3. 2
Tugas Pokok dan Fungsi Bank Pembangunan Daerah
Mengembangkan perekonomian dan menggerakkan
pembangunan daerah
1. Pendorong terciptanya tingkat pertumbuhan
perekonomian dan pembangunan daerah dalam rangka
meningkatkan taraf hidup rakyat
2. Pemegang kas daerah dan atau sebagai pengelola
keuangan daerah
3. Salah satu sumber pendapatan asli daerah
TUGAS
POKOK
FUNGSI
BPD
PERAN STRATEGIS
mempercepat
pertumbuhan
perekonomian dan
pembangunan daerah
UU Nomor 13
Tahun 1962
Ketentuan Pokok-Pokok Bank
Pembangunan Daerah
Kepmendagri No. 62
tahun 1999
4. 3
Pilar 1
Kemampuan Bisnis &
Pelayanan (al. Model
Bisnis, Produk
Layanan, Akses
Keuangan)
Pilar 3
Agen Pembangunan
Daerah
(al. Pertumbuhan
Kredit, Komposisi
Kredit)
Pilar 2
Ketahanan
Kelembagaan (al.
Permodalan,
Rentabilitas, efisiensi)
Menjadi bank regional yang kuat dan berdaya saing
tinggi serta berkontribusi signifikan bagi pertumbuhan
dan pemerataan ekonomi daerah yang berkelanjutan
DAYA SAING
SUMBER DAYA
MANUSIA
INFRASTRUKTUR SYSTEM & OPERATION
PROCEDURE
FOUNDATION
SUPPORT
BUSINESS
PROCESS
INTERMEDIATE
TARGET
OUTCOME
GCG
RISK MANAGEMENT
& CONTROLS
CORPORATE
CULTURE
PERMODALAN
Lebih holistic dan seimbang dengan menekankan pentingnya fondasi (termasuk GCG)
dan aspek pendukung (SDM dan infrastruktur) disamping aspek bisnis.
Kerangka Program Transformasi BPD
5. Destination Statement Transformasi BPD merupakan milestone terukur dalam mencapai Visi baru
yang dijabarkan sesuai 3 Tema Transformasi BPD
VISI Transformasi BPD
Menjadi bank regional yang
berdaya saing tinggi , kuat
dan berkontribusi signifikan
bagi pertumbuhan dan
pemerataan ekonomi daerah
yang berkelanjutan.
Dest
2020
Fase I Foundation Building:
Membangun proses pendukung
(Governance, Risk & Compliance) dan
permodalan yang kuat, disertai kualitas
SDM, budaya kerja, dan sistem informasi
yang handal melalui sinergi Grup BPD.
Sinergi di bidang produk dan pelayanan,
TI, GRC, SDM, dan corporate culture
sebagai foundation bagi pertumbuhan di
Fase II.
Fase II Growth Acceleration:
Menciptakan pertumbuhan yang cepat
untuk mencapai posisi ketiga dari ukuran
total aset dengan memperkuat proses bisnis
inti memasuki kredit komersial, memperkuat
pinjaman sindikasi, dan intensifikasi sinergi
Grup BPD mencakup sinergi antar BPD
dalam permodalan (merger, akuisisi, IPO),
joint scheme liability, dan usaha keuangan
non-bank serta pemantapan corporate
culture ONE-BPD.
Fase III Market Leadership:
Membangun posisi sebagai pemimpin
pasar dengan target ukuran aset no. 1
atau 2 dengan kapabilitas inti dan
pendukung yang disegani melalui
transformasi Grup BPD sebagai Holding
corporation berbasis legal. BPD sebagai
the true regional champion yang
berkontribusi signifikan bagi
perekonomian daerah.
Dest
2024
Dest
2017
Roadmap Program Transformasi BPD
4
7. 6
KINERJA BPD TAHUN 2017
PANGSA
PASAR
ASET BPD
8,49%
PERTUMBUHAN
ASET BPD
18,52%
PORSI KREDIT
PRODUKTIF BPD
29,54%
*) NPL GROSS
KREDIT PRODUKTIF
8,56%
PERTUMBUHAN
LABA BERSIH BPD
3,16%
*) NPL GROSS
BPD
3,23%
*) Sumber OJK
8. 7
NO NAMA BANK 2013 2014 2015 2016 2017
SHARE TAHUN 2017
Rp %
1 BANK SUMUT 21,664,215 23,373,141 24,107,393 26,192,904 28,964,751
142,328,832 22.69%
2 BANK RIAU KEPRI 19,646,465 23,112,679 22,755,860 21,429,043 25,620,670
3 BANK ACEH SYARIAH 15,358,953 16,510,180 18,631,779 18,952,618 22,612,006
4 BANK SUMSELBABEL 14,442,147 16,224,441 16,616,424 19,002,842 22,224,461
5 BANK NAGARI 16,331,590 18,063,811 19,545,881 20,741,145 21,471,557
6 BANK JAMBI 4,275,372 5,775,135 6,582,874 7,579,060 9,512,003
7 BANK LAMPUNG 4,666,381 5,052,081 7,792,338 5,426,360 6,035,214
8 BANK BENGKULU 3,953,813 4,686,234 4,632,186 5,167,803 5,888,170
9 BANK BJB 67,040,355 75,836,537 83,030,862 97,013,015 108,517,501
315,469,840 50.30%
10 BANK JATENG 30,908,159 35,743,352 40,923,960 51,496,069 85,684,778
11 BANK DKI 31,096,962 37,168,437 38,991,440 41,337,770 51,936,291
12 BANK JATIM 33,222,189 38,041,225 42,803,631 43,032,950 51,518,681
13 BANK BPD DIY 6,566,671 7,882,780 8,739,120 9,739,527 10,770,588
14 BANK BANTEN 5,967,186 5,235,631 7,042,001
15 BANK KALTIMTARA 27,553,707 29,314,954 22,907,306 22,503,615 22,726,672
57,576,789 9.18%
16 BANK KALBAR 9,718,877 11,292,423 13,129,982 14,100,222 16,575,748
17 BANK KALSEL 9,473,178 16,000,354 11,039,059 11,941,556 11,980,672
18 BANK KALTENG 4,025,243 4,633,061 5,879,700 5,930,269 6,293,697
19 BANK BPD BALI 14,522,303 16,953,954 19,538,022 20,458,934 22,124,808
68,404,770 10.91%
20 BANK PAPUA 17,692,196 20,104,278 20,258,055 20,929,567 20,460,831
21 BANK NTT 7,345,208 8,401,844 9,734,197 9,701,453 10,491,015
22 BANK NTB 4,387,915 5,872,248 6,163,654 7,718,905 8,950,447
23 BANK MALUKUMALUT 4,573,540 4,554,221 5,127,977 5,672,268 6,377,669
24 BANK SULSELBAR 8,831,498 10,141,756 11,576,524 16,444,867 17,712,708
43,400,715 6.92%
25 BANK SULUTGO 7,905,935 10,873,530 10,769,431 11,377,740 14,172,863
26 BANK SULTRA 3,163,598 3,457,840 4,613,204 5,734,211 6,221,336
27 BANK SULTENG 1,806,128 2,787,296 4,009,339 4,331,056 5,293,808
JUMLAH 390,172,598 451,857,792 485,867,384 529,191,400 627,180,946 627,180,946 100.00%
Total Asset BPD se Indonesia
s.d. 31 Desember 2017
10. 9
NO NAMA BANK 2013 2014 2015 2016 2017
SHARE TAHUN 2017
Rp %
1 BANK SUMUT 15,943,043 17,854,936 19,973,548 19,806,297 21,190,011
388,363,889 118.37%
2 BANK ACEH SYARIAH 10,644,889 10,666,734 13,760,524 14,508,934 18,499,069
3 BANK SUMSELBABEL 10,869,459 12,055,149 9,066,989 12,298,108 16,079,591
4 BANK NAGARI 11,886,554 13,231,905 13,948,152 13,394,813 15,344,868
5 BANK RIAU KEPRI 18,400,839 20,364,236 15,511,377 14,210,250 14,540,973
6 BANK JAMBI 2,695,631 3,633,415 4,544,164 5,067,504 5,474,234
7 BANK BENGKULU 2,287,602 3,022,555 2,556,223 4,010,306 4,611,655
8 BANK LAMPUNG 2,634,880 3,106,969 5,597,480 5,528,067 4,228,466
9 BANK BJB 46,762,799 57,741,031 62,749,458 72,827,957 81,021,237
208,727,406 63.62%
10 BANK DKI 22,115,393 27,030,737 23,730,147 26,071,158 38,335,459
11 BANK JATIM 25,728,846 29,210,811 26,535,450 28,032,586 37,949,409
12 BANK JATENG 24,538,016 32,171,572 34,914,276 35,686,464 34,392,073
13 BANK BPD DIY 5,304,605 6,172,603 6,871,566 7,322,276 7,717,404
14 BANK BANTEN 3,257,245 3,361,553 5,744,778
15 BANK KALTIM 20,588,136 21,986,681 12,868,559 13,809,838 14,558,908
332,312,568 101.29%
16 BANK KALBAR 8,080,169 9,355,430 10,432,426 11,665,836 13,710,511
17 BANK KALSEL 6,940,115 7,536,672 6,825,113 7,263,754 7,553,487
18 BANK KALTENG 3,193,473 3,576,131 3,471,895 3,684,885 4,658,360
19 BANK BPD BALI 11,466,000 12,865,945 17,369,533 17,988,457 17,498,503
94,654,323 28.85%
20 BANK PAPUA 13,420,917 16,633,640 19,611,105 18,221,867 16,564,153
21 BANK NTT 5,064,915 6,272,516 6,839,560 6,457,155 7,012,950
22 BANK NTB 3,032,365 3,951,631 4,319,873 4,890,539 6,651,445
23 BANK MALUKUMALUT 3,041,011 3,349,888 4,287,212 4,510,576 4,639,670
24 BANK SULUTGO 5,026,542 8,213,039 8,267,640 8,602,556 11,329,363
336,924,223 102.69%
25 BANK SULSELBAR 5,531,848 6,570,525 7,726,171 8,286,129 11,166,288
26 BANK SULTRA 2,194,335 2,259,960 4,403,782 3,716,459 4,454,653
27 BANK SULTENG 910,747 1,692,565 2,517,485 2,798,631 3,125,451
JUMLAH 212,940,232 256,591,377 266,998,496 285,198,676 328,084,102 1,360,982,409 414.83%
Total Dana Pihak Ketiga BPD se Indonesia
s.d. 31 Desember 2017
11. 10
Perkembangan
Total DPK
BPD se Indonesia
Th 2017
DPK tumbuh
15,04%
212.940.232
256.591.377
266.998.496
285.198.676
328.084.102
2013 2014 2015 2016 2017
12. 11
NO NAMA BANK 2013 2014 2015 2016 2017
SHARE TAHUN 2017
Rp %
1 BANK SUMUT 15,347,049 16,555,020 16,941,434 17,576,935 18,465,683
86,713,622 23.08%
2 BANK NAGARI 11,155,045 12,314,785 13,277,042 14,069,788 14,905,065
3 BANK RIAU KEPRI 11,332,566 12,325,548 13,795,269 14,095,301 14,124,353
4 BANK ACEH SYARIAH 8,937,044 9,565,285 10,179,615 979,303 12,846,657
5 BANK SUMSELBABEL 10,373,665 10,781,063 11,499,235 12,537,202 12,714,329
6 BANK JAMBI 2,955,328 3,540,443 3,831,323 4,242,769 5,398,608
7 BANK BENGKULU 2,402,867 2,604,095 3,294,068 3,753,203 4,143,841
8 BANK LAMPUNG 2,968,241 3,515,393 3,676,604 3,761,011 4,115,086
9 BANK BJB 44,989,950 54,017,114 55,311,067 63,143,595 70,701,277
176,316,955 46.92%
10 BANK JATENG 21,266,727 25,392,154 29,764,957 34,863,841 41,074,889
11 BANK JATIM 21,747,663 25,654,784 27,692,092 28,846,540 30,835,278
12 BANK DKI 18,018,939 21,952,456 22,267,690 21,050,310 23,070,886
13 BANK BPD DIY 3,873,876 4,896,337 5,256,421 5,615,774 6,091,880
14 BANK BANTEN 4,134,677 3,267,671 4,542,745
15 BANK KALTIMTARA 18,199,161 17,034,807 15,448,249 13,957,844 13,158,149
35,135,974 9.35%
16 BANK KALBAR 6,518,119 7,525,259 8,318,586 8,982,231 9,779,604
17 BANK KALSEL 5,833,580 6,749,744 7,129,775 7,659,878 7,693,277
18 BANK KALTENG 2,473,278 2,854,414 3,639,652 4,074,752 4,504,944
19 BANK BPD BALI 10,131,234 12,530,902 14,447,301 15,624,392 16,239,126
45,730,901 12.17%
20 BANK PAPUA 11,378,388 13,359,444 13,207,177 14,209,840 13,270,908
21 BANK NTT 4,880,662 5,499,784 6,470,298 7,297,412 7,995,393
22 BANK NTB 3,160,318 3,845,643 4,297,003 4,659,616 4,331,965
23 BANK MALUKUMALUT 2,779,137 3,084,063 3,239,617 3,364,134 3,893,509
24 BANK SULSELBAR 6,191,726 7,034,613 8,373,058 11,369,745 13,352,644
31,873,474 8.48%
25 BANK SULUTGO 5,677,152 7,399,978 8,618,027 8,882,680 10,915,412
26 BANK SULTRA 2,122,879 2,530,336 3,294,343 3,707,899 4,611,044
27 BANK SULTENG 1,169,712 2,038,574 2,258,233 2,638,283 2,994,374
JUMLAH 255,884,306 294,602,038 319,662,813 334,231,949 375,770,926 375,770,926 100.00%
Total Kredit BPD se Indonesia
s.d. 31 Desember 2017
13. 12
Perkembangan
Total Kredit
BPD se Indonesia
Th 2017
Kredit tumbuh
12,43%
255.884.306
294.602.038
319.662.813
334.231.949
375.770.926
2013 2014 2015 2016 2017
14. 13
NO NAMA BANK 2013 2014 2015 2016 2017
SHARE TAHUN 2017
Rp %
1 BANK SUMUT 623,031 454,540 471,487 584,351 630,472
2,690,310 24.79%
2 BANK ACEH SYARIAH 378,982 389,236 423,238 505,646 532,687
3 BANK RIAU KEPRI 462,848 468,045 297,998 434,820 412,841
4 BANK SUMSELBABEL 269,484 263,653 282,584 312,860 307,614
5 BANK NAGARI 305,496 276,437 317,279 353,542 305,626
6 BANK JAMBI 133,647 140,409 131,147 170,530 245,985
7 BANK LAMPUNG 114,599 163,950 208,578 156,516 137,070
8 BANK BENGKULU 131,704 120,674 112,160 130,409 118,015
9 BANK BJB 1,384,965 1,120,035 1,385,418 1,646,856 1,607,343
4,749,786 43.76%
10 BANK JATIM 916,843 958,138 884,503 1,028,216 1,159,370
11 BANK JATENG 717,353 774,407 815,177 992,369 1,121,754
12 BANK DKI 802,728 657,627 231,800 657,460 719,262
13 BANK BPD DIY 138,873 178,165 186,148 211,777 224,835
14 BANK BANTEN (220,940) (416,145) (82,778)
15 BANK KALTIMTARA 682,641 552,966 331,482 502,776 526,308
1,259,830 11.61%
16 BANK KALBAR 260,762 271,385 289,520 314,382 338,212
17 BANK KALTENG 144,573 181,516 193,470 210,692 210,624
18 BANK KALSEL 182,775 223,212 197,769 229,116 184,686
19 BANK BPD BALI 432,347 489,912 476,254 578,337 556,027
986,850 9.09%
20 BANK NTT 240,208 271,382 258,229 256,404 277,896
21 BANK NTB 188,235 190,815 225,114 225,891 181,889
22 BANK MALUKUMALUT 135,017 38,068 134,763 146,853 143,224
23 BANK PAPUA 455,332 444,943 383,343 186,420 (172,186)
24 BANK SULSELBAR 347,704 421,234 455,335 630,960 565,981
1,167,364 10.76%
25 BANK SULUTGO 228,861 163,692 126,908 200,042 301,970
26 BANK SULTRA 120,021 125,037 127,041 158,819 191,100
27 BANK SULTENG 50,392 89,368 131,147 111,689 108,313
JUMLAH 9,849,421 9,428,846 8,856,952 10,521,588 10,854,140 10,854,140 100.00%
Laba Bersih BPD se Indonesia
s.d. 31 Desember 2017
15. 14
Perkembangan
Laba Bersih
BPD se Indonesia
Th 2017
Laba Bersih tumbuh
3,16%
9.849.421
9.428.846
8.856.952
10.521.588
10.854.140
2013 2014 2015 2016 2017
16. 15
NO NAMA BANK 2013 2014 2015 2016 2017
SHARE TAHUN 2017
Rp %
1 BANK SUMUT 1,486,762 1,711,766 1,912,007 2,649,067 2,921,429
14,168,656 21.91%
2 BANK RIAU KEPRI 1,869,721 2,000,970 1,855,081 2,064,248 2,396,255
3 BANK SUMSELBABEL 1,535,399 1,616,781 1,633,232 2,088,772 2,326,051
4 BANK ACEH SYARIAH 1,490,312 1,510,821 1,708,643 2,040,747 2,188,588
5 BANK NAGARI 1,215,898 1,343,259 1,839,135 2,155,744 2,120,765
6 BANK JAMBI 664,329 767,997 889,172 946,254 1,094,660
7 BANK LAMPUNG 440,776 470,799 528,885 564,313 612,727
8 BANK BENGKULU 294,907 314,790 438,244 512,027 508,181
9 BANK BJB 5,425,010 6,105,181 6,340,452 8,472,436 8,110,618
29,422,001 45.50%
10 BANK DKI 2,507,946 3,721,505 5,198,528 6,588,842 6,941,915
11 BANK JATIM 4,792,566 5,100,740 5,552,634 6,580,009 6,622,823
12 BANK JATENG *) 2,314,053 2,584,202 3,148,673 4,877,919 5,918,559
13 BANK BPD DIY 627,020 808,094 1,140,274 1,362,185 1,312,006
14 BANK BANTEN 479,557 560,632 516,080
15 BANK KALTIMTARA 3,544,081 3,395,095 3,267,084 4,058,743 4,317,390
8,953,240 13.85%
16 BANK KALBAR 971,321 1,232,013 1,574,486 1,740,445 1,950,682
17 BANK KALSEL 962,250 1,277,381 1,358,039 1,606,123 1,537,821
18 BANK KALTENG 525,342 682,921 827,888 956,329 1,147,347
19 BANK PAPUA 1,969,079 2,156,790 2,654,654 2,324,512 2,270,348
7,773,546 12.02%
20 BANK BPD BALI 1,479,201 2,028,965 2,337,529 2,508,280 2,262,455
21 BANK NTT 870,525 1,055,181 1,067,165 1,516,051 1,373,214
22 BANK NTB 584,529 707,425 974,607 1,229,720 1,183,200
23 BANK MALUKUMALUT 439,926 455,338 546,893 616,237 684,329
24 BANK SULSELBAR 1,217,276 1,443,942 1,527,857 1,846,928 2,019,501
4,345,093 6.72%
25 BANK SULUTGO 632,415 695,738 768,518 1,132,295 1,170,265
26 BANK SULTRA 396,289 475,961 566,439 680,160 678,996
27 BANK SULTENG 219,702 251,982 466,327 539,267 476,331
JUMLAH 38,476,635 43,915,637 50,602,003 62,218,285 64,662,536 64,662,536 100.00%
Modal Inti BPD se Indonesia
s.d. 31 Juni 2017
17. 16
Perkembangan
Modal Inti
BPD se Indonesia
Th 2017
Modal Inti tumbuh
3,93%
38.476.635
43.915.637
50.602.003
62.218.285
64.662.536
2013 2014 2015 2016 2017
18. 17
No JENIS KREDIT
Saldo Jumlah Rekening
Rp % Rek %
1 KREDIT MODAL KERJA 74,893,615 19.36% 340,630 11.68%
2 KREDIT INVESTASI 39,364,456 10.18% 142,827 4.90%
3 KREDIT KONSUMTIF 272,514,725 70.46% 2,433,400 83.43%
JUMLAH 386,772,796 100.00% 2,916,857 100.00%
74.893.615
39.364.456
272.514.725
-
50.000.000
100.000.000
150.000.000
200.000.000
250.000.000
300.000.000
KREDIT MODAL KERJA KREDIT INVESTASI KREDIT KONSUMTIF
19,36%
10,18%
70,46%
KREDIT MODAL
KERJA
KREDIT INVESTASI
KREDIT KONSUMTIF
Penyaluran kredit BPD se Indonesia
s.d. 31 Desember 2017
Rp juta
21. 20
Total Dana Pihak Ketiga
NO BANK 2015 2016 2017
1 BRI 642,767,716 723,845,458 803,326,570
2 Mandiri 613,160,929 687,949,844 729,777,531
3 BCA 473,698,478 530,165,317 581,183,496
4 BNI 351,281,658 412,147,567 487,461,507
5 BPD-SI 351,956,953 374,022,955 424,883,427
-
100.000.000
200.000.000
300.000.000
400.000.000
500.000.000
600.000.000
700.000.000
800.000.000
900.000.000
2015 2016 2017
BRI
Mandiri
BCA
BNI
BPD-SI
22. 21
KREDIT PEMILIKAN RUMAH
BPD Seluruh Indonesia
BPD SI Juni 2018 : FLPP 15.005 unit, Dana Sendiri 47.392 Unit
No BPD
PROGRAM PEMERINTAH (FLPP) DANA SENDIRI TOTAL KPR
DESEMBER 2017 JUNI 2018 DESEMBER 2017 JUNI 2018 DESEMBER 2017 JUNI 2018
Nominal (Rp) Nominal (Rp) Nominal (Rp) Nominal (Rp) Nominal (Rp) Nominal (Rp)
1 Bank Aceh 221,400,000 880,565,000 551,239,000 880,565,000 772,639,000
2 Bank Sumut 148,312,178 205,989,848 651,965,129 646,429,378 800,277,307 852,419,226
3 Bank Nagari (*) 29,663,304 40,053,886 365,039,076 392,772,050 394,702,380 432,825,936
4 Bank Riau Kepri 34,133,650 34,228,584 364,493,084 327,998,134 398,626,734 362,226,718
5 Bank Jambi 29,616,706 49,862,256 6,592,460 10,335,360 36,209,166 60,197,616
6 Bank Bengkulu 185,886 125,650 185,886 125,650
7 Bank Sumselbabel 82,067,616 118,357,146 236,738,751 221,247,929 318,806,367 339,605,075
8 Bank Lampung - -
9 Bank DKI 3,575,859,850 3,172,235,652 3,575,859,850 3,172,235,652
10 Bank BJB 111,454,000 144,156,000 5,028,651,000 5,311,926,000 5,140,105,000 5,456,082,000
11 Bank Banten 14,970,660 18,318,371 14,970,660 18,318,371
12 Bank Jateng 226,072,226 237,942,707 226,072,226 237,942,707
13 Bank DIY 962,700 3,069,700 171,390,650 169,186,650 172,353,350 172,256,350
14 Bank Jatim (*) 66,780,000 1,860,000,000 - 1,926,780,000
15 Bank Kalbar 14,583,547 53,970,063 230,419,168 213,433,807 245,002,715 267,403,870
16 Bank Kalteng 34,004,605 44,878,366 67,916,015 64,144,180 101,920,620 109,022,546
17 Bank Kaltimtara - -
18 Bank Kalsel 5,349,596 7,652,855 352,140,858 321,181,702 357,490,454 328,834,557
19 Bank Sulutgo 601,328 1,617,156 601,328 1,617,156
20 Bank Sulteng 980,000 1,326,436 5,041,380 4,823,616 6,021,380 6,150,052
21 Bank Sultra 30,050,960 77,468,460 13,136,490 13,545,290 43,187,450 91,013,750
22 Bank Sulselbar 16,821,661 41,040,883 611,252 514,635 17,432,913 41,555,518
23 Bank Sulselbar UUS 15,036,802 47,334,781 25,093,360 22,806,733 40,130,162 70,141,514
24 Bank Bali 1,331,164 5,760,586 201,326,689 180,635,818 202,657,853 186,396,404
25 Bank NTT 71,541,865 88,524,755 82,844,740 94,744,140 154,386,605 183,268,895
26 Bank NTB 14,508,906 914,503 62,049,514 627,437 76,558,420 1,541,940
27 Bank Maluku - -
28 Bank Papua 980,834,855 1,223,920,142 443,976,432 531,895,073 1,424,811,287 1,755,815,215
JUMLAH
1,621,855,443 2,478,306,406 13,007,079,670 14,368,109,312 14,628,935,113 16,846,415,718
* Data KPR BPD Nagari dan Bank Jatim diambil per bulan Agustus 2018
23. 22
KPR TERHADAP KREDIT KONSUMTIF
BPD Seluruh Indonesia
No BPD
TOTAL KREDIR KONSUMTIF TOTAL KREDIR KPR
%
JUNI 2018 JUNI 2018
1 Bank Aceh 11,371,817 772,639 6.79%
2 Bank Sumut 10,700,257 852,419 7.97%
3 Bank Nagari (*) 11,764,699 432,826 3.68%
4 Bank Riau Kepri 13,098,997 362,227 2.77%
5 Bank Jambi 5,155,280 60,198 1.17%
6 Bank Bengkulu 3,650,157 125,650 3.44%
7 Bank Sumselbabel 10,094,685 339,605 3.36%
8 Bank Lampung 4,253,490 -
9 Bank DKI 14,533,005 3,172,236 21.83%
10 Bank BJB 54,249,633 5,456,082 10.06%
11 Bank Banten 2,812,303 18,318 0.65%
12 Bank Jateng 28,495,609 237,943 0.84%
13 Bank DIY 2,854,367 172,256 6.03%
14 Bank Jatim 21,787,081 1,926,780 8.84%
15 Bank Kalbar 8,436,512 267,404 3.17%
16 Bank Kalteng 3,450,783 109,023 3.16%
17 Bank Kaltimtara 8,048,775 -
18 Bank Kalsel 5,133,099 328,835 6.41%
19 Bank Sulutgo 9,957,742 1,617 0.02%
20 Bank Sulteng 3,239,783 6,150 0.19%
21 Bank Sultra 5,035,552 91,014 1.81%
22 Bank Sulselbar 11,634,926 41,556 0.36%
24 Bank Bali 9,417,718 186,396 1.98%
25 Bank NTT 5,694,470 183,269 3.22%
26 Bank NTB 4,592,236 1,542 0.03%
27 Bank Maluku 3,343,908 -
28 Bank Papua 7,414,326 1,755,815 23.68%
JUMLAH 280,221,210 87,043,314
