This document provides information about using automated teller machines (ATMs). It explains that ATMs allow users to access banking services like deposits, withdrawals, and balance checks 24/7 using their ATM card and personal identification number (PIN). Key benefits are easy access to cash and banking without visiting a physical bank branch. The document outlines proper ATM safety procedures like keeping PINs secret and not displaying cash at the machine. It also notes there may be fees for using non-proprietary ATMs not owned by the user's bank.