Al Baraka Bank offers various retail and business banking products and services that are Shariah compliant. For individuals, they offer savings accounts, current accounts, term deposits. For businesses, they offer treasury services, SME financing, corporate banking. They also offer services like debit cards, phone banking, bill payments, and foreign exchange services.
An presentation on Meezan bank Basic Information there products and services there history, Its board of directors it's PEST, SWOT and Financial Analysis of Year 2014 There Mission And Vision Statement there Core Values and there service Mission
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The principle objective of the study is to evaluate the performance of First Security Islami Bank (FSIBL) on the bases of CAMELS rating system. Specifically this study will look into:
a) To understand the literature of CAMELS rating system.
b) To know about First Security Islami Bank Ltd.
c) To evaluate CAMELS components on FSIBL.
d) To evaluate composite rating on FSIBL.
To suggest some policy measures for financial improvement of FSIBL.
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An presentation on Meezan bank Basic Information there products and services there history, Its board of directors it's PEST, SWOT and Financial Analysis of Year 2014 There Mission And Vision Statement there Core Values and there service Mission
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The principle objective of the study is to evaluate the performance of First Security Islami Bank (FSIBL) on the bases of CAMELS rating system. Specifically this study will look into:
a) To understand the literature of CAMELS rating system.
b) To know about First Security Islami Bank Ltd.
c) To evaluate CAMELS components on FSIBL.
d) To evaluate composite rating on FSIBL.
To suggest some policy measures for financial improvement of FSIBL.
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Islamic banking its products, history and analysis with conventional banks.Along with competitive advantages, barriers and suggestions for improvement in Pakistan.
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Company Services.
Descriptions.
Strategic planning of HBL.
Job analysis.
HRM Practices.
HR manual contains five processes.
Training and development.
Compensation.
Employee relation.
Critical analysis of HBL.
Managing dyadic interaction in organizational leadership
Foundation of Dyadic Approach.
Investigation strategies.
Measuring Dyadic Quality of Interaction.
Compatibility as a Determinants of Dyadic Interactions.
Behavioral Consequences of Quality of Interaction.
Dyadic Interactions: Making the Connections.
Role development and the leader.
personality assestement
overall life history report
methodology
Myers Briggs Personality Types:
Conflict styles
Five factor model for personality assessment
The research design and sampling procedure
conclusion
recommendation toward subject life
overall report format
ledership & its dimentions
difference b/w leader and manager
leader and culture
commitmeants of leadership
leadership styles
OCB and determinants
EQ,IQ
self effficacy, sources..
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
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An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
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This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
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7. Retail Banking Sector:
• Al Baraka Current Account.
• Al Baraka Savings Account.
• Al Baraka Khazana Account.
• Al Baraka Term Deposit.
• Al Baraka Mahana Amadani.
• Tifl-Young Savers Account.
8. Al Baraka Current Account:
Current Account can be opened in any currency Bank deems fit with
no restriction in number of withdrawals and deposits. As per the
nature of the underlying contract, there will be no profit in terms of
cash or in terms of kind can be offered to current account.
• SHARIAH BASIS OF AL BARAKA CURRENT ACCOUNT
Al Baraka Current Account is based on the Islamic principle of Qarz,
whereby the customer is the lender and the bank is the borrower.
The funds may be used by the Bank at its discretion, and are
payable, on demand, with neither any addition nor penalty.
9. Al Baraka Savings Account:
Al Baraka Savings Account comprises of all facets of an investment i.e. income,
security and growth. It has been developed to suit the requirements of
individuals and business entities.
• SHARIAH BASIS OF AL BARAKA SAVING ACCOUNT
Al Baraka Saving Account is based on the Islamic concept of Mudarabah, a
form of partnership, in which depositors act as Rab-al-Maal (Capital Provider)
whereas bank acts as Mudarib (Expertise Provider). Bank invests these funds
in a pool from which financings are given to various sectors such as Corporate,
SME, Consumer, etc. on the Islamic principles of sale, partnership and lease.
The profit arising from such financings is shared between depositors and bank
as per the agreed ratio.
10. Al Baraka Khazana Account:
Are you looking for higher profits? If ‘yes’, then this account is best suited for you. Through
this account, you can perform multiple transactions without any restrictions along with
premium profit
PRODUCT FEATURES:
• Available only in Pak Rupees only.
• Minimum initial investment of PKR 100,000/- for retail and PKR 250,000 for business
entities.
• Unlimited deposits and withdrawals.
• Slab based profit entitlement where customers will get higher profits on higher balances.
• Profit is calculated on monthly average balance and paid on monthly basis.
• Additional benefits such as e-Statement, 24/7 Phone Banking, Internet Banking, Mobile
App Banking, etc.
• Other facilities can be availed such as Pay Order, SMS Alerts, Hold Mail Facility, stop
Payment, Intercilty clearing, etc. as per prevailing Bank’s Schedule of Charges.
11. Al Baraka Term Deposit:
Al Baraka Term Deposit is a perfect solution for customers seeking higher
profits in a Shariah compliant way which can secure their future. Our sales
officers will be happy to assist you in designing an investment plan for you and
for your loved ones.
• SHARIAH BASIS OF AL BARAKA PKR TERM DEPOSIT:
Al Baraka Term Deposit is based on the Islamic concept of Mudarabah, a form
of partnership, in which depositors act as Rab-al-Maal (Capital Provider)
whereas bank acts as Mudarib (Expertise Provider). Bank invests these funds
in a pool from which financings are given to various sectors such as Corporate,
SME, Consumer, etc. on the Islamic principles of sale, partnership and lease.
12. Al Baraka Mahana Amadani:
Are you interested in monthly profit returns? Then why not go for our
Mahana Amadani which gives you competitive profit earnings on
your savings. With a minimum investment/ savings of Rs. 50,000,
you can enjoy monthly returns.
TARGET MARKET:
• Individuals (18 years & above).
• Sole Proprietor.
• Partnerships.
• Companies.
• Clubs/Societies/Associations/Trusts.
13. TiFl – Young Savers Account:
TiFl–Young Savers Account is being offered to youngsters to help them learn the importance of
saving at an early age. TiFl–Young Savers Account is designed in such a way that it aims to
become every youngster’s first bank account. It caters to the new generation’s future financial
needs gradually and conveniently. Through the benefits of this account, youngsters are
motivated to save more because of the returns they will get based on their savings.
PRODUCT FEATURES:
• Available in PKR only.
• Account can be opened with PKR 100.
• Profit calculation on daily balance basis.
• Profit credited on quarterly basis.
• No limit for minimum or maximum balance.
• Unlimited deposits and maximum of 2 withdrawals (over the counter) are allowed In a month.
• Other facilities can be availed such as Pay Order, SMS Alerts, Hold Mail Facility, stop
Payment, Intercity clearing, etc. as per prevailing Bank’s Schedule of Charges.
15. Treasury:
• We at Al Baraka Bank (Pakistan) Limited provide an attractive range of
diversified investment options backed by high expertise and experience staff.
We have one of the most competitive Islamic Treasuries in Pakistan,
providing clients with a wide selection of products.
• We realizes the need for management of funds in an efficient manner, and
that of engaging customers through its fine pricing and wide array of
products. To this end, the Treasury provides comprehensive solutions to
cater to both, with its dedicated salesmanship, prudent trading and funds
management all blended well to ensure Shariah compliance.
16. SME Banking:
At Al Baraka Bank (Pakistan) Ltd, SME Group is engaged in providing all sorts of
business solutions to Small and Medium Sized Enterprises to meet their short and long
term business requirements, through various Shariah compliant products and services
giving them satisfaction of halal banking services. We provide working capital finance
through MURABAHA, SALAM and ISTISNA and for long term requirements; we offer
DIMINISHING MUSHARAKA and IJARAH for purchase of plant & machinery and
Vehicles. SME clients are also facilitated in handling their cross border trade
transactions through import & export.
Al Baraka Bank (Pakistan) Ltd offers following services to the Small & Medium
Enterprises
• SME Financing.
• SME Deposit Services.
• PL Scheme.
• Agriculture Credit ( Tractor finance Scheme).
17. Financial Institutions:
• The Financial Institutions (FI) at Al Baraka Bank (Pakistan) Ltd. is a part of Treasury
and FI Group. The FI is mainly responsible for establishing and maintaining
relationship with Financial Institutions especially banks which include international
correspondent banks and local banks. The scope of FI covers all trade related
activities as well as managing Nostro/Vostro relationships. Trade finance services
include import/export business, consisting of advising, confirmation, negotiation,
undertakings and guarantees business. In addition to this FI is also responsible for
relationship with the Takaful/insurance companies which provide takaful/insurance
arrangements to the bank’s customers.
• Al Baraka has more than 267 international correspondents located in 70 countries,
including global banks like Standard Chartered Bank and Mashreqbank on its list
providing global reach and acceptability.
18. Corporate & Investment Banking:
The corporate environment in Pakistan continues to evolve witnessing
dynamic growth and innovation across various business sectors. With a strong
focus on the business requirements driven by industry insight, technological
innovation and highest commitment to service quality, ABPL’s Corporate
Banking aims to provide Shariah compliant products and solutions for its
corporate customers.
We offer a comprehensive suite of corporate solutions that meet the
requirements of our customers. Our expertise includes:
• Thorough understanding of our customer’s business need.
• In-depth knowledge of varied industry sectors in Pakistan..
• Skill set in offering the right product as per the Shariah rulings.
19. Services:
• Al Baraka UnionPay Debit card.
• Phone Banking.
• SMS Banking.
• E-statments.
• Utility bill payments.
• Safe deposit locker.
• Inter Bank Fund Transfers.
• Foreign Exchange Services for Individual Customers.
20. Al Baraka UnionPay Debit card:
• At Al Baraka, constantly strive to enhance our customer’s banking
experience by providing them with Shariah compliant products
and services.
• Al Baraka has partnered with ‘UnionPay International’, to give our
customers the ‘Al Baraka UnionPay Debit Card’, which not only
gives them instant access to over 4,500 ATMs throughout the
country but also allows them to transact freely on more than
30,000 merchant locations in Pakistan. Internationally, UnionPay
is accepted in more than 140 countries across the globe.
21. Inter Bank Fund Transfers:
• IBFT is a locally and internationally acclaimed concept of
transferring funds instantly from one account to another account.
In Pakistan, it is done among different member banks’ customers,
across the country.
• The need for IBFT service has grown with increased awareness,
education and enhanced lifestyles of people. It not only eliminates
the hassle of writing cheques, making Payment Orders (or
demand drafts etc.), but also reduces the cost of transaction
significantly, while increasing the outreach of customer.
22. Foreign Exchange Services for Individual
Customers:
Al Baraka Bank (Pakistan) Limited provides following Foreign Exchanges
Services for the benefits of Individuals at our branches located throughout
Pakistan.
• Remittances for Study abroad encompassing remittances related to tuition
fee, living expenses, application / processing charges for admission, initial
foreign cash requirements.
• Remittances for Medical treatment abroad encompassing initial foreign
exchange requirement for the patient as well as the attendant.
• Remittances for Travelling abroad.