Christopher C. Lichauco is seeking a position that allows him to utilize his abilities and knowledge. He has over 25 years of banking experience, including roles as Business Manager, Area Head, Segment Head, and Branch Head at Philippine Savings Bank. He also held positions such as Senior Personal Banker and Credit Investigator at Rizal Commercial Banking Corporation. Lichauco has strong desires to work, is self-motivated, and adapts easily to new concepts and responsibilities. He provides references from current and former colleagues who can attest to his character and work experiences.
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Christopher C. Lichauco
Halcon corner Makiling St.
Mt. View Village, Brgy. Mt. View
Mariveles, Bataan
Mobile No. +63917-483-37-55/+63922-877-6788
OBJECTIVES: To be able torendermy abilitiesandknowledgetothe organizationas well as to
performmyrole inother aspectssothat it can enhance my willingness to accept challenges, to
grow and to become a productive and better person.
SUMMARYOF QUALIFICATIONS
Strongdesire towork
Self-motivated;able toworkindependently,establisheseffective priorities.
Comfortable;asa teammemberprovidesunlimitedsupportduringtimesof stressand
highpressure.
Adapteasilytonewconcept and responsibilities.
Developedinterpersonal skillshavingdealtwithadiversityof professional clientsand
staff member.
Work Experiences
Philippine SavingBank
BusinessManager/Area Head
North And Central LuzonArea
January2014 up to present
DUTIES ANDRESPONSIBILITIES
Identifies opportunities on the area of trade and uses this information to develop and
implementabusinessdevelopmentplan for the assigned market segment. Directs the
market segment in formulating markets strategies to achieve the desired output and
meet the Bank’s objective and overall strategic plans. Ensures that all activities are
smoothly and efficiently for the market segment.
Responsible for attaining established Bank goals. Achieves market general goals
throughnew businesssales,referralsandretentionof relationships. Personally calls or
visits customers when necessary. Participates on community affairs to increase the
Bank visibility and to enhance new and existing business opportunity.
Pro-actively establishes business relationships with individuals and business than can
benefitfromthe Bank’sproductsandservices. Developsacquisition strategies creating
tasks, planning guidance/support on customer engagements. Works to find the most
efficientwaystogetnewclients. Furtherdevelopmulti-tierrelationships to organically
grow the clients accounts.
Monitorsand reviewsmanagementof factorsthataffectbranchprofitability in order to
meet targeted growth in net increase for the market segment.
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Provides a superior level of customer relations and promotes the sales and service
culture throughcoachingguidance andstaff motivation. Performssupervisoryduties of
branch and managerial staff. Providesrelationshiptrainingsupervision. Meetsregularly
with Branch Heads to relay updates and discuss /settle issues regarding branch
personnel and operations. Evaluates performance of Branch Heads, coaches and
provides feedback and recommends merit increases, promotions and disciplinary
actions when appropriate.
Identifiesandrecommendsbranchsitesfornew andforrelocation to improve business
development capabilities of the branches.
Ensures compliance inBCPExercise andproperdisseminationof policies,plansand
controlsissuedbyEMCC units.
Assumes otherfunctionsasassignedfromtime totime.
Philippine SavingsBank
SegmentHead – Retail MetroManila Segment
October1, 2012 to December2013
Philippine SavingsBank
AreaHead – Central LuzonBranches
April 2011 to October2012
Philippine Savings Bank
Branch Head – Balanga,Bataan
February2009 to April 2011
DUTIES AND RESPONSIBILITIES:
Branch Manager
Principal Responsibilities
Manages andsupervisesdailyoperationsof the branchto ensure
1. Fast deliveryof service,and
2. Compliance with established policies and procedures of the Bank by attaining a
respectable auiditandbyadherence toapplicable governmentregulatory and BSP rules
and regulations.
Calls on prospective and existing clients to market deposits, quality loans, and other
Bank procedures and in order to attain the branch’s target portfolio level.
Reviews interest rates daily, negotiates rates with existing clients for renewals of
accounts and with new bookings.
Evaluates and recommends loan proposals, restricting, amendments and other
conditions to higher Management for approval. Monitors loans payments through
telephone calls.
Exercise credit authority based on management=approved limits.
As SignatoryA.signs/approves/overridesbankinstruments(Cashier’s checks,gift
certificates,andtransactionsbasedonthe definesapprovinglimits.
Immediatelyattendstocustomerserviceissuestoresolve theminamannerconsistent
withBank policiesandregulations.
3. 3
Ensures proper branch housekeeping by overseeing cleanliness of bank premises,
including maintenance care and reliability of its machines and equipment.
Provides coaching training and rotations of assignment to ensure development of
professional branch officers and staff. Evaluates performances of Branch Service.
BSCO’s evaluation of branch staff, and recommends merit increases.
ConductsmonthlybranchmeetingsandroutesmemosissuedbyManagementandstaff
are updatedonguidelinesandregulations.
Performsothertasksas assignedbysuperiorsfromtime totime.
Provide timelyfeedbacktoCreditSupervisionUnitunderRiskManagement
classificationforproperhandling.
Rizal Commercial Banking Corporation
SeniorPersonal Banker–SBMA Branch
2002 to 2009
DUTIES ANDRESPONSIBILITIES
Responsible in maintaining Corporate and Individual accounts thru their needs in Bank’s
products and services;
Review and co-approved on client account opening;
Conduct client calls;
Conduct Sales Presentation of Bank’s and YGC Products;
Solicits prospective accounts (corporate, commercial and individuals);
Ensures business relationships with existing clients are expanded or at least maintained
Supervises Banks personnel;
Motivates branch personnel in the accomplishment of targets;
Works with Branch Manager in offering other YGC products like Bankcard Credit Cards,
Malayan Insurance, Housing and Car Loans;
Assists Branch Manager in soliciting clients through related entities (suppliers),
establishments, companies and relatives of existing loan accounts.
Rizal Commercial Banking Corporation
DocumentationClerk
DistributingClerk
Reserve Assistant
CI/LoansProcessor
CASA Bookeeper
AccountingClerk
BEPZ, MarivelesBataanBranch
1991 to 2002
Duties and Responsibilities as Credit Investigator/Appraiser/Loan Documentation Processor
Discusseswithclientsandprospects,the particularsof credit facilities being offered by the
Bank;
Assesses the financial position of prospective loan accounts as to creditworthiness and
overall business standing;
Prepares credit proposal if clients’ business operations and deposits prospects merit
granting of a credit accommodation;
4. 4
Review all the pertaining documents before submitted to the BM;
Conducts Bank Checking on Loan applicant;
Conducts appraisal on the properties to be mortgaged;
Monitors business operations of loan clients and prepares yearly renewal of credit
applications;
Prepares Loan documentation needed before the loan to be release.
Dutiesand ResponsibilitiesasReserve Assistant
Assigned in NorthWest Luzon Branches as a Reliever to a Branch Personnel who availed a
Scheduled Leaves;
EDUCATION
CollegiateLevel : Bachelor of Computer Data Processing Management
Major in Business Management
PUP Sta. Mesa, Manila
Secondary Level : Polytechnic University of the Philippines, Bataan
Primary Level : BEPZ Elementary School Mariveles, Bataan
Seminars/TrainingsAttended:
Available upon request
Personal Data
Date of Birth : July 30, 1970
Place of Birth : Manila
Civil Status : Married
Name of Spouse : Marissa Pineda Lichauco
Children : A-jay Khriztoferson (21 y/o), Allen Khriztoffer (19 y/o),
Anne Kietly Marie (18 y/o)
Citizenship : Filipino
Height : 5’7”
Weight : 175 lbs.
Religion : Roman Catholic
Character References:
5. 5
1. Rouelito H. Rubia
President
Rouvia Road and Yacht Design and Construction Corporation
Mariveles Bataan
2. Maria Nini D. Maniaol
Account Officer
Banco De Oro
3. Einar Salle
Branch Manager
Maybank
4. Fritzielyn Quinones
Branch Head
PSBank Balanga Branch
I hereby certify that the above information are true and correct to the best of my
knowledge and abilities.
CHRISTOPHER C. LICHAUCO