Depaul University Admissions Essay DePau

Depaul University Admissions
Essay : DePau
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Depaul University Admissions Essay : DePau Depaul University Admissions Essay : DePau

Dr. Ben Carson Essay
Doctor, there is a great deal of blood loss! We need to stabilize the patients and give them more
anesthetic! Many orders bounced around the operating room as the first conjoined twin separation
occurred. A slight movement to the right may rupture a blood vessel. A slight movement to the left
may breach a vein. Each move was paramount in the completion of the surgery. After 16 hours of
gargantuan pressure, the surgery was deemed a success. One may say that Dr. Ben Carson was
destined for success from an early age when in reality his childhood pushed him towards being a
model of the typical African American male stereotype. Every man has a profound story to tell. The
story of Dr. Ben Carson is one that consists of many hardships and accomplishments. ... Show more
content on Helpwriting.net ...
Benjamin Carson has had a tremendous impact on the choices that I have made in life so far. When I
was in the eighth grade I wanted to be a neurosurgeon because I was inspired what Dr. Carson had
done. After conducting a few projects based around the brain, I decided that neurology was not for me.
When I was in 9th grade I had a chance to meet Dr. Carson. I told him that I wanted to be a
neurosurgeon at first, but then I obtained a growing interest in oncology. Dr. Carson told me to follow
my passion. From that point until today I have been following my passion of doing cancer research. I
have obtained two pending publications with scientist throughout the country. I have also received top
honors at several national science fairs. Dr. Carson influenced me to follow my passion and it has
proven to be the right thing to
... Get more on HelpWriting.net ...

Control Strategies for Quad-Inverter Multiphase-Multilevel...
4.1 Minimization of power loss in faulty condition with balanced power sharing between the two three
phase windings {1} and {2}
Balanced current sharing between the two three phase windings {1} and {2} can be realized in post
fault con¬ditions by simply setting ki = 1/2. Power (voltage) sharing co efficient kv(2) to synthesize
v(2) between inverters VSIH(2) and VSIL(2).
Subsequently, the usage of VSIH(2) and VSIL(2) allows not an optimal from the point of inverter
losses, when the desired output voltage can be synthesized with just one VSIH(2) or VSIL(2).
Therefore, inverters VSIH(1) can propagate with just VSIH(2) and VSIL(2) set to zero voltage output
or vice versa providing exactly the same operating characteristics. Now, the ... Show more content on
Helpwriting.net ...
(20)
In the next section, numerical simulation tests with complete ac motor drive system and experimental
tests are conducted in open loop configuration to validate the proposed quad in¬verter control scheme
in healthy and post fault conditions.
5. Simulation and Experimental Implementation Results
The main motor numerical simulation pa¬rameters are given in Table 1. Whole quad inverter
multiphase multi¬level six phase asymmetrical open end stator windings motor system was numerical
implemented by the PLECS/ Matlab simulation package.
The main hardware prototype parameters of the four 2 level VSIs and six phase R L impedance load
are given in Table 2. For simplicity in implementation, experimental tests are carried out by two DSP
TMS320F2812 processor, each one controlling two three phase inverter (H and L) in open loop
scheme with six phase R L impedance load in open ends con¬figuration [24 26].
In detail, the DSP 1 (modulates inverters VSIH(1) and VSIL(1)) board serves as master control unit
performs all calculations. DSP 2 (modulates inverters VSIH(2) and VSIL(2)) board serves as slave
control unit, receives the modulating signals from the DSP 1 modulates inverters VSIH(2) and
VSIL(2)) through multi channel buffered serial port communication channel protocol (McBSP)
interconnected by data cables between DSPs, details include synchronization, individual

Meatballs Recipe
There is nothing like spaghetti and meatballs. Every bite is flavorful, meaty and the sauce brings
everything together. For those on a gluten, sugar and dairy free diet this fun take on the classic
spaghetti and meatballs is perfect.
Ingredients
Serves 4 6
Meatballs:
1 ½ lbs. ground beef or turkey
⅔ cup brown rice bread crumbs
1 large egg, lightly beaten
1 large garlic clove, minced
1 teaspoon salt
½ teaspoon black pepper
¼ teaspoon dried oregano
Olive oil
Sauce:
1 1/2 lbs. whole tomatoes, peeled
3 minced garlic cloves
2 tablespoons extra virgin olive oil
2 tablespoons chopped onion
¼ teaspoon oregano
Salt, to taste
Pepper, to taste
Water
Vegetable Ribbons:
3 zucchini, ends trimmed
2 carrots, ends trimmed and peeled
1 tablespoon olive oil ... Show more content on Helpwriting.net ...
Add ground meat of choice to a large bowl and gently break it up with your hands.
2. Pour in the brown rice bread crumbs along with the egg, oregano, salt and pepper.
3. Gently mix with your hands. Make sure not to overwork the meat (no one likes tough meatballs).
4. Drizzle oil into a large pan over medium high heat.
5. Roll into 1 inch balls and place into the pan.

6. Brown on all sides and lower the heat to medium.
7. Cook until internal temperature reaches a safe 165 degrees F.
8. Remove from the heat and set meatballs aside.
Now switch your focus to the sauce. To make the sauce:
1. Add the oil to a small pan along with the minced garlic and onion.
2. Cook while stirring until fragrant.
3. Add the vegetables into a blender or food processor along with tomatoes, oregano and a generous
amount of salt and pepper.
4. Process until smooth (add water as needed to achieve the right consistency).
5. Taste and season as needed.
Once the meatballs and sauce are done:
1. Pour sauce into the pan with the meatballs. Heat over medium low until the sauce begins to bubble.
2. Use a mandolin or julienne peeler to make the zucchini and carrot ribbons.
3. Drizzle a sauté pan with oil and add the

Othello And Elizabethan Women
When did we realize we were the best? About 1438 years ago, the Quran came to humans where it
stated that [God] has indeed created mankind in the best of molds . In Islam, humans are clearly
revealed as the most blessed creation, and this is because God has bestowed free will upon them,
something revolutionary in the world. Clearly shown when researching animals, they survive while we
thrive. Among mankind, women are revered and respected as the matriarchs of civilization. They
command respect and awe, as mothers foster the care in each and every human being. The problem,
however, proves that as much as we accept that humans exist as the most superior race, patriarchal
societies, like ours and Shakespeare s have forced women to be seen as ... Show more content on
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With growing affection for Cassio, his prostitute, Bianca follows him around to show her love for him.
Cassio s attitude comes about as he wishes the Moor Not see [him] womaned (III.iv.223). Ignoring
Cassio s blatant disrespect, Bianca proves her love for him by retorting, I pray you bring me on the
way (III.iv.227). Cassio tosses Bianca to the side like a piece of trash, yet Bianca remains steadfast
and continuously displays her love and affection for Cassio. The devotion Shakespeare has bestowed
on Bianca proves the claim where Shakespeare stresses the genuine capabilities women have for love
despite their jobs. contrary to the beliefs of many men. Shakespeare also uses Emilia to prove the good
in women by displaying Emilia s selfless capabilities. Upon realizing the death of Desdemona, Emilia
unearths that Othello s justification for this murder was false. Overcome by so much grief, Emilia, had
to endure the threats that Iago shoots her way for unearthing this false basis (V.ii.281 282). Pure, loyal
to Desdemona, and ultimately innocent, Emilia is killed. Because Emilia continues to do the right
thing despite the threats Iago sends her way, she embodies good nature at its highest level. The
qualities of purity love, selflessness, and good nature is shown through both Emilia and

Christmas, Hanukkah, Easter, And Halloween
Christmas, Hanukkah, Easter, and Halloween. All these holidays are associated with sugary treats, but
which one counts on those the most? Recently, the holiday that relies most on candy has become a
highly controversial issue in our community. It can be statistically proven that Easter, in fact, is
preponderant with candy considering that it is most dependent of candy. Taking a side in this situation
may be difficult, which is why I will assist you to come to a decision. According to the NRF (National
Retail Federation), 80% of the population are reported to plan to celebrate this spring holiday. Mark
Fahey stated in his article, Americans bought $832 million in creme filled eggs, chocolate rabbits and
colored marshmallow Peeps, according to Nielsen data. That narrowly beats out Halloween as the
most lucrative week of the year for candy retailers. What I tell you nest may come to a surprise. To
begin with, 80% of all United States are reported to have planned a celebration of Easter. Easter
consists of piles of candy given to children usually on the third Sunday of April. Easter is all about
candy, I mean, that is what signifies it. 80% is a lot, in other words a vast amount of candy is selling.
That same year, only 60% of the people were reported celebrating Halloween. Right then and there is
a 20% more of people celebrating Easter rather ... Show more content on Helpwriting.net ...
This proves that Halloween did not sell as much sugary treats as Easter did. Thursday, the 24th of
March this year at 12:34 PM EST, Mark Fahey published, In the week before Easter last year,
Americans bought $823 million in creme filled eggs, chocolate rabbits and colored marshmallow
Peeps, according to Nielsen data. That narrowly beats out Halloween as the most lucrative week of the
year for candy retailers. Clearly, if it waists millions of dollars in candy it is very

Hinduism And The Morality Of Buddhism And Hinduism
justify or understand. However, the mystical aspect and mysterious nature of the teachings attracted
large followers from amongst lowly educated and rural folks of Asia. Other than strong attraction
towards mystical and mysterious aspects of the teachings, extreme inclination for spiritual attainment
and moral uplift through meditation became the other reason for devotees to cling to these ancient
teachings.
PHILOSOPHY OF BELIEF IN BUDDHISM
To a Buddhist, inner drive or self desire sets one s fate and destiny and God
(Buddha) has no role in the way human lives operate.
Both Buddhism and Hinduism place the law of karma (rebirth) and the idea of transmigration of souls
as the foundation of their teachings but in different perspectives. The followers of Buddhism believe
... Show more content on Helpwriting.net ...
Once the law is set or made there must be a force to compel obedience from subjects of that law.
Karma law is a conception or an idea developed by founders of Hinduism, presumably by the Aryans
and may have been later adopted by reformers like Sri Krishna and Buddha, who passed on this idea
to their followers. Although Karma laws are associated with a set of moral values and ethical
conducts, no one is compelled to follow and practice such values and ethics because there is no
authority to enforce that law.
To enforce means, to encourage subjects to follow these laws in return for rewards or to discourage
would be criminals from breaking the law through threats of punishments. To implement any law there
must be a mechanism of enforcement. To say that a law can act on its own is an implausible
proposition.
In fact, man made laws could not be implemented without the involvement of enforcement bodies like
the police force, prosecutors, judges and courts of laws. For instance, in any country there are laws
enacted to prevent stealing, an act which is pernicious and could cause disorder to social life.
Punishments appropriated by law for acts of stealing could be a fine, caning or

The Gold Lily
The Gold Lily by Louise Gluck shows the audience how the flower speaks to humans or, possibly, to
God. As the gold lily dies, it asks to be saved by the one who raised it, but one who is helpless to
fulfill the request. At the same time, the poem gives voice to a voiceless creature: a flower. Also, as an
extended metaphor, the flower gives voice to the human subject on the eve of death, a creature
unavoidably wasting its voice pleading with a being who cannot hear, does not listen, cannot help, or
is not there at all. As such, the poem speaks to the inevitable in nature and to strength and weakness in
the face of perhaps life s greatest fear: death. In its own small way, The Gold Lily is a preparation for
death, a poem attempting to confront ... Show more content on Helpwriting.net ...
She had learned the english language and greek myths by the age of three as she had to please them.
They loved intellectual accomplishment which is why she was being educated heavily at such a young
age. She wasn t in times of hardship when she wrote this poem, but the world around her was. During
the early 1990 s, the Soviet Union brought an end to themselves and thus the Cold War ended. But
while that signalled an era of peace to most Americans, it liberated ethnic groups previously held
together by the Soviets to fight for control of what they considered their historical territory. What s
more, while these ethnic and political conflicts in Eastern Europe were happening, a battle broke out
in the Middle East between Iraq and Kuwait over oil prices and debt, causing Iraq to invade Kuwait. I
think that Gluck wanted to write this poem because of all the catastrophic and deadly events
happening around her. Through the poem, she could show how hurt she was and how they were
causing her pain and sorrow. Nevertheless, Louise Gluck did a fantastic job with incorporating her
main ideas in The Gold Lily . Her usage of metaphors and succinct imagery made it not only hard to
discover what the message was, but how beautifully written the piece was. Using a flower to represent
both itself and a human being, Glück portrays an individual overwhelmed by the process of dying, and
can also show deeper meanings as to why she

Top Fastest Growing Real Estate Markets
5 Fastest Growing Real Estate Markets in South Asia
South Asia is the world s fastest growing region where the value and importance of real estate is more
than anywhere else in the world. It is a diverse continent where people have different ways of trading.
You must know the fastest growing real estate markets in South Asia before you start your property
search. The 5 fast growing real estate markets in south Asia are discussed below
Pakistan real estate market
Pakistan s economy faced depression in 2012. In 2013, the political scenario was quite unpredictable
and challenging but the position of Lahore real estate market was relatively attractive for the same
year. It was due to the success of the agricultural sector. Generally the political scenario does not have
a deep impact on the real estate market because the economy of Pakistan is quite informal and
investors are attracted to invest in the property market. The year 2014 was also positive for the
economy of Pakistan and since the beginning of this year, real estate market of Pakistan showed
stability in both residential and commercial terms.
Now the real estate market is showing positive results. The demand of the properties in the leading
cities like Islamabad, Lahore and Karachi is also increased along with some increase in the prices.
New and existing projects also show upward growth. Rawalpindi/Islamabad real estate markets are
growing and receiving more investments but Lahore property market is going through

Understanding Literacy, And Health Literacy
Understanding Literacy, and Health Literacy
An understanding of literacy, and health literacy is crucial to understand their impact on client health
outcomes. Further, a nurse s ability to better educate clients lies in his or her understanding of these
terms. Literacy is a multilayered, dynamic and complex topic; however, in short literacy is a set of
skills including reading, writing oral skills, numeracy skills, and skills that enable us to acquire
knowledge and information (Keefe Copeland, 2011). Literacy can be understood through various
theoretical lenses. Keefe Copeland also highlight five principles we must keep in mind when thinking
about literacy (2011). Firstly, all people are capable of acquiring literacy, however methods of
acquiring literacy vary greatly. Literacy is also a human right, given its ability to shape human
experience Literacy also serves as a crucial empowerment tool. Social interaction also contributes to
literacy; it is developed through human ability to build relationships. Lastly, literacy is not the
responsibility of an individual alone. Community, and human interaction nurture literacy as well.
All clients possess a degree of health literacy, and like literacy, it is a human right. It is a client s
ability to understand written, spoken or numerical information, and make health care related decisions
based on the information (Eadie, 2014). A client s health literacy also has a social component, often
being influenced by their

Does Catherine Sedgwick s Use Of The Rhetorical Appeals In...
Dogs Rhetorical Exercise In Catharine Sedgwick s, Dogs, she uses the rhetorical appeal, logos, to help
make it clear to the reader that animal cruelty is wrong, and to argue that goodness trumps genius.
Sedgwick makes her argument clear, and logical, by telling the short anecdotes of the different dogs,
throughout the short story as a whole. Each different story, whether it be the story of Apollo, the story
of Misnias, the story of the bulldogs, the story of the bloodhounds, the story of foot, or even the story
of the bunnies, all help to logically build Sedgwick s argument, that animal cruelty is wrong, and that
the goodness trumps genius, Yes, William, such sports would certainly, have a tendency to confirm a
cruel disposition. You will ... Show more content on Helpwriting.net ...
Sedgwick appeals to emotions by pulling on the heart strings of her audience, Poor Clary is sometimes
seized with her fits by the road side. During the paroxysms, and the long sleep, which sometimes
succeeds them, Foot never quits her side. I saw him on one of these occasions, his paws placed on her
arm, looking intently in his poor mistress face, and yelping most piteously (Sedgwick, P.40 41).
Sedgwick creates a powerful image of poor Clary having a seizure, with her dog never leaving her
side. This powerful image, pulls on the heart strings of the reader, and shows the goodness of the dog,

Tuckman s Stages
The five stages of team development were first introduced by Bruce Wayne Tuckman in 1965. His
research into the way teams function and coordinate provided reoccurring trends towards very specific
points in the life of a team, which became the premises of each of the first four Tuckman s Stages. The
fifth stage was co created by Mary Ann Jensen over a decade later. The five stages discussed in this
essay are as follows: Forming, Storming, Norming, Performing, and Adjourning.
The Forming stage begins when the team first meets with one another. This often corresponds to the
members greeting one another and introductions; Gina Abudi, president of Abudi Consulting Group
and a writer of many college textbooks on team structure, describes this

Btec Level 3 Health and Social Care
Assess the hazards identified in the health and social care setting. And make recommendations in
relation to identified hazards to minimise the risks to the service user group. M2 and D1 In this
assignment I will be assessing the hazards identified in the health and social care setting. The first
potential hazard I saw whilst carrying out a risk assessment whilst at a health and social care setting
was a wet floor. As the floor was wet it was a hazard and had many risks to it, which could have
resulted in severe damage or injury. It is harmful to the staff, visitors and children. It was in the
corridor near the reception. It could have severe results such as anybody got have slipped and fell
over. As there was a kitchen right next to ... Show more content on Helpwriting.net ...
Also, the staff should assist the children and make sure everything is put away and watch that no child
attempts to chew on any of the little objects. The sockets in the room were dangerous as they did not
have safety caps on. This could have electrocuted any of the children if they touched any of the
sockets with wet fingers. This may have lead to more then first aid treatment. Also, if they poked
something into the sockets something metal they could have become hurt again. It is likely for this to
happen if all the children are not being watched or if they come from the toilet and do not dry their
hands. To minimise the risks of the children getting hurt by the sockets, all the children should be
watched and assisted in anything they want to do and if they want to try to turn on anything electronic
the staff members should put in the plug and turn it on rather than the children attempting it. Also,
making sure there are safety caps in every socket so the child cannot attempt trying it.
(www.toucanlearn.com) By having unclean surfaces in the classroom and dinner tables in the school,
it could lead to the staff, visitors and children picking up infections which would affect their health
and well being. The probability of this happening is between likely and unlikely. However, the
consequences can be severe it can be anyone being ill, or can lead to further problems. To minimise
the risk of this occurring make sure the

Critical Analysis Of Alexis De Tocqueville s Democracy In...
Throughout the course of the semester, we spent numerous hours as a class learning, analyzing, and
discussing about various tyrannical powers, equality vs inequality, freedom vs enslavement, the visible
dangers of government and society, along with other crucial themes that involve societies back then
till societies today. It was not until we got have way through the semester, that we acknowledged one
philosopher s work more than anyone else s. His name was Alexis De Tocqueville and he was most
notably known for being a French diplomat, a political scientist and a famous historian. We spent over
a quarter of our semester discussing his work Democracy in America because it was possibly one of
the most accurate representations of our culture. Honestly, at first glance I would have disagreed with
most Tocqueville s ideas and opinions. Until, I examined his beliefs further and realized how correct
he was. He managed to pinpoint America s democracy perfectly, along with managing the risk that
come with it. His emphasis throughout the book, is the obliviousness of the American people towards
the negative effects that democracy has on one s culture, while also offering solutions to the problem,
so we can become civilized and humanized people instead of being industrial animals.
In the middle of his novel, Tocqueville makes this major claim I do not say that at the present time
frequent use is made of tyranny in America I say, No guarantee against [tyranny] may be discovered

Variation Of Life Expectancy
Introduction
One interesting question in mind is, How long can I live? Knowing how long one can live, or at least
have an idea about it may change people s way of living. People nowadays have grown more
conscious of their health, the environment their living in and their lifestyle.
According to Max Roser, life expectancy has increased rapidly since the Enlightenment. In a pre
modern poor world, life expectancy was around 30 years in all regions of the world. In the early
century, life expectancy started to increase in the early industrialized countries while it stayed low in
the rest of the world. Over the last decades, global inequality of life expectancy has decreased. Since
1900, the global average life expectancy has more than doubled, and is now approaching 70 years.
Life expectancy refers to the number of years a person is expected to live base on the statistical
average. It differs by geographical area, and depends on several variables such as gender, lifestyle,
access to healthcare, economic growth rate, environment, etc. The concept of life expectancy has been
used in different fields such as plant or animal ecology, and actuarial science.
This project aims to determine the factors that could mostly explain the variation of life expectancy
per country through regression analysis. The explanatory variables considered are real GDP growth
rate, health care index, pollution index, traffic index, literacy rate and gender. The response variable is
the actual

The Indwelling Urinary Catheter And Urinary Retention Problem
The indwelling urinary catheter can be inserted for a long period with frequent changes between 4 6
weeks (Taylor, Lillis, LeMone, Lynn, 2011). However, the Foley can also be a potential source for
UTI and bacteriuria (Taylor et al., 2011). The necessity of reducing the patient s period of time on a
Foley and helping him or her to quickly regain normal bladder function is significant. Performing
bladder training through clamping the urinary catheter is reported to decrease the frequency of urinary
retention, shorten the period of returning to normal bladder function, and stimulate normal bladder
filling and emptying by improving bladder tone and sensation (Nyman, 2012). When one thinks
critically, bladder retraining seems to be reasonable and necessary but there is always the need of
evidence based evaluation. The following journals are trials providing evidences and statistics about
bladder retraining prior to Foley removal in different populations presented with urinary retention
problem.
The chosen population in this journal were patients with hip fracture at a Swedish university hospital
(Nyman, Johansson, Gustafsson, 2010). Patients with hip fracture experience long periods of bed rest
and pain resulting in dysuria, which requires the insertion of a Foley before surgery. The trial started at
6 a.m. on the postoperative day two (Nyman et al., 2010). One group had their catheter clamped and
then only unclamped when there was a need for urination, while one group had

Second Great Awakening Movement
A second great awakening emerged toward the end of the eighteenth century in New England. Unlike
the first great awakening, this movement of the Holy Spirit used intellectual institutions of higher
learning as the spark that ignited this awakening that eventually spread across this new nation. Yale
University with its president, Timothy Dwight, the grandson of Jonathan Edwards is seen as one
ignition points of this movement. The early fruit of this movement included the founding of many
organizations dedicated to making the gospel known across this new land and across the globe.
Mission organizations such as the American Board of Commissioners for Foreign Missions are seen as
a direct fruit of this movement.
Another important outcome of this movement is seen in the breaking down of ethnic origins and
religious affiliations. In other words, as immigrants flooded into America and moved west into the
new frontier, religious affiliations they brought with them faded away. An example of how this worked
is seen in the Methodist camp meetings and the circuit riding Methodist preachers who brought the
gospel into these new areas and to the new citizens living in these areas. These camp meetings often
lasted for days with many coming to the Lord as the Holy Spirit moved across and through this new
land. ... Show more content on Helpwriting.net ...
While Americans believed that God s hand was on this new country, it led some to interpret this belief
that non white did have not a place or part in this plan. This led to the War with Mexico and ultimately
the American Civil War. For the church, denominations divided on this issue based on their stance on
the issue of slavery. An example of this divide is seen in the Southern Baptist Convention, which
formed after a slave holding missionary candidate was refused a

Lady Germanotta
In a world of auto tuned music with processed lyrics and a general lack of individuality, outstanding
talent is laborious to come by. However, this is not the case with Stefani Joanne Angelina Germanotta;
most commonly known under the name Lady Gaga. Raised in a Catholic household with roots based
in family, she was brought up with traditional conservative views. However, growing up in Manhattan,
New York, Gaga was consistently surrounded by all forms of art. Since the young age of thirteen,
Stefani began writing her own music and playing the piano. At seventeen, prior to singing, she studied
at the Collaborative Arts Project 21 through New York University s Tisch School of the Arts. This did
not last for long, as Stefani left school to be ... Show more content on Helpwriting.net ...
Since a young age, she has known that she was attracted to both male and female, identifying herself
as bisexual. This was an issue for her in school, as it led to bullying. However, when it currently
comes to pressing sexual questions by interviewers, she answers them without faltering. While she
believes everyone has the choice to disclose what information they want, Stefani Germanotta also
does not think being gay or being bisexual or being sexually free is anything that should be hidden...it
is who I am (Snider). Her stability with sexuality and sex in general is also evident in her body of
work. In the song Love Game , she has provocative lines such as I wanna take a ride on your disco
stick among other suggestive innuendos (Carman). In terms of her acting career, her recent
involvement with the television series American Horror Story: Hotel has brought the media flocking.
Throughout the season, Lady Gaga was shown in multiple sexually explicit scenes with both male and
female counterparts. With her boldness on the topic, Stefani works to send messages to her fans that
sex is an important subject to discuss. Although the air of seriousness has disappeared from the topic,
she believes it s [important] for my generation, a most relevant consideration when you re growing up.
Sex doesn t mean nothing; sex means so much... I hope that young women know that sex is still a big
deal (Thompson). While some people would prefer to label sex as a taboo matter, the discussion of the
subject by celebrities like Gaga provide the needed insensitivity and education that is often forgone.
Stigmatism revolving around the topic of sexual assault leaves it a delicate subject to discuss, yet a
necessary conversation. The lack of boundaries for the crime is proven with one in six women falling
victim of the horrendous attack. At the age of

Individuals With Disabilities Education Act (IEP)
Students with intellectual disabilities present a distinctive educational challenge and need assistance
achieving their academic needs (Luckasson Schalock, 2013). To support students to meet their
academic needs, Individuals with Disabilities Education Act (IDEA) requires each student with an
intellectual disability to have an individualized education program (Gartin Murdick, 2005). During
this development, the individualized education program (IEP) team must consider assistive technology
(AT) during the drafting of each student s IEP. Assistive technology in special education services is
identified as a potential effective intervention strategy to aid students to achieve their educational
goals and objectives (Bouck, Flanagan, Miller,

Nail Art Research Paper
Goal: to post an ultimate guide to nail art designs for manicures and pedicures
Total Word Count In This Document: 3521
Title: ?Got Nail Art? The Ultimate Guide To Nail Art Designs For Manicures Pedicures?
Like the title suggests, this article will serve as a guide to nail art designs for manicures and pedicures.
It will explain why nail art designs are so popular and why they make the experience of getting
manicures and pedicures at a spa or a salon even more fun. It will also explain the styles, techniques,
and tools used for nail art design, as well as identify a variety of popular, classic, and even themed nail
art designs. This article will also serve as a guide to day spa and salon insurance.
Introduction: Manicures, Pedicures, ... Show more content on Helpwriting.net ...
First, for Thanksgiving, you can have your nails painted as turkeys, cornucopias, or as an alternating
pattern between pilgrim hats and Indian feathered headdresses. For Christmas, you can have
Christmas trees, Santa Claus?s face, reindeer (with Rudolph in the lead on your thumb or big toe!),
wrapped presents, Christmas tree ornaments, angels or stars painted on your nails. You can also simply
paint your nails as an alternating color scheme between the two most festive colors, red and green, or
take it a step further by having glitter or a metallic matte topcoat added to imitate tinsel or the sparkle
of snow, for an extra dose of magic and the Christmas spirit. If you celebrate Hanukkah, you can paint
lit menorahs, dreidels, or the colors white and blue on your nails. Lastly, for New Year?s Eve and Day,
you can paint fireworks, disco balls, or the digits of the new year on your fingers. Like with
Christmas, you can also add glitter or other shiny materials like the metallic matte topcoat to give off a
sparkling and bedazzled look to fit in with the holiday?s mood and

Consider The Lobster By David Foster Wallace Analysis
American Novelist, essayist and short story author David Foster Wallace uses his essay Consider the
Lobster to tell the reader about his thought provoking visit to the Maine Lobster Festival. Wallace
wrote this essay to show his thought process dealing with the moral ambiguity of cooking lobster, and
the research he did to further understand the subject. He primarily uses an informational tone with a
heavy emphasis on pathos. He does a fairly good job remaining unbiased and showing the
counterarguments.
Wallace was sent to the Maine Lobster Festival by Gourmet Magazine, he was tasked simply to write
about his experience there. He took this as an opportunity and decided that the risk he was taking in
posing this question to the readers of ... Show more content on Helpwriting.net ...
Following this point he points out that perhaps lobsters understand pain but they don t dislike it and
how pain is not distressing them (Wallace 63). He reinstates the fact that there is a clear difference in
pain as a purely neurological event from pain as actual suffering , the latter requiring an emotional
component (Wallace 36). Later on he states that this means that although lobster s experience pain it is
not a struggle based on discomfort but more of a preference. More akin to you preferring to sit in a
certain spot around the table. These are used to inform the reader of the physical aspects of the lobster
that affect the overall moral ambiguity of the subject.
In his closing statements he takes the time to throw some more thought provoking sentences in, calling
out a part of being a real gourmet (Wallace 64). Wallace wonders if future generations might look
back and see our current eating practices similarly to how we see tribal sacrifices today. I see this as
an extreme analogy but it has its use in this essay, it brings out the thought that perhaps we should take
a step back from our food and think about

Similarities Between Aeneas And Achilles
Western Literature
Aeneas was considered as a Trojan hero in the Greco Roman mythology. He was the son of goddess
Venus sometimes known as Aphrodites and prince Anchises. Aeneas father was King Priam s fast
cousin of Troy, both of them were IIus grandsons, who was the founder of Troy. This meant that
Aeneas was Priam children s first cousin such as Paris and Hector. Aneneas is one of the Greek
mythology characters and in Homer s lliad. In the Roman mythodology, Aeneas is given full treatment
especially in Aeneid Virgil, in which he is regarded as Remus and Romulus ancestor. Aeneas became
Rome s first true hero.
While on Other hand According to the Greek mythology, Achilles was regarded as Homer s lliad
greatest warrior, and the central character, he was also Greece s hero of the great Trojan War. Achilles
was mother was known as nymph Thetis and was immortal, and his mortal father was known as
Peleus Myrmidon s King. Achilles is most recognized in the Trojan War for slaying a ... Show more
content on Helpwriting.net ...
According to the Greek and Roman mythology both Aeneas and Achilles were good leaders, they both
portrayed a good example to the soldiers they commanded. Both Aeneas and Achiles motivated their
warriors in various ways, for example Aeneas gave girls to motivate his warriors and Achilles on the
other hand shown xenia to the warriors who were fighting alongside him when they were far away
from home. Both Achilles and Aeneas were respectful to their fathers. Aeneas respected his father so
much and was devoted to his son and on the other hand despite the arrogance of Achilles. It is stated in
various sources that both Aeneas and Achilles wanted to fight however they were being held by a
number of things, for example Achilles was Held by his hubris and Pride, while on the Other hand
Aeneas love for Dido always held him back (Punchner, and

Manufactured Home Essay
How to Get Your Manufactured Home Ready for Trade In
As we discussed previously about how manufactured home trade in works, the condition of your home
doesn t necessarily mean that the home center where you d like to perform a trade in won t take your
home in a trade. However, the condition of your home can affect your trade in options as you and your
family search for your new dream home!
Like we ve said before, manufactured homes that are not in good condition or do not have trade in
value may result in a trade where the home center takes your current manufactured home off your
hands at no cost to you without you receiving any trade in value toward your new home.
While many factors will affect in your mobile home s trade in value, including ... Show more content
on Helpwriting.net ...
Will they need to paint the ceiling?
Will they need to run new plumbing?
Does all the electrical wiring work?
Are the appliances still in good condition?
Are all the windows intact?
Are there any major air leaks?
Is your heat pump or water heater still there?
Are there any leaks in the roof?
The home center handling your manufactured home trade in deal may look for other key factors in
your home, so maintaining all parts of your home is important!
Some Practical Trade In Tips
Maintaining your home from the day you purchase it, just like any homeowner, is important to
keeping it in beautiful condition. On top of your routine maintenance on your HVAC system, flooring
and exterior, we have compiled some practical tips for getting your home ready for trade in.
Keep your front door in good shape
o Curb appeal is important for all homes and your front door makes a first impression, whether it s a
good or bad impression.
Clean or update your living room flooring
o Again, consider what people will see first. When they walk in your home, do they see clean, well
maintained carpet or hard surface flooring? Or do they see worn out and dirty flooring?
Keep your window sills guarded from the

Problem of Tyranny of the Majority
Problem of Tyranny of the Majority Federalist papers were a series of essays written by Alexander
Hamilton, John Jay and James Madison and were publish with the pen name Publius . They were first
written to urge the citizens of New York City to support ratification of the proposed United States
Constitution. This paper will analyze the problem of tyranny of the majority in both society and the
government by using Madison s Federalist Papers No.10 and 51. It will also discuss how the
republican government and separation of powers provide remedies. In Federalist Paper No.10,
Madison defines factions as groups of people who have a common self interest. They would be
different to the individual rights of other citizens because they were involved with their own benefits.
He states that factions are inherent to human nature and citizens are no longer living under a state of
liberty. Madison states, liberty is to faction what air is to fire , this means that with out liberty there
cannot be any factions. By destroying the liberty, which is essential to its existence, the other, by
giving to every citizen the same opinions, the same passions, and the same interests. The difference
between those who have and those who don t would always be in existence, and is in fact one of the
most common unavoidable cause of factions. Individuals will always continue to associate themselves
with those who are on the same level, as long as we have different property and economic statues.

Personnel Suicide Prevention among Junior Enlisted and...
One of the leading causes of death in the U.S. military today is suicide. According to an article written
by Kristina Wong on ABC News, More than 2000 of them [military personnel] have killed themselves
in the past decade, including last year [2010] compared with 153 in 2001. (Wong, 2011). The suicide
rates vary from branch to branch, and most likely to occur in veterans and active duty members
ranking from enlisted to officers. There are many stressors that play a big role as to why some military
personnel commit or attempt suicide; some of these stressors are problems at home and at work, failed
relationships within family members or fellow co workers, financial problems, trauma effects of
before and after deployment, alcohol and drug ... Show more content on Helpwriting.net ...
(Hughes, Ginnett, Curphy, 2008). Having knowledge about every personnel in his or her division, and
an interaction between the leader and the follower will make things go smoothly in the workplace and
can help one identify strange, if there is any, actions or behaviors done an individual. Serving in the
U.S. military is not always easy; in fact, being in the military is a very challenging job because a lot of
effort, patience, and hard work are necessary in order to accomplish a mission. Each personnel in the
military must also learn how to cope and adapt on whatever situation they are involved in.
Unfortunately, not many personnel have the ability to handle everything that is being thrown at them
while serving in the military; thus, resulting to risk factors such as stress, depression, alcohol and drug
abuse, failed relationships, and poor working performance that can sometimes lead to suicide. To
prevent such issue from occurring, future military officer have to provide trainings for all personnel in
his or her division. Training that will help raise awareness on all the personnel regarding warning
signs on an individual s behavior, knowledge about symptoms of suicide, stress/depression
management, alcohol/drug prevention, and most importantly, a training that will briefly

Reasons For The Fall Of Rasputin
In 1917, the Russian Empire collapsed after a long reign of almost 300 years. The effects of World
War I are said to have been the reason for the collapse of the once powerful dynasty. However, was
Gregori Rasputin the primary reason for the fall? The question that was once whispered on thousands
of Russians lips is still asked today. Who was Rasputin? Gregori Rasputin was a Siberian peasant who
not only intrigued everyone by his bushy beard and piercing cold blue eyes, but by his mystic holy
powers he claimed to have. He believed that God had given him a gift for healing as during his
childhood, he almost died. Despite these claims, at a young age Rasputin had already acquired a
reputation for debauchery and his birth name was changed from Grigori Yefimovich Novykh to
Gregori Yefmovich Rasputin. Rasputin meaning debauched one in Russian. However, Rasputin went
through a religious conversion at the age of 18 as he embraced the Khlysty sect. Rasputin was happy
with this sect as it preached that prolonged sexual engagements were the best way to achieve the
closest relationship with God. But how did a sexually promiscuous peasant end up in the extremely
powerful Russian government? After marrying at age 19 and having 4 ... Show more content on
Helpwriting.net ...
But what was it that the citizens of Russia despised so much about Rasputin? Rasputin was viewed by
many as a puppet master that controlled the Tsar and Tsarina. This image of Rasputin was widely used
by the political opponents of the Tsar s to show his lack of authority and his wife s incompetence. The
staunchest supports of Tsardom even found it hard to defend a system which allowed their country,
that was in its greatest trial, to be under the control of a debauched monk . People merely saw
Rasputin as a man who brought scandal to the royal family, made Tsar Nicholas break his own
October Manifesto and influence important decisions in World War

Critically Evaluate the Importance of Regulator in...
Users of accounting information, who do not have day to day access to the record of the business, rely
on the integrity and judgment of management to provide suitable information of a high quality. All
financial statements are essentially historical documents they shows the financial performance of the
company. Most users of financial statements are concerned about what will happen in the future and
decision making upon the present or past financial records of the company. Stockholders are
concerned in future earnings and dividends. Creditors are concerned with the company s future ability
to repay its debts. Managers are concerned with the company s ability to finance future expansions.
Despite the fact that financial statements are ... Show more content on Helpwriting.net ...
It is essential that the information provided in financial statements is readily understandable by users.
Users are assumed to have a reasonable knowledge of business and economic activities and
accounting, and a willingness to study the information with reasonable diligence. Also information has
the quality of relevance when it influences the economic decisions of users by helping them evaluate
past present and future events or confirming or correcting the past evaluations. Information is material
and it depends on the size of the item or error judge in the particular circumstance of its omission or
misstatement. The IASB framework takes the view that materiality is a cut off point whether
information is important to the users. If information must be relevant but so unreliable that it could be
misleading so the information must be reliable. Information has the quality of reliability when it is free
from material error and bias.
Comparability in a financial statement means that users must be able to compare the financial
statements of enterprise overtime to identify trends in its financial position and performance. Users
must also be able to compare the financial statements of different companies to evaluate their relative
financial position, performance and changes.
The accounting measurement principles that establish reliability and about the disclosure of
information that allows

Termite Queen Pheromone Analysis
There is little information available regarding how pheromones influences social insects, and studies
are occurring to help establish more data regarding this. The article, The lack of chiral specificity in
termite queen pheromone is an in depth analysis of an experiment conducted to analyze the effect of
termite queen pheromones in the social life of termites. The purpose of this experiment consisted of
identifying how the caste system of termites works and how their communications, daily regulations,
and structure of a society is effected by these termite queens. Understanding these factors is critical for
understanding the behaviors of termites. The specific question beings asked was whether
enantiometric, pairs of compounds that are

Sample Case Study Post-Dated Check
In regards to the post dated check Tania needs to correct the deposit slip to show 17 checks and not 18.
Next, she needs to place the copayment amount onto the patient s account as delinquent as she will
need to collect this amount immediately. On the next business day not only does Tania need to contact
the patient and advise them of the office s policy on post dated checks and request the copayment
immediately she needs to advise Susan on the policy as well. Susan should know post dated checks
violate state laws and health insurance policies. All patients required to pay copayments should do so
on the date of service per their health insurance policy with cash, credit, or current date check for the
appropriate amount nothing more or less.

05.05 Mixtures and Solutions Essay
05.05 Mixtures and Solutions
Background: Paper chromatography is one method for testing the purity of compounds and identifying
substances. Paper chromatography is a useful technique because it is relatively quick and requires
small quantities of material.
Safety: Warnings: * Rubbing alcohol (or isopropyl alcohol) is flammable, so be sure to keep it away
from high heat or heat sources. * Keep pigments and solutions away from your eyes, wash your hands
carefully after coming in contact with any solutions or pigments, and clean up spills with soap and
water immediately after they occur. * This lab can be a little messy, so be sure to work at a kitchen
counter or in another area that can be easily wiped down if anything spills. ... Show more content on
Helpwriting.net ...
5. Prepare the salt solution by mixing 1/8 teaspoon of salt and three cups of water in a clean pitcher or
2 liter bottle. Stir or shake the solution until it is dissolved. This will produce a 1% salt solution. 6.
Pour the salt solution into a clean tall glass so that the liquid level is 1/4 inch (0.5 cm). 7. Tape the
strip to a pencil and rest the pencil on top of the jar so that the strip hangs into the jar. The goal is to
have the end of the chromatography strip just touching the surface of the solvent solution, with the
colored dots above the surface of the liquid. Make sure that the colored spots do not come in direct
contact with the liquid in the bottom of the glass.
1. Capillary action will draw the salt solution up the paper. As it passes through the dots, it will begin
to separate the dyes. When the salt water is 1/4 inch (0.5 cm) from the top edge of the paper, remove it
from the glass and place it on a clean, flat surface to dry. 2. Repeat steps two through nine (using the
second strip of paper and a clean glass) to test the same four colors using the alcohol instead of the
saltwater solution at the bottom of the glass.
Data:
Salt Water | Isopropyl alcohol | Went very far | went not very far |
Conclusion:
The salt water went further than the Isopropyl. When I placed the paper with the ink in the salt water,
it went up to the end of the paper. However with the

Battle Of Pennsylvania Essay
Pennsylvania, nicknamed the Keystone State, may be the 33rd largest state area wise, but it is the 6th
largest population wise 1. This is most likely due to urban areas like Philadelphia and Pittsburgh,
settlement of europeans after the discovery of The New World and, possibly, the immense amount of
history and contribution to the development of the United States of America. Philadelphia is known as
the birthplace of the United States. The territory now known as Pennsylvania was disputed in the early
1600 s among the Dutch, Swedes, and English 2. England then acquired the territory in 1664 with the
capture of New York. It was then granted to William Penn, a Quaker, by King Charles II in honor of
Penn s father.
On December 12, 1787, William Penn founded the state of Pennsylvania as a haven for his fellow
quakers. Pennsylvania was given as a gift to William Penn Sr. from King Charles II and named after
Penn s father. The expanse of land given to Penn was ... Show more content on Helpwriting.net ...
This battle came to be known as the ever famous Battle of Gettysburg. The Battle of Gettysburg is
considered the most important engagement of the American Civil War. Generals Robert E. Lee
(Confederacy) and George G. Meade (Union) led their armies into a three day battle, resulting in the
casualties of over 50,000 Confederate and Union soldiers, more than a third of Lee s army. When the
dust settled, Meade and his army had come out on top. The Union army had won. Months later, in
November 1863, President Abraham Lincoln delivered his most famous to date, the Gettysburg
Address, a speech dedicating the battlefield as a cemetery for those who gave their life for their
country and those who inhabit it. This cemetery was named the Gettysburg National cemetery. In only
272 words, Lincoln transformed the Union cause into a struggle for equality and liberty

Essay about Immigration in the US
They are willing to sell themselves in order to find a better life for themselves or
to have money to send back home, or to make sure their children are raised in a better
county. (Bell 1). For decades, beautiful Russian and Asian women have been seen in
catalogs as mail order brides. Although the mail order bride industry promises American
men a beautiful, obedient, foreign wife, it fails to mention the negative atmosphere
included within these situations. Mail order brides should be banned in the United States
in order to reduce the increase of domestic violence amongst women (Chittenden 5), the
testing of a bride s selflessness (Bell 1), and internet scams (Internet Relationships 1).
Immigration in the ... Show more content on Helpwriting.net ...
If Petitioning for an Alien Relative is granted, the couple is given a conditional
visa and must remain as a married couple. Only then are they allowed to apply for the
conditionality to be removed. The Fiance Visa, however, requires the bride and groom to
wed in the U.S and only then can the husband file a petition with the INS. The visa s
condition is that the couple must have met in person at least once within two years
preceding filing the visa. If so, the bride is given ninety days to travel to the U.S. and
marry the man she is engaged to. If the marriage does not take place within the ninety
day period, then the bride is returned home. The Fiance Visa gives the couple the
freedom to cancel at the last minute. (Chittenden 8).
After immigration documents are finalized, the newly weds begin their new lives.
However, having a happily ever after is not always the case. In fact, because the

immigrant bride is unfamiliar with her new country, she is forced to learn and get used to
her new home, making her absolutely vulnerable to her American husband. As the
months progress, the bride s intake of education in American customs and society result
in a stronger, more independent woman. Most men that participate in the mail order
industry, expect a submissive and obedient wife. With the newly gained

Generosity In The Grapes Of Wrath
Amantine Lucile Aurore Dupin, a French novelist who went by the pseudonym George Sand, claims
charity degrades those who receive it and hardens those who dispense it. Those who give to others
solely believe they are contributing to the greater good. While those receiving more or less don t
reciprocate the same gratitude. It comes from human nature to believe deep down to help others less
fortunate than one. Generosity spreads to those in need creates gratitude for those who dispense. In his
novel, The Grapes of Wrath, John Steinbeck explores this theme while telling the story of a poor
family s journey during the Dust Bowl. In the novel, Steinbeck uses Mae to demonstrate generosity
shown towards suffering people reveals an individual s underlying morals.
Mae giving discounted bread to a family reveals her needs are less important when helping a suffering
family. Mae is working at ... Show more content on Helpwriting.net ...
The word is so ambiguous to everyone in society. Many view charity as giving back to those in need
because they feel as though they are bettering the community in one small way. However, those
receiving, can see it as pity or shameful action. We see this throughout The Grapes of Wrath as well,
the receiving end of the generosity is interpreted differently than those giving out. In today s society, it
s programmed into us that if you don t partake in charitable actions, you aren t considered a good
samaritan . If you aren t helping, what are you doing? Some people today, are being generous for all
the wrong reasons: to fulfill volunteer hours or doing it to set an image. We need to people to check
their moral intentions before believing they are helping the community. In other words, people can do
more damage to others when having the wrong intentions when it comes to charitable work. If we don
t, we create a society who pities those who suffer in order to boost one s ego. Now. Reflect on how
you are bettering the

Discrimination At Wal-Mart
Growing up I had always known Wal Mart to be the store with the cheapest prices, but I never knew
the history as to why Wal Mart was such a profitable business. Sam Walton established Wal Mart in
1962 in Rogers, Arkansas. Sam Walton believed in discounts, and low prices since he entered the
business in 1945. He said here s the simple lesson we learned by cutting your prices you can boost
your sales to a pint where you can earn far more at a cheaper retail price than you would have by
selling the item at a higher price (Goldman,.) He believed that having name brand products for an
affordable price would attract customers and he was right. By the end of the 1960 s he and his brothers
opened 18 Wal Mart stores, and then became incorporated in 1969. (Wal Mart Stores, Inc. Company
Profile Information 1). Sam Walton attributed the success of the company not only to the affordable
prices, but also to his employees. He taught his employees to give exceptional customer service which
would leave a lasting memory and keep them coming back and it seemed to work. But as time went on
the culture of Wal Mart changed and Wal Mart has not been true to its values. In this essay I will focus
on different discrimination ... Show more content on Helpwriting.net ...
During that time that location, hired males and disregarded female applicants, and said order filling
positions were not suitable for women. Although there were more qualified women who applied for
positions they were denied solely on their gender which is unacceptable. This clearly violates Title VII
because they are excluding women from employment based on their gender, and Walmart stores paid
$11.7 million in back wages and compensatory damages, and up to $250,000 in administration fees
and will furnish other relief, including jobs, to settle a sex discrimination

Annual Day Speech
A warm welcome to all board members, colleagues, guests and friends of the school, parents and dear
children.
It is indeed a beautiful evening, all soaked in the Pune theme. The decoration outside, the ambience
and the Puneri Pathiya . Thank you all for this enthusiasm and spirit of togetherness . We are at the
junction where a chapter closes and a new one begins. It is overwhelming that we now count 7 years
from the inception of the school. What a journey it has been with each year having its own triumphs
and struggles and yet unique it many ways.
We grew from 24 students to 880 and 30 staff members to 120 now and still counting. Next year we
have Nursery to Class IX with 983 students as of today.
The year 2010 ... Show more content on Helpwriting.net ...
This gave birth to the Empolyee Excellence Awards . The award is a visible way acknowledgement
and appreciation I am proud to announce the awardees for this year in various categories (this sounds
like some film fare awards)
This in no way undermines the work and effort of the others. It only helps to point out exemplary
performance just that one extra mile. I believe one of the best indication for good work is when
children and parents come with a request end of the year (which happens often) that we want the same
teacher next year.(recent example). This gesture itself is a reward for a teacher. And for the school,
when children continue. It shows all is well or almost all is well .
Thank you for your continued trust and faith. Let me now invite our stalwarts Siddesh and Sakshi
school captians for the year 2010 11 to take us through a visual journey of the year gone by capsuling
most events, activities and happenings.
Thank you both. That was great. The highlights of the year all put in a plate. The energy this year was
palpable. We set our own standards, strived to reach them and elevated ourselves to higher planes. The
learning, the evolving and the effort will never cease.
The year as every other, was exciting, challenging and invigorating. Some days were endless stream of
emergencies and urgencies which came unannounced. Each giving scope to learn, question, to reflect

Financial Management Homework Set 1
Homework Set #2
Kaylee McMillin
Financial Management 534
Professor Sadu Shetty
October 28, 2017
A. You have just won the Strayer Lottery jackpot of $11,000,000. You will be paid in 26 equal annual
installments beginning immediately. If you had the money now, you could invest it in an account with
a quoted annual interest rate of 9% with monthly compounding of interest. What is the present value
of the payments you will receive?
The mathematical breakdown below will show the present value of payments I will receive from
Strayer Universities Lottery Jackpot:
Quoted Annual Interest Rate = 9%
Compounded Period = 12 periods/year
Monthly Compounded Interest Rate = 0.075 (9%/12)
Calculate Effective ... Show more content on Helpwriting.net ...
Treasury bonds are issued by the government, have almost no default risk and the bond price goes
down when interest rates rise. Corporate bonds are issued by corporations and carry default risk if the
issuing corporation is not able to pay interest and principal payments. Corporate bonds make up a
large portion of the overall bond market. Corporate bonds are characterized by higher yields than
government securities cause there is a higher risk of a company defaulting than a government. The
upside to this is that they can also be the most rewarding fixed income investments because of the risk
the investor must take on, where higher credit companies that are more likely to pay back their
obligations will carry a relatively lower interest rate than riskier borrowers. Companies can issue
bonds with fixed or variable interest rates and of varying maturity. Municipal bonds carry risk similar
to corporate bonds, they are often issued by state and local governments. The major advantage of
municipal bonds is for investors since the returns are free from federal tax, and furthermore, state and
local governments will often consider their debt non taxable for residents, making some municipal
bonds completely tax free, sometimes called triple tax free. The yield on a municipal bond is usually
lower than that of an equivalent taxable bond. Foreign bonds are issued by foreign governments carry
default and extra risk if the bond

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