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Presentation of Business Finance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object]
BANK DEFINITION: ,[object Object],[object Object],[object Object],“ Banks are the guardian & distributor of money”
[object Object]
[object Object],[object Object],Mission statement ,[object Object]
[object Object]
Our Vision ,[object Object]
Our Mission ,[object Object]
ACCOUNTS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Islamic Terminologies to understand  deposits: ,[object Object],[object Object],[object Object]
Deposit Schemes: ,[object Object],The Riba-Free Meezan Bachat Account works under the principles of Mudarabah and is strictly in conformity with the rules of Islamic Shariah.  On agreeing to become an account holder, the customer enters into a relationship based on Mudarabah with Meezan Bank. Under this relationship, the customer is an Investor (Rab ul Maal), and the Bank is the Manager (Mudarib) of the funds deposited by the customer. ,[object Object],Trasactions are not limited. No profit is given on this account.
Karobari Munafa Account Profit will be calculated on a Daily Product Basis Minimum balance requirement for account opening is Rs. 1Million. No restriction on deposits and withdrawals. Free facilities: cheque books and pay orders. Dedicated account / relationship manager. Basic Banking Account (BBA)
[object Object],[object Object],[object Object],[object Object],Difference in Deposits:
Car Ijarah: ,[object Object],[object Object],[object Object],[object Object],[object Object]
Car Ijarah, Pakistan’s First Islamic Car Financing ,[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Diminishing Musharka: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Murabaha: ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]
[object Object]
Easy Buyer  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Easy Builder ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Easy Renovate ,[object Object],[object Object],[object Object]
Easy Replace ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Musharaka: According to this concept, a financier and his client participate either in the joint ownership of a property or an equipment, or in a joint commercial enterprise.  Musharka is the partnership. The profit is shared among the bank and the customer with which there is a partnership agreement.
4210 43 4167 240. 4253 87 4167 239. 14106 9939 4167 12. 14149 9983 4167 11. 14193 10026 4167 10. 14236 10069 4167 9. 14280 10113 4167 8. 14323 10156 4167 7. 14366 10200 4167 6. 14410 10243 4167 5. 14453 10286 4167 4. 14497 10330 4167 3. 14540 10373 4167 2. 14583 10417 4167 1.         Total payments(Rs.) Monthly  Rent Unit Price Months
Loans offered by MCB: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
MCB  CAR4U ,[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
Apna Ghar Pyara Ghar  MCB Pyara Ghar now provides you with all you want as you can renovate your existing home, buy or construct a dream house that you always envisioned for you and your family. After all, "Apna Ghar... Pyara Ghar"
[object Object],[object Object],[object Object],[object Object]
Amortization schedule for Pyara Ghar  Remaining tenure (in months)  117 Pricing  13.5% Equal monthly installments  On finance amount (Rs)  6509 Equal monthly installments  With insurance premium  6521
399849 1988 4521 6509 12 401837 1966 4543 6509 11 403803 1945 4564 6509 10 405748 1923 4586 6509 9 407671 1901 4608 6509 8 409572 1880 4629 6509 7 411452 1860 4649 6509 6 413312 1839 4670 6509 5 415151 1818 4691 6509 4 416969 1798 4711 6509 3 418767 1778 4731 6509 2 420545 1758 4751 6509 1 422303 Principle o/s Principle payment  Financial charges  EMI Months
[object Object],Difference in Financing:
 

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Finance

  • 1.  
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13. Karobari Munafa Account Profit will be calculated on a Daily Product Basis Minimum balance requirement for account opening is Rs. 1Million. No restriction on deposits and withdrawals. Free facilities: cheque books and pay orders. Dedicated account / relationship manager. Basic Banking Account (BBA)
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26. Musharaka: According to this concept, a financier and his client participate either in the joint ownership of a property or an equipment, or in a joint commercial enterprise. Musharka is the partnership. The profit is shared among the bank and the customer with which there is a partnership agreement.
  • 27. 4210 43 4167 240. 4253 87 4167 239. 14106 9939 4167 12. 14149 9983 4167 11. 14193 10026 4167 10. 14236 10069 4167 9. 14280 10113 4167 8. 14323 10156 4167 7. 14366 10200 4167 6. 14410 10243 4167 5. 14453 10286 4167 4. 14497 10330 4167 3. 14540 10373 4167 2. 14583 10417 4167 1.         Total payments(Rs.) Monthly Rent Unit Price Months
  • 28.
  • 29.
  • 30.
  • 31. Apna Ghar Pyara Ghar MCB Pyara Ghar now provides you with all you want as you can renovate your existing home, buy or construct a dream house that you always envisioned for you and your family. After all, "Apna Ghar... Pyara Ghar"
  • 32.
  • 33. Amortization schedule for Pyara Ghar Remaining tenure (in months) 117 Pricing 13.5% Equal monthly installments On finance amount (Rs) 6509 Equal monthly installments With insurance premium 6521
  • 34. 399849 1988 4521 6509 12 401837 1966 4543 6509 11 403803 1945 4564 6509 10 405748 1923 4586 6509 9 407671 1901 4608 6509 8 409572 1880 4629 6509 7 411452 1860 4649 6509 6 413312 1839 4670 6509 5 415151 1818 4691 6509 4 416969 1798 4711 6509 3 418767 1778 4731 6509 2 420545 1758 4751 6509 1 422303 Principle o/s Principle payment Financial charges EMI Months
  • 35.
  • 36.