SlideShare a Scribd company logo
1
Christopher C. Lichauco
Halcon corner Makiling St.
Mt. View Village, Brgy. Mt. View
Mariveles, Bataan
Mobile No. +63917-483-37-55/+63922-877-6788
OBJECTIVES: To be able torendermy abilitiesandknowledgetothe organizationas well as to
performmyrole inother aspectssothat it can enhance my willingness to accept challenges, to
grow and to become a productive and better person.
SUMMARYOF QUALIFICATIONS
 Strongdesire towork
 Self-motivated;able toworkindependently,establisheseffective priorities.
 Comfortable;asa teammemberprovidesunlimitedsupportduringtimesof stressand
highpressure.
 Adapteasilytonewconcept and responsibilities.
 Developedinterpersonal skillshavingdealtwithadiversityof professional clientsand
staff member.
Work Experiences
Philippine SavingBank
BusinessManager/Area Head
North And Central LuzonArea
January2014 up to present
DUTIES ANDRESPONSIBILITIES
 Identifies opportunities on the area of trade and uses this information to develop and
implementabusinessdevelopmentplan for the assigned market segment. Directs the
market segment in formulating markets strategies to achieve the desired output and
meet the Bank’s objective and overall strategic plans. Ensures that all activities are
smoothly and efficiently for the market segment.
 Responsible for attaining established Bank goals. Achieves market general goals
throughnew businesssales,referralsandretentionof relationships. Personally calls or
visits customers when necessary. Participates on community affairs to increase the
Bank visibility and to enhance new and existing business opportunity.
 Pro-actively establishes business relationships with individuals and business than can
benefitfromthe Bank’sproductsandservices. Developsacquisition strategies creating
tasks, planning guidance/support on customer engagements. Works to find the most
efficientwaystogetnewclients. Furtherdevelopmulti-tierrelationships to organically
grow the clients accounts.
 Monitorsand reviewsmanagementof factorsthataffectbranchprofitability in order to
meet targeted growth in net increase for the market segment.
2
 Provides a superior level of customer relations and promotes the sales and service
culture throughcoachingguidance andstaff motivation. Performssupervisoryduties of
branch and managerial staff. Providesrelationshiptrainingsupervision. Meetsregularly
with Branch Heads to relay updates and discuss /settle issues regarding branch
personnel and operations. Evaluates performance of Branch Heads, coaches and
provides feedback and recommends merit increases, promotions and disciplinary
actions when appropriate.
 Identifiesandrecommendsbranchsitesfornew andforrelocation to improve business
development capabilities of the branches.
 Ensures compliance inBCPExercise andproperdisseminationof policies,plansand
controlsissuedbyEMCC units.
 Assumes otherfunctionsasassignedfromtime totime.
Philippine SavingsBank
SegmentHead – Retail MetroManila Segment
October1, 2012 to December2013
Philippine SavingsBank
AreaHead – Central LuzonBranches
April 2011 to October2012
Philippine Savings Bank
Branch Head – Balanga,Bataan
February2009 to April 2011
DUTIES AND RESPONSIBILITIES:
Branch Manager
Principal Responsibilities
 Manages andsupervisesdailyoperationsof the branchto ensure
1. Fast deliveryof service,and
2. Compliance with established policies and procedures of the Bank by attaining a
respectable auiditandbyadherence toapplicable governmentregulatory and BSP rules
and regulations.
 Calls on prospective and existing clients to market deposits, quality loans, and other
Bank procedures and in order to attain the branch’s target portfolio level.
 Reviews interest rates daily, negotiates rates with existing clients for renewals of
accounts and with new bookings.
 Evaluates and recommends loan proposals, restricting, amendments and other
conditions to higher Management for approval. Monitors loans payments through
telephone calls.
 Exercise credit authority based on management=approved limits.
 As SignatoryA.signs/approves/overridesbankinstruments(Cashier’s checks,gift
certificates,andtransactionsbasedonthe definesapprovinglimits.
 Immediatelyattendstocustomerserviceissuestoresolve theminamannerconsistent
withBank policiesandregulations.
3
 Ensures proper branch housekeeping by overseeing cleanliness of bank premises,
including maintenance care and reliability of its machines and equipment.
 Provides coaching training and rotations of assignment to ensure development of
professional branch officers and staff. Evaluates performances of Branch Service.
BSCO’s evaluation of branch staff, and recommends merit increases.
 ConductsmonthlybranchmeetingsandroutesmemosissuedbyManagementandstaff
are updatedonguidelinesandregulations.
 Performsothertasksas assignedbysuperiorsfromtime totime.
 Provide timelyfeedbacktoCreditSupervisionUnitunderRiskManagement
classificationforproperhandling.
Rizal Commercial Banking Corporation
SeniorPersonal Banker–SBMA Branch
2002 to 2009
DUTIES ANDRESPONSIBILITIES
 Responsible in maintaining Corporate and Individual accounts thru their needs in Bank’s
products and services;
 Review and co-approved on client account opening;
 Conduct client calls;
 Conduct Sales Presentation of Bank’s and YGC Products;
 Solicits prospective accounts (corporate, commercial and individuals);
 Ensures business relationships with existing clients are expanded or at least maintained
 Supervises Banks personnel;
 Motivates branch personnel in the accomplishment of targets;
 Works with Branch Manager in offering other YGC products like Bankcard Credit Cards,
Malayan Insurance, Housing and Car Loans;
 Assists Branch Manager in soliciting clients through related entities (suppliers),
establishments, companies and relatives of existing loan accounts.
Rizal Commercial Banking Corporation
DocumentationClerk
DistributingClerk
Reserve Assistant
CI/LoansProcessor
CASA Bookeeper
AccountingClerk
BEPZ, MarivelesBataanBranch
1991 to 2002
Duties and Responsibilities as Credit Investigator/Appraiser/Loan Documentation Processor
 Discusseswithclientsandprospects,the particularsof credit facilities being offered by the
Bank;
 Assesses the financial position of prospective loan accounts as to creditworthiness and
overall business standing;
 Prepares credit proposal if clients’ business operations and deposits prospects merit
granting of a credit accommodation;
4
 Review all the pertaining documents before submitted to the BM;
 Conducts Bank Checking on Loan applicant;
 Conducts appraisal on the properties to be mortgaged;
 Monitors business operations of loan clients and prepares yearly renewal of credit
applications;
 Prepares Loan documentation needed before the loan to be release.
Dutiesand ResponsibilitiesasReserve Assistant
 Assigned in NorthWest Luzon Branches as a Reliever to a Branch Personnel who availed a
Scheduled Leaves;
EDUCATION
CollegiateLevel : Bachelor of Computer Data Processing Management
Major in Business Management
PUP Sta. Mesa, Manila
Secondary Level : Polytechnic University of the Philippines, Bataan
Primary Level : BEPZ Elementary School Mariveles, Bataan
Seminars/TrainingsAttended:
 Available upon request
Personal Data
Date of Birth : July 30, 1970
Place of Birth : Manila
Civil Status : Married
Name of Spouse : Marissa Pineda Lichauco
Children : A-jay Khriztoferson (21 y/o), Allen Khriztoffer (19 y/o),
Anne Kietly Marie (18 y/o)
Citizenship : Filipino
Height : 5’7”
Weight : 175 lbs.
Religion : Roman Catholic
Character References:
5
1. Rouelito H. Rubia
President
Rouvia Road and Yacht Design and Construction Corporation
Mariveles Bataan
2. Maria Nini D. Maniaol
Account Officer
Banco De Oro
3. Einar Salle
Branch Manager
Maybank
4. Fritzielyn Quinones
Branch Head
PSBank Balanga Branch
I hereby certify that the above information are true and correct to the best of my
knowledge and abilities.
CHRISTOPHER C. LICHAUCO

More Related Content

What's hot

Tajdaar Salim Resume
Tajdaar Salim ResumeTajdaar Salim Resume
Tajdaar Salim ResumeTajdaar Salim
 
April CV 2015
April CV 2015April CV 2015
April CV 2015April Yap
 
Resume - Farhad P Sadique
Resume - Farhad P SadiqueResume - Farhad P Sadique
Resume - Farhad P SadiqueFarhad Farhad
 
Pablo Vazquez CV 2016 1
Pablo Vazquez CV 2016 1Pablo Vazquez CV 2016 1
Pablo Vazquez CV 2016 1Pablo Vazquez
 
ASHWINI MOHAN RESUME-2016
ASHWINI MOHAN RESUME-2016ASHWINI MOHAN RESUME-2016
ASHWINI MOHAN RESUME-2016Ashwini Mohan
 
Esmeralda Garcia Resume edited 4 27 15
Esmeralda Garcia Resume edited 4 27 15Esmeralda Garcia Resume edited 4 27 15
Esmeralda Garcia Resume edited 4 27 15Ananias Soto
 
CV - Ky Ann Corpuz.pdf new cvpic
CV - Ky Ann Corpuz.pdf new cvpicCV - Ky Ann Corpuz.pdf new cvpic
CV - Ky Ann Corpuz.pdf new cvpickyann corpuz
 
April CV 2016
April CV 2016April CV 2016
April CV 2016April Yap
 
kristendowtinresume2015
kristendowtinresume2015kristendowtinresume2015
kristendowtinresume2015Kristen Dowtin
 
CV_Evangeline_customer service new pic
CV_Evangeline_customer service new picCV_Evangeline_customer service new pic
CV_Evangeline_customer service new picevangeline salapang
 
Ajay Singh Jaryal_new
Ajay Singh Jaryal_newAjay Singh Jaryal_new
Ajay Singh Jaryal_newAjay jaryal
 
Rahul Sasidharan A Profile
Rahul Sasidharan A ProfileRahul Sasidharan A Profile
Rahul Sasidharan A ProfileRahul Sasidharan
 

What's hot (20)

Tajdaar Salim Resume
Tajdaar Salim ResumeTajdaar Salim Resume
Tajdaar Salim Resume
 
April CV 2015
April CV 2015April CV 2015
April CV 2015
 
MTCGDLR Updated CV 04-07-15
MTCGDLR Updated CV 04-07-15MTCGDLR Updated CV 04-07-15
MTCGDLR Updated CV 04-07-15
 
Resume - Farhad P Sadique
Resume - Farhad P SadiqueResume - Farhad P Sadique
Resume - Farhad P Sadique
 
Pablo Vazquez CV 2016 1
Pablo Vazquez CV 2016 1Pablo Vazquez CV 2016 1
Pablo Vazquez CV 2016 1
 
Resume - Jose Laureano Seludo
Resume - Jose Laureano SeludoResume - Jose Laureano Seludo
Resume - Jose Laureano Seludo
 
poonamcv
poonamcvpoonamcv
poonamcv
 
ravivazirani
ravivaziraniravivazirani
ravivazirani
 
CV MS ANTHONNETTE G ADANZA
CV MS ANTHONNETTE G  ADANZACV MS ANTHONNETTE G  ADANZA
CV MS ANTHONNETTE G ADANZA
 
ASHWINI MOHAN RESUME-2016
ASHWINI MOHAN RESUME-2016ASHWINI MOHAN RESUME-2016
ASHWINI MOHAN RESUME-2016
 
VaibhavPathakResume
VaibhavPathakResumeVaibhavPathakResume
VaibhavPathakResume
 
Esmeralda Garcia Resume edited 4 27 15
Esmeralda Garcia Resume edited 4 27 15Esmeralda Garcia Resume edited 4 27 15
Esmeralda Garcia Resume edited 4 27 15
 
CV - Ky Ann Corpuz.pdf new cvpic
CV - Ky Ann Corpuz.pdf new cvpicCV - Ky Ann Corpuz.pdf new cvpic
CV - Ky Ann Corpuz.pdf new cvpic
 
April CV 2016
April CV 2016April CV 2016
April CV 2016
 
kristendowtinresume2015
kristendowtinresume2015kristendowtinresume2015
kristendowtinresume2015
 
CV_SHEKHAR JAISWAL
CV_SHEKHAR JAISWALCV_SHEKHAR JAISWAL
CV_SHEKHAR JAISWAL
 
CV_Evangeline_customer service new pic
CV_Evangeline_customer service new picCV_Evangeline_customer service new pic
CV_Evangeline_customer service new pic
 
Ajay Singh Jaryal_new
Ajay Singh Jaryal_newAjay Singh Jaryal_new
Ajay Singh Jaryal_new
 
CURRICULUM VITAE TW
CURRICULUM VITAE TWCURRICULUM VITAE TW
CURRICULUM VITAE TW
 
Rahul Sasidharan A Profile
Rahul Sasidharan A ProfileRahul Sasidharan A Profile
Rahul Sasidharan A Profile
 

Viewers also liked

Александр Галкин, Бизнес.ру
Александр Галкин, Бизнес.руАлександр Галкин, Бизнес.ру
Александр Галкин, Бизнес.ру
rusbase
 
Trayectoria de aprendizaje
Trayectoria de aprendizajeTrayectoria de aprendizaje
Trayectoria de aprendizaje
Maximiliam Durán Millavil
 
hossam saleh resume
hossam saleh resumehossam saleh resume
hossam saleh resumeHossam Saleh
 
Ольга Фартусова | Телфин
Ольга Фартусова | ТелфинОльга Фартусова | Телфин
Ольга Фартусова | Телфин
rusbase
 
Registro de desplazamiento
Registro de desplazamientoRegistro de desplazamiento
Registro de desplazamiento
Paula Vanessa Torres
 
Сергей Будяков | UseDesk
Сергей Будяков | UseDeskСергей Будяков | UseDesk
Сергей Будяков | UseDesk
rusbase
 
Comprensión lectora
Comprensión lectoraComprensión lectora
Comprensión lectora
Maximiliam Durán Millavil
 
Why Do I Need an SBC
Why Do I Need an SBCWhy Do I Need an SBC
Why Do I Need an SBC
PacketBase, Inc.
 
Trayectorias escolares completo
Trayectorias escolares completoTrayectorias escolares completo
Trayectorias escolares completo
María Eugenia Aztiria
 
CV_Valentina Rančić_dec2015_eng
CV_Valentina Rančić_dec2015_engCV_Valentina Rančić_dec2015_eng
CV_Valentina Rančić_dec2015_engValentina Ran?i?
 

Viewers also liked (13)

i-40 logo
i-40 logoi-40 logo
i-40 logo
 
Александр Галкин, Бизнес.ру
Александр Галкин, Бизнес.руАлександр Галкин, Бизнес.ру
Александр Галкин, Бизнес.ру
 
Trayectoria de aprendizaje
Trayectoria de aprendizajeTrayectoria de aprendizaje
Trayectoria de aprendizaje
 
hossam saleh resume
hossam saleh resumehossam saleh resume
hossam saleh resume
 
Ольга Фартусова | Телфин
Ольга Фартусова | ТелфинОльга Фартусова | Телфин
Ольга Фартусова | Телфин
 
Dia de la Mujer Latina
Dia de la Mujer LatinaDia de la Mujer Latina
Dia de la Mujer Latina
 
Registro de desplazamiento
Registro de desplazamientoRegistro de desplazamiento
Registro de desplazamiento
 
Сергей Будяков | UseDesk
Сергей Будяков | UseDeskСергей Будяков | UseDesk
Сергей Будяков | UseDesk
 
Comprensión lectora
Comprensión lectoraComprensión lectora
Comprensión lectora
 
Why Do I Need an SBC
Why Do I Need an SBCWhy Do I Need an SBC
Why Do I Need an SBC
 
Trayectorias escolares completo
Trayectorias escolares completoTrayectorias escolares completo
Trayectorias escolares completo
 
CV_Lydia Meli
CV_Lydia MeliCV_Lydia Meli
CV_Lydia Meli
 
CV_Valentina Rančić_dec2015_eng
CV_Valentina Rančić_dec2015_engCV_Valentina Rančić_dec2015_eng
CV_Valentina Rančić_dec2015_eng
 

Similar to khrizCV

Resume.Laura Evans Nov2015
Resume.Laura Evans Nov2015Resume.Laura Evans Nov2015
Resume.Laura Evans Nov2015Laura Evans
 
RESUME CBN 2016 okocha matthew7v7esan microfinance bank
RESUME  CBN 2016 okocha matthew7v7esan microfinance bankRESUME  CBN 2016 okocha matthew7v7esan microfinance bank
RESUME CBN 2016 okocha matthew7v7esan microfinance bankMathew Okocha
 
Kelly Reyes 4_2106
Kelly Reyes 4_2106Kelly Reyes 4_2106
Kelly Reyes 4_2106Kelly Reyes
 
Rebecca_King_Resume_22016
Rebecca_King_Resume_22016Rebecca_King_Resume_22016
Rebecca_King_Resume_22016Rebecca King
 
Prem _March_2016
Prem _March_2016Prem _March_2016
Prem _March_2016Premnath s
 
ERIC NEW RESUME[1]
ERIC NEW RESUME[1]ERIC NEW RESUME[1]
ERIC NEW RESUME[1]Eric Bushman
 
1 -Resume, Management, Retail, Manufacturing, Industry
1 -Resume,  Management, Retail, Manufacturing, Industry1 -Resume,  Management, Retail, Manufacturing, Industry
1 -Resume, Management, Retail, Manufacturing, IndustryRonald Deitch
 
Monica Carolina Galvan Resume 2015-03
Monica Carolina Galvan Resume 2015-03Monica Carolina Galvan Resume 2015-03
Monica Carolina Galvan Resume 2015-03Monica Galvan
 

Similar to khrizCV (20)

Ogie Resume- MANILA
Ogie Resume- MANILAOgie Resume- MANILA
Ogie Resume- MANILA
 
Updated Victor C V 1
Updated Victor C V 1Updated Victor C V 1
Updated Victor C V 1
 
Irvin Williams-Resume
Irvin Williams-ResumeIrvin Williams-Resume
Irvin Williams-Resume
 
Resume.Laura Evans Nov2015
Resume.Laura Evans Nov2015Resume.Laura Evans Nov2015
Resume.Laura Evans Nov2015
 
updated cv
updated cvupdated cv
updated cv
 
R Vidrine Resume
R Vidrine ResumeR Vidrine Resume
R Vidrine Resume
 
PrinceCV
PrinceCVPrinceCV
PrinceCV
 
RESUME CBN 2016 okocha matthew7v7esan microfinance bank
RESUME  CBN 2016 okocha matthew7v7esan microfinance bankRESUME  CBN 2016 okocha matthew7v7esan microfinance bank
RESUME CBN 2016 okocha matthew7v7esan microfinance bank
 
laura's resume
laura's resumelaura's resume
laura's resume
 
CV-KMQUIMSON 2
CV-KMQUIMSON 2CV-KMQUIMSON 2
CV-KMQUIMSON 2
 
Kelly Reyes 4_2106
Kelly Reyes 4_2106Kelly Reyes 4_2106
Kelly Reyes 4_2106
 
Rebecca_King_Resume_22016
Rebecca_King_Resume_22016Rebecca_King_Resume_22016
Rebecca_King_Resume_22016
 
Prem _March_2016
Prem _March_2016Prem _March_2016
Prem _March_2016
 
May CV 2016
May CV 2016May CV 2016
May CV 2016
 
ERIC NEW RESUME[1]
ERIC NEW RESUME[1]ERIC NEW RESUME[1]
ERIC NEW RESUME[1]
 
1 -Resume, Management, Retail, Manufacturing, Industry
1 -Resume,  Management, Retail, Manufacturing, Industry1 -Resume,  Management, Retail, Manufacturing, Industry
1 -Resume, Management, Retail, Manufacturing, Industry
 
SyedTauseefAli(b)n1
SyedTauseefAli(b)n1SyedTauseefAli(b)n1
SyedTauseefAli(b)n1
 
Monica Carolina Galvan Resume 2015-03
Monica Carolina Galvan Resume 2015-03Monica Carolina Galvan Resume 2015-03
Monica Carolina Galvan Resume 2015-03
 
Annemarie Musignac-Resume (1)
Annemarie Musignac-Resume (1)Annemarie Musignac-Resume (1)
Annemarie Musignac-Resume (1)
 
resume2
resume2resume2
resume2
 

khrizCV

  • 1. 1 Christopher C. Lichauco Halcon corner Makiling St. Mt. View Village, Brgy. Mt. View Mariveles, Bataan Mobile No. +63917-483-37-55/+63922-877-6788 OBJECTIVES: To be able torendermy abilitiesandknowledgetothe organizationas well as to performmyrole inother aspectssothat it can enhance my willingness to accept challenges, to grow and to become a productive and better person. SUMMARYOF QUALIFICATIONS  Strongdesire towork  Self-motivated;able toworkindependently,establisheseffective priorities.  Comfortable;asa teammemberprovidesunlimitedsupportduringtimesof stressand highpressure.  Adapteasilytonewconcept and responsibilities.  Developedinterpersonal skillshavingdealtwithadiversityof professional clientsand staff member. Work Experiences Philippine SavingBank BusinessManager/Area Head North And Central LuzonArea January2014 up to present DUTIES ANDRESPONSIBILITIES  Identifies opportunities on the area of trade and uses this information to develop and implementabusinessdevelopmentplan for the assigned market segment. Directs the market segment in formulating markets strategies to achieve the desired output and meet the Bank’s objective and overall strategic plans. Ensures that all activities are smoothly and efficiently for the market segment.  Responsible for attaining established Bank goals. Achieves market general goals throughnew businesssales,referralsandretentionof relationships. Personally calls or visits customers when necessary. Participates on community affairs to increase the Bank visibility and to enhance new and existing business opportunity.  Pro-actively establishes business relationships with individuals and business than can benefitfromthe Bank’sproductsandservices. Developsacquisition strategies creating tasks, planning guidance/support on customer engagements. Works to find the most efficientwaystogetnewclients. Furtherdevelopmulti-tierrelationships to organically grow the clients accounts.  Monitorsand reviewsmanagementof factorsthataffectbranchprofitability in order to meet targeted growth in net increase for the market segment.
  • 2. 2  Provides a superior level of customer relations and promotes the sales and service culture throughcoachingguidance andstaff motivation. Performssupervisoryduties of branch and managerial staff. Providesrelationshiptrainingsupervision. Meetsregularly with Branch Heads to relay updates and discuss /settle issues regarding branch personnel and operations. Evaluates performance of Branch Heads, coaches and provides feedback and recommends merit increases, promotions and disciplinary actions when appropriate.  Identifiesandrecommendsbranchsitesfornew andforrelocation to improve business development capabilities of the branches.  Ensures compliance inBCPExercise andproperdisseminationof policies,plansand controlsissuedbyEMCC units.  Assumes otherfunctionsasassignedfromtime totime. Philippine SavingsBank SegmentHead – Retail MetroManila Segment October1, 2012 to December2013 Philippine SavingsBank AreaHead – Central LuzonBranches April 2011 to October2012 Philippine Savings Bank Branch Head – Balanga,Bataan February2009 to April 2011 DUTIES AND RESPONSIBILITIES: Branch Manager Principal Responsibilities  Manages andsupervisesdailyoperationsof the branchto ensure 1. Fast deliveryof service,and 2. Compliance with established policies and procedures of the Bank by attaining a respectable auiditandbyadherence toapplicable governmentregulatory and BSP rules and regulations.  Calls on prospective and existing clients to market deposits, quality loans, and other Bank procedures and in order to attain the branch’s target portfolio level.  Reviews interest rates daily, negotiates rates with existing clients for renewals of accounts and with new bookings.  Evaluates and recommends loan proposals, restricting, amendments and other conditions to higher Management for approval. Monitors loans payments through telephone calls.  Exercise credit authority based on management=approved limits.  As SignatoryA.signs/approves/overridesbankinstruments(Cashier’s checks,gift certificates,andtransactionsbasedonthe definesapprovinglimits.  Immediatelyattendstocustomerserviceissuestoresolve theminamannerconsistent withBank policiesandregulations.
  • 3. 3  Ensures proper branch housekeeping by overseeing cleanliness of bank premises, including maintenance care and reliability of its machines and equipment.  Provides coaching training and rotations of assignment to ensure development of professional branch officers and staff. Evaluates performances of Branch Service. BSCO’s evaluation of branch staff, and recommends merit increases.  ConductsmonthlybranchmeetingsandroutesmemosissuedbyManagementandstaff are updatedonguidelinesandregulations.  Performsothertasksas assignedbysuperiorsfromtime totime.  Provide timelyfeedbacktoCreditSupervisionUnitunderRiskManagement classificationforproperhandling. Rizal Commercial Banking Corporation SeniorPersonal Banker–SBMA Branch 2002 to 2009 DUTIES ANDRESPONSIBILITIES  Responsible in maintaining Corporate and Individual accounts thru their needs in Bank’s products and services;  Review and co-approved on client account opening;  Conduct client calls;  Conduct Sales Presentation of Bank’s and YGC Products;  Solicits prospective accounts (corporate, commercial and individuals);  Ensures business relationships with existing clients are expanded or at least maintained  Supervises Banks personnel;  Motivates branch personnel in the accomplishment of targets;  Works with Branch Manager in offering other YGC products like Bankcard Credit Cards, Malayan Insurance, Housing and Car Loans;  Assists Branch Manager in soliciting clients through related entities (suppliers), establishments, companies and relatives of existing loan accounts. Rizal Commercial Banking Corporation DocumentationClerk DistributingClerk Reserve Assistant CI/LoansProcessor CASA Bookeeper AccountingClerk BEPZ, MarivelesBataanBranch 1991 to 2002 Duties and Responsibilities as Credit Investigator/Appraiser/Loan Documentation Processor  Discusseswithclientsandprospects,the particularsof credit facilities being offered by the Bank;  Assesses the financial position of prospective loan accounts as to creditworthiness and overall business standing;  Prepares credit proposal if clients’ business operations and deposits prospects merit granting of a credit accommodation;
  • 4. 4  Review all the pertaining documents before submitted to the BM;  Conducts Bank Checking on Loan applicant;  Conducts appraisal on the properties to be mortgaged;  Monitors business operations of loan clients and prepares yearly renewal of credit applications;  Prepares Loan documentation needed before the loan to be release. Dutiesand ResponsibilitiesasReserve Assistant  Assigned in NorthWest Luzon Branches as a Reliever to a Branch Personnel who availed a Scheduled Leaves; EDUCATION CollegiateLevel : Bachelor of Computer Data Processing Management Major in Business Management PUP Sta. Mesa, Manila Secondary Level : Polytechnic University of the Philippines, Bataan Primary Level : BEPZ Elementary School Mariveles, Bataan Seminars/TrainingsAttended:  Available upon request Personal Data Date of Birth : July 30, 1970 Place of Birth : Manila Civil Status : Married Name of Spouse : Marissa Pineda Lichauco Children : A-jay Khriztoferson (21 y/o), Allen Khriztoffer (19 y/o), Anne Kietly Marie (18 y/o) Citizenship : Filipino Height : 5’7” Weight : 175 lbs. Religion : Roman Catholic Character References:
  • 5. 5 1. Rouelito H. Rubia President Rouvia Road and Yacht Design and Construction Corporation Mariveles Bataan 2. Maria Nini D. Maniaol Account Officer Banco De Oro 3. Einar Salle Branch Manager Maybank 4. Fritzielyn Quinones Branch Head PSBank Balanga Branch I hereby certify that the above information are true and correct to the best of my knowledge and abilities. CHRISTOPHER C. LICHAUCO