This document discusses Sberbank's approach to deploying innovative technologies. It outlines Sberbank's technology innovation strategy, activities, and management model. The strategy involves monitoring technology trends, exploring new ideas through pilots, and demonstrating potential solutions. Sberbank manages a portfolio of innovation projects and assesses their maturity, value gaps, and alignment with strategic initiatives. The document provides templates for tracking innovation projects and managing the project portfolio. It also discusses potential derailment factors for technology innovation efforts.