This document provides a summary of a proposed livelihood cooperative for Amrakh Gram Panchayat in Muzaffarpur, Bihar. It outlines the framework, organization structure, key livelihood strategies including goat farming, fish farming, bangle making and agriculture. It discusses the asset position, proposed organization under the cooperative law, costing and market linkage for each livelihood. The document also provides a SWOT analysis and outlines the role Gram Panchayat can play in supporting the cooperative through activities like rural markets, awareness programs and infrastructure development.

1. FACULTY GUIDE:
Dr. Hemnath Rao Hanumankar.
Prof. Amrita Dhiman.

2. TABLE OF CONTENTS
1. Introduction
2. Framework
3. Organization
4. Goat Farming
5. Fish Farming
6. Lac Bangle Making
5. Agriculture
6. Market linkage
A
B
C
D
E
F
G

3. AMRAKH GRAM PANCHAYAT

4. District: Muzaffarpur
Block: Kurhani
Population: 10973
Total Households: 2270
Total Ward: 13
Male: 53%
Female: 47%
VILLAGE PROFILE
Village: Amrakh Gram Panchayat

5. Methodology
 Primary Data: Telephonic Interviews.
 Secondary Data: Baseline Data., Current news articles and research papers.

6. Problem statement
 A significant part of the population is unemployed.
 The women are not contributing to the Economy.
 The majority of the villagers are involved in Agriculture.
0.9 1.7
6.2
25.6
30.0
35.1
0
5
10
15
20
25
30
35
40
private job business unemployed Labour Housewife Farmer

7. DFID sustainable livelihood framework
VULNERABILITY
CONTEXT
• UNEVEN
RAINFALL
• SANITATION
• URBANISATI
ON
LIVELIHOOD
ASSET
PHYSICAL
SOCIAL
HUMAN
NATURAL
FINANCIAL
INFLUENCES
ACCESS
TRANSFORMING
STRUCTURE&PRO
CESS
• AMRAKH GP
• MUKHIYA
• LOCAL
INSTIUTION
• LAWS
• LOCAL
CULTURE
• SOCIAL
INSTITUTION
LIVELIHOOD
OUTCOME
LESS
VULNERABIITY
MORE INCOME
GAIN IN 5
CAPITALS
SUSTAINABILITY
L
I
V
E
L
I
H
O
O
D
S
T
R
A
T
E
G
E
Y
T
O
A
C
H
E
I
V
E

8. Asset Pentagon
PHYSICAL CAPITAL
SOCIAL CAPITAL
FINANCIAL CAPITAL
HUMAN CAPITAL
NATURAL CAPITAL
INDICATORS
• EDUCATION & SKILLS.
• LABOUR.
• HEALTH.
INDICATORS
• CREDIT & SAVINGS.
• SOURCE OF INCOME.
INDICATORS
• FERTILE LAND
• WATER.
INDICATORS
• SHG’s (78).
• FARMERS CLUB.(1)
INDICATORS
• INFRASTRUCTURE.(Ro
ds, Medical facilities,
Access to Education
etc.
• PRIVATELY OWNED
ASSETS. (pukka house,
toilet etc.
Natural Capital Physical Capital Social Capital Financial Capital Human Capital
7 6.25 6.5 6 6.5Source: Baseline
Data

9. Livelihood
Goat Breeding
Farm
Fish
Farming
Agriculture Bangle making
• Grazing land.
• Goats are easy to
Handle.
• Nearly 370
Households in
Amrakh are involved
in Goat rearing.
• Available Ponds.
• Market Demand.
• Currently there are
10 farmers involved
in fish farming.
• The land of Amrakh
is very Fertile.
• Almost 36% of the
population is
involved in
Agriculture.
• Low Initial cost.
• Can Include the
Female population.
• Less space required.
• Market Demand.
Source: Baseline Data

10. The Proposed Organization
The proposed organization would be started
under the “Bihar Self Supporting Cooperative
Societies (Amendment) Act 2013”.
 To serve the interest of the poorer sections
of society through the principle of self-help and
mutual help.
 Providing Additional Income to the members.
 To practice fair and transparent business activities.
Objectives of the organization

11. Why a Cooperative?
• Less Taxation.
• Funding Opportunities.
• Democratic Organization.
• Transparency.

12. Market Linkage.
Provide Livelihood.
Providing Inputs.
Training and assistance.
Services provided by the cooperative

13. Organizational structure
GOAT
FARMING
FISH
FARMING
AGRICULTURE
BANGLE
MAKING
CEO
Production
Manager
Sales
Manager
Finance
Manager
Human
Resource
Manager
Production
team
Production
Team
Production
Team
Production
Team
Sales
Team
Sales
team
Sales
Team
Sales Team
Group
Finance
Team
Finance
Group
Finance
Team
Finance
Team
HRM
Team
HRM
Team
HRM
Team
HRM
Team

14. Goat Breeding Farm

15. Why Goat Farming?
Increasing demand of Goat milk.
Increasing demand of Mutton.
04
03
02
01
Source: Central institute of research for goats, Mathura
Easy Maintenance & Less Capital
Shortage in Market.

16. BUCK AND DOE SUPPLIER
Breed: Black Bengal
GOAT BREEDING CENTRE
MEMBER-1
3 GOATS
MEMBERS-2
3 GOATS
MEMBER-…
3 GOATS
MEMBER-..
3 GOATS

17. Goat breeding farm

18. FIXED COST TOTAL
TOTAL FIXED COST Rs.1,59,000
VARIABLE COST TOTAL
LAND
FURNITURE
FODDER CULTIVATION
COST OF GOATS 50 DOE 3 BUCKS
SHED CONSTRUCTION
LEASED
BUY
BUY
30,000
2,000
8,000
1,09,000
10,000
BREAK-EVEN POINT
BREAK-EVEN UNITS
BREAK-EVEN SALES
72 Goats
Rs. 2,91,400
Costing of the project
VARIABLE COST
COST OF GOODS SOLD
VARIABLE COST PER UNIT
CONTRIBUTION
84,750
3,20,000
750
3,250

19. Break Even
= Rs.2,43,750
=Rs.1,59,000
Rs. 2,91,400
72 Goats
Sales

20. Fixed Cost Variable
Cost
Total
Project
Cost
Total project expenses
Fund AMOUNT
MEMBERS CONTRIBUTION
FUNDING AGENCY
62,500
1,81,250
Rs.2,43,750TOTAL
Rs.2,43,750
PROFIT PER HOUSEHOLD
Membership Fees 2500
Goat to each member 3
Selling price of one goat 4000
PROFIT 9500

21. Value chain

22. The current status of the Market

23. Why fish farming?
In compare to
agriculture fish
farming have
less stress and
shocks as well
as less risk.
Vulnerability
It require one
time investment
and operational
cost is low
compared to
other
businesses.
.
One time
Investment
Fish marketing
is expanding
there is demand
for fish in arid
and dry area.
Scope

24. Fish Breeds
• Rohu.
• Catla.

25. Digging a Pond at Affordable Price

27. Costing of the project
FIXED COST TOTAL
TOTAL FIXED COST Rs.86,500
VARIABLE COST TOTAL
DIGING OF POND
FIXED LABOUR
NET & FISHING TOLS
PUMP SET
OTHER EXPENSE
JCB RENT
BUY
70,000
5,000
2,000
6,000
3,500
BREAK-EVEN POINT
BREAK-EVEN VOLUME
BREAK-EVEN SALES
1637KG
Rs. 1,14,623
VARIABLE COST
COST OF GOODS SOLD
VARIABLE COST PER UNIT
CONTRIBUTION
85,750
7,00,000
17.18
52.83
BUY

28. Break Even
= Rs.1,72,375
=Rs.86,500
Rs. 1,14,623
1637 Kg of Fish
Sales

29. Total Project Expenses
Fixed Cost Variable
Cost
Total
Project
Cost
FIXED COST AMOUNT
MEMBERS CONTRIBUTION
FUNDS
1,00,000
72,375
Rs.1,72,375TOTAL
Rs.1,72,375
PROFIT PER HOUSEHOLD
CONTRIBUTION PER HEAD 5000
EARNING OF 20 MEMBERS 614125
PER HOUSEHOLD EARNING 20706.25
PROFIT Rs.25,706

30. Value Chain

31. Why Bangle Making
• It is inclusive in
nature.
• Even women can
easily participate
and can do work
from household.
Inclusive
• Women can get
employment by
this.
Women
focused
• Bangle have great
demand among
women.
• It have emotional
appeal.
• Rise in demand
because of
globalization.
Scope

32. FIXED COST TOTAL
TOTAL FIXED COST Rs.11,750
VARIABLE COST TOTAL
TOOLS
STOVE
WEBSITE
3050
700
8000
BREAK-EVEN POINT
BREAK-EVEN VOLUME
BREAK-EVEN SALES
389
VARIABLE COST
COST OF GOODS SOLD
VARIABLE COST PER UNIT
CONTRIBUTION
4900
20000
9.8
30.2
Rs. 15562.8
Costing of the project

33. Break even
= Rs.16,650
=Rs.11,7500
Rs.15,562
389 units.
Sales

34. Fixed Cost Variable
Cost
Total
Project
Cost
Total project expenses
FIXED COST AMOUNT
MEMBERS CONTRIBUTION
FUNDS
10,000
6650
Rs.16,650TOTAL
Rs.16,650
PROFIT PER HOUSEHOLD
CONTRIBUTION PER HEAD 1000
PACKET SHARE TO EACH 62
SALES PRICE OF ONE PACKET 40
PROFIT Rs.1480

35. Value Chain

36. Why Agriculture?
• Market of
Muzaffarpur
support
agriculture
product and
there is
many
supplier.
MARKET.
• Almost 70%
people are
semi skilled
labor
agriculture
is good
livelihood in
Amrakh.
• .
SKILL.
• Amrakh
have fertile
soil.
• No shortage
of water.
ENVIRONMENT.

37. Costing of the Project.
FIXED COST TOTAL
TOTAL FIXED COST Rs.29,500
VARIABLE COST TOTAL
WARE HOUSE
PUMP SET
ELECTRICITY
LAND MANTAENCE
MACHINERY AGRI TOOLS
RENT 15,000
3,000
1,500
5,000
5,000
BREAK-EVEN POINT
BREAK-EVEN VOLUME
BREAK-EVEN SALES
29.5 quintal.
Rs. 47,200
VARIABLE COST
COST OF GOODS SOLD
VARIABLE COST PER QUINTEL
CONTRIBUTION
47,700
1,27,200
900
1,500

38. Total Project Expenses
Fixed Cost Variable
Cost
Total
Project
Cost
FIXED COST AMOUNT
MEMBERS CONTRIBUTION
FUNDS
77,200
If required
Rs.77,200TOTAL
Rs.77,200

39. = Rs.77,200
=Rs.29,500
Rs. 47,200
29.5 quintal.
Sales
Break Even

40. Value Chain
Agricultural
Inputs
Agricultural
Practices
Harvesting Procurement
Produce
Marketing
Processing
& Retail

41. Marketing mix
Place
• Traditional market.
• Local haats.
Retail Outlets..
Product Price
• Demand –Supply gap
determine the price .
• Segment based pricing.
Promotion
• Word of mouth.
• Word of mouse.
• Print advertisement.
• Raw fish.
• Goat.
• Bangle.
• Wheat &paddy.

42. SWOT Analysis
• Good quality product.
• Reasonable price.
• Based on community
involvement .
• Lack of marketing
channels.
• Lack of trained
workers.
• Lack of infrastructure.
• Untapped potential for
the export & value
added products in
rural market.
• The growing demand
of products.
• Rapid urbanisation.
• Depletion of natural
resources (pastural
land).
• Invasion of diseases.
• Market competition.

43. Role of the Gram Panchayat
02
01
03
04
Bangle making.
• Rural Haats.
Agriculture
• Awareness.
Fish Farming
• MNREGA.
• Selecting and
promoting Rural
youth led Fish farms
as training cum
demonstration
centre panchayats.
Goat Farming
• Common Grazing Lands.
• Vaterinary Camps.
According to the Bihar panchayat Act. 2006 there are six standing committee, The Production committee could help
with the Cooperative as it deals Animal Husbandry, Fisheries, cottage Industries and Agriculture.

44. Limitations
 The interaction with the villagers was virtual.
 Hesitation in sharing Information.
 Time constraint.
 Assumptions.

45. THANK YOU!