Promotion Linked Training Batch 37 BPS 17 to BPS 18 26 August 2019 to 20 September 2019 Muhammad Afzaal Firdosui HM GHS 48/F CTN (Bahawalnagar)

1. Retirement & Pension
Resource Person
Ch.Ghulam Hasan Shakir
Ex, Director (Admin)
Directorate of Public Instruction (EE)
Punjab Lahore
Contact No. 0333-4400780,
042- 37592521

2. Punjab Civil Servants Act,1974
 Section 18 – Pension & Gratuity
 On retirement from service, a civil servant shall be
entitled to receive such pension or gratuity as may be
prescribed.
 In case of death of civil servant, before or after
retirement______ family entitled to receive such pension
or gratuity or both.
 No pension shall be admissible to a civil servant who is
dismissed or removed from service for reasons of
discipline_______ compassionate allowance not
exceeding 2/3 of the pension or gratuity ( bodily or
mental infirmity)
 Not delayed beyond one month of the date of his
retirement or death_____ anticipatory pension & gratuity.

3. Punjab Civil Services Pension Rules 1963
 Condition of pension (Rule 1.8)
 Good conduct of pensioner / family pension.
 Withhold or withdraw pension or any part if pensioner is
convicted of serious crime or grave misconduct.
 Recovery from the pension.
 Departmental proceedings not completed within one
year____ up to 80%.
 Judicial Proceedings____ awaiting Judgment. But after
one year up to 80%.
 On finalization of the proceedings excess amount to be
refunded .
 Relaxation of rules in individual cases. (Rule 1.10)

4. Service Qualifying for Pension
 Service must be under Govt.
 Service must be pensionable.
 Service must be paid by the Govt. from the Provincial
Consolidated Fund.
 Temporary service rendered more than five years.
 Temporary and officiating service followed by
confirmation.
 Period spent in an approved training.
 Leave with pay, study leave
 Military Service.
 Deputation Period under Govt. (otherwise to deposit
share)
 Suspension period, if immediately followed by
reinstatement.

5. Non Qualifying Service
 Extraordinary leave/ EOL (leave without pay)
 Service rendered before break, if break is not condoned.
 Unauthorized absence.
 Removal or dismissal from service
 Service forfeited under disciplinary rules.
 Resignation from service
Condonation of interruptions and
deficiencies (Rule 2.12)
 The administrative department may for purposes of
pension condone all gaps between periods of service as
per conditions.

6. Classifications of Pension
 Compensation pension:
Discharge owing to the abolition of his permanent post
or owing to a change in the nature of the duties of that
post_____ Compensation pension/Gratuity or accepting
another post or transfer another establishment.
 Invalid Pension:
Before reaching the superannuation to a Govt. Servant
who by bodily or mental infirmity is permanently
incapacitated for further service on production of a
medical certificate from the medical board__________
Death while in service.

7.  Superannuation Pension:
Govt. Servant who retires on attaining the age of 60 years.
 Retiring Pension:
Retirement, by competent authority after 20 years qualifying
service (section 12 (i) Punjab Civil Servant Act 1974)
Compulsorily Retired by Competent authority on grounds of
inefficiency misconduct or corruption (PEEDA Act 2006) (at
least 10 years qualifying service)
Opts to retire after 26 years qualifying service (encashment)
L.P.R ------ 25 years Service ( if admissible )

8.  Amount of Full Pension:
 After a qualifying service of not less than 10 years, - 9 Year 6
Months treated as 10 years – 9 year or above condone by
administrative department.
 Superannuation, retiring, invalid or compensation pension may
be granted in accordance with the scale laid down.
During Serivce Death :
Pension/Salary w.e.f 22-02-2017 to the family of a Civil
Servant who Dies While in Service.
(i) The deceased’s family shall be allowed salary,
along with annual increases in the pay, the
deceased officer/official was drawing till the date of
superannuation of the deceased civil servant.
(ii) After the date of superannuation, family pension
shall be allowed as per clause 4.10 of the Punjab
Civil Services Pension Rules, 1967.
(No.FD-SR-1/3-10/2004, Dated 15th August, 2017)

9. Family Pension @ 75%
 Wife or wives, in case of male Govt. Servant. (Discontinue
on remarriage or death. which is earlier )
 Husband, in case of female Govt. Servant till death or
remarriage.
 Children of the Govt. Servant (Below 24 years age)
(adopted child).
 Family pension in case of widow or husband death will be
admissible to the dependent sons until they attain the age
of 24 years or till they are gainfully employed, which is
earlier and to unmarried daughters till their marriage, or
their acquiring regular source of income which is earlier.
(equal share)
 Upto 4 members (one wife & eligible children) equal share.
 More than 4 members – each widow 1/4 balance equal
divided.
 The pension to physically/ mentally retarded children will be
admissible for life.
 widowed daughter, divorced daughter and unmarried sister

10. Eldest widow of deceased son or
Eldest surviving sons of deceased son or
Eldest unmarried daughter of deceased son or
Eldest widow / divorced daughter of deceased son
In case of a female Govt. Servant leaving behind children
from a former marriage in addition to her husband and
children by her surviving husband, the amount of pension
shall be divided equally among the husband & all eligible
children. If exceed 4, husband 1/4 and balance equally
Wife if desired can give in writing that husband may not
be treated as family member.

11.  In case of no family
Father (for life) or
Mother (for life) or
The eldest surviving brother below the age of 21 years. Or
The eldest surviving unmarried Sister – In case of married
or death –
next eldest sister –
Then eldest surviving widow / divorced sister.
Gratuity (Lum sum amount once a time)
 Wife or wives in case of a male Govt. Servant.
 Husband in case of a female Govt. Servant.
 Children of the Govt. Servant (below 24 years age).
 Widow or widows and children of a deceased son of the
Govt. Servant. (below 24 years age).
 If not eligible then sons & daughters even over 24 years
or even married.
 Nomination
.

12. If Govt. servant leaves no family (equal shares)
 Brothers below the age of 21 years
 Unmarried and widowed sisters.
 Father and Mother
Extraordinary Pension
 An injury/ disability pension to a Govt. Servant or in
case of his death, a family pension--- on conditions
on the merits of each case.
 While performing any particular duty which has the
effect of increasing of liability to injury beyond the
ordinary risk of the post which he holds.

13.  Place of Payment
 A pension/ gratuity is payable in rupees at any
Govt. treasury in Pakistan.
 Commutation of Pension (35% of gross pension)
 Competent authority may sanction the commutation
for lump sum payment of a portion.
 The lump sum payable on commutation shall be
calculated in accordance with the table.
 The computed portion of pension shall be restored
to the pensioner on completion of purchased years.

14.  Pension sanctioning
authority
 Appointing authority.
 The authority whom powers are delegated.
 Additional Secretary (General) BS-17 to
BS-20)
 Pension payment order (PPO) will be
issued by Accountant General Punjab /
District Accounts Officer.

15. Processing of Pension case
Required documents:
 Pension papers (3 sets)
Application for grant of pension/ gratuity
Photographs.
Descriptive roll (List of family members)
Undertaking for recovery of amount
Option for commutation
Option for bank
Specimen signature
Impression of the thumb and fingers
Copy of CNIC of pensioner

16. Retirement notification (1 year before retirement)
 Service Book ( in original and attested photocopy)
verification of service
 Last pay slip. Income tax certificate.
 No inquiry certificate No punishment certificate.
 No demand certificate No audit para / internal or
external
audit report.
 NOC from building department/ estate office regarding
official accommodation.

17. Calculation of pension/Gratuity
Gross pension:
Basic pay x Length of service x 7/300(as per table)
(last pay drawn) (maximum 30 years)
Rs. 40,000x30x7/300=Rs.28,000/-
Commutation: (35 %)
Gross pensionx35/100
Rs.28000x35/100=Rs.9800/-
Net pension (65 %) (per month)
Gross pension – commutation
Rs. 28000-9800= Rs.18,200/- (plus increase)

18. Gratuity: (Lump sum Amount)
Commutation x 12 x formula (as per
commutation table)
Rs.9800 x12x12.3719=Rs.14,54,935/-

19. Finance Department Letter No. FD.PC-2-1/2001 Dated 22_ 10- 2001 Commutation Table
Age next
Birthday
No. of years
purchased
Age next
Birthday
No. of years
purchased
20 40.5043 51 17.6526
21 39.7341 52 17.0050
22 38.9653 53 16.3710
23 38.1974 54 15.7517
24 37.4307 55 15.1478
25 36.6651 56 14.5602
26 35.9006 57 13.9888
27 35.1372 58 13.4340
28 34.3750 59 12.8953
29 33.6143 60 12.3719
30 32.8071 61 11.8632
31 32.0974 62 11.3684
32 31.3412 63 10.8872
33 30.5869 64 10.4191

20. Age next
Birthday
No. of years
purchased
Age next
Birthday
No. of years
purchased
34 29.8343 65 9.9639
35 29.0841 66 9.5214
36 28.3362 67 9.0914
37 27.5908 68 8.6742
38 26.8482 69 8.2697
39 26.1009 70 7.8778
40 25.3728 71 7.4983
41 24.6406 72 7.1314
42 23.9126 73 6.7766
43 23.1840 74 6.4342
44 22.4713 75 6.1039
45 21.7592 76 5.7858
46 21.0538 77 5.4797
47 20.3555 78 5.1854
48 19.6653 79 4.9030
49 18.9841 80 4.6321
50 18.3129

21. Financial Benefits for Retired Punjab Civil Servants on part of Government / Department
Categories of
Retirement
Pension &
Gratuity
LPR or
Encashment
Max.365
days
Retirement
Grant
(T.A/D.A.)
G.P.
Fund
Facility of Rule 17-A
4 Months
Salary
Family
Assistance
(Scale Wise)
Medical
Allowance
Retirement on
Superannuatio
n
Admissible
as per
rules
Admissible as
per rules
Admissible
along with
family &
luggage as
per rules
As balance
available
NO NO NO
Admissible
as per rules
Pre-mature
retirement on
qualifying 26
years service
Admissible
as per
rules
Admissible as
per rules
-do- -do- NO NO NO
Admissible
as per rules
Compulsory
Retirement (at
least 10 years
service
Admissible
as per
rules
NO NO -do- NO NO NO
Admissible
as per rules
Invalidation
Retirement (at
least 10 years
service)
Admissible
as per
rules
Encashment
Admissible as
per rules
Admissible
along with
family &
luggage as
per rules
-do-
No ban on appointment one
child, BS-1-5 including J.C. if
eligible. For post BS-6 &
above additional 10 marks
when post is advertised, if
eligible.
NO NO
Admissible
as per rules
In-service
death (at least
10 years
service)
Family
pension as
per rules
75%
Encashment
Admissible as
per rules to
family.
Admissible
for family,
dead body &
luggage
-do- -do-
Pay last draw
plus
allowances to
family
Admissible as
per rules, to
family including
contract
employees
Admissible
as per rules
In-service
death due to
sectarian
violence
Full family
pension till
the
children
attain age
of 18 years
Encashment
Admissible as
per rules to
family
Admissible
for family,
dead body &
luggage
-do-
Either the spouse or one
child if eligible for the post.
No ban on appointment
-do-
In addition to
above Rs.0.5
million to family
Admissible
as per
rules.
Death after
Retirement
Family
pension as
per rules.
75%
NO NO -do- NO NO NO
Admissible
as per
rules.

22. Financial Benefits for Retired Punjab Civil Servants out of Benevolent Fund
Categories of
Retirement
Farewell grant Marriage Grant
Monthly grant to
widow (Scale
wise)
Funeral grant in
case of death
Scholarship Group Insurance
Retirement on
Superannuation
Equal to last basic
pay drawn for
gazette officers
only
On marriage of
each daughter till
15 years after
retirement
NO
Employees & family
members
Non-Gazetted
From post matric
classes up to 2
children with
condition of marks
Govt. or recognized
institutions.
NO
Pre-mature
retirement on
qualifying 26 years
service
-do- -do- NO -do- -do- NO
Compulsory
Retirement
NO -do- NO -do- -do- NO
Invalidation
Retirement
Equal to last basic
pay drawn for
gazette officers
only
On marriage of
each daughter till
15 years after
retirement
NO
For family
members (Non-
Gazetted)
From primary level,
Up to 3 children
with out condition
of marks
NO
In-service death
Equal to last basic
pay drawn for
gazette officers
only
For each daughter
with out any time
limit
Admissible till re-
marriage or death
which is earlier
Admissible on the
death of Govt.
servant or family
members
-do-
Admissible to
family according to
scale
In-service death
due to sectarian
violence
Equal to last basic
pay drawn for
gazette officers
only
For each daughter
with out any time
limit
Admissible till re-
marriage or death
which is earlier
Admissible on the
death of Govt.
servant or family
members
Free education for
all children up to
the age of 25 years
with out any
condition of marks
Admissible to
family according to
scale
Death after
Retirement
NO
For each daughter
within 15 years
after retirement
Admissible till re-
marriage or death
which is earlier
Admissible for non-
gazetted & family
From primary level
for 3 children with
out condition of
marks
Admissible to
family within 5
years after
retirement on
superannuation

23.  Activity
 Retirement and Pension
 Name: ___________________ Roll No. _____________ Group: __________________
 1. Section _______ of Punjab Civil Servants Act. 1974 is in regard with pension / gratuity.
 (a) 10 (b) 15 (c) 18 (d) 22
 2. A civil Servant is entitled pension / gratuity under Punjab Civil Services Pension Rules_______.
 (a) 1960 (b) 1963 (c) 1970 (d) 1975
 3. Four Classifications of Pension are:
 (a) Compensation Pension (b) Invalid Pension (c) (d)
 4. Minimum qualifying service for pension / gratuity is required.
 (a) 5 Years (b) 10 Years (c) 20 Years (d) 25 Years
 5. Govt. may sanction compassionate allowance not exceeding _______ of the pension or gratuity.
 (a) 1/2 (b) 1/3 (c) 2/3 (d) 3/4

24.  6. Children are entitled to receive pension up to the age of ______ if they are not gainfully
employed earlier.
 (a) 18 (b) 20 (c) 22 (d) 24
 7. Physically / mentally retarded children will be admissible to receive pension for ______
 (a) 18 Years (b) 25 Years (c) 35 Years (d) Life
 8. Rate of family pension is:
 (a) 45% (b) 55% (c) 65% (d) 75%
 9. In case of death of Govt. servant while in service, the family is entitled.
 (a) Full pay (b) Half Pay (c) 1/3 Pay (d) Non of them
 10. In case of death of Govt. servant while is service, family is entitled for salary for.
 (a) 5 Years (b) 10 Years (c) 20 Years
(d) Upto the age of 60 years of deceased.

25.  11. A civil servant removed or dismissed from service is entitled for pension / gratuity. T/F
 12. Good conduct of pensioner is basic requirement for pension/gratuity. T/F
 13. Pension or any part of pension can be withhold or withdraw by Govt. T/F
 14. Extra ordinary leave is counted for qualifying service for pension. T/F
 15. Leave on full pay is counted for qualifying service for pension. T/F
 16. Period of absence from duty is counted for qualifying service for pension. T/F
 17. Widow is entitled to receive pension on re-marriage. T/F
 18. Husband is entitled to receive pension on re-marriage. T/F
 19. Pension / gratuity is paid at any Govt. Treasury in Pakistan. T/F
 20. In case of no family, first of all, entitled to receive pension. Father/Mother
 21. Rate of commutation of gross pension is _______________.

26.  22. Pension / gratuity is calculated on the basis of __________.
 23. Minimum qualifying service for retirement on option is ________.
 24. Who is Pension Sanctioning Authority.
 Naib Qasid (High School) ___________
 PST ________________
 EST ________________
 SST ________________
 AEO ________________
 Officer BS-17 ________________
 Officer BS-20 ________________

27. CALCULATION OF PENSION
 Name Shafique Ahmad Khan
 Designation : EST Govt. H.S. Sahiwal
 Scale 2017-BS No.15 : (Rs. 16,120/- - 1330 – 56,020/-).
 Basic Pay on Retirement : Rs. 53,360/-
 Date of Birth : 16.10.1958
 Date of Appointment : 20.11.1980
 Leave with full pay : 10.10.1983 to 09.02.1984 (4 months)
 Leave with half pay : 30.09.1994 to 30.11.1996 (2Y & 2M)
 Study Leave availed : 01.01.1998 to 31.12.2001 (3 Years)
 Extra Ordinary leave availed : 20.04.2003 to 19.04.2006 (3 Years)
01.01.2013 to 31.12.2014 (2 Years)
 Date of Retirement : _________________
 Age on Retirement : ___Y_____M_____D____
 Total Length of Service : ___Y_____M_____D___
 Service excluded : ___Y_____M_____D____
 Qualifying service for pension : ___Y_____M_____D____
 Last basic pay on retirement : Rs._________________

28.  Gross Pension : Rs._________________
 Commutation 35% : Rs._________________
 Net Pension : Rs. ______________
 Gratuity : Rs. ______________
 * Increase 2011 – 15% : Rs. ___ Total pension Rs._______
 * Increase 2015 – 7.5% : Rs. ____Total pension Rs._______
 * Increase 2016 – 10% : Rs. ____Total pension Rs._______
 * Increase 2017 – 10% : Rs. ____Total pension Rs._______
 * Increase 2018 – 10% : Rs. ____Total pension Rs._______
 Net pension w.e.f.16.10.2018 : Rs. ______________

29.  Medical Allowance (Admissible to the
Pensioners)
 BS-1 to 15 - 25% (2010) Rs. ______________
 BS – 16 to 22, 20% (2010) Rs. ______________
 Increase 2015 – 25% Rs. ______________
 Total Medical Allowance Rs. ______________
 on 16.10.2018
 Total amount (Pension + Medical) Rs. ______________
 Payable w.e.f. 16.10.2018
 * Increase 2019 – 10% : Rs. ____Total pension Rs._______
 Total on 01-07-2019 Rs.

30. thanks