1. 1 of 3
Jocarl G. Zaide, CPA
59 Felizardo cmpd.,Brgy. Kaingin,BacoorCity, Cavite 4102
+639152473167 +634899236 zaide.jocarl@gmail.com
Personal Profile
A CPA-Banker who passed the
professional licensure exam on his first
take, while taking a bank management
training program. Currently he is also a
duly-elected officer of PBCOM in-
charge of increasing the loan portfolio
of the bank in the South Luzon region.
His function as a Business Loans
Account Officer makes use of his skill in financial analysis, client
handling, products and services presentation, and cash flow
analysis.
WORK EXPERIENCE
Philippine Business Bank (PBB)
•Account Officer (Assistant Manager)
SME Banking Segment (July 2015-Present)
As an account officer in the Branch Lending Unit of PBB, he is
tasked on generating, processing, evaluating, reviewing and
presenting prospective loan clients of the bank that are Branch
generated.
Philippine Bank of Communications (PBCOM)
•Loans Account Officer/ Relationship Manager (JAM)
SME Banking Segment (October 2013-June 2015)
As an account officer he is in charge of the overall customer
relationship of SME loan clients of the bank. From solicitation to
loan processing and documentation up to monitoring and
collection of the credit line/loan. He has the highest loan
booking for the month of November 2014 and was consistently
in the top 3 of facility utilization rate and best interest pricing on
Monthly Reports.
•Relationship Manager Trainee (June 2013-October 2013)
He was awarded as the First Honorable Mention and Quiz
Wizard for achieving the highest average score in all the exams,
quizzes and practical examination amongst the 26 selected
RMDP trainees. There are 17 successful graduates of RMDP
Trainees but only Jocarl was assigned with SME commercial
loans. The rest of the graduates were designated as Associate
RM’s (more commonly known as sales officer) which are in
charge to help the Branch heads in expanding the deposit
portfolio of PBCOM.
NOTABLE AWARDS
AND RECOGNITION
 HIGHEST SME BOOKING -
NOVEMBER 2014 (PBCOM)
 PBCOM RMDP BATCH 1
HONORABLE MENTION
 PBCOM RMDP BATCH 1 QUIZ
WIZARD
 MOST OUTSTANDING
PRACTICUMER (DLSU-D)
 BEST IN CASE WRITING
AWARDEE-MANAGEMENT
ACCOUNTING (DLSU-D)
 TOEIC EXAM GENERAL
PROFESSIONAL PROFICIENCY
(965/990; Highest Proficiency)
 99+ PERCENTILE RANK NCAE
(GENERAL SCHOLASTIC
APTITUDE; MATHEMATICAL,
SCIENTIFIC AND ENGLUSH
PROFICIENCY)
 MATH QUIZ BEE CHAMPION
o High School 2008
o Elementary 2003
 ELEMENTARY SALUTATORIAN
 HONOR STUDENT
 ESSAY WRITING CHAMPION

2. 2 of 3
Jocarl G. Zaide, CPA
59 Felizardo cmpd.,Brgy. Kaingin,BacoorCity, Cavite 4102
+639152473167 +634899236 zaide.jocarl@gmail.com
BDO Advisory Philippines (Alba Romeo Management Consultants, Inc.)
• Intern (November 2012-February 2013)
He spent his internship with the world’s 5th largest CPA firm- BDO (Binder Dijker Otte) with their
local affiliate- Alba Romeo & Co., CPAs. He helped with all the facets of the operations of the
advisory firm, IT, Financial, HR and Risk Advisory. He was awarded as BSA’s Most Outstanding
Practicumer for his stint with BDO.
ACADEMIC BACKGROUND
Tertiary Level (2008-2013)
De La Salle University-Dasmariñas - BS in Accountancy (5-year Course)
De La Salle University- Dasmariñas takes pride of their Accountancy program, having a 98%
passing rate for the past 4 years. The program utilizes very stringent retention process with
grade quotas and series of qualifying examinations. The program will start with around 5-8
sections of BSA freshmen with 40 students each, while only 15-20 students among those will
graduate with their prestigious accountancy degree.
Secondary Level (2004-2008)
University of Perpetual Help-Rizal (2007-2008)
Manila Science High School (2004-2007)
SKILLS
• Financial Analysis
• Credit Review
• Cash Flow/ Financial Projections
• Ability to perform basic and advanced accounting and auditing duties
• Knowledge on SAP Software
QUIZ BEE, SEMINARS, TRAININGS AND CERTIFICATES
Lead Like Jesse Robredo- Leadership Training Program
Ateneo School of Government and Kaya Natin Movement; May 28-30, 2013
Seminar on Sustainability Reporting
DLSU-D Accountancy Department with Punongbayan & Araullo; May 14, 2013
Invest-in-You Trading Academy (I-TRAC)
BPI Trade-April 19, 2013
Investing in the Stock Market Today
COL Financial Training Center
PSE, Ortigas Center; February 21, 2013

3. 3 of 3
Jocarl G. Zaide, CPA
59 Felizardo cmpd.,Brgy. Kaingin,BacoorCity, Cavite 4102
+639152473167 +634899236 zaide.jocarl@gmail.com
SAP Business One
Advanced- DLSU-D; March 2013
Intermediate-FastTrak IT Academy; October 2012
Basic-XCEL Software Solutions-October 23, 2009
NFJPIA R4 GENERAL ASSEMBLY ACCOUNTING QUIZ BOWLS: Management advisory services
Contestant/ DLSU-D Representative
Colegio de San Juan de Letran-Calamba (August 5, 2012)
AFFILIATIONS
Plainview Academy, Inc. - Dasmariñas (Vice Chairman of the Board and VP for Finance)
April 2015-Present
Strike Foundation Inc. (Honorary Member/ Sponsor- Youth Leader)
February 2014-Present
Philippine Institute of Certified Public Accountants (Member)
2013-Present
Honors’ Society (Business Manager)
2012-2013
REFERENCES
Colleague (PBCOM) Superior (PBCOM) Subordinate
(PBCOM)
Internship University Professor
Name Eliseo Paras, MBA John Carlo Zavala Gelyn Gorgonia Angel T. Redoble Eden C. Cabrera
Position (Prev.) Senior Manager,
Enterprise Banking
Team Head- South
Luzon, SME
Marketing Asst. President, BDO
Advisory Phils.
Chair-Accountancy
Dept.
Position (Current) AVP, Phil. Veterans
Bank
Manager, CTBC Bank Marketing Officer,
BDO
Chairman, RFC
Advisory Services
Mobile +639282605350 +639174989571 +639369899430 +639175689146 +639176271201
Personal
Birthdate September 12, 1991
Civil Status Single
I hereby certify that the above information is all true with the best of my knowledge and my
beliefs.
_____________________
Jocarl G. Zaide