The document provides information about Meezan Bank, which is the largest Islamic bank in Pakistan. It discusses the bank's mission and shareholders, board of directors, advisory board, products and services, and SWOT analysis. The key points are: 1. Meezan Bank is the largest Islamic bank in Pakistan, with Noor Financial, PKIC, and IDB as major shareholders. 2. The bank offers various Shariah-compliant deposit accounts, certificates, consumer financing, and electronic banking services to customers. 3. A SWOT analysis identifies the bank's strengths in Islamic banking expertise and network, and opportunities in market growth, while noting weaknesses in resources and threats from competition.

1. Meezan
Bank
The Premier Islamic
Bank
Presented to:
Sir. Bajwa

2. Introduction

4. Mission

5. Noor Financial Investment Co.
Pakistan Kuwait Investment Company
Islamic Development Bank Jeddah
49%
9%
30%
Shares

6. The Board of Directors comprises of:
H.E. Sheikh Ebrahim Bin Khalifa (Chairman)
Abdullateef Al- Asfour
Shaharyar Ahmad
Rana Ahmed Humayun
Riyadh Edrees
Muhammad Azzarood Rajab
Ahmed Abdul Rahim
Al- Sarawi
Mohammad Abdul aleem
Irfan Siddiqui (President & CEO)
Ariful Islam (Deputy CEO)

7. J ust ice Muhammad Taqi Usmani (pk.)
Dr. Muhammad I mran Usmani (pk.)
Dr. Abdul Sat t ar (Saudi Arabia)
Sheikh Essam M. I shaq

8. Products
Deposit
accounts
Terms &
Certificat
es
Electronic
Banking
Consumer
Finance
Services

9. Deposit Accounts
Rupee Current Account
Rupee Saving Account
Labbaik Saving Aasaan
Dollar Saving Account
Euro Saving Account
Pound Saving Account
Meezan Bachat Account
Business Plus Account
Meezan Kid Club Account
Meezan Teen Club Account
Karobari Munafa Account

10. Meezan Current Account
Meezan Current Account is a Rupee- base current
account that provides you the convenience of
putting your money in a Riba- free account.
Meezan Current Account is based on Qard
contract were the Bank is liable to pay your
money on demand.
Meezan Current Account can be opened by
individuals, Sole- Proprietorships, Partnerships
and limited companies.

11. Features
Minimum investment required to open an account
is Rs. 1000
Free issuance of Cheque book
Free issuance of Pay Order
Free internet banking
No restriction on withdrawals or number of
transactions

12. Meezan Rupee Saving Account
Meezan Bank’s Rupee Saving Account provides
monthly profit along with a variety of free
packaged benefits.
Profit is calculated on the daily balance and
credited into the account on a monthly basis.
Minimum Investment for opening an account is
Rs. 100/-

13. Meezan Labbaik Saving Assan is an ideal
deposit product for individuals who wish to
save for their spouse, children, parents or
other family mambers for performing Hajj
or Umrah on a future dates.
It is a recurring deposit account, where
the customer the customer deposits
contributions as per schedule.

14. Features
Minimum amount to open an account is Rs.
1000/-
Labbaik Saving plan is available for 6 months to
20 years
It is a Pak Rupee account
It is a non- cheque account
After completion of the desired deposit amount,
customer will have a right to travel with Meezan
Bank

15. The Riba- free Saving Account is a Mudarabah
Base saving account that can open and operate
using US dollars.
Minimum investment required to open an
account is $100
Profit will be paid on monthly basis
Free cheque book
Profit will be calculated on daily basis
Foreign remittences

16. Meezan Euro Saving Account
Meezan Pound Saving Account

17. Meezan Bachat Account
Meezan Bachat Account is a saving account for
small savers that offers a higher expected
profit.
The minimum invetment required for opening
an account is Rs. 25,000/-
There is no restriction on withdrawals or
number of transactions.

18. Meezan Karobari Munafa Account is a savings
account where profit is calculated on daily
balances and credited into the account on
monthly basis.
The minimum investment required for opening
an account is Rs. 1 million.
The customer can avail free cheque book and
pay
order facilities.

19. Meezan Business Plus is a business account with
several features that make it very suitable for
use as a business account.
Minimum investment required to open an account
is Rs. 100
There is no restriction on number of trasactins
Free cheque book
Free pay order
Free VISA Debit Card
Free account statement
Free SMS alert service
Free intercity clearing
Free online banking

20. Both are saving accounts
Teens Club a/c specifically for teens of 12 to
18 years of age and Kids Club a/c specifically
for kids under the age of 12 years
Teens a/a open with Rs. 1000/- and Kids a/c
open with Rs. 500/-
Hala profit every month
Exciting gifts on account opening
Free cheque book
Free Visa debit card in different colors for
boys
and girls
No minimum account balance required

21. Meezan Amdan
Certificate
Certificate of
Islamic Investment
Monthly Modarabah
Certificate
1 2
3 4
Dollar Modarabah
Certificate

22. COII is a Mudarabah based deposit product
through which you can invest your saving for
periods ranging from 3 months to 5 years.
Profit payment options are monthly, quarterly
or at maturity
Minimum investment required for quarterly and
on- maturity payment is Rs. 50,000/-
Minimum investment required for monthly profit
payment is Rs. 200,000/-

23. Meezan Amdan Certificate is a Term Deposit
certificate that offers a higher expected
monthly to investor for periods of 5 and 7
years.
It is ideal for those individual & businesses
who needed a regular stream of monthly income.
Minimum investment required is Rs. 100,000/-
Minimum investment for widows and senior
citizens is Rs. 50,000/-
Profit payment is made to your Meezan bank
account on monthly basis

24. Monthly Mudarabah Certificate is a short
term deposit product for an investment period
of 1 month only. Profit is paid on maturity
with a re- investment option available on a
continuous basis.
Minimum investment required is Rs.
100,000/-
Monthly profit payment is made to your
Meezan
Bank account
Pre- mature withdrawal can be made as per

25. Dollar Mudarabah Certificate is a foreign
currency Tem Deposit Certificate through one
can invest US Dollars for defined periods.
Minimum investment required is USD 10,000/-
Investment tenures are 3 months, 1 year and
3 years
Profit payment will be made either at maturity
or
on a six monthly basis to your Meezan Bank
Dollar
saving account

26. Electronic Banking provides non- stop banking
convenience, twenty four hours a day, 7 days a
week
Internet
Banking
VISA
Debit
Card
Meezan
Quick
Pay
ATM
Networ
k
SMS
Alerts
Call
Center
InterBank
Fund
Transfer

27. Meezan VISA Debit Card provides convenience
to the customer to access their money anytime
anywhere, at all outlets displaying the VISA
symbols.
Meezan VISA Debit Card accepted at more
than 10 million retal outlets worldwide.

28. Meezan Bank provides a smarter way to bank
through its Internet Banking facility,
providing customers global access to their
account 24 hours a day, 7 days in a weeek.
Meezan Internet Banking offers the
following facilities:-
View Account Statement
Utility Bills
Mobile Prepaid & Postpaid
Payments
Fund Transfer Facility
Account Activity Alerts
Balance Inquiry of
Multiple Accounts
Cheque Book Request
Real Time Cheque Status
& Stop Payment Request

29. Meezan Bank offers a nationwide network of
over 200 ATMs located at its branches and at
prominent off- site locations across the
country.
The Bank also offers access to more than
2000 ATM locations country- wide via 1- link
and MNET Networks.

30. Meezan QuickPay is a facility that allows
customer to pay utility bills, mobile bills and
top- ups through Meezan Bank’s ATMs,
meaning that they no longer have to wait in
queues to pay these bills.
Customer can pay their telephone, gas and
electricity bills at any of Meezan Bank’s
ATMs.

31. Meezan SMS Alerts service makes your life
easier and more convenient than ever
before.
Now you do not need to call or visit the
branch to inquire about your daily
transactions.
Once you sign up for the Meezan SOS
Alert service, you will receive an instant
SMS alert from Meezan Bank on your
mobile whenever any of the
transaction occour on your Current or
Saving account(s)

32. Meezan Bank offers Inter Bank Fund
Transfer (IBFT) facility to VISA debit card
customers.
A fast, secure and convenient service which
allows you to transfer funds to the following
member Banks through network of ATMs:-Allied Bank
Askari Bank
Bank Alfala Limited
Bank of Punjab
Bank Al Habib
Burj Bank Limited
City Bank
Dubai Islamic Bank
Faisal Bank Limited
Habib Bank Limited
JS Bank
Silk Bank
Sindh Bank
Soneri Bank
Standard Charted Bank
Sumit Bank
Tameer bank
United Bank limited

33. Islamic Finance Solution
Consumer Finance provides shariah Compliant
finance solution for individuals.
Car Ijarah Lapto
p
Ease
Easy
Home

34. Car Ijarah ia an auto finance facility based
on the principles of Ijarah.
Car Ijarah is a car rental agreement under
which bank purchases a new/used car of the
customer’s choice and rents it out the
customer for a period of 3 to 5 years.
The bank also provides free accidental death
coverage upto Rs. 400,000.

35. Easy Home
Easy Home is Meezan Bank’s Sharia- compliant
home financing facility which is based on the
principle of Diminishing Musharakah.
With Meezan Easy Home to enjoy the
benefits of a Riba- Free and completely Hala
financing facility.

36. Laptop Ease is a laptop finance facility
based on the concept of Musawamah which
is a general and regular kind o sale.
Through Laptop Ease, one can purchase a
branded laptop.
Easy Installment options for financing
period for 3 to 24 months.
1 year warranty for Dell, HP & Apple
products.

37. Meezan Bank is dedicated in its efforts to
provide a quality banking experience to
customers via a range of unique Banking
Services.
LOGO
Ladies BankingLabbaik Travel Aasaan
Western Union Money
Transfer
Home Remittance
1 2
3 4

38. Labbaik Travel Aasaan is a service that
Meezan Bank provides to facilitate those
customers who wish to perform Hajj or
Umrah.
Labbaik Travel Aasaan has two variants:
1.Customer can pay full price of selected
package.
2.Customer can pay a down payment with
first installment and travel after completion
of all travel arrangements.

39. Meezan Bank is the first bank in the country
to introduce ‘Ladies Banking’, a dedicated
banking section only for ladies.
This new service provides an exclusive
banking area as per the set Sariah principles
for female customers in a comfortable
environment.

40. Remittance services are simple and reliable.
They are available at your doorstep through
a wide and efficient network of
corresponding banks.
Only the leading global financial institutions
form this network of correspondent banks.

41. You can now transfer money conveniently and
in real- time to Pakistan within minutes via the
Western Union Money Transfer Service
available at all Meezan bank branches in
Pakistan. Money may be remitted via any of
the Western Union service providers located
in over 200 countries.
Western Union is a world leader in the money
tranfer business with global presence.

42. SWOT Analysis
W O T
Opport unit ies
St rengt hs
Threat s
S
Weaknesses

43. St rengt hs
Pakist an' s largest I slamic banking branch
net work.
Largest market share of Pakist an' s
I slamic banking sect or.
Comprehensive menu of t ruly Shariah-
compliant product s and services.
Dedicat ed Shariah Supervisory Board
comprising of world-renowned Shariah
scholars.
Dedicat ed depart ment f or development of
Shariah-compliant product s, research and
Shariah audit .

44. Weakness
es
Limit ed availabilit y of human
resources wit h I slamic banking
knowledge.
Limit ed opport unit ies f or
invest ment of surplus liquidit y.

45. Opportunities
Growing local and int ernat ional I slamic
Banking market .
I ncreasing awareness about I slamic
f inancial services and demand f or
Shariah-compliant product s and
services.
Signif icant pot ent ial f or market
penet rat ion.

46. Threat
s
Convent ional Banks ent ering I slamic
Banking Market .
Macro-economic challenges.
Misconcept ions and misunderst andings
among t he general public about I slamic
banking.

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