Banco ABC Brasil reported third quarter 2010 results. Net income reached 51.1 million Brazilian reals, with an annualized return on equity of 15.8%. The credit portfolio totaled 10.7 billion reals, with high quality as 97.6% of loans were rated AA-C. For 2010, Banco ABC Brasil estimates its credit portfolio will grow 25-30%, with corporate loans growing 22-25% and middle market loans 30-40%. Personnel and administrative expenses are expected to increase 5-10%.

1. 1
3Q10 Earnings Presentation
Anis Chacur Neto
Deputy CEO
Sérgio Lulia Jacob
Director Vice-President & IRO
Alexandre Yoshiaki Sinzato, CFA
IR Superintendent

2. Disclaimer
The following material, on this date, is a presentation containing general information about the
Banco ABC Brasil S.A. We offer no guarantee and make no declaration, implicitly or explicitly,
as to the accuracy, completeness or scope of this information.
This presentation may include forward-looking statements of future events or results according
to the regulations of the Brazilian and International securities and exchange commissions.
These statements are based on certain assumptions and analyses by the Company that reflect
its experience, the economic environment, future market conditions and expected events by
the company, many of which are beyond the control of the Company. Important factors that
2
the company, many of which are beyond the control of the Company. Important factors that
may lead to significant differences between the actual results and the statements of
expectations about future events or results include the company’s business strategy, Brazilian
and International economic conditions, technology, financial strategy, financial market
conditions, uncertainty regarding the results of its future operations, plans, objectives,
expectations and intentions, among others. Considering these factors, the actual results of the
company may be significantly different from those shown or implicit in the statement of
expectations about future events or results.
The information and opinions contained in this presentation should not be understood as a
recommendation to potential investors and no investment decision is to be based on the
veracity, current events or completeness of this information or these opinions. No advisors to
the company or parties related to them or their representatives should have any responsibility
for any losses that may result from the use or contents of this presentation.

3. Highlights
Net Income in 3Q10 reached R$ 51.1 million.
Annualized Return on Average Equity (ROAE) was 15.8%.
3
Credit Portfolio including guarantees issued reached BRL 10,725.7
million.
Credit Portfolio quality remains high with 97.6% of operations rated
between AA-C (Brazilian Central Bank 2.682 resolution).

4. 1,247.1
1,279.1
1,312.1
Credit Portfolio
4.6%
CREDIT PORTFOLIO (BRL million)
Including guarantees issued
SHAREHOLDERS’ EQUITY (BRL million)
AND BASEL INDEX
84.9% 84.1% 85.2% 85.8% 86.9%
7,422.2 8,509.2 9,484.5 10,251.3 10,725.7
4
3Q09 4Q09 1Q10 2Q10 3Q10
1,182.2
1,218.4 1,247.1
1,279.1
4.5%
LOANS (BRL million)
84.9% 84.1% 85.2% 85.8% 86.9%
13.3% 14.6% 13.9% 13.5% 13.1%
1.8% 1.3% 1.0% 0.7% 0.0%
3Q09 4Q09 1Q10 2Q10 2Q10
79.3% 78.1% 78.7% 79.3% 80.9%
19.2% 20.8% 19.9% 19.7% 19.1%
1.5% 1.1% 1.4% 1.1% 0.0%
4,863.4 5,644.7 6,293.0 6,844.6 7,149.4
15.4%
14.6%
13.3%
17.8%
16.9%
3Q09 4Q09 1Q10 2Q10 3Q10
Corporate
Middle Market
Other

5. Credit Portfolio Quality
1 2 3 4 5 6 7
Segments
Loan
Portfolio *
(BRL million)
Write Off
(BRL million)
Write Off /
Loan Portfolio
LLR **
(BRL million)
LLR ** /
Loan Portfolio
Past Due >
90 days
(BRL million)
Past Due >
90 days /
Loan Portfolio
Corporate 5,784.0 4.3 0.07% 67.5 1.17% 5.2 0.09%
Middle Market 1,365.3 6.2 0.46% 49.6 3.63% 9.7 0.71%
Total - 3Q10 7,149.4 10.6 0.15% 117.0 1.64% 14.9 0.21%
2Q10 6,844.6 8.0 0.12% 122.1 1.78% 15.5 0.23%
1Q10 6,293.0 20.0 0.32% 120.9 1.92% 21.0 0.33%
4Q09 5,644.7 5.1 0.09% 127.2 2.25% 32.4 0.57%
3Q09 4,863.4 13.4 0.28% 128.4 2.64% 31.5 0.65%
5
Sep/2010
*Excluding guarantees issued.
* *Loan Loss Reserves
3Q09 4,863.4 13.4 0.28% 128.4 2.64% 31.5 0.65%
1.03% 0.99% 0.98%
1.05%
2.23%
2.81%
2.98%
2.64%
2.25%
1.92%
1.78%
1.64%
0.21% 0.25% 0.28% 0.34%
0.64%
1.18%
0.95%
0.65%
0.57%
0.33%
0.23% 0.21%
0.17% 0.11% 0.04%
0.05% 0.04%
0.16%
0.17%
0.28%
0.09%
0.32%
0.12% 0.15%
4Q07 1Q08 2Q08 3Q08 4Q08 1Q09 2Q09 3Q09 4Q09 1Q10 2Q10 3Q10
Loan Loss Reserves NPL (> 90 days) Write-off
D-H 2.4%
AA-C 97.6%

6. Corporate
(BRL million)
6.1%
2,446.4
2,746.8
3,129.4
3,364.7
3,539.9
Guarantees issued
6,305.0 7,157.2 8,079.8 8,790.8 9,323.9
6
3,858.6 4,410.4 4,950.3 5,426.1 5,784.0
3Q09 4Q09 1Q10 2Q10 3Q10
Loans
3Q09 2Q10 3Q10
Average Ticket (BRL million) 11.5 12.9 13.7
Duration (days) 322 360 376
Groups 549 679 682
São Paulo -
Capital; 57%
São Paulo -
Countryside;
21%
Rio de
Janeiro; 14%
South; 8%

7. 1.0%
Middle Market
(BRL million)
984.4 1,242.0 1,314.3 1,388.0 1,401.8
1,173.7 1,252.2 1,346.1 1,365.3
51.9
68.3
62.1
41.9 36.4
Guarantees issued
Loans
7
932.5
1,173.7 1,252.2 1,346.1 1,365.3
3Q09 4Q09 1Q10 2Q10 3Q10
Loans
3Q09 2Q10 3Q10
Average Ticket (BRL million) 1.8 2.0 2.0
Duration (days) 241 261 257
Groups 547 695 717
São Paulo - Capital;
45%
São Paulo -
Countryside; 10%
Rio de Janeiro;
10%
South; 30%
BH; 6%

8. Treasury (BRL Mi) 3Q10 2Q10 3Q09 9M10 9M09
Revenues 7.2 8.6 7.8 30.5 16.9
Consolidated Average VaR 7.2 5.6 4.9 4.8 3.7
Other Activities
TREASURY AND CAPITAL MARKETS
8
Capital Markets (BRL Mi) 3Q10 2Q10 3Q09 9M10 9M09
Underwriting Fees and M&A 0.5 1.6 0.0 4.5 0.8
Numbers of deals 4 5 1 17 5

9. (BRL million)
Funding
9

10. MANAGERIAL NET INTEREST INCOME
Managerial Income Statement
Revenue
NII (BRL million) 3Q10 2Q10 Chg.(%) 3Q09 Chg.(%) 9M10 9M09 Chg.(%)
Financial Margin with Clients 109.7 104.7 4.8 86.0 27.6 308.2 260.4 18.4
Treasury * 7.2 8.6 7.8 30.5 16.9
Net Interest Income before Loan-Loss Provisions (LLP) 116.9 113.3 3.2 93.8 24.6 338.7 277.2 22.2
LLP (8.9) (9.0) (1.1) (8.6) 3.5 (31.7) (49.1) (35.4)
LLP (Brazilian Central Bank resolution nº 2,682) (9.4) (11.6) (19.0) (17.0) (44.7) (34.8) (52.4) (33.6)
Additional LLP 0.5 2.6 8.4 3.1 3.4
Total 108.0 104.3 3.5 85.2 26.8 307.0 228.2 34.5
10
NIM (p.a.)
INCOME FROM SERVICES RENDERED
* Treasury result with managerial adjustments
Income from services rendered (BRL million) 3Q10 2Q10 Chg.(%) 3Q09 Chg.(%) 9M10 9M09 Chg.(%)
Guarantees issued 17.4 16.5 5.7 12.4 41.1 48.8 29.7 64.7
Underwriting Fees and M&A 0.5 1.6 0.0 4.5 0.8
Banking Fees 4.8 8.1 (40.3) 3.7 29.8 20.1 9.4 113.8
Total 22.7 26.2 (13.2) 16.1 41.1 73.4 39.9 84.1
3Q09 4Q09 1Q10 2Q10 3Q10 9M09 9M10
5.6% 5.5% 5.7% 5.3% 5.1%
5.6% 5.3%

11. Managerial Income Statement
Expenses
PERSONNEL, ADMINISTRATIVE AND PROFIT-SHARING EXPENSES
Expenses (BRL million) 3Q10 2Q10 Chg.(%) 3Q09 Chg.(%) 9M10 9M09 Chg.(%)
Personnel (23.1) (22.4) 3.2 (19.5) 18.4 (66.4) (57.6) 15.3
Other administrative expenses (13.7) (13.5) 1.8 (14.1) (2.5) (40.6) (39.6) 2.5
Profit Sharing (15.0) (15.4) (11.8) 27.1 (45.8) (28.5) 60.7
Total (51.8) (51.3) 1.1 (45.4) 14.2 (152.8) (125.7) 21.6
11
EFFICIENCY RATIO
(including profit sharing)
41.6% 41.7%
38.0% 37.6% 37.0%
39.9%
37.3%
3Q09 4Q09 1Q10 2Q10 3Q10 9M09 9M10

12. Profitability
NET INCOME
BRL million
ROAE
(p.a.)
*
148.2
13.0%
14.8% 15.2%
15.9% 15.8% 15.7%
12
*Excluding extraordinary effects of divestment of CETIP and joint to program for settlement of tax debits published by the Federal Government
*
38.1
44.5 46.9 50.2 51.1
97.4
3Q09 4Q09 1Q10 2Q10 3Q10 9M09 9M10
11.1%
3Q09 4Q09 1Q10 2Q10 3Q10 9M09 9M10

13. Estimates Outlook
Credit Portfolio 25% - 30%
Corporate 22% - 25%
Guidance 2010
13
Middle Market 30% - 40%
Personnel and other adm expenses 5% - 10%

14. Contacts
Investor Relations
Sérgio Lulia Jacob
Director Vice-President & IRO
14
Alexandre Sinzato, CFA
IR Superintendent
www.abcbrasil.com.br/ir
ri@abcbrasil.com.br
+55 (11) 3170-2186