Communication Thought Process
For

Rise above the cut-throat competition
A presentation by V.Ganapathy
The presentation path
• Understanding the category and brand

• Situation analysis & SWOT
• Communication Approach /Strategy
• Suggestive Engagement Program
• Big Idea
Our Relationships

Over 85
Relationships
Client
Retention
Average

4.5 years

Brand Understanding
A glance at the Banking industry
• Banking industry stronger in terms of capital
and industry
• Globally competitive and diverse ,aiming at
higher productivity and efficiency
• De-regulation of financial sector has led to
emergence of better quality products &services
• The sector has improved manifolds in
technology
A glance at Banking …. contd
• Rural banking, Bancassurance , financial cards,
mobile banking will fuel the growth for all
banks.
• Focus has moved to strong customer service and
innovative products and schemes
• Banking sector consists of Nationalized banks,
Private Banks, Foreign Banks, Regional Rural
and Cooperative Banks.
About DCB Bank
• Founded in 1930‟s from a series of cooperative
bank mergers
• Its promoter The Agha Khan fund for
Economic Development holds 23% stake
• A new generation private sector bank with 82
branches ,132 ATMs across 10 states and 2
union territories
• Operates in Corporate, SME, Retail , Agri and
Wealth management
Product Differentiation
Product Differentiation
• Enhance reach and launch exciting products
• Customer service
• Think beyond banking and giving total solutions
in financial super market
• Satisfy every customer's need
Our Relationships

Over 85
Relationships

Communication Approach
Client

Retention
Average

4.5 years
Communication Objectives
1
2
3
4

• To strengthen and build the equity of the bank.
• To heighten the awareness about DCB Bank has the
emerging bank amongst the private sector banks
• To position DCB as the preferred banking partner
• To attract quality talent to the bank
Target Audience
Normative Groups
•
•
•
•
•
•

Government
Regulatory Agencies
Shareholders
Board of Directors
Financial Community
Ministry of Finance

Customer Groups
• Corporates
• Retail Customers
• Students

Functional Groups
• Employees
•Current
•Potential
• Business Partners

Diffused Groups
• Media
• Educational institution
• Special Interest Groups
•Consumer Forums
SWOT
STRENGHTS:
• Now seen as a profitable bank
• Stability in Management and leadership
established
• Backing of Agha Khan
•Wide gamut of services offered
• Continuously investing in ultra modern
technology to gain first mover advantage
• Investing on training and motivating
employees to deliver quality output

WEAKNESS:
•Low awareness of Bank
• Product offering are me too
• Leadership issue in the past
• No easy connect with leadership team
• Some baggage of a co -operative bank
exists

OPPORTUNITIES:
•Growing Indian Economy and the middle
class population
• Government encouraging the finance
sector and banks
• Emergence of young entrepreneurs
•Indian companies going global

THREATS:
• High vigilance and constant monitoring
and interference by the Government
• Nationalized banks also raising their bars
and becoming competitive
• Recession in Europe and US
Bridging The Gap
Current Scenario
• A small player
amongst the private
sector banks with no
distinct identity
• Bank has low TOM
recall across audiences
• Very Low awareness
of Leadership team
•Diffused positioning of
the bank

Desired Scenario
• To be a formidable
player among the
private sector bank
delivering value to its
customers
• Get DCB into the
consideration set
• Create a strong human
face for the bank
•Focus on core values
Desired Positioning

An innovative and responsive
neighborhood community
bank in India serving
entrepreneurs, individuals and
businesses.
Strategy
Engage

Educate

Through our
various
communication
initiatives we
need to build
the relationship
with all the
audience

Build a
platform to
convey the
benefits of
banking with
DCB

Evangelize

Build thought leadership around
the brand to evangelize
stakeholders
Message House
DCB Bank

DCB Bank is one of India‟s leading private sector bank offering a basket of services
Robust corporate strategy: quality driven , vertically integrated, presence across country
Robust Strategy
• Focused Corporate
strategy with leadership
positioning
• Vertically integrated –
Presence across
the country
• Focus on specific, high
potential segments

Quality
• Clientele
• Innovative Products
• Continuous training

Values
• Strong corporate ethics
• Values: Ethical , Fair ,
Energetic & Dynamic
• Continuous learning
• Building employability
and competence

Customer /Media/Employees/Financial Community

Financial Management
• Corporate
Governance
• Stakeholder value
• Consistent revenue
growth
• Leadership
Communication Roadmap
16-24 months
9-15 months
A
C
T
I
V
I
T
Y

6-8 months
Short Term:
• Initiate
relationship
building with
media across cities
• Aggressive media
outreach
FOCUS:
On promoting the
leadership team

Mid Term:
• Establish domain
expertise
•Trend Stories
• Leadership
profiling
• Vertical specific
case study
FOCUS:
To showcase core
services
Phase II

Phase I

TIME LINES

Long-term:
• Speaker’s
opportunity
• Case
Study/reports/
White paper
• Build Thought
leadership
FOCUS:
To showcase
thought leadership
Phase III
Approach

Marketing
Capital

Intellectual
Capital

Employee
Capital

Community
Capital
Marketing Capital
• Activity:
– Media Outreach program
• Corporate Image Management
• Senior Management profiling
• Internal Seminars & Conferences
• Message
– Leadership, professional management, management
excellence
• Outcome
– Showcase “capability & expertise”
Marketing Capital
• Management Profiling
– International Banking trends
– Comment on trends in the industry/government policies
(highlight role/contribution and achievements)
– Advertorials/Placement of articles in select
publications/magazines
• Increase industry voice share Dial-a-quote
– Increase industry voice share especially related to policy &
growth drivers pertaining to industry/vertical

– Map industry articles and contribute to them
Marketing Capital
• Corporate image management
-

New Alliances & Tie up
Corporate achievements
Merger & Acquisitions
HR Policies
Corporate strategy

Media Tools:
One-on-One Interviews/ Press Releases /Contributory articles/ Press Conference/ Press Meets
Spokesperson's Focus
Spokesperson

Focus

Mural .M. Natarajan CEO and Managing
Director

Company's vision, philosophy and values,
comments on policy matters relating to the
industry, India vision and strategy

Mr Bharat Sampat Chief Financial Officer

Long term goals and financial matters.
Outlook on company‟s performance &
operational issues, India growth story,
development and plans

Mr. Praveen Kutty – Head Retail & SME Banking

Growth plans, New products in retail. DCB‟s role
in SME Banking

Mr. R. Venkattesh – Head Operations,
Technology & HR

HR policies, industry, trends and best practices at
DCB. Technology related insights
Build Thought Leadership Through Intellectual Capital
Intellectual Capital: Speaker Engagement/Participation

Event

Time Frame

Hosts 2011

Feb 2012, Mumbai

Banking Summit India

30-31 May, Delhi

Banking World

June, Mumbai

Finance & Banking –South

1-3 June, Bengaluru

Banking Expo 2011

20-22 June, Delhi

Foregin Exchange seminar

8-10 Dec, Delhi
Building the Employee Capital , be seen as a preferred employer
Employee Capital: Recommendations
• Come up with a program called, „The Corporate University of
DCB a tie up with ISB Hyderabad
for middle – senior management team. This program will have:
- Leadership Development Programs
- Long-term Education Program
- Certification Courses
- Training Programs
- Organization Development Initiatives
- Learning Resources
- Knowledge sharing platform
• Award and scholarships
Employee Capital: Recommendations
• Activity:
– Spirit of Excellence Awards
– Single window communication – group newsletter
– Lets Chat – Interactive Intranet
– Town Halls
– Painting competition for children of employees
– Specials day – smile/care/save
• Objective
– Employee integration; Develop common purpose
– Encourage dialogue
• Outcome
– Motivated, shared purpose, pride in success
Employee Capital: Recommendations
• Attract the ‘best talent’
– Tie-up with an Indian business school to identify talent
• International scholarship for higher studies
– Integrate learning and development
• Research chair with a leading business school
• Identified research on:
– Financial management/retain quality
Employee focus article and interviews
Publication
The Times of India
Deccan Chronicle

Opportunity
Ascent
Career Chronicle

Theme

Tool

Transparency in
Organizations

Media
interview/quote

Empowerment to Women

Contributory article

The Hindu

Opportunity

Team building &
Collaboration

Contributory article

Hindustan Times

Horizon

How to grow ; nurture
talent

Media
interview/Quote

DNA Academy

The new age mantra?

Contributory article

Career in Banking world

Contributory article

Best practices at DCB

Contributory article

DNA
Human Factor

Opinion

Human Capital

HR practices
Build Community Capital to showcase Social Responsibility
Community Capital
• Activity:
– Media Outreach program
• Showcase DCB‟s commitment to contributing to a sustainable
economic development and responsible business practice
• Highlight DCB‟s approach to Corporate Social Responsibility
• Message
– DCB Corporate Responsibility means its commitment to
contributing to sustainable economic development and responsible
business practices.
– DCB continuously support and work with NGO‟s
– Outcome
– To be seen as socially responsible and caring company
The Big Idea
Big Idea to connect with mass
• To promote DCB‟s retail brands we need to
connect with the mass
• Therefore DCB needs to connect with a sport
which is popular and familiar
• Sports option available : Table Tennis,
Badminton, Football, Cricket, Athletics and
Hockey
Objective
• To come out has a true Banking brand in the
eyes of its customers and partners.
• Increase the level of engagement across the key
stake holders
• Clearly spell out the goal or ambition to create a
world class champion in 5 years. Like what Sania
Nehwal is to Badminton
Go with Table Tennis
Go with Table Tennis
Why Table Tennis
Game/Sport

Indoor

Outdoor

Familiar

Played-once

Entertaining

Health &Fitness

Appeal

Badminton

Y

Y

Y

Y

Y

Y

Limited

Cricket

N

Y

Y

Y

Y

Y

Mass

Tennis

N

Y

N

N

Y

Y

Limited

Hockey

N

Y

Y

Y

Y

Y

Limited

Football

N

Y

Y

Y

Y

Y

Limited

Table tennis

Y

Y

Y

Y

Y

Y

Popular

Basketball

Y

Y

N

N

N

Y

Limited
Why Table Tennis
•
•
•
•

Easy sport to gain fitness and stamina
Simple and friendly game for recreation
Low cost of implementation
Encourage more kids and youth to play the
game and build world class champions. ( Today
champions are created from small towns MS
Dhoni is a live example )
Strategy Approach
• Educate and popularize the game
• Show the Dream
• Bring out the champion for India in next 5 years
Stage I – Educate
• Install tables at pivotal places – for example
interstate bus terminus
• Demonstration and camps in schools
• Bring it has part of the sports curriculum
• Launch a website which gives you some tips
about the game
• Have a live chat with renowned TT player
• Attack all touch points ( Like Post offices )
Stage- II- Showcase the dream
• Run a vision 2017 champion program
• Spot the talent program
• Select prospects and train them and if found
world class material send them abroad
• Get international champions to play exhibition
matches
• Run a mini IPL with some international players
Stage III- Demonstrate
• Aim to build a TT academy to nurture the talent
identified
• Make them participate in foreign tournaments
• Keep updating media on the action
• Patiently wait for the D- DAY for the champion
to emerge
Thank you

Dcb factor

  • 1.
    Communication Thought Process For Riseabove the cut-throat competition A presentation by V.Ganapathy
  • 2.
    The presentation path •Understanding the category and brand • Situation analysis & SWOT • Communication Approach /Strategy • Suggestive Engagement Program • Big Idea
  • 3.
  • 4.
    A glance atthe Banking industry • Banking industry stronger in terms of capital and industry • Globally competitive and diverse ,aiming at higher productivity and efficiency • De-regulation of financial sector has led to emergence of better quality products &services • The sector has improved manifolds in technology
  • 5.
    A glance atBanking …. contd • Rural banking, Bancassurance , financial cards, mobile banking will fuel the growth for all banks. • Focus has moved to strong customer service and innovative products and schemes • Banking sector consists of Nationalized banks, Private Banks, Foreign Banks, Regional Rural and Cooperative Banks.
  • 6.
    About DCB Bank •Founded in 1930‟s from a series of cooperative bank mergers • Its promoter The Agha Khan fund for Economic Development holds 23% stake • A new generation private sector bank with 82 branches ,132 ATMs across 10 states and 2 union territories • Operates in Corporate, SME, Retail , Agri and Wealth management
  • 7.
    Product Differentiation Product Differentiation •Enhance reach and launch exciting products • Customer service • Think beyond banking and giving total solutions in financial super market • Satisfy every customer's need
  • 8.
    Our Relationships Over 85 Relationships CommunicationApproach Client Retention Average 4.5 years
  • 9.
    Communication Objectives 1 2 3 4 • Tostrengthen and build the equity of the bank. • To heighten the awareness about DCB Bank has the emerging bank amongst the private sector banks • To position DCB as the preferred banking partner • To attract quality talent to the bank
  • 10.
    Target Audience Normative Groups • • • • • • Government RegulatoryAgencies Shareholders Board of Directors Financial Community Ministry of Finance Customer Groups • Corporates • Retail Customers • Students Functional Groups • Employees •Current •Potential • Business Partners Diffused Groups • Media • Educational institution • Special Interest Groups •Consumer Forums
  • 11.
    SWOT STRENGHTS: • Now seenas a profitable bank • Stability in Management and leadership established • Backing of Agha Khan •Wide gamut of services offered • Continuously investing in ultra modern technology to gain first mover advantage • Investing on training and motivating employees to deliver quality output WEAKNESS: •Low awareness of Bank • Product offering are me too • Leadership issue in the past • No easy connect with leadership team • Some baggage of a co -operative bank exists OPPORTUNITIES: •Growing Indian Economy and the middle class population • Government encouraging the finance sector and banks • Emergence of young entrepreneurs •Indian companies going global THREATS: • High vigilance and constant monitoring and interference by the Government • Nationalized banks also raising their bars and becoming competitive • Recession in Europe and US
  • 12.
    Bridging The Gap CurrentScenario • A small player amongst the private sector banks with no distinct identity • Bank has low TOM recall across audiences • Very Low awareness of Leadership team •Diffused positioning of the bank Desired Scenario • To be a formidable player among the private sector bank delivering value to its customers • Get DCB into the consideration set • Create a strong human face for the bank •Focus on core values
  • 13.
    Desired Positioning An innovativeand responsive neighborhood community bank in India serving entrepreneurs, individuals and businesses.
  • 14.
    Strategy Engage Educate Through our various communication initiatives we needto build the relationship with all the audience Build a platform to convey the benefits of banking with DCB Evangelize Build thought leadership around the brand to evangelize stakeholders
  • 15.
    Message House DCB Bank DCBBank is one of India‟s leading private sector bank offering a basket of services Robust corporate strategy: quality driven , vertically integrated, presence across country Robust Strategy • Focused Corporate strategy with leadership positioning • Vertically integrated – Presence across the country • Focus on specific, high potential segments Quality • Clientele • Innovative Products • Continuous training Values • Strong corporate ethics • Values: Ethical , Fair , Energetic & Dynamic • Continuous learning • Building employability and competence Customer /Media/Employees/Financial Community Financial Management • Corporate Governance • Stakeholder value • Consistent revenue growth • Leadership
  • 16.
    Communication Roadmap 16-24 months 9-15months A C T I V I T Y 6-8 months Short Term: • Initiate relationship building with media across cities • Aggressive media outreach FOCUS: On promoting the leadership team Mid Term: • Establish domain expertise •Trend Stories • Leadership profiling • Vertical specific case study FOCUS: To showcase core services Phase II Phase I TIME LINES Long-term: • Speaker’s opportunity • Case Study/reports/ White paper • Build Thought leadership FOCUS: To showcase thought leadership Phase III
  • 17.
  • 18.
    Marketing Capital • Activity: –Media Outreach program • Corporate Image Management • Senior Management profiling • Internal Seminars & Conferences • Message – Leadership, professional management, management excellence • Outcome – Showcase “capability & expertise”
  • 19.
    Marketing Capital • ManagementProfiling – International Banking trends – Comment on trends in the industry/government policies (highlight role/contribution and achievements) – Advertorials/Placement of articles in select publications/magazines • Increase industry voice share Dial-a-quote – Increase industry voice share especially related to policy & growth drivers pertaining to industry/vertical – Map industry articles and contribute to them
  • 20.
    Marketing Capital • Corporateimage management - New Alliances & Tie up Corporate achievements Merger & Acquisitions HR Policies Corporate strategy Media Tools: One-on-One Interviews/ Press Releases /Contributory articles/ Press Conference/ Press Meets
  • 21.
    Spokesperson's Focus Spokesperson Focus Mural .M.Natarajan CEO and Managing Director Company's vision, philosophy and values, comments on policy matters relating to the industry, India vision and strategy Mr Bharat Sampat Chief Financial Officer Long term goals and financial matters. Outlook on company‟s performance & operational issues, India growth story, development and plans Mr. Praveen Kutty – Head Retail & SME Banking Growth plans, New products in retail. DCB‟s role in SME Banking Mr. R. Venkattesh – Head Operations, Technology & HR HR policies, industry, trends and best practices at DCB. Technology related insights
  • 22.
    Build Thought LeadershipThrough Intellectual Capital
  • 23.
    Intellectual Capital: SpeakerEngagement/Participation Event Time Frame Hosts 2011 Feb 2012, Mumbai Banking Summit India 30-31 May, Delhi Banking World June, Mumbai Finance & Banking –South 1-3 June, Bengaluru Banking Expo 2011 20-22 June, Delhi Foregin Exchange seminar 8-10 Dec, Delhi
  • 24.
    Building the EmployeeCapital , be seen as a preferred employer
  • 25.
    Employee Capital: Recommendations •Come up with a program called, „The Corporate University of DCB a tie up with ISB Hyderabad for middle – senior management team. This program will have: - Leadership Development Programs - Long-term Education Program - Certification Courses - Training Programs - Organization Development Initiatives - Learning Resources - Knowledge sharing platform • Award and scholarships
  • 26.
    Employee Capital: Recommendations •Activity: – Spirit of Excellence Awards – Single window communication – group newsletter – Lets Chat – Interactive Intranet – Town Halls – Painting competition for children of employees – Specials day – smile/care/save • Objective – Employee integration; Develop common purpose – Encourage dialogue • Outcome – Motivated, shared purpose, pride in success
  • 27.
    Employee Capital: Recommendations •Attract the ‘best talent’ – Tie-up with an Indian business school to identify talent • International scholarship for higher studies – Integrate learning and development • Research chair with a leading business school • Identified research on: – Financial management/retain quality
  • 28.
    Employee focus articleand interviews Publication The Times of India Deccan Chronicle Opportunity Ascent Career Chronicle Theme Tool Transparency in Organizations Media interview/quote Empowerment to Women Contributory article The Hindu Opportunity Team building & Collaboration Contributory article Hindustan Times Horizon How to grow ; nurture talent Media interview/Quote DNA Academy The new age mantra? Contributory article Career in Banking world Contributory article Best practices at DCB Contributory article DNA Human Factor Opinion Human Capital HR practices
  • 29.
    Build Community Capitalto showcase Social Responsibility
  • 30.
    Community Capital • Activity: –Media Outreach program • Showcase DCB‟s commitment to contributing to a sustainable economic development and responsible business practice • Highlight DCB‟s approach to Corporate Social Responsibility • Message – DCB Corporate Responsibility means its commitment to contributing to sustainable economic development and responsible business practices. – DCB continuously support and work with NGO‟s – Outcome – To be seen as socially responsible and caring company
  • 31.
  • 32.
    Big Idea toconnect with mass • To promote DCB‟s retail brands we need to connect with the mass • Therefore DCB needs to connect with a sport which is popular and familiar • Sports option available : Table Tennis, Badminton, Football, Cricket, Athletics and Hockey
  • 33.
    Objective • To comeout has a true Banking brand in the eyes of its customers and partners. • Increase the level of engagement across the key stake holders • Clearly spell out the goal or ambition to create a world class champion in 5 years. Like what Sania Nehwal is to Badminton
  • 34.
  • 35.
  • 36.
    Why Table Tennis Game/Sport Indoor Outdoor Familiar Played-once Entertaining Health&Fitness Appeal Badminton Y Y Y Y Y Y Limited Cricket N Y Y Y Y Y Mass Tennis N Y N N Y Y Limited Hockey N Y Y Y Y Y Limited Football N Y Y Y Y Y Limited Table tennis Y Y Y Y Y Y Popular Basketball Y Y N N N Y Limited
  • 37.
    Why Table Tennis • • • • Easysport to gain fitness and stamina Simple and friendly game for recreation Low cost of implementation Encourage more kids and youth to play the game and build world class champions. ( Today champions are created from small towns MS Dhoni is a live example )
  • 38.
    Strategy Approach • Educateand popularize the game • Show the Dream • Bring out the champion for India in next 5 years
  • 39.
    Stage I –Educate • Install tables at pivotal places – for example interstate bus terminus • Demonstration and camps in schools • Bring it has part of the sports curriculum • Launch a website which gives you some tips about the game • Have a live chat with renowned TT player • Attack all touch points ( Like Post offices )
  • 40.
    Stage- II- Showcasethe dream • Run a vision 2017 champion program • Spot the talent program • Select prospects and train them and if found world class material send them abroad • Get international champions to play exhibition matches • Run a mini IPL with some international players
  • 41.
    Stage III- Demonstrate •Aim to build a TT academy to nurture the talent identified • Make them participate in foreign tournaments • Keep updating media on the action • Patiently wait for the D- DAY for the champion to emerge
  • 42.