- Thapaswini Prabhu seeks a position in banking with over 6 years of experience in credit documentation, forex operations, and client relationship management. - She has a strong track record of managing business banking clients and credit portfolios, ensuring quality and compliance. - Prabhu has extensive experience in relationship management, credit administration, and forex operations with IndusInd Bank and ICICI Bank.

1. Thapaswini Prabhu
Phone: 9945784140
Email ID: tapaswini_prabhu@yahoo.co.in
SUMMARY
· Six and half years of experience in Banking industry.
· Extensive experience in the Areas of Credit documentation, Forex operations and Client
Relationship.
· Demonstrated ability for problem solving, task management and leadership.
· Technically sound and consistently contribute to corporate growth, profitability and
productivity.
· A self starter with positive attitude and results.
· Clear written and oral communication with strong analytical and reasoning skills.
· Committed team player recognized for professionalism, integrity and visionary leadership.
· Pro-activeness in the Jobs Undertaken.
WORK EXPERIENCE PROFILE
· Service Relationship Manager – ING Vysya Bank Ltd, Bangalore.
· Manager – Indusind Bank, MG Road, Bangalore (August 2008 to May 2010)
· Fr.Officer – Trade Finance (June 2006 to July 2008) with Corporate Institutional and
Banking Division, ICICI Bank Ltd, M G Road, Bangalore.
Ing Vysya Bank Ltd:
Designation: Service Relationship Manager January 2011- Oct 2013
Role: Relationship Management - Business Banking
Responsibilities:
· Liaising with Business Banking Clients handling Fund Based Products: Export Credit, Short
Term Loans, Term Loans, Cash Credit, Over Draft, Rental Discounting, Buyers Credit, Bill
Discounting, Term deposits etc., Non Fund Based Products: Bank Guarantee, Letter of
Credit etc.
· Responsible for managing the portfolio with quality of portfolio being the key driver,
Reviewing of irregular/exception reports on daily basis and following up on irregularities,
discrepancies.

2. · Managing day-to-day customer queries, client servicing, providing advisory services to
clients, ensuring high efficiency and optimum utilisation of loans and funds within the
sanctioned limits.
· Drive customer service tool usage and training.
· Timely closure of all sanctions / compliance / escalation / loan disbursements.
· Build compliance culture on the sales process by regular.
· Adhere to reporting TAT / deadlines / formats.
· Enable self-audit mechanism
· Ensure customer and product penetration across cluster branches
· Tracking of information in service to build efficiency
· Regular review and follow up of Accounts
· Maintaining Attrition less than 5% on the portfolio
· Administering inward / outward clearing operations, including MICR cheque clearances
IndusInd Bank Ltd:
Designation: Manager August 2008- May 2010
Role: Credit Admin and Relationship Management
Responsibilities:
· Liaising with Corp & SME Clients handling Fund Based Products: Export Credit, Short Term
Loans, Term Loans, Cash Credit, Over Draft, Buyers Credit, Bill Discounting etc, Non Fund
Based Products: Bank Guarantee, Letter of Credit etc.
· Managing the functions of credit supervision, documentation, monitoring & follow-up, etc.
Ensuring the compliances (submission of monthly/quarterly MIS) and control reports to
Corporate Office
· Managing day-to-day customer queries, client servicing, providing advisory services to
corporate clients, ensuring high efficiency and optimum utilisation of loans and funds
within the sanctioned limits
· Responsible for managing the portfolio with quality of portfolio being the key driver,
Reviewing of irregular/exception reports on daily basis and following up on irregularities,
discrepancies.
· Placed at M.G Road branch, as a representative of corporate office, for the purpose of
overall credit administration and credit monitoring of entire credit portfolio of Karnataka.
In such capacity, after due appraisal, responsible to ensure compliance with
norms/policies with regard to perfection in documentation, post sanction/release terms
compliance, follow-up with customers, etc. Also monitoring other 7 branches in Bangalore
Hub & other Branches of Karnataka.
· Reviewing of irregular/exception reports on daily basis and following up on irregularities,
discrepancies
· Handling of internal audits (bank’s audit team) and external audits (concurrent, statutory,
RBI).

3. ICICI Bank Ltd:
Designation: Fr. Officer June 2006- July 2008
Role: Forex Operations
Responsibilities:
· Process and review the operations of Imports/Exports/Collections/Guarantees section of
Trade Finance & Remittances Dept., ensuring the adequacy and correctness of all
transactions.
· Ensure operational efficiency and quality customer service within the guidelines
established by the bank and the regulatory environment advise dealing room of all forex
transactions as per laid down procedure.
· Applying the correct rate of exchange for both Inward and Outward remittances by
consulting treasury.
· Excellent knowledge of trade finance products like letters of Credit, Documentary
Collection etc. Regularly monitor the transit accounts and refer all exceptions to the
supervisor.
· Ensure that the appropriate records, registers, and files are properly maintained.
· The clients includes the likes of ABB, Arvind Brands; Infosys ; GMVR; Kennametal India
Pvt Ltd, BHEL, Luwa India; IDEB projects Pvt Ltd; Ken Agritech; GCI solutions; Marketics
Technologies; Bal Pharma; IIGM; Vishal Infrastructure, King Metro, etc.
· Handled a team and was responsible in monitoring/authorisation of respective desk
duties.
TRANINGS ATTENDED
 “Current regulatory Requirements under FEMA” by FEDAI.
EXTRA CIRCULAR ACTIVITIES
· Represented college in National level management Fests, inter
collegiate fests and inter school competitions.
· Member of the Badminton team in School and was an Athlete and represented State Level.

4. EDUCATIONAL QUALIFICATION
Specialisation Name of Institute University
MBA Marketing Mangalore University Mangalore
Maths, Statistics, Computer
B.Sc
Applications
SDM College
COMPUTER SKILLS
Operating Systems : MS DOS, MS Windows.
Applications : MS Office Suite (Word, Excel, PowerPoint, Access).
Banking Applications: Finacle, Staffware, Government Business Module, Deal Matching
system, Swift application, Profile, Nucleus
PERSONAL DETAILS
Date of birth :29th September
Linguistic Proficiency : English, Hindi, Kannada, Konkani, Tulu
Mangalore