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The 5 “ C’ s” of Credit ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Risk Assessment ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Credit Transaction ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The First “ C ” - Character ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Second “ C ” - Capacity ,[object Object],[object Object],[object Object],[object Object]
The Third “ C ” - Capital ,[object Object],[object Object],[object Object],[object Object]
The Fourth “ C ” - Conditions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Fifth “ C ” - Collateral ,[object Object],[object Object],[object Object],[object Object]
Bonus  C’ s! The International “ C’ s” ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
“ When Do I Use the “ C ’s?” ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Illusions of Credit Risk Management
Illusions of Credit Risk Management ,[object Object],[object Object],[object Object],[object Object],[object Object]
Risk Management: Best Practices ,[object Object],[object Object],[object Object],[object Object]
Risk Management - Best Practices (cont) ,[object Object],[object Object],[object Object],[object Object]
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The 5 C's of Credit