awaited for over generations.
For the first time ever, Pratap was able to cultivate summer crops in 2014. But that was not the end of the story....
For the first time ever, Pratap Damor’s field appeared lush green in February. We saw him growing wheat, peas and onion. It was his first winter crop.
The family is way above poverty now and he has already helped 250+ families move out of poverty in due course of time.
However, the story hasn’t ended yet...
Pratap has recently ventured into a poultry business as well. In a quick span of time, i.e. by May 2015 his income will touch five digit figures, a far-off dream for anyone like him who started off all afresh after loosing a decent income from his stone acumen.
This is Mesari Bai with her financed goats.
They were financed two goats from us. Goats out here are poor man’s cow.
In a quick span of six months, their goatery has increased up to five. One of their goats bore them three bucks which means in a span of one year they will get 3 times return on their investment.
Sister Sonu is from Badwani, Madhya Pradesh.
Due to some psychological problem her husband can’t work. The family was highly impoverished. With great difficulties Sonu used to manage her household needs.
Our microloan helped her start a videogame parlor in her home.
Her micro-business, the first of its kind in her pseudo-urban locality, is supporting a decent income up to ₹250/- a day and her family is well supported from this initiative.
This is Munna and Leela from Badwani region of Madhya Pradesh, India.
With the support of our first microloan they could become the owner of a floor polishing machine. In fact, they have become the owner of three of them in two years span now.
Their present income is way above the poverty line. In fact they have enabled three other poor guys to come out of poverty as well.
This is Dayal from Budkuch in Madhya Pradesh, India.
He was a recent convert to Christ and the goons were after him. As a labourer he used to stay away from home which wasn’t safe for his family.
He came back home and became jobless.
With the support of a first microloan he could start a modest road-side cafe selling tea and Indian snacks.
His earnings are about ₹500/- a day on profit. A small microloan has supported to start off a small business for him.
They are now planning expansion of this business.
This is Johnson from Puniavhat Village in Madhya Pradesh, India.
With the support of a microloan, he was able to start a wheat flouring factory in his village.
This is the first factory of all kinds in his village.
Needless to say this man has some prolific gain out of such venture.
This is Guddy and her husband Champalal from Alirajpur, Madhya Pradesh.
She was able to purchase a tailoring machine with the help of our microfinance.
She is now running a small tailoring business to meet the local demands.
A housewife turned micro-entrepreneur is gradually adding some decent income to the family.
This is Munna Davar and Papita Devi from Badwani, Madhya Pradesh.
This couple struggled for employment for an income not sufficient enough to meet their family needs.
A small Microloan from us enabled them to purchase a pile of chairs which they lent on rentals now. Their rental business has grown up now to add a number of other assets to the business i.e. a manual trolley, tent etc.
Their income is more than ₹1000/- a day now. This business is also supporting two other families earning up to ₹7500/- every month.
This is Patras, Indian name for Peter right in the middle of the photograph. His family includes his Parents and his spouse. They recently had a new member to their family. They live in the Puniavhat village of Madhya Pradesh.
Our microloan has helped him purchase a second hand Taxi. Patras runs three to four trips daily which is earning him a very decent income.
Kamala Bai is a widow from Udaipur, Rajasthan.
She was in desperate need for money to meet the medical expenses of her daughter who had a suspected malignant growth in her breast.
The main line Banks out there refused her loan in absence of collateral.
However, she was financed money by us to get her daughter operated last year.
Her daughter has completely recovered now and is pursuing her higher studies. She is aspiring to become a Govt. School Teacher in India.