Atm
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one of the basic necessities in our life , i have prepared this to make it understandable for a layman to use it . i have also presented to a seminar that was quiet apprecaible , hope to get from you all also .THANK YOU :)
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Presentation On ATM Technology
Watch the presentation about Presentation On ATM Technology .I have explained the detail of ATM in a concise manner.For any doubts message us.
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#ATM #ATMTECHNOLOGY #Atmtechnology
ECS
ECS (Electronic Clearing Service) allows for electronic funds transfer between bank accounts using a clearing house. It facilitates bulk payments from one account to many accounts (ECS Credits) or collection of funds from many accounts to one account (ECS Debits). The process involves an ECS user initiating transactions by submitting data to a clearing house, which then debits the user's sponsor bank and credits recipient banks for onward crediting to beneficiary accounts. This electronic system provides advantages over paper-based payments like avoiding loss of instruments and ensuring timely credit of funds.
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This document provides an overview of payment systems in India, including existing systems like ECS, NEFT, RTGS and emerging mobile payment systems like IMPS. It defines key payment system stakeholders and classifications. Specific sections describe the process, advantages and disadvantages of IMPS mobile payments. Comparisons are made between IMPS and other electronic payment methods. The document also discusses future payment trends focused on increasing convenience, affordability, confidence and consumer protection in digital financial services.
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An ATM allows customers to access financial services without a human bank teller. It uses a card with unique account information and a PIN for security. An ATM has components like a card reader, keypad, screen and cash dispenser to withdraw and deposit money, check balances, transfer funds and more. The first ATM was installed in 1967 in London. Now ATMs are widely used, come in various types, and occasionally experience fraud, but precautions can help users stay safe.
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This document provides an overview of card payment systems. It describes the simplified authorization flow when a customer makes a payment by credit or debit card, involving the merchant, acquirer/processor, payment brand, and issuer. It also discusses electronic data capture, the ISO 8583 financial transaction message format, magnetic stripe vs EMV chip cards, verification options, card not present transactions, card management systems, and the simplified settlement flow.
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Presentation On ATM Technology
Watch the presentation about Presentation On ATM Technology .I have explained the detail of ATM in a concise manner.For any doubts message us.
Best Wishes
#ATM #ATMTECHNOLOGY #Atmtechnology
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ECS (Electronic Clearing Service) allows for electronic funds transfer between bank accounts using a clearing house. It facilitates bulk payments from one account to many accounts (ECS Credits) or collection of funds from many accounts to one account (ECS Debits). The process involves an ECS user initiating transactions by submitting data to a clearing house, which then debits the user's sponsor bank and credits recipient banks for onward crediting to beneficiary accounts. This electronic system provides advantages over paper-based payments like avoiding loss of instruments and ensuring timely credit of funds.
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An ATM allows customers to access financial services without a human bank teller. It uses a card with unique account information and a PIN for security. An ATM has components like a card reader, keypad, screen and cash dispenser to withdraw and deposit money, check balances, transfer funds and more. The first ATM was installed in 1967 in London. Now ATMs are widely used, come in various types, and occasionally experience fraud, but precautions can help users stay safe.
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The document introduces a presentation group consisting of 6 members and discusses automated teller machines (ATMs). It provides details on the history and types of ATMs, how they work, types of ATM cards including credit and debit cards. The document also discusses advantages and disadvantages of ATM usage, common ATM fraud issues in Bangladesh, the increasing number of ATM users in Bangladesh, and concludes by reflecting on how ATMs have become ubiquitous worldwide over the past 50 years.
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The document discusses the history and functions of automated teller machines (ATMs). It traces the development of ATMs from early prototypes in the 1930s to the first modern ATM introduced in the UK in 1972. It describes the basic components of an ATM and how they enable customers to perform transactions like withdrawing cash, checking balances, and transferring funds 24/7 without visiting a bank. Benefits include convenience and round-the-clock service for customers as well as reduced workload for bank staff. Potential disadvantages involve limited availability in remote areas and security issues if a card is stolen.
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The document discusses cash deposit machines (CDMs), which allow users to deposit cash into their bank accounts without human assistance. CDMs can be used with a debit card by entering a PIN, or by entering a 15-digit account number. A maximum of Rs. 49,950 can be deposited in 200-400 notes at a time. The machine counts and sorts the cash, displays the amounts, and generates a receipt once complete. Funds are instantly credited to the user's account after deposit is confirmed.
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This presentation provides an overview of various banking products and services. It discusses the different types of banks and their core functions. It then examines several common banking products in India including deposits (current, savings, fixed, recurring), loans, cash credit, overdraft, credit cards, debit cards, ATMs, mobile/internet banking, demat accounts, and e-cheques. For each product, it provides details on what they are, the types that exist, their key features and benefits. The presentation is intended to educate audiences on the range of offerings provided by banks in India.
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An ATM, or automated teller machine, allows customers to access financial transactions without a human clerk by using a card with a magnetic stripe or chip containing account information and a personal identification number for security. Key functions of ATMs include withdrawing cash, checking balances, transferring funds between accounts, and paying bills. The first ATM was installed in 1967 in London, and the modern networked ATM was invented in 1968 in Dallas, Texas. ATMs consist of components like card readers, keypads, displays, receipt printers, and cash dispensers to complete transactions.
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This document provides information about ATMs, including their history, structure, and uses. It discusses how ATMs work, allowing customers to access cash 24/7 without human intervention. The key components of an ATM are described as the processor, consumer interface panel, card reader, printers, dispenser, and depositor. Alternative uses of ATMs beyond cash withdrawal are also mentioned, such as depositing, checking balances, and transferring funds.
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An ATM card fraud case study is described. Chennai police arrested a 22-year-old man, Deepak Prem Manwani, for breaking into ATMs and stealing Rs. 7.5 lakh. He was part of an international gang involved in cybercrime. The gang created fake websites resembling reputed companies to steal people's personal details like PIN numbers. When complaints arose in the US, the FBI investigated and alerted Indian authorities. Manwani has since been released on bail while the police believe this marks progress in dismantling a major cybercrime ring.
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An ATM, or automated teller machine, allows bank customers to access their accounts and perform transactions like withdrawing cash or checking balances without interacting with a human teller. The document provides a history of the first ATM, how ATMs work by connecting to bank networks, common security features of ATMs, and tips for safe ATM usage. Modern ATMs use encryption and other technologies to securely process transactions and protect customers' financial information.
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The document provides information on various saving account options offered by ICICI Bank and ING Vysya Bank (now rebranded as Kotak Mahindra Bank).
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The document discusses the history and functions of automated teller machines (ATMs). It describes how the first ATM was introduced in 1967 in London to reduce customer time and bank costs. ATMs allow 24-hour access to cash withdrawals and other banking services using a card with a magnetic stripe or chip and personal identification number for security. Common ATM components include card readers, keypads, displays, cash dispensers and receipt printers. Location and security of ATMs are also addressed.
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The document discusses the history and functions of automated teller machines (ATMs). It describes how the first ATM was introduced in 1967 in London to reduce customer time and bank costs. ATMs allow 24/7 access to cash withdrawals, balance checks, funds transfers and bill payments using plastic cards and PINs for security. The document outlines the common components of ATMs like card readers, keypads, displays and cash dispensers. It also reviews the programming elements like loops, if/else statements and switch cases used to develop ATM management systems.
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An automated teller machine (ATM) allows customers to access their bank accounts to withdraw and deposit cash, transfer money between accounts, and check balances without visiting a branch. ATMs connect to bank networks through leased phone lines or dial-up connections. They have input devices like card readers and keypads, and output devices like screens, printers, and cash dispensers. ATMs provide benefits for both banks and customers by increasing business and allowing customers convenient access to cash whenever needed.
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This document provides an overview of electronic banking, including its introduction, advantages, disadvantages and types. Electronic banking allows funds to be transferred electronically rather than through cash or checks. It was first conceptualized in the 1970s and introduced in some banks in 1985. Common types of electronic banking include automated teller machines (ATMs), internet banking, mobile banking, and electronic funds transfer. ATMs allow customers to access cash 24/7 using debit or credit cards. Internet and mobile banking provide banking services via websites and apps. Electronic funds transfer enables electronic money transfers between bank accounts in real-time.
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Atm
- 3. ATM or AUTOMATED TELLER MACHINES are the automated banking devices that helps the customers to access their basic banking transactions. It does not include any banking representatives.
- 5. HISTORY The idea of self-service in retail banking developed through independent and simultaneous efforts in Japan, Sweden, the United Kingdom and the United States. The ATM was invented by Scot John Shepherd- Barron. Reg Varney using the first ATM in 1967
- 7. TYPES OF ATM ‘S ONLINE ATM : PIN based atms , connected with bank’s database, transactions monitored by banks. OFFLINE ATM : Donot involve PIN code , not connected to bank database,have predefined withdrawl limit fixed, can be used anywhere where credit cards are accepted . ONSITE ATM : That are next to your bank branches. Accessed by the banks . OFFSITE ATM : Which are installed anywhere, but within the branch.
- 8. WHITE LABELLED ATM ‘S : Provided by the NBFC’s that have been incorporated under Companies Act 1956. BROWN LABELLED ATM’S: Owned by the service providers and cash management is maintained by the sponsered banks. WORKSITE ATM’S: Located within the premises of an organisation & is meant for the employees. OTHER ATM’S : GREEN LABELLED ATM YELLOW LABELLED ATM PINK LABELLED ATM
- 11. 1.INSERT THE ATM CARD INTO THE ATM DEVICE
- 12. 2. TYPE IN YOUR PIN (PERSONAL IDENTIFICATION NUMBER)
- 13. 3. SELECT THE WITHDRAWAL OPTION
- 14. 4. SELECT THE ACCOUNT
- 15. 5. TYPE YOUR AMOUNT TO BE WITHDRAWN
- 16. 6. SELECT THE EXIT OPTION
- 17. 7. TAKE YOUR CARD
- 19. 9. TAKE YOUR RECEIPT
- 20. MINIMUM AND MAXIMUM LIMIT OF WITHDRAWAL Yes, banks set limit for cash withdrawal by customers. The cash withdrawal limit for use at the ATM of the issuing bank is set by the bank during the issuance of the card. This limit is displayed at the respective ATM locations. EXAMPLE: The most popular service in SBI ATMs enables customers to withdraw up to a daily limit of Rs. 40,000/- The options in the denomination of 100, 200, 500, 1000, 2000, 3000, 5000, 10,000 are available.
- 22. 1.CARDLESS CASH WITHDRAWAL Cardless Cash Withdrawal service, a simple and safe mode for ICICI Bank customers to send cash, 24x7, to any mobile number in India. All you need is to login to www.icicibank.com with your Internet Banking user ID and password and initiate a Cardless Cash Withdrawal transaction.
- 23. 2.EXPRESSION CARDS The cards provides: HIGH daily spending limits Daily cash within india : 1 lac Daily purchase limit at retail /online websites : 2 lac
- 24. BENEFITS You don’t have to carry cash around with you. If your card is stolen, the thief cannot get your money without your PIN. You can use it to pay at some retail shops. Keeps your money safe. You can withdraw cash at any time, day or night. The banks don’t need to be open. Your ATM card is protected by a PIN, keeping your money safe. You don’t need to fill out withdrawal and deposit slips. ATMs are faster than going to the bank—no long lines.
- 25. FRAUDS
- 29. Collect your cash immediately from the slot. In case of any discrepency or failure transactions immediately contact your bank. Inform your bank if u have lost your atm card. Shield the keypad while entering your PIN.
- 30. Donot leave your ATM transaction unattended. Step out when your transaction is complete. Donot keep your card & PIN together Also donot share your PIN details with anyone . Donot write PIN on the reverse side of the card. Never accept assistance from strangers at the ATM.