The document discusses moving enterprises to e-invoicing and e-document exchange. It argues that e-invoicing could save 243 billion euros annually in business-to-business transactions in the EU. Public sector initiatives in several countries are already mandating e-invoicing, which will help drive further adoption. Banks are well positioned to provide e-invoicing services to small and medium enterprises through existing e-banking and payment networks. Choosing a common e-invoicing format would also help with widespread adoption.

1. Ways to move millions of enterprises to E-invoicing and e-Document exchange 7.10.2008 Amsterdam Bo Harald

6. Cost saving case studies – Finland SME invoicing 150 inbound 60 outbound Large enterprise Inbound 3.825€ Outbound 465€ Cost saving as % of turnover 1% 0,9%

9. Crystal clear mindset: Paper invoices have NO future in EU E-invoicing Expert Group

12. Epiphany from Finland .

13. My name is Guy Same Guy Bank customer Bank corporate customer Utility customer Citizen in public sector service Operator customer Operator corporate customer Corporate utility customer Enterprise in public sector service

14. Same Guy Often used and trusted e-tools for e-id, e-signatures, e-payments, payments-integrated e-invoicing Banks & insurance Utilities Telecom Public sector Pankin asiakas Pankin yritys-asiakas Sähköasiakas Terveyskeskusasiakas Operaattoriasiakas Oprin yritysasiakas Sähkö yritysasiakas Same familiar e-tools - embedded Same familiar e-tools.. Same familiar e-tools - embedded