Banks face new challenges, and the economy requires novel tools such as the EAGLES model. Earning ability, Asset quality, Growth, Liquidity, Equity, and Strategy are all criteria considered by the EAGLES model when deciding on a commercial bank's success in today's competitive climate. The EAGLES model examines the performance of a commercial bank in a more precise, objective, and consistent manner (John 2009). The EAGLE model is now a well-known instrument for investment planning and competitive analysis.
The document compares the capital adequacy, asset quality, management competence, profitability, and liquidity of ICICI Bank and HDFC Bank over several years based on various financial ratios. On average, ICICI Bank had a higher capital adequacy ratio and tier-1 capital ratio, while HDFC Bank had higher tier-2 capital, net profit, and return on equity ratios. Both banks generally met regulatory capital requirements. In terms of asset quality, ICICI Bank had a higher net NPA to net advances ratio but lower total assets turnover. Overall, the document analyzes various ratios to evaluate and compare the financial performance and strength of the two major Indian banks.
This document is a certificate certifying that [Name] completed a summer project titled [Project Title] at [Organization] in partial fulfillment of the requirements for a Post Graduate Diploma in Management. It is signed by the faculty guide to confirm that this is the student's original work. The acknowledgement section thanks the industry guide, faculty guide, bank employees, and the student's parents and friends for their support and contributions to completing the project. The table of contents outlines the executive summary, introduction, company overview, objectives, product portfolio, strategies, retail banking analysis, retail products, competitive analysis, service quality analysis, recommendations, and references sections of the project report.
This document provides an analysis of the services marketing mix of State Bank of India (SBI). It discusses the 7 Ps of the services marketing mix as they relate to SBI. SBI is India's largest bank by assets and offers a wide range of personal and corporate banking products and services. The document outlines SBI's network presence across India and internationally. It then analyzes each element of the services marketing mix for SBI, including their products, pricing strategies, placement or distribution channels, promotion strategies, physical evidence, processes, and people. Key services offered by SBI and strategies employed for each marketing mix element are summarized.
I am an MBA student and I prepared this for Banking Class to give a brief description about the HDFC bank and also done the SWOT analysis of the bank and provided the wide variety of its products and services. In the end of the presentation i have also done the classification of the branches on the basis of their location like rural, urban, semi urban and mertro cities.
The document provides an overview of the banking, financial services and insurance (BFSI) sector in India. It discusses that BFSI comprises commercial banks, insurance companies, banking financial companies, cooperatives, pensions funds and other smaller financial entities. It also notes that the banking part of BFSI includes core banking, retail, corporate, investment and cards services, while financial services include broking, payment gateways and mutual funds. Insurance covers life and general insurance. The term BFSI is commonly used by IT and BPO companies that manage data processing and software development for the banking and financial sector.
State Bank of India (SBI) is India's largest bank. It was founded in 1806 and is majority owned by the government of India. SBI has over 17,000 branches across India and internationally. The document discusses SBI's strategic evolution over time in response to changes in ownership, governance, business processes, and structures. It analyzes SBI's competitors, products, marketing mix, SWOT analysis, and external environment using PEST and Porter's Five Forces frameworks. The analysis identifies SBI as the market leader and a "cash cow" given its continued growth and profitability.
The document compares the capital adequacy, asset quality, management competence, profitability, and liquidity of ICICI Bank and HDFC Bank over several years based on various financial ratios. On average, ICICI Bank had a higher capital adequacy ratio and tier-1 capital ratio, while HDFC Bank had higher tier-2 capital, net profit, and return on equity ratios. Both banks generally met regulatory capital requirements. In terms of asset quality, ICICI Bank had a higher net NPA to net advances ratio but lower total assets turnover. Overall, the document analyzes various ratios to evaluate and compare the financial performance and strength of the two major Indian banks.
This document is a certificate certifying that [Name] completed a summer project titled [Project Title] at [Organization] in partial fulfillment of the requirements for a Post Graduate Diploma in Management. It is signed by the faculty guide to confirm that this is the student's original work. The acknowledgement section thanks the industry guide, faculty guide, bank employees, and the student's parents and friends for their support and contributions to completing the project. The table of contents outlines the executive summary, introduction, company overview, objectives, product portfolio, strategies, retail banking analysis, retail products, competitive analysis, service quality analysis, recommendations, and references sections of the project report.
This document provides an analysis of the services marketing mix of State Bank of India (SBI). It discusses the 7 Ps of the services marketing mix as they relate to SBI. SBI is India's largest bank by assets and offers a wide range of personal and corporate banking products and services. The document outlines SBI's network presence across India and internationally. It then analyzes each element of the services marketing mix for SBI, including their products, pricing strategies, placement or distribution channels, promotion strategies, physical evidence, processes, and people. Key services offered by SBI and strategies employed for each marketing mix element are summarized.
I am an MBA student and I prepared this for Banking Class to give a brief description about the HDFC bank and also done the SWOT analysis of the bank and provided the wide variety of its products and services. In the end of the presentation i have also done the classification of the branches on the basis of their location like rural, urban, semi urban and mertro cities.
The document provides an overview of the banking, financial services and insurance (BFSI) sector in India. It discusses that BFSI comprises commercial banks, insurance companies, banking financial companies, cooperatives, pensions funds and other smaller financial entities. It also notes that the banking part of BFSI includes core banking, retail, corporate, investment and cards services, while financial services include broking, payment gateways and mutual funds. Insurance covers life and general insurance. The term BFSI is commonly used by IT and BPO companies that manage data processing and software development for the banking and financial sector.
State Bank of India (SBI) is India's largest bank. It was founded in 1806 and is majority owned by the government of India. SBI has over 17,000 branches across India and internationally. The document discusses SBI's strategic evolution over time in response to changes in ownership, governance, business processes, and structures. It analyzes SBI's competitors, products, marketing mix, SWOT analysis, and external environment using PEST and Porter's Five Forces frameworks. The analysis identifies SBI as the market leader and a "cash cow" given its continued growth and profitability.
This document provides an overview of the State Bank of India including its history, subsidiaries, financial performance from 2009-2012, ratios, share performance, awards, recent news headlines, and presentation team. The State Bank of India was formed in 1955 and has grown from its predecessor banks established in 1806, 1840, and 1843. It has non-banking subsidiaries and its income has increased each year from 2009 to 2012 while expenses have also risen. A variety of financial ratios are shown including current, quick, debt-equity, dividend payout, and PE ratios.
ICICI Bank is one of the largest private sector banks in India. It was established in 1955 as the Industrial Credit and Investment Corporation of India. Some key points about ICICI Bank:
- It has a large network of over 3,500 branches within India and a presence in 19 other countries.
- The bank has numerous subsidiaries that offer services like insurance, asset management, investment banking, etc.
- Over the years it has acquired several other companies to expand its operations, like Bank of Madura, Bank of Rajasthan.
- It offers many innovative products for retail and corporate customers like its Facebook banking app 'Pockets', a flexible recurring deposit called 'iWish', and
This document analyzes the SWOT of private sector banks in India. It discusses their evolution since the early 20th century and present scenario. Private banks have strengths like professional manpower, efficiency, and compliance with regulations. Their weaknesses include limited geographic reach and high employee turnover. Opportunities exist in decision making autonomy and technology, while threats include competition from foreign and public sector banks. Specific SWOT analyses are also provided for ICICI Bank, Kotak Bank, and Axis Bank.
HDFC Bank is one of the largest private sector banks in India that focuses on wholesale banking, retail banking, and treasury services. It has over 1,400 branches across India and provides services like loans, deposits, credit/debit cards, internet banking, and ATM access. HDFC Bank aims to become a world-class Indian bank through excellent customer service, innovative products, and maintaining high asset quality. It has a strong brand due to its reliable services and receives several awards for its performance. The bank sees opportunities in growing its rural customer base and acquiring other companies, but faces threats from new competitors and non-performing assets.
Cadbury had over 70% of the chocolate market share in India by 2004, but faced a major controversy in 2003 when fungus was found in some of its chocolates. This led to a 30% drop in Cadbury's sales. To address the issue, Cadbury launched Project Vishwas to regain consumer trust. It changed its packaging and hired Amitabh Bachchan as its new brand ambassador in advertisements to reinforce Cadbury's credibility and values. After these efforts, Cadbury's sales recovered as it portrayed itself as a long-standing tradition in India's chocolate market.
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
Comparative analysis of products & services of Axis Bank with its competitors Supriya Mondal
This document provides a summer internship project report submitted by Supriya Mondal to Ramaiah Institute of Management in partial fulfillment of the requirements for a Post Graduate Diploma in Management. The report details Supriya's internship project at Axis Bank Ltd, including an industry analysis of the banking sector in India, an analysis of Axis Bank, and a description of Supriya's roles and responsibilities during the internship. Key points covered include the history and growth of banking in India, the structure of the Indian banking system, major players in the sector, and products and services offered by Axis Bank.
The Board of HDFC and HDFC Bank have approved the merger of HDFC into HDFC Bank. Post-merger, HDFC Bank will have a larger share of the home loan market in India at 33% compared to its current 11%. The merger will enable HDFC Bank to expand its home loan portfolio and customer base, achieving greater economies of scale. It will benefit from HDFC's expertise in real estate and a larger balance sheet. For customers, it means access to a wider range of financial products through HDFC Bank branches. The share exchange ratio for the merger was set at 42 HDFC Bank shares for every 25 HDFC shares.
Banking sector is going to be the most watched sector in the coming quarters. There are reasons for this, RBI has reduced the CRR rate and repo rates. The debt/GDP ratio of the Government is scary at 80% essentially meaning that the Government cannot borrow much without jeopardizing stability of banking sector. Given project is an attempt to identify and analyse the vision and mission of HDFC bank, as well as comparing the position and strategies of the bank with its major competitor.
Project:
Provides all the crucial information on HDFC Bank Limited required for business and competitor intelligence needs.
Contains a study of the major internal and external factors affecting HDFC Bank Limited in the form of a SWOT analysis as well as a breakdown and examination of strategies of HDFC Bank Limited.
Major factors contributing the success of HDFC.
Industrial analysis of HDFC through Porter’s five forces model as well as comparing that with its competitor ICICI.
Analysis done on BCG matrix
With this project we have tried to understand the different business process identified by the bank, as well as analyzing its strength and weakness as compared to other banks. Our project is mainly concentrated on the comparative analysis of HDFC and competitor ICICI. The source of information is secondary that is through internet and different newspapers and sites of HDFC and ICICI as well as some of the journals.
The Bank of Baroda was founded in 1908 in India and was later nationalized by the Indian government in 1969. It is currently one of the largest banks in India with over 5,500 branches worldwide. In 2018, the Indian government proposed merging Bank of Baroda, Vijaya Bank, and Dena Bank to create the third largest bank in India in an effort to consolidate the country's banking system. Bank of Baroda offers a wide range of personal and commercial banking services both within India and internationally.
This document provides information on various HDFC mutual funds. It begins with explaining what a mutual fund is and providing an overview of HDFC, India's largest mutual fund house. It then summarizes 5 popular HDFC funds - HDFC Top 200, HDFC Short Term Opportunities, HDFC Monthly Income Plan-Long Term, HDFC Long Term Advantage Fund, and HDFC Mid Cap Opportunities Fund. For each fund, it provides details on investment objective, portfolio allocation, performance metrics, and current NAV. In conclusion, it recommends purchasing the HDFC Mid Cap Opportunities Fund since it has the lowest current NAV, allowing for more units to be purchased.
1. Payment banks were introduced in India in 2015 to promote financial inclusion and provide basic banking services like savings accounts, payments, remittances to low income and rural customers through mobile and digital platforms instead of branches.
2. They have restrictions like not being able to offer loans or accept fixed deposits but can offer services like money transfers and bill payments. They aim to generate profits from high transaction volumes rather than interest income.
3. Payment banks are expected to expand access to financial services for millions of uninsured customers and support the government's financial inclusion goals, though they face challenges in gaining customer trust and competing with established banks.
HDFC Bank is one of India's largest banks based in Mumbai. It was incorporated in 1994 by Housing Development Finance Corporation. While ICICI Bank has a higher earnings per share, HDFC Bank has a better dividend payout ratio and return on net worth. HDFC Bank also has a higher asset turnover ratio, showing more efficient use of assets to generate revenue. However, ICICI Bank has a lower debt-to-equity ratio and higher quick ratio, indicating it uses less debt in its capital structure and has a greater ability to quickly pay current liabilities. In conclusion, while ICICI Bank outperforms HDFC Bank on some financial metrics, HDFC Bank has potential for growth by expanding rural outreach and increasing its
Merger of public sector banks & it’s impact on private sector banksANKUSH PAL
In Indian banking sector Mergers and acquisition has become admire trend throughout the country.
A large number of public sector banks and other banks are engaged in mergers and acquisition activities in India.
The main motive behind mergers in the banking sector is to harvest the benefit of economics of scales.
Mergers can be a large source of growth in any economy but particularly in one that’s comparatively stagnant and mired in deep uncertainty.
Paper boat 2019 market analysis (factor analysis))Ramanjeet Singh
Paper Boat is a brand of traditional Indian beverages produced by Hector Beverages. It focuses on natural ingredients and flavors from local fruits. The survey found that while taste was rated positively, many felt it was not good value for money due to the price. Most respondents were familiar with the brand and willing to recommend it, but awareness could still be improved. The product is seen as reliable but some thought it was overpriced. Offering discounts and improved promotion could help increase repeat purchases.
The document provides an overview of insurance and the operations of insurance companies. It discusses how insurance works by pooling together funds from many individuals to pay for losses, thereby spreading out costs. It describes the key roles of underwriters in assessing risks and ratemakers in setting premium prices. It also discusses how insurance companies invest premium payments to generate revenue and have become major capital suppliers. In summary, the document outlines the basic concepts of insurance, the roles of insurance companies, and how they operate financially.
IDFC is a major provider of infrastructure financing in India. Over the past 5 years, it has tripled its project approvals and nearly doubled its disbursements. It offers a wide range of financial products and services including project finance, private equity, asset management, and investment banking. IDFC has grown significantly in recent years, with its net worth increasing over 2.5 times and total assets growing nearly 3 times from 2005 to 2010. It aims to further support the development of infrastructure across India.
1) The banking industry in India has become highly competitive which has increased the need for banks to focus on customer retention through high quality services.
2) It is important for banks like ICICI Bank to understand customer satisfaction levels and the key drivers of satisfaction to improve services, gain a competitive advantage, and increase customer retention.
3) Analyzing ICICI Bank's financial performance and service quality allows them to identify areas for improvement and better meet customer needs and expectations.
Fundamental analysis is a method of evaluating a security's intrinsic value by analyzing its financial and economic factors. It involves analyzing macroeconomic factors like GDP, inflation, monetary policy, import/export trends, and unemployment rates. It also involves analyzing the industry life cycle, trends, and drivers. Company analysis examines qualitative factors like management and business model as well as quantitative ratios like current ratio, debt-to-equity ratio, return on equity, inventory turnover, PE ratio, free cash flow, EPS, and dividend pay-out ratio to identify undervalued stocks and assess long-term investment strategies.
Merchant banks in Bangladesh help raise capital for new businesses through activities like underwriting public issues, managing IPOs, and providing loans. The study examined the operations of five major merchant banks in Bangladesh from 2014 to 2018. Financial analysis found that banks engaged in a range of merchant banking activities like securities investment, margin lending, fee/commission income, and interest/investment income. Descriptive analysis found that most respondents agreed the key roles of merchant banks are helping clients raise funds and manage public issues.
This document provides an overview of the State Bank of India including its history, subsidiaries, financial performance from 2009-2012, ratios, share performance, awards, recent news headlines, and presentation team. The State Bank of India was formed in 1955 and has grown from its predecessor banks established in 1806, 1840, and 1843. It has non-banking subsidiaries and its income has increased each year from 2009 to 2012 while expenses have also risen. A variety of financial ratios are shown including current, quick, debt-equity, dividend payout, and PE ratios.
ICICI Bank is one of the largest private sector banks in India. It was established in 1955 as the Industrial Credit and Investment Corporation of India. Some key points about ICICI Bank:
- It has a large network of over 3,500 branches within India and a presence in 19 other countries.
- The bank has numerous subsidiaries that offer services like insurance, asset management, investment banking, etc.
- Over the years it has acquired several other companies to expand its operations, like Bank of Madura, Bank of Rajasthan.
- It offers many innovative products for retail and corporate customers like its Facebook banking app 'Pockets', a flexible recurring deposit called 'iWish', and
This document analyzes the SWOT of private sector banks in India. It discusses their evolution since the early 20th century and present scenario. Private banks have strengths like professional manpower, efficiency, and compliance with regulations. Their weaknesses include limited geographic reach and high employee turnover. Opportunities exist in decision making autonomy and technology, while threats include competition from foreign and public sector banks. Specific SWOT analyses are also provided for ICICI Bank, Kotak Bank, and Axis Bank.
HDFC Bank is one of the largest private sector banks in India that focuses on wholesale banking, retail banking, and treasury services. It has over 1,400 branches across India and provides services like loans, deposits, credit/debit cards, internet banking, and ATM access. HDFC Bank aims to become a world-class Indian bank through excellent customer service, innovative products, and maintaining high asset quality. It has a strong brand due to its reliable services and receives several awards for its performance. The bank sees opportunities in growing its rural customer base and acquiring other companies, but faces threats from new competitors and non-performing assets.
Cadbury had over 70% of the chocolate market share in India by 2004, but faced a major controversy in 2003 when fungus was found in some of its chocolates. This led to a 30% drop in Cadbury's sales. To address the issue, Cadbury launched Project Vishwas to regain consumer trust. It changed its packaging and hired Amitabh Bachchan as its new brand ambassador in advertisements to reinforce Cadbury's credibility and values. After these efforts, Cadbury's sales recovered as it portrayed itself as a long-standing tradition in India's chocolate market.
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
Comparative analysis of products & services of Axis Bank with its competitors Supriya Mondal
This document provides a summer internship project report submitted by Supriya Mondal to Ramaiah Institute of Management in partial fulfillment of the requirements for a Post Graduate Diploma in Management. The report details Supriya's internship project at Axis Bank Ltd, including an industry analysis of the banking sector in India, an analysis of Axis Bank, and a description of Supriya's roles and responsibilities during the internship. Key points covered include the history and growth of banking in India, the structure of the Indian banking system, major players in the sector, and products and services offered by Axis Bank.
The Board of HDFC and HDFC Bank have approved the merger of HDFC into HDFC Bank. Post-merger, HDFC Bank will have a larger share of the home loan market in India at 33% compared to its current 11%. The merger will enable HDFC Bank to expand its home loan portfolio and customer base, achieving greater economies of scale. It will benefit from HDFC's expertise in real estate and a larger balance sheet. For customers, it means access to a wider range of financial products through HDFC Bank branches. The share exchange ratio for the merger was set at 42 HDFC Bank shares for every 25 HDFC shares.
Banking sector is going to be the most watched sector in the coming quarters. There are reasons for this, RBI has reduced the CRR rate and repo rates. The debt/GDP ratio of the Government is scary at 80% essentially meaning that the Government cannot borrow much without jeopardizing stability of banking sector. Given project is an attempt to identify and analyse the vision and mission of HDFC bank, as well as comparing the position and strategies of the bank with its major competitor.
Project:
Provides all the crucial information on HDFC Bank Limited required for business and competitor intelligence needs.
Contains a study of the major internal and external factors affecting HDFC Bank Limited in the form of a SWOT analysis as well as a breakdown and examination of strategies of HDFC Bank Limited.
Major factors contributing the success of HDFC.
Industrial analysis of HDFC through Porter’s five forces model as well as comparing that with its competitor ICICI.
Analysis done on BCG matrix
With this project we have tried to understand the different business process identified by the bank, as well as analyzing its strength and weakness as compared to other banks. Our project is mainly concentrated on the comparative analysis of HDFC and competitor ICICI. The source of information is secondary that is through internet and different newspapers and sites of HDFC and ICICI as well as some of the journals.
The Bank of Baroda was founded in 1908 in India and was later nationalized by the Indian government in 1969. It is currently one of the largest banks in India with over 5,500 branches worldwide. In 2018, the Indian government proposed merging Bank of Baroda, Vijaya Bank, and Dena Bank to create the third largest bank in India in an effort to consolidate the country's banking system. Bank of Baroda offers a wide range of personal and commercial banking services both within India and internationally.
This document provides information on various HDFC mutual funds. It begins with explaining what a mutual fund is and providing an overview of HDFC, India's largest mutual fund house. It then summarizes 5 popular HDFC funds - HDFC Top 200, HDFC Short Term Opportunities, HDFC Monthly Income Plan-Long Term, HDFC Long Term Advantage Fund, and HDFC Mid Cap Opportunities Fund. For each fund, it provides details on investment objective, portfolio allocation, performance metrics, and current NAV. In conclusion, it recommends purchasing the HDFC Mid Cap Opportunities Fund since it has the lowest current NAV, allowing for more units to be purchased.
1. Payment banks were introduced in India in 2015 to promote financial inclusion and provide basic banking services like savings accounts, payments, remittances to low income and rural customers through mobile and digital platforms instead of branches.
2. They have restrictions like not being able to offer loans or accept fixed deposits but can offer services like money transfers and bill payments. They aim to generate profits from high transaction volumes rather than interest income.
3. Payment banks are expected to expand access to financial services for millions of uninsured customers and support the government's financial inclusion goals, though they face challenges in gaining customer trust and competing with established banks.
HDFC Bank is one of India's largest banks based in Mumbai. It was incorporated in 1994 by Housing Development Finance Corporation. While ICICI Bank has a higher earnings per share, HDFC Bank has a better dividend payout ratio and return on net worth. HDFC Bank also has a higher asset turnover ratio, showing more efficient use of assets to generate revenue. However, ICICI Bank has a lower debt-to-equity ratio and higher quick ratio, indicating it uses less debt in its capital structure and has a greater ability to quickly pay current liabilities. In conclusion, while ICICI Bank outperforms HDFC Bank on some financial metrics, HDFC Bank has potential for growth by expanding rural outreach and increasing its
Merger of public sector banks & it’s impact on private sector banksANKUSH PAL
In Indian banking sector Mergers and acquisition has become admire trend throughout the country.
A large number of public sector banks and other banks are engaged in mergers and acquisition activities in India.
The main motive behind mergers in the banking sector is to harvest the benefit of economics of scales.
Mergers can be a large source of growth in any economy but particularly in one that’s comparatively stagnant and mired in deep uncertainty.
Paper boat 2019 market analysis (factor analysis))Ramanjeet Singh
Paper Boat is a brand of traditional Indian beverages produced by Hector Beverages. It focuses on natural ingredients and flavors from local fruits. The survey found that while taste was rated positively, many felt it was not good value for money due to the price. Most respondents were familiar with the brand and willing to recommend it, but awareness could still be improved. The product is seen as reliable but some thought it was overpriced. Offering discounts and improved promotion could help increase repeat purchases.
The document provides an overview of insurance and the operations of insurance companies. It discusses how insurance works by pooling together funds from many individuals to pay for losses, thereby spreading out costs. It describes the key roles of underwriters in assessing risks and ratemakers in setting premium prices. It also discusses how insurance companies invest premium payments to generate revenue and have become major capital suppliers. In summary, the document outlines the basic concepts of insurance, the roles of insurance companies, and how they operate financially.
IDFC is a major provider of infrastructure financing in India. Over the past 5 years, it has tripled its project approvals and nearly doubled its disbursements. It offers a wide range of financial products and services including project finance, private equity, asset management, and investment banking. IDFC has grown significantly in recent years, with its net worth increasing over 2.5 times and total assets growing nearly 3 times from 2005 to 2010. It aims to further support the development of infrastructure across India.
1) The banking industry in India has become highly competitive which has increased the need for banks to focus on customer retention through high quality services.
2) It is important for banks like ICICI Bank to understand customer satisfaction levels and the key drivers of satisfaction to improve services, gain a competitive advantage, and increase customer retention.
3) Analyzing ICICI Bank's financial performance and service quality allows them to identify areas for improvement and better meet customer needs and expectations.
Fundamental analysis is a method of evaluating a security's intrinsic value by analyzing its financial and economic factors. It involves analyzing macroeconomic factors like GDP, inflation, monetary policy, import/export trends, and unemployment rates. It also involves analyzing the industry life cycle, trends, and drivers. Company analysis examines qualitative factors like management and business model as well as quantitative ratios like current ratio, debt-to-equity ratio, return on equity, inventory turnover, PE ratio, free cash flow, EPS, and dividend pay-out ratio to identify undervalued stocks and assess long-term investment strategies.
Merchant banks in Bangladesh help raise capital for new businesses through activities like underwriting public issues, managing IPOs, and providing loans. The study examined the operations of five major merchant banks in Bangladesh from 2014 to 2018. Financial analysis found that banks engaged in a range of merchant banking activities like securities investment, margin lending, fee/commission income, and interest/investment income. Descriptive analysis found that most respondents agreed the key roles of merchant banks are helping clients raise funds and manage public issues.
This document contains market performance data from various dates in June 2020. It provides stock market index returns, bond yields, commodity prices and other economic indicators. For example, on June 4th the S&P 500 returned 2.73% and US Treasury bond yields fell. It also mentions recent economic data from countries like China and events related to the COVID-19 pandemic and US protests over racial injustice.
1) The document appears to be a collection of market data and statistics from various dates between June 11th and June 12th, 2020. It includes figures for stock market indexes, bond yields, commodity prices, and other economic indicators from various countries.
2) The data shows mixed performance across different asset classes, with some indexes and commodities rising while others fell during this period. Bond yields declined in many major economies.
3) Economic indicators suggest slowing or contracting GDP for some countries as a result of the coronavirus pandemic, along with rising unemployment and falling retail sales and production figures.
This document appears to be a financial market report containing the following information:
1. Daily performance numbers for various stock market indexes around the world, bond yields and commodity prices.
2. Economic indicators such as PMI and GDP figures for different countries.
3. Comments from government officials on current economic and policy issues.
4. Company-specific news like earnings reports and M&A activity.
5. Charts showing historical trends in interest rates, credit spreads, and other financial metrics.
The document provides a snapshot of movements in global markets and the latest economic data and events impacting the financial industry.
The document appears to be a collection of market data and analysis from Bloomberg covering various dates from October 30th to November 1st. It includes statistics on stock market indexes and bond yields from several countries, commodities prices, economic indicators, and corporate and political news. Graphics show trends over time for measures like price to earnings ratios and risk premiums for different asset classes.
The document appears to be a collection of market data and statistics from various dates in June 2020. It includes percentages changes in stock market indexes, bond yields, commodity prices, and economic indicators from countries around the world. The pages include charts showing historical trends in interest rates, credit spreads, and other financial metrics. The document provides an overview of recent performance in global financial markets and economic conditions.
This document discusses corporate social responsibility (CSR) in the Indian banking sector. It provides background on CSR and outlines CSR requirements for private and public sector banks in India. The document then presents data on the CSR spending of various public sector banks (State Bank of India, Union Bank, Punjab National Bank, UCO Bank) and private sector banks (HDFC, ICICI, Axis Bank, Kotak Mahindra Bank) from 2012-2016, comparing actual CSR spending to standard spending requirements. On average, public sector banks met CSR norms to a greater extent than private sector banks.
A trend analysis of non performing assets (np as) of selected commercial ban...Abhishek Duttagupta
This document analyzes trends in non-performing assets (NPAs) of major commercial banks in India from 2003-2013. It finds that gross and net NPAs as a percentage of total assets declined over time for State Bank of India, Punjab National Bank, and Central Bank of India. Priority sector lending, especially to small and medium enterprises, accounted for the largest portion of NPAs, though this varied by bank. The document examines reasons for NPAs and the regulatory framework around classifying and provisioning for problematic loans.
Quantitative Analysis of Retail Sector Companiesprashantbhati354
In-depth quantitative analysis of the UK's three big retail sector companies, ASOS Plc, M&S, and WH Smith. In this, I have done descriptive statistics analysis, performance comparisons, stock price estimation with the help of time series analysis, beta estimation, and many more to find the future growth and profitability of the companies.
1) The document contains market performance data from February 26th, 2020 including stock market indexes, bond yields, commodity prices and other economic indicators.
2) The S&P 500 and other major indexes showed declines on the day, while bond yields fell and gold prices rose.
3) Economic data from China, Europe and the US pointed to ongoing weakness in manufacturing activity driven by the coronavirus outbreak.
1) The document contains market performance data such as index returns, bond yields, commodity prices and economic indicators from various dates between March 7th and March 15th 2019.
2) Key data points include US stock indexes like the S&P 500 returning between 0.29-1.28% and European indexes like the DAX and FTSE 100 returning between -1.62-1.98% on March 7th.
3) Economic indicators like ISM and PMI readings, unemployment claims, inflation and retail sales data from the US and other major economies are also presented from this period.
The document appears to be a collection of market data and statistics from Bloomberg including:
- Global stock market performance from October 7th with most major indices down slightly.
- Bond yield curves and credit spreads that are relatively unchanged.
- Economic indicators like ISM PMI and unemployment claims from various countries.
- Upcoming events like IMF meetings and data releases.
- Performance of various commodity and currency markets over the last week.
This document appears to be a collection of market data and statistics from Bloomberg including:
- Stock market indexes and percentages changes from various countries around the world on July 23rd.
- Charts showing bond yield curves and credit default swap rates over time for various indexes and countries.
- Economic indicators like GDP, inflation and PMI numbers for countries like China and the US.
- Commodity prices and flows for various commodities.
- US election polling numbers showing Biden leading Trump.
The document provides an overview of global market and economic conditions as of July 23rd through data and charts.
This document contains market performance data from various dates in September 2019. On page 2, it shows the daily performance of various stock market indices ranging from -1.35% to 5.33%. Page 3 displays the weekly performance of additional indices from -1.15% to 6.79%. Commodity prices on page 4 ranged from -11.47% to 17.61%.
How do you invest when valuations are high? What are the parameters that an investor needs to consider before he decides to invest? Explore the deck where Sorbh Gupta, Fund Manager, Equity, Quantum Mutual Fund answers these questions & more.
www.Quantumamc.com
This document contains market and economic indicators from various dates in October 2019. It includes:
- Stock market performance for various indices such as the S&P 500 and DAX on pages 2-3.
- Commodity price movements for items like oil and metals on page 4.
- Economic data from countries including ISM PMI reports and CPI inflation figures on pages 8-10.
- Bond yield curves and risk premiums for different markets on pages 13-21.
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Evaluating the performance of private sector banks eagle model
1. Evaluating the performance of
private Sector Banks: EAGLES
Model Approach
Name: - Nilkantha B. Sawant
Roll No. 27
2. NEED FOR STUDY
1. The banking system
of a country as a whole
is responsible for
ensuring the economy's
long-term viability,
liquidity, and growth
2. banks face new
challenges, and the
economy requires novel
tools such as the
EAGLES model
3. Customers get
access to all
banking services
and products.
2
3. LITERATURE REVIEW
⊸ Patel (2015) used the CAMELS model to examine the Punjab
National Bank's financial performance and Non-Performing Assets
management from 2008 to 2012.
⊸ Vaidya (2013) used the CAMELS and EAGLES models to compare
the selected banks in Nepal
⊸ Prasons (2003) proposes a switch from the CAMELS model to
another model
⊸ According to Vong (2009), the CAMELS model has subjectivity, and
inconsistency
⊸ Nagarajan (2003) established a rating system called Micro enterprise
access to banking services (MABS)
3
4. Objective
To do comparative analysis of financial
performance of private sector bank India Using
EAGLES Model.
4
5. RESEARCH METHODOLOGY
5
1. Research design: -
Descriptive research
2. Data Source: -
secondary source
3. Source of
secondary data
4. Statistical tools: -
Ratio analysis