1. Govvinda Rao K A
Abu Dhabi, U.A.E.
Mobile: +971-50-6922566
Telephone: +971-2-6229991 (Res)
E-mail: govindarao.ka@gmail.com
Objective
Seeking a challenging and rewarding position as a commercial banking that utilizes my expertise in
Trade Finance Field.
Profile
Well qualified and results oriented banking professional with over 24 years of successful experience in
positions of increasing responsibility and duties. Of the above, about 13 years in Trade Finance
handling Exports, Imports, Remittances and all other aspects Trade Finance. Out of remaining 12
years, 2 years in Corporate Credit at the Bank’s corporate office / administrative office, balance 10
years as Branch Manager / In charge of Forex Cell.
Top performer with track record of consistently meeting or exceeding business development goals and
customer expectations. Skilled at educating customers on banking products and recommending best
options that meet their short term and long term needs. Team player with outstanding communication:
verbal, written, interpersonal & presentation skills and rapport building.
Financial Needs Analysis Customer focused strategies Individual Client consultations
Accounting & Book-keeping Building key relationships Branch Management
Technology Integration Regulatory Compliance Revenue Growth generation
Staff training and development Policy reviews and compliance Excellent organizational skills
Trade Finance:
Full-fledged exposure to Trade Finance at various levels and different cities. Responsibilities included
handling of Exports, Imports, Remittances, Sale of Foreign Currency, Encashment of FCTC, managing
various NRI accounts and other NRI investment services.
Diverse Banking expertise:
Extensive experience in different aspects of banking ranging from Forex Operations, Trade Finance,
Retail Banking, General Banking, Branch Banking, Sanction and review of Corporate Loans & Advances
both at Operational and administrative levels. Developed strategic analysis and quantitative techniques
for understanding customer perspective. Experienced in promoting bank products and services.

2. Explosive Business growth:
Accomplished in coordinating all aspects of the banking process to ensure that deadlines are met and
clients satisfied. Skilled at building financial rapport and developing long-lasting, trusting relationships
with customers. As the head of a rural branch near Panipat, I quadrupled the business of the branch to
INR 400 Million – a record achievement. This accomplishment takes on an enhanced significance in light
of the rural status of the branch with its lower business potential as compared to metro branches.
Human Resources:
Managed diverse, geographically dispersed workforce in diverse parts of India such as New Delhi,
Bangalore, Mysore, India and a rural place near Panipat, Haryana, India. Further, I am managing
workforce from diverse parts of the world i.e. different nationalities in previous job i.e. as Branch
Manager in UAE Exchange Centre LLC, Abu Dhabi and in the present job as Branch Manager in Wall
Street Exchange wherein I am managing staff from India, Bangladesh, Pakistan, Sri Lanka, Myanmar,
Indonesia, Philippines, China, Egypt, Morocco, UAE Nationals, etc. My varied and diverse exposure to
different places and different people within India and other nationalities has helped me to hone my
skills in exceptional team building, motivational and leadership skills.
Skills
Trade Finance Skills:
 All areas of Trade Finance including opening of Documentary Credits, handling bills under
Documentary Credits/on Collection Basis. Interpretation of various Articles under UCP-600,
URC-522, URDG-758, INCOTERMS 2000, ISBP-681 & URR-725, etc.
 Scrutiny/Negotiation of Export Bills vis-à-vis Documentary Credits, handling Export Bills on
Collection Basis.
 Handling Remittances/Payments both Inward and Outward through SWIFT, TELEX, Hexagon.
 Interpretation of various clauses of FEMA and FEDAI Guidelines.
 Liaison with Importer customers, Exporter Customers and NRIs.
 Handling of EEFC, RFC, NRO Accounts, FCNR/NRI deposits and Capital Market Services to NRIs.
 Exchange release under BTQ/Business Travel/Immigration.
 Sale of Foreign Currency to FFMCs.
 Encashment of FCTC, Currency to Foreigners, NRIs & Residents after duly following the “Watch
and Compare” procedure.
 Experienced in ISO certification compliance procedures.
Computer skills
 BANCS 2000
 ALPM package
 MS Office suite
Professional Experience
Various roles to Senior Manager at the time of opting for VRS from Canara Bank – Number one
nationalized Bank in India - 1983 to 2008.

3. Metropolitan Branches at New Delhi and Bangalore, India
 Officer-in-charge of Foreign Exchange in Foreign Department, New Delhi, the biggest Foreign
Exchange Dealing Office of the bank with a turnover of about INR 25 Billion and catering to
the forex needs of about 300 branches of the Bank.
 Independently handled Trade finance, corporate advances, retail banking and all areas of
branch banking in Bangalore.
Mid-Sized City Branch at Mysore, Karnataka, India
 In-charge of Foreign Exchange Cell, catering to the forex needs of about 40 branches of the
Bank in the area. This is a Bancs 2000 Branch and an ISO certified cell.
 Handled forex business turnover of about INR 2 Billion.
Rural Branch near Panipat, Haryana, India
As a Branch Manager increased the turn over of the branch four fold to INR 400 Million during my short
stint of three years. Initiated a detailed survey of customer profiles, latent business potential and
inherent prospects which was the driving force that helped increase revenue.
Worked as Branch Manager from May 2008 till June 2013 in UAE Exchange Centre LLC. Abu Dhabi.
Present employment
Presently working as Area Manager in Wall Street Exchange, a Govt of UAE entity for the past 1 and
half years having staff composition of various nationalities i.e. staff from India, Bangladesh, Pakistan,
Sri Lanka, Myanmar, Indonesia, Philippines, China, Egypt, Morocco, UAE Nationals, etc.
At present I am drawing salary of around AED 25000 pm (inclusive of hous ing allowance) + Car (all
expenses towards car is borne by the company) + Family status (all expenses regarding visa /
insurance for self / family is borne by the company) + annual passage fare for all the family members,
etc.
Education
Bachelor of Commerce, Bangalore University, Bangalore, India
CAIIB, Indian Institute of bankers, Mumbai, India
Personnel Management & Behavioral Sciences, Indian Institute of Science, Bangalore, India
Trainings Attended
 FEDAI Workshop conducted by Foreign Exchange Dealers Association of India, Mumbai,
India.
 Workshop of NRE business conducted by South India Bankers’ College, Bangalore, India.
 Training on project Finance conducted by National Institute of Banking Management, Pune,
India.
 Leadership Enrichment & Management Primer (LAMP) conducted by Louis Allen
International (LAI), India.
 Anti Money Laundering (AML) Training Conducted by an outside banking faculty for all the
Managers of UAE Exchange Centre LLC.

4. Personal Details
Age / Date of Birth : 51 Years / 31st October 1962
Passport Number / Expiry Date : G4532422 / 5th August 2017
Visa type : Employment Visa
UAE Driving License Number / Expiry Date : 1358794 / 23rd December 2018
References will be provided upon request