This document discusses bandwidth utilization and multiplexing techniques. It begins by explaining that bandwidth is a precious commodity in communication and that bandwidth utilization aims to make wise use of available bandwidth. It then discusses various multiplexing techniques including frequency-division multiplexing (FDM), time-division multiplexing (TDM), and wavelength-division multiplexing (WDM). For each technique, it provides examples and applications. It also covers digital carrier systems like T1, T2, T3 and discusses the North American digital multiplexing hierarchy.