This document summarizes key aspects of private banking and financial regulations related to private banking services and investment product sales. It defines private banking, outlines common private banking services, and describes why private banking is beneficial for both customers and banks. It then discusses regulatory requirements for selling investment products, including product due diligence, customer risk profiling, suitability assessments, ongoing monitoring, and crisis management. Quantitative and qualitative approaches to assessing investment product risk levels are also summarized.